? ????????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should I sell my home, invest the proceeds, and rent for the rest of my life?? ?My parents said if I pay to get their basement finished we can live there as long as we want. Is this a good idea?? ?Should I set up a trust to pay my kids every year instead of a single lump sum inheritance?? ?I feel like my father is always taking advantage of me financially.? ?How do I figure out appropriate saving and spending percentages?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????????????? ? ????New to the show and want to learn more? Check out our 7 Baby Steps!???? ? ??????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????? ???? ????????Get trusted insurance coverage that fits your budget???????????????????? ? Get A Medicare Advisor You Can Trust  ? Join the Crusade! Apply Now! ? Set Sail with Dave Ramsey! Book your cabin today. Connect With Our Sponsors: Go to?????? Angel Studios?????? to discover entertainment you can feel good about. Get 10% off your first month of?????? BetterHel??????p Go to ??????Boost Mobile?????? to switch today! If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?????? Christian Healthcare Ministries?????? and use promo code RAMSEY. Get started today with ??????Churchill Mortgage??????. Equal Housing Lender ? NMLS ID 1591 ? ??????NMLSConsumerAccess.org??????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Visit ??????Helix Sleep?????? for special offers! Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more. Sign up for your $1.00/month trial at ??????Shopify??????. Get started at ??????World News?????? OR use promo code RAMSEY for a 30-day free trial. Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? or call 1-800-356-4282 for your free instant quote today!  Try ??????ZipRecruiter?????? for free today. Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?I?m getting a $1 million settlement. How do I pay off my family?s debt?? ?We have $300,000 in debt?how do we pay this off?? ?My husband?s spending scares me and we have $100,000 of debt.? ?How do I protect myself from my husband?s gambling addiction?? ?We are retired with no savings and have $57,000 of debt. How do we start building savings?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????????????????????? ? ???New to the show and want to learn more? Check out our 7 Baby Steps!??? ? ?????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????? ???? ???????Get trusted insurance coverage that fits your budget????????????????? ? ???Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year!??? ?? Take a deep dive into the EntreLeadership system at our Master Series event, where our executive team shares the exact strategies behind our growth?so you can run your business the same way. Connect With Our Sponsors: Go to????? Angel Studios????? to discover entertainment you can feel good about. Get 10% off your first month of????? BetterHel?????p Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to????? Christian Healthcare Ministries????? and use promo code RAMSEY. Get started today with ?????Churchill Mortgage?????. Equal Housing Lender ? NMLS ID 1591 ? ?????NMLSConsumerAccess.org?????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Visit ?????Helix Sleep????? for special offers! Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Sign up for your $1.00/month trial at ?????Shopify?????. Get started at ?????World News????? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today!  Try ?????ZipRecruiter????? for free today. Explore more from Ramsey Network: ? ????????????????????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????????????????????? ????????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?My family is trying to keep a truck I was supposed to inherit from my grandpa. Do I have any legal recourse options?? ?We have been living paycheck-to-paycheck for ten years. How do we get the motivation to fix this?? ?I paid for a vacation on my credit card. Should I cancel it because I'm trying to pay off debt?? ?My mother is scared of investing in the stock market. Are there any other options for her to invest in?? ?Should I use the proceeds from the sale of my home to pay off my fiancé's debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????????????? ? ??New to the show and want to learn more? Check out our 7 Baby Steps!?? ? ????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????? ???? ??????Get trusted insurance coverage that fits your budget?????????????? ? ??Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year!?? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to???? Christian Healthcare Ministries???? and use promo code RAMSEY. Get started today with ????Churchill Mortgage????. Equal Housing Lender ? NMLS ID 1591 ? ????NMLSConsumerAccess.org????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Visit ????Helix Sleep???? for special offers! Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Sign up for your $1.00/month trial at ????Shopify????. Get started at ????World News???? OR use promo code RAMSEY for a 30-day free trial. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Try ????ZipRecruiter???? for free today. Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????????????? Rachel Cruze and Jade Warshaw answer your questions and discuss: ?Should we take a lump sum offer from a cell tower company for the rights to my grandma?s property?? ?My wife told me she wants to leave me because of my financial habits. What should I do?? ?Are we doing too much by involving our kids in our financial planning meetings?? ?We?re behind on our bills and stuck in a cycle of daily payments. How do we get ahead?? ?Should I invest more to catch up on retirement while still paying down my house?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????????????? ? ??New to the show and want to learn more? Check out our 7 Baby Steps!?? ? ????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????? ???? ??????Get trusted insurance coverage that fits your budget?????????????? ? ??Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year!?? ? Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to???? Christian Healthcare Ministries???? and use promo code RAMSEY. Get started today with ????Churchill Mortgage????. Equal Housing Lender ? NMLS ID 1591 ? ????NMLSConsumerAccess.org????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Visit ????Helix Sleep???? for special offers! Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Sign up for your $1.00/month trial at ????Shopify????. Get started at ????World News???? OR use promo code RAMSEY for a 30-day free trial. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Try ????ZipRecruiter???? for free today. Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?Should we sell our house or take out a loan if repairs cost more than what we owe?? ?My 82-year-old mother is being sued by creditors. What is the best way to handle this?? ?Should we pay off my wife?s student loans or have her pay them herself?? ?My husband wants to skip our solar panel debt and build our full emergency fund instead. What should we do?? ?I?m in $55,000 of debt?how do I get out of this?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????????????? ? ??New to the show and want to learn more? Check out our 7 Baby Steps!?? ? ????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????? ???? ??????Get trusted insurance coverage that fits your budget?????????????? ? ??Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year!?? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to???? Christian Healthcare Ministries???? and use promo code RAMSEY. Get started today with ????Churchill Mortgage????. Equal Housing Lender ? NMLS ID 1591 ? ????NMLSConsumerAccess.org????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Visit ????Helix Sleep???? for special offers! Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Sign up for your $1.00/month trial at ????Shopify????. Get started at ????World News???? OR use promo code RAMSEY for a 30-day free trial. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Try ????ZipRecruiter???? for free today. Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????????????? Dr. John Delony and Jade Warshaw answer your questions and discuss: ?My wife committed financial infidelity, how do I rebuild trust with her?? ?Do we have a moral obligation to loan a family member money for a custody battle?? ?My husband is getting intense about investing but I want to pull back and enjoy our money.? ?We are upside down on all our vehicles, what should we do to get out of this situation?? ?How can my wife go to dental school without taking out loans?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????????????? ? ??New to the show and want to learn more? Check out our 7 Baby Steps!?? ? ????????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????? ???? ??????Get trusted insurance coverage that fits your budget?????????????? ? ??Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year!?? ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to???? Christian Healthcare Ministries???? and use promo code RAMSEY. Get started today with ????Churchill Mortgage????. Equal Housing Lender ? NMLS ID 1591 ? ????NMLSConsumerAccess.org????. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Visit ????Helix Sleep???? for special offers! Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Sign up for your $1.00/month trial at ????Shopify????. Get started at ????World News???? OR use promo code RAMSEY for a 30-day free trial. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Try ????ZipRecruiter???? for free today. Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We found mold in our home and I might be getting laid off soon. Should we pull from savings to pay for the $45,000 remodel?? ?I?m 19 years old with $58,000 of debt. How do I get out of this?? ?How do I keep my financial standards while dating without coming across as rude?? ?Should I use gifted money to pay off debt instead of the intended purpose it was gifted for?? ?How do I get over the fear of not being financially ready to start a family?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????????????? ? ?New to the show and want to learn more? Check out our 7 Baby Steps!? ? ???????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????? ???? ?????Get trusted insurance coverage that fits your budget??????????? Connect With Our Sponsors: Go to??? Angel Studios??? to discover entertainment you can feel good about. Get 10% off your first month of??? BetterHel???p Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to??? Christian Healthcare Ministries??? and use promo code RAMSEY. Get started today with ???Churchill Mortgage???. Equal Housing Lender ? NMLS ID 1591 ? ???NMLSConsumerAccess.org???. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Visit ???Helix Sleep??? for special offers! Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Sign up for your $1.00/month trial at ???Shopify???. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today!  Try ???ZipRecruiter??? for free today. Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?I?m struggling to find a job, what should I do to get out of this?? ?We?re in $180,000 of debt and I just found out I?m pregnant. What changes should we make to make ends meet?? ?I want to sell my late mother?s property but my sister wants to keep it. What should I do?? ?I am working 80 hours a week to pay off my home early, but my fiancée wants me to slow down. What should I do?? ?I am thinking of going back to school for 11 years. How do I financially prepare for this?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????????? ? ??????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? Help shape the future of the show. Sign up for a listener interview and tell us what you think. ???? ????Get trusted insurance coverage that fits your budget???????? ? ?For help with investing, get connected with a SmartVestor Pro!? ? Set and actually reach your goals with the NEW 2027 Ramsey Goal Planner! Hurry?they sell out every year! Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with ??Churchill Mortgage??. Equal Housing Lender ? NMLS ID 1591 ? ??NMLSConsumerAccess.org??. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Visit ??Helix Sleep?? for special offers! Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Sign up for your $1.00/month trial at ??Shopify??. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Try ??ZipRecruiter?? for free today. Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?We bought a fixer-upper and the work is overwhelming us, should we sell it?? ?I?m in $55,000 of debt, how do I deal with all my creditors?? ?I?m 62 with only $150,000 from an inheritance to rely on. How do I avoid becoming a burden on my family?? ?I hate my job, should I get a lower paying job that I?ll enjoy?? ?I?m in $35,000 of credit card debt and I?m barely able to keep up. Should I get a personal loan to pay them off?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ?Help shape the future of the show. Sign up for a listener interview and tell us what you think. https://ramsey.solutions/i0jmedjc ? ?????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????????? ? ??????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ???? ???Get trusted insurance coverage that fits your budget????? ? Get organized and prepared to buy or sell a home ? For help with investing, get connected with a SmartVestor Pro! Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with ??Churchill Mortgage??. Equal Housing Lender ? NMLS ID 1591 ? ??NMLSConsumerAccess.org??. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Visit ??Helix Sleep?? for special offers! Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Sign up for your $1.00/month trial at ??Shopify??. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Try ??ZipRecruiter?? for free today. Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?How do I prepare for my autistic daughter's future?? ?Should we sell our paid-for house to pay off $100,000 of debt?? ?Should I trust a company that's offering to pay off my house for me?? ?How do I take my business from ?surviving? to ?thriving??? ?Should we put conditions in our will around an estranged daughter?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????????? ? ??????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ???? ??Get trusted insurance coverage that fits your budget? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with ??Churchill Mortgage??. Equal Housing Lender ? NMLS ID 1591 ? ??NMLSConsumerAccess.org??. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Visit ??Helix Sleep?? for special offers! Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Try ??ZipRecruiter?? for free today. Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?We?re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?? ?Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?? ?How do I prepare financially to pay for a dowry and a big traditional wedding?? ?My fiancée?s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?? ?Our house is in a flood zone and we are struggling to sell it.? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????????? ? ??????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ???? ?Get trusted insurance coverage that fits your budget ?? ??????Get your ticket for Investing Essentials today!????? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with ??Churchill Mortgage??. Equal Housing Lender ? NMLS ID 1591 ? ??NMLSConsumerAccess.org??. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Visit ??Helix Sleep?? for special offers! Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Try ??ZipRecruiter?? for free today. Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Can I frontload our retirement and 529 accounts for a few years and then stop contributing?? ?Is paying for a more expensive daycare worth it while we are trying to pay off debt?? ?I hate the idea of investing in mutual funds because I don't have voting rights. Can I be successful investing in small companies?? ?I switched careers and now I am making a third of what I used to, should I switch back to my old career?? ?Is it a good idea to sell my house and live in a van?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????????????????? ? ?????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????? ???? Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of? BetterHel?p Go to ?Boost Mobile? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to? Christian Healthcare Ministries? and use promo code RAMSEY. Get started today with ?Churchill Mortgage?. Equal Housing Lender ? NMLS ID 1591 ? ?NMLSConsumerAccess.org?. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Visit ?Helix Sleep? for special offers! Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Try ?Quo? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?Shopify?. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today!  Try ?ZipRecruiter? for free today. Explore more from Ramsey Network: ? ????????????????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????????????????? ????????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?My job contract says I?ll owe three times my tuition if I leave?should I stay or go?? ?My mortgage payment is 40% of our income?should we sell our home?? ?A solar panel company put a lien on my house?should I pay off the panels before the mortgage?? ?I owe the IRS and child support?how do I pay these off so I don?t end up homeless again?? ?My mom?s home is in terrible condition but she refuses to move?how do we help her?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????????? ? ????????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???? ? ????????????????????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????????????????????????????? ?? ????Get your ticket for Investing Essentials today!??? ? ?Join the Crusade! Apply Now!? Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY. Get started today with Churchill Mortgage. Equal Housing Lender ? NMLS ID 1591 ? NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Visit Helix Sleep for special offers! Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started at World News OR use promo code RAMSEY for a 30-day free trial. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!  Try ZipRecruiter for free today. Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????????? Jade Warshaw and Rachel Cruze answer your questions and discuss: ?My wife loaned out $45,000 of our money behind my back? ?My husband hasn't had a job in eight years and I'm struggling to make ends meet. Should I divorce him?? ?My parents are asking for us to loan them money so they can buy another home. What should I do?? ?Should I use my husband's life insurance payout to pay off the house?? ?Should we give up our kids' music lessons to become debt-free?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????????? ? ???????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??? ? ???????????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today!?? Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of? BetterHel?p Go to ?Boost Mobile? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to? Christian Healthcare Ministries? and use promo code RAMSEY. Get started today with ?Churchill Mortgage?. Equal Housing Lender ? NMLS ID 1591 ? ?NMLSConsumerAccess.org?. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Try ?Quo? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?Shopify?. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My fiancé says I?m financially abusing him because I won?t use my inheritance to pay off his credit card debt? ?We bought a home with concealed structural problems?should we sue the seller?? ?I sued my contractor for defrauding me out of $10,000, and all my financial margin is going to legal fees. What do I do?? ?My kids? medical problems are keeping me from working and it?s straining our finances. What should we do?? ?I?m in $15,000 of debt?how do I get out of the debt cycle?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????????? ? ???????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??? ? ???????????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today!?? ? Calculate Your Net Worth Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of? BetterHel?p Go to ?Boost Mobile? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to? Christian Healthcare Ministries? and use promo code RAMSEY. Get started today with ?Churchill Mortgage?. Equal Housing Lender ? NMLS ID 1591 ? ?NMLSConsumerAccess.org?. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Try ?Quo? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?Shopify?. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?I won $400,000 in a scratch-off lottery ticket, how should I manage this money?? ?I?ve been living in my car for 6 months after a nightmare with home ownership?should I buy a sailboat and live in that?? ?We are about to lose half our income, do we need to pause the Ramsey plan?? ?I?m going to college with nothing saved and I?m worried that I?ll end up going into debt.? ?My parents are telling me not to buy a house right now because of the interest rates. Are they right?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????????? ? ???????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??? ? ???????????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today!?? ? Start George's Free Home Buying Course Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of? BetterHel?p Go to ?Boost Mobile? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to? Christian Healthcare Ministries? and use promo code RAMSEY. Get started today with ?Churchill Mortgage?. Equal Housing Lender ? NMLS ID 1591 ? ?NMLSConsumerAccess.org?. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Try ?Quo? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?Shopify?. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????????? Jade Warshaw and Rachel Cruze answer your questions and discuss: ?My mother has been irresponsible with her money; will I be responsible for taking care of her?? ?I just found out I will be inheriting 100 ounces of gold. What should I do with it?? ?I took out a 401(k) loan to pay off my credit card debt, and I'm worried I made a mistake and won't be able to stop using them.? ?I keep catching my husband in lies about our finances.? ?I'm about to run out of money for lawyers in my divorce; what should I do?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????????? ? ???????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??? ? ???????????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????????????????????? ? Join the Crusade! Apply Now! Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY. Get started today with Churchill Mortgage. Equal Housing Lender ? NMLS ID 1591 ? NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.  Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started at World News OR use promo code RAMSEY for a 30-day free trial. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?We?re house poor, should we sell the house?? ?I?m $28,000 upside down on my car, how do I get out of it?? ?As a Christian, how do I go about starting a business without idolizing money or success?? ?Should I go $3.5 million into debt to become a chicken farmer?? ?Should I use the money I inherited to pay off debt or do something my late sister would have wanted me to do?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????? ? ??????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?? ? ??????????????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????????????????????? ?? ??Get your ticket for Investing Essentials today!? ? ??Set Sail with Dave Ramsey! Book your cabin today! Connect With Our Sponsors: Go to???????????? Angel Studios???????????? to discover entertainment you can feel good about Get 10% off your first month of????????????? ????????BetterHel?????????????p???????? Go to ?????????????????????Boost Mobile????????????????????? to switch today If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to????? Christian Healthcare Ministries????? and use promo code RAMSEY Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more Try ?????????????????????Quo????????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers Sign up for your $1.00/month trial at ?????????????????????Shopify????????????????????? Get started at ???????????World News??????????? OR use promo code RAMSEY for a 30-day free trial Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?My girlfriend and I have different views on money. How do we talk through this and come to an agreement?? ?I just lost $1,300 of child support a month and now I am behind on my bills. What should I do?? ?I interviewed with a company and they said they wanted to hire me, but I haven?t heard from them in 45 days. What should I do?? ?My father cosigned a student loan for my nephew. Who is responsible for the loan after my father passes away?? ?Our mortgage is 50% of our income. Can we keep the house?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????? ? ??????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?? ? ??????????????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????????????????????? ? ??Set Sail with Dave Ramsey! Book your cabin today.?? ?? Join Dr. John Delony at Money & Marriage Getaway. Connect With Our Sponsors: Go to???????????? Angel Studios???????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ????????BetterHel?????????????p???????? Go to ?????????????????????Boost Mobile????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to????? Christian Healthcare Ministries????? and use promo code RAMSEY. Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more. Try ?????????????????????Quo????????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????????????Shopify?????????????????????. Get started at ???????????World News??????????? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?Should we sell our paid-off vehicles to pay down our $193,000 of debt?? ?My husband doesn?t want to work?should I divorce him?? ?I?m upside down on a truck that?s not selling; how do I get out of it?? ?Should we let my mom move in with us even if it means enabling her bad financial decisions?? ?How do we protect our retirement despite my husband?s dementia diagnosis?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????????? ? ??????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?? ? ??????????????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today!?? ? ?For help with investing, get connected with a SmartVestor Pro? Connect With Our Sponsors: Go to???????????? Angel Studios???????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ????????BetterHel?????????????p???????? Go to ?????????????????????Boost Mobile????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to????? Christian Healthcare Ministries????? and use promo code RAMSEY. Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more. Try ?????????????????????Quo????????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????????????Shopify?????????????????????. Get started at ???????????World News??????????? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????????????? Jade Warshaw and Geroge Kamel answer your questions and discuss: ?Should I just give up on paying off $200,000 of debt and let my credit get destroyed?? ?We have $186,000 of debt and disagree on whether we need to sell our home to clean this mess up.? ?My husband and I lost our jobs at the same time?should we focus on building a business or find other jobs?? ?Should I refinance my home to a lower payment to get more margin in my budget?? ?Is it a good idea to share some of our retirement savings with our kids before they inherit it?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????????????? ? ?????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!? ? ?????????????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????????????????? ?? George Asks World Cup Fans How Much They Spent Connect With Our Sponsors: Go to??????????? Angel Studios??????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ???????BetterHel?????????????p??????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to???? Christian Healthcare Ministries???? and use promo code RAMSEY. Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Try ????????????????????Quo???????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????????????????Shopify????????????????????. Get started at ??????????World News?????????? OR use promo code RAMSEY for a 30-day free trial. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????????????? ????????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????????? Jade Warshaw Dr. John Delony answer your questions and discuss: ?Should we use a credit card to pay for a $100,000 septic tank repair when we?re already deep in debt?? ?My boyfriend wants us to pay off his debt once we?re married and put his name on my house. Is this a bad idea?? ?Is it a good idea to take out $80,000 in student loans so my wife can triple her income?? ?We are making good money but we hate our jobs. How long do we have to keep this up?? ?The only school in my area offering the course I want will cost $136,000. I want to do it but my husband thinks it?s a bad idea.? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????????? ? ????????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app! ? ????????????????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????????????????? ?? ??Get your ticket for Investing Essentials today!? ???? ?Get trusted insurance coverage that fits your budget? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Go to?????????? Angel Studios?????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ??????BetterHel?????????????p?????? Go to ???????????????????Boost Mobile??????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????Christian Brothers Automotive???????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to??? Christian Healthcare Ministries??? and use promo code RAMSEY. Get started today with??????????????????? Churchill Mortgage??????????????????? Get 20% off when you join ???????????????????DeleteMe??????????????????? Go to??????????????????? FAIRWINDS Credit Union??????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????Guardian Litigation Group??????????????????? Find top health insurance plans at ???????????????????Health Trust Financial??????????????????? Use code RAMSEY to save 20% at ???????????????????Mama Bear Legal Forms??????????????????? Visit??????????????????? NetSuite??????????????????? today to learn more. Try ???????????????????Quo??????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????????????Shopify???????????????????. Get started at ?????????World News????????? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????????????YRefy??????????????????? or call 844-2-RAMSEY Visit??????????????????? Zander Insurance??????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????????? ???????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should we pay off $40,000 in credit card debt or go into stork-mode?? ?How do I weigh passion versus earning potential when choosing a career?? ?Should I drain my emergency fund to buy a house?? ?Should I buy a business for $200,000?? ?How do we get our daughter to pay us back for her student loans?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????????? ? ???????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?? ?? ?Get your ticket for Investing Essentials today! ? ?Set Sail with Dave Ramsey! Book your cabin today.? ?44 Side Hustles to Increase Your Income. Connect With Our Sponsors: Go to????????? Angel Studios????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ?????BetterHel?????????????p????? Go to ??????????????????Boost Mobile?????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????Christian Brothers Automotive??????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with?????????????????? Churchill Mortgage?????????????????? Get 20% off when you join ??????????????????DeleteMe?????????????????? Go to?????????????????? FAIRWINDS Credit Union?????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????Guardian Litigation Group?????????????????? Find top health insurance plans at ??????????????????Health Trust Financial?????????????????? Use code RAMSEY to save 20% at ??????????????????Mama Bear Legal Forms?????????????????? Visit?????????????????? NetSuite?????????????????? today to learn more. Try ??????????????????Quo?????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????????????Shopify??????????????????. Get started at ????????World News???????? OR use promo code RAMSEY for a 30-day free trial. Get started with ??????????????????YRefy?????????????????? or call 844-2-RAMSEY Visit?????????????????? Zander Insurance?????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????????? ??????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I?m $108,000 in debt, living in my car, and my wages are being garnished. How do I get through this?? ?Should I leave my husband after he?s been unemployed for ten years?? ?I want to transition to a career where I?ll be making a quarter of what I make now. How do I prepare for this?? ?My company is closing in a month. What should I do with the company retirement accounts?? ?Should I invest the money I?m getting in the divorce into retirement?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????????? ? ??????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!? ???? ??Get trusted insurance coverage that fits your budget?? Connect With Our Sponsors: Go to????????? Angel Studios????????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ?????BetterHel?????????????p????? Go to ??????????????????Boost Mobile?????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????Christian Brothers Automotive??????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to?? Christian Healthcare Ministries?? and use promo code RAMSEY. Get started today with?????????????????? Churchill Mortgage?????????????????? Get 20% off when you join ??????????????????DeleteMe?????????????????? Go to?????????????????? FAIRWINDS Credit Union?????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????Guardian Litigation Group?????????????????? Find top health insurance plans at ??????????????????Health Trust Financial?????????????????? Use code RAMSEY to save 20% at ??????????????????Mama Bear Legal Forms?????????????????? Visit?????????????????? NetSuite?????????????????? today to learn more. Try ??????????????????Quo?????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????????????Shopify??????????????????. Get started at ????????World News???????? OR use promo code RAMSEY for a 30-day free trial. Get started with ??????????????????YRefy?????????????????? or call 844-2-RAMSEY Visit?????????????????? Zander Insurance?????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????????? ?????????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We are going into the red every month with our bills, how do we get our income up?? ?My contractor ripped me off and I lost $30,000, what should I do?? ?My job wants me to buy shares in the company for $80,000, can I use my emergency fund to buy them?? ?We went into a business partnership with my brother-in-law and it's not working out, how do we get out of this?? ?We have $610,000 of debt, should we pay this off in 2 years or take a slower approach?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????????? ? ????????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????? ? ???????????????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????????????? ? ?Set Sail with Dave Ramsey! Book your cabin today.? Connect With Our Sponsors: Go to??????? Angel Studios??????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ???BetterHel?????????????p??? Go to ????????????????Boost Mobile???????????????? to switch today! If you want your car to keep going and going, trust ????????????????Christian Brothers Automotive????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY. Get started today with???????????????? Churchill Mortgage???????????????? Get 20% off when you join ????????????????DeleteMe???????????????? Go to???????????????? FAIRWINDS Credit Union???????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????Guardian Litigation Group???????????????? Find top health insurance plans at ????????????????Health Trust Financial???????????????? Use code RAMSEY to save 20% at ????????????????Mama Bear Legal Forms???????????????? Visit???????????????? NetSuite???????????????? today to learn more. Try ????????????????Quo???????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????????????Shopify????????????????. Get started at ??????World News?????? OR use promo code RAMSEY for a 30-day free trial. Get started with ????????????????YRefy???????????????? or call 844-2-RAMSEY Visit???????????????? Zander Insurance???????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????????? ???????????????????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My friend wants to give me a property for free, how do I handle this?? ?My sons unexpectedly inherited $400,000, what should we do?? ?I took out a loan against my stocks, now I can barely keep up with the interest charges. What should I do?? ?I?m a millionaire but I still don?t know if I will be able to maintain my lifestyle in retirement.? ?My parents have to make a balloon payment on their mortgage in 10 years, how do I help them prepare?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????????Email Dave On-Air With Your Questions on Debt and Finance????????????????? ? ???????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????? ? ??????????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! ???? Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Go to???????? Angel Studios???????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ????BetterHel?????????????p???? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to? Christian Healthcare Ministries? and use promo code RAMSEY. Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Try ?????????????????Quo????????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????????Shopify?????????????????. Get started at ???????World News??????? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????????? ??????????????????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I use my investments to pay off my debt?? ?How can I get my husband to stop blowing money on day trading?? ?My fiancé wants a prenup but I don't think we need one, what should I do?? ?How can I pay for brain surgery while broke?? ?How do I get out of $70,000 of debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????????Email Dave On-Air With Your Questions on Debt and Finance???????????????? ? ??????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????? ? ?????????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????????? ? Set Sail with Dave Ramsey! Book your cabin today. Connect With Our Sponsors: Go to????? Angel Studios????? to discover entertainment you can feel good about. Get 10% off your first month of????????????? ?BetterHel?????????????p? Go to ??????????????Boost Mobile?????????????? to switch today! If you want your car to keep going and going, trust ??????????????Christian Brothers Automotive??????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????? Christian Healthcare Ministries?????????????? Get started today with?????????????? Churchill Mortgage?????????????? Get 20% off when you join ??????????????DeleteMe?????????????? Go to?????????????? FAIRWINDS Credit Union?????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????Guardian Litigation Group?????????????? Find top health insurance plans at ??????????????Health Trust Financial?????????????? Use code RAMSEY to save 20% at ??????????????Mama Bear Legal Forms?????????????? Visit?????????????? NetSuite?????????????? today to learn more. Try ??????????????Quo?????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????????Shopify??????????????. Get started at ????World News???? OR use promo code RAMSEY for a 30-day free trial. Get started with ??????????????YRefy?????????????? or call 844-2-RAMSEY Visit?????????????? Zander Insurance?????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????George Kamel????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????????? ?????????????????????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? George Kamel answers your questions and discuss: ?My mom wants to take my brother off the will and give me everything?should I split it with him after she passes?? ?Should we sell the farm so we can live debt-free?? ?Can I borrow money to buy my own cows?? ?How can we get ahead financially without getting fatigued?? ?Can I periodically splurge a little bit while paying off debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? ? Use our Net Worth Calculator! ? See How Much Your Investments Are Making You! Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My parents got scammed out of their entire retirement and racked up over $100,000 of debt?how do I help them?? ?I feel uneasy about the strings attached to the money my father-in-law is giving us for a home down payment.? ?My husband took on $90,000 of debt for his business and I?m scared it?s going to ruin our finances.? ?We are unable to sell our manufactured home with conventional financing?what should we do?? ?Should I go into debt to go on a free cruise I won in a sweepstakes?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should we refinance our home to pay off debt?? ?Is it okay that we keep our finances separate if my husband covers all the bills?? ?Should I sell my house to pay off my debt?? ?Everyone is telling us to spend down our cash so we are eligible for college financial aid, are they right?? ?How do I pay off $41,000 of debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? ? ?Use our Net Worth Calculator!? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I won $500,000 from the lottery?when should I claim the money for tax purposes?? ?Is it okay to drain 68% of our Roth 403(b) to pay off our house?? ?How can we rent a home without a credit score?? ?Should I use my 401(k) to pay off my student loans?? ?Should I invest in cruise line single stocks to save money while onboard?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should I pull from my investments to pay my mortgage off?? ?My wife has been diagnosed with terminal cancer and I'm worried I don't have enough saved.? ?Is an Airbnb a good investment?? ?Does it set the right example to pay for my son's college?? ?I'm embarrassed by what I do for a living. How do I talk about it confidently?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????? ? ????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????? ? ???????????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Go to??? Angel Studios??? to discover entertainment you can feel good about. Get 10% off your first month of???????????? BetterHel????????????p Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Try ????????????Quo???????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????????Shopify????????????. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????? ???????????????????????????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I take out $250,000 in student loans to go to vet school?? ?We used a HELOC to start a coffee shop and ran out of money. Should I take out a personal loan to keep going?? ?My father-in-law isn't honoring his promise to pay off my wife's debt.? ?Can we buy a boat to live on using the same rules as a house?? ?Our mortgage is 50% of our income. Should we sell our home?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???? ? ???Join the Crusade! Apply Now!? ?? 4 days only! Shop $13 Fourth of July hardcovers.?????????????????????????????????????????? ? ??????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????? ? ???????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????? Jade Warshaw and John Delony answer your questions and discuss: I'm 48, have nothing saved for retirement, and I can't rely on my husband financially I feel like my husband's new employer is engaging in shady business practices My husband follows a TikToker who promotes getting a first lean HELOC, is this a good idea? We're paying off our home in 3 weeks, what does that process look like? My property is not cash flowing but I will take a loss if I sell it I don't understand investments, where should I put my money? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????Email Dave On-Air With Your Questions on Debt and Finance???????????? ? ??????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????????? ? ?????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????? ?? ??Get trusted insurance coverage that fits your budget?? Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of?????????? BetterHel??????????p Go to ??????????Boost Mobile?????????? to switch today! If you want your car to keep going and going, trust ??????????Christian Brothers Automotive??????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more. Try ??????????Quo?????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????Shopify??????????. Get started at World News OR use promo code RAMSEY for a 30-day free trial. Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????? ? ?????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????George Kamel????????????????????????????????????????????????? ? ?????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????? ?????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: How do I convince my fiancée that we need to sell our house to pay off debt?? ?My girlfriend shuts down every time I bring up finances. How do we get on the same page?? ?I?m not comfortable with my husband?s risky investments. How do we get on the same page?? ?How do we pay off our medical bills after my husband was laid off?? ?How do I stay encouraged with my large goals when I?m in a bad spot financially?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????????? ? ??????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I'm drowning in minimum payments on my credit cards. Is debt consolidation my only hope?? ?I just found out about my husband's gambling addiction and everything is gone. What do I do?? ?Our rent is 50% of our take-home pay. What should we do?? ?How do I determine if my fiancé is financially compatible before getting married?? ?I feel guilty for financially cutting off my ex-wife.? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! ? ??Join the Crusade! Apply Now!? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????? ? ???????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?We have $175,000 of debt, how do we pay it off?? ?My house is going into foreclosure but I paid on time, what should I do?? ?My husband?s dream business hasn?t made any money in four years. At what point do we call it?? ?We?re drowning in mortgage payments on three properties. How do we get out of this?? ?My ex-husband is not cooperating with selling our house. What do I do?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????Email Dave On-Air With Your Questions on Debt and Finance???????????? ? ??????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????????? ? ?????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????? ?? ????Get your ticket for Investing Essentials today! ???? ? Set Sail with Dave Ramsey! Book your cabin today Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of?????????? BetterHel??????????p Go to ??????????Boost Mobile?????????? to switch today! If you want your car to keep going and going, trust ??????????Christian Brothers Automotive??????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more. Try ??????????Quo?????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????Shopify??????????. Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????? ? ?????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????George Kamel????????????????????????????????????????????????? ? ?????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????? ?????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????? ? ??????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?My husband has borrowed $100K against his 401K behind my back, should we separate our finances?? ?We own more on student loans than our house, should we pay off the student loans first?? ?Our preferred daycare option will cost us 50% of our monthly income, what should we do?? ?We got scammed and lost $6,800, how do we recover?? ?Should I become a surrogate mother in order to pay off debt quicker?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????Email Dave On-Air With Your Questions on Debt and Finance??????????? ? ?????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????????????????? ? ????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? ?? ?Get trusted insurance coverage that fits your budget? Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of????????? BetterHel?????????p Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more. Try ?????????Quo????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????Shopify?????????. Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????? ? ????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????? ? ????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????George Kamel???????????????????????????????????????????????? ? ????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????? ????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?My in-laws paid for our wedding, but now they're sending us bills for everything? ?My wife and I bought a house with her inheritance and now she wants a divorce, how do we split it?? ?I've been let go from nine different jobs, should I sell my condo and start over in another state?? ?My husband's food spending is keeping us from saving for the future? ?I hate living in my boyfriend's mother's house but we can't afford to move out on our own? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ? ????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????????? ? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? ? ?Join the Crusade! Apply Now!? ?? Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?How can I afford a house when I'm budgeted down to the dollar?? ?We're struggling to combine finances after being married for 19 years.? ?Should we refinance our house to buy an investment property?? ?How much should I budget for a wedding ring while paying off debt?? ?Should I pay for online courses to try to get a pay raise?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ? ????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????????? ? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ?? ?????Get your ticket for Investing Essentials today! ???? ? ???For help with investing, get connected with a SmartVestor Pro??? Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My husband keeps fighting me about buying prepared meals while we are trying to pay off debt. Is he right?? ?How do I prepare financially to go through a custody battle?? ?I just lost my job, should I try to sue for breach of contract?? ?How do I get my husband to be financially transparent with me?? ?Our interest rates are about to increase on our student loans. Should we pay them off first before our other debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ????????????????????????????????????????? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!? ?? ???Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????? ? ????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My son found a valuable baseball card; how do I invest the money for him when it sells?? ?I am about to inherit $2 million; how do I manage this money?? ?I?m in $55,000 of debt and my income is not enough to cover my bills; how do I get out of this mess?? ?We bought an old house and things keep breaking; should we sell the house?? ?Should we downgrade our home so we can transition to being a single income family?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????Email Dave On-Air With Your Questions on Debt and Finance????????? ? ???????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????? ? ??????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????? ?? ????Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of??????? BetterHel???????p Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Try ???????Quo??????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????Shopify???????. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????? ? ??????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????? ? ??????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????George Kamel?????????????????????????????????????????????? ? ??????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????? ??????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????? ? ???????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should I sell my precious metals to pay off our home?? ?My daughter stopped talking to me because I told her I will not go into debt to pay her college expenses.? ?My husband was diagnosed with dementia; how big of an emergency fund do we need?? ?I keep pulling from my Roth IRA to pay for my daughter's college.? ?Our friend is telling us we can buy fixer-uppers, renovate them, then use HELOCs to grow our real estate investments quickly.? Next Steps: ??????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????Email Dave On-Air With Your Questions on Debt and Finance????????? ? ??????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????? ? ?????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of?????? BetterHel??????p Go to ??????Boost Mobile?????? to switch today! If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more. Try ??????Quo?????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????Shopify??????. Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????? ? ?????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????? ? ?????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????George Kamel????????????????????????????????????????????? ? ?????????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????????? ? ?????????????????????????????????????????????EntreLeadership????????????????????????????????????????????? ?????????????????????????????????????????????Ramsey Solutions Privacy Policy?????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????? ? ??????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We got married in the church but did not get legally married because of my finances. When can we get married?? ?My wife doesn't want us to use our savings to pay the taxes on a Roth conversion. How do I explain to her that this is a good idea?? ?Is a cash-out refinance the only option to pay my soon-to-be ex-husband for his share in the divorce?? ?A church member in the congregation I serve is selling whole life insurance products. Should I tell church leadership?? ?My boyfriend is on disability. I've been encouraging him to do side gigs but he is not interested. How do I talk to him about this?? Next Steps: ?????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????Email Dave On-Air With Your Questions on Debt and Finance???????? ? ?????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????????????? ? ????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????? ?? ??Get your ticket for Investing Essentials today! ?? ? Use our Retirement Calculator to find out how much you need to invest each month to retire a millionaire Connect With Our Sponsors: Get 10% off your first month of????? BetterHel?????p Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Try ?????Quo????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????Shopify?????. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????? ? ????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????? ? ????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????George Kamel???????????????????????????????????????????? ? ????????????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????????????? ? ????????????????????????????????????????????EntreLeadership???????????????????????????????????????????? ????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My father is going to leave all his wealth to my sons in order to spite me, and I'm worried about how this will affect my kids? ?My husband gets notified every time I buy anything and controls all of our finances? ?I was scammed by a solar company? ?Should I file for bankruptcy?? ?Should I pause paying off my debt until I have increased my income?? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?I?m about to inherit $5 million, how do I wisely manage this money with my fiancé?? ?We?re in $48,000 of debt, our house is in forbearance, and my husband doesn?t support us financially. What do I do?? ?I was taken to small claims court and they are threatening to garnish my wages. Should I get a HELOC to pay it off?? ?Our neighborhood is no longer safe. Should we sell our house or rent it?? ?We run a successful business but we?re still broke and in debt.? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????? ? ????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I inherited a property with a mortgage that I can't afford. What should I do?? ?My husband says he won't pay off my student loans because I should've paid them before marriage.? ?I have $131,000 of debt, I'm behind on my taxes, and I'm struggling to make payments.? ?I have nothing saved for retirement. Should I sell my home to buy a mobile home and invest the difference?? ?My financial advisor recommends tax-loss harvesting. Should I follow their advice?? Next Steps: ???????????????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????Email Dave On-Air With Your Questions on Debt and Finance?????? ? ???????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????? ? ??????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Get 10% off your first month of??? BetterHel???p Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Try ???Quo??? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???Shopify???. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????? ? ??????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????? ? ??????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????George Kamel?????????????????????????????????????????? ? ??????????????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????????????? ? ??????????????????????????????????????????EntreLeadership?????????????????????????????????????????? ??????????????????????????????????????????Ramsey Solutions Privacy Policy??????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?My husband was hiding over $100,000 of debt from me, should we take out a HELOC to pay it off?? ?My parents are terrible with money and expect me to help them in retirement, where do I draw the line?? ?We don?t know how to start the Baby Steps and remain disciplined.? ?Should we be supportive of our daughter wanting to move out of our home?? ?My husband had open heart surgery last year, can we afford to retire him early for his health?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ? ??For help with investing, get connected with a SmartVestor Pro?? ? Join the Crusade! Apply Now! Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Ken Coleman, Rachel Cruze, and George Kamel take The Ramsey Show to Anaheim for a live audience episode featuring real money questions from the crowd. They tackle combining finances in marriage, family tenants and estate decisions, loneliness after divorce, financial differences with loved ones, preparing heirs for wealth, staying motivated in Baby Step 7, growing a business, and asking for a raise. Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ???? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I sell the house to make myself debt free?? ?My parents don?t think they need to save for retirement because they are convinced they are getting raptured soon.? ?My parents will pay me to take care of them but want to hide it from my siblings. What should I do?? ?My fiancée and I have a significant income gap, how should we structure our prenup?? ?I?ve been using credit cards to pay off bills, how do I dig out of this financial hole?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices