? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My parents got scammed out of their entire retirement and racked up over $100,000 of debt?how do I help them?? ?I feel uneasy about the strings attached to the money my father-in-law is giving us for a home down payment.? ?My husband took on $90,000 of debt for his business and I?m scared it?s going to ruin our finances.? ?We are unable to sell our manufactured home with conventional financing?what should we do?? ?Should I go into debt to go on a free cruise I won in a sweepstakes?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should we refinance our home to pay off debt?? ?Is it okay that we keep our finances separate if my husband covers all the bills?? ?Should I sell my house to pay off my debt?? ?Everyone is telling us to spend down our cash so we are eligible for college financial aid, are they right?? ?How do I pay off $41,000 of debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? ? ?Use our Net Worth Calculator!? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I won $500,000 from the lottery?when should I claim the money for tax purposes?? ?Is it okay to drain 68% of our Roth 403(b) to pay off our house?? ?How can we rent a home without a credit score?? ?Should I use my 401(k) to pay off my student loans?? ?Should I invest in cruise line single stocks to save money while onboard?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????????Email Dave On-Air With Your Questions on Debt and Finance??????????????? ? ?????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????? ? ????????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????????? ?? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Go to???? Angel Studios???? to discover entertainment you can feel good about. Get 10% off your first month of????????????? BetterHel?????????????p Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Try ?????????????Quo????????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????????Shopify?????????????. Get started at ???World News??? OR use promo code RAMSEY for a 30-day free trial. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????????George Kamel???????????????????????????????????????????????????? ? ????????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????????? ????????????????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should I pull from my investments to pay my mortgage off?? ?My wife has been diagnosed with terminal cancer and I'm worried I don't have enough saved.? ?Is an Airbnb a good investment?? ?Does it set the right example to pay for my son's college?? ?I'm embarrassed by what I do for a living. How do I talk about it confidently?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????????Email Dave On-Air With Your Questions on Debt and Finance?????????????? ? ????????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????? ? ???????????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Go to??? Angel Studios??? to discover entertainment you can feel good about. Get 10% off your first month of???????????? BetterHel????????????p Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Try ????????????Quo???????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????????Shopify????????????. Get started at ??World News?? OR use promo code RAMSEY for a 30-day free trial. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????????George Kamel??????????????????????????????????????????????????? ? ???????????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????????? ???????????????????????????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I take out $250,000 in student loans to go to vet school?? ?We used a HELOC to start a coffee shop and ran out of money. Should I take out a personal loan to keep going?? ?My father-in-law isn't honoring his promise to pay off my wife's debt.? ?Can we buy a boat to live on using the same rules as a house?? ?Our mortgage is 50% of our income. Should we sell our home?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???? ? ???Join the Crusade! Apply Now!? ?? 4 days only! Shop $13 Fourth of July hardcovers.?????????????????????????????????????????? ? ??????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????? ? ???????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????? Jade Warshaw and John Delony answer your questions and discuss: I'm 48, have nothing saved for retirement, and I can't rely on my husband financially I feel like my husband's new employer is engaging in shady business practices My husband follows a TikToker who promotes getting a first lean HELOC, is this a good idea? We're paying off our home in 3 weeks, what does that process look like? My property is not cash flowing but I will take a loss if I sell it I don't understand investments, where should I put my money? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????Email Dave On-Air With Your Questions on Debt and Finance???????????? ? ??????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????????? ? ?????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????? ?? ??Get trusted insurance coverage that fits your budget?? Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of?????????? BetterHel??????????p Go to ??????????Boost Mobile?????????? to switch today! If you want your car to keep going and going, trust ??????????Christian Brothers Automotive??????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more. Try ??????????Quo?????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????Shopify??????????. Get started at World News OR use promo code RAMSEY for a 30-day free trial. Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????? ? ?????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????George Kamel????????????????????????????????????????????????? ? ?????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????? ?????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: How do I convince my fiancée that we need to sell our house to pay off debt?? ?My girlfriend shuts down every time I bring up finances. How do we get on the same page?? ?I?m not comfortable with my husband?s risky investments. How do we get on the same page?? ?How do we pay off our medical bills after my husband was laid off?? ?How do I stay encouraged with my large goals when I?m in a bad spot financially?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????????? ? ??????????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????????? ? ????????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I'm drowning in minimum payments on my credit cards. Is debt consolidation my only hope?? ?I just found out about my husband's gambling addiction and everything is gone. What do I do?? ?Our rent is 50% of our take-home pay. What should we do?? ?How do I determine if my fiancé is financially compatible before getting married?? ?I feel guilty for financially cutting off my ex-wife.? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????????Email Dave On-Air With Your Questions on Debt and Finance????????????? ? ???????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????????? ?? Get your ticket for Investing Essentials today! ? ??Join the Crusade! Apply Now!? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Go to?? Angel Studios?? to discover entertainment you can feel good about. Get 10% off your first month of??????????? BetterHel???????????p Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Try ???????????Quo??????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????????Shopify???????????. Get started at ?World News? OR use promo code RAMSEY for a 30-day free trial. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????????George Kamel?????????????????????????????????????????????????? ? ??????????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????????? ??????????????????????????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????????? ? ???????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?We have $175,000 of debt, how do we pay it off?? ?My house is going into foreclosure but I paid on time, what should I do?? ?My husband?s dream business hasn?t made any money in four years. At what point do we call it?? ?We?re drowning in mortgage payments on three properties. How do we get out of this?? ?My ex-husband is not cooperating with selling our house. What do I do?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????????Email Dave On-Air With Your Questions on Debt and Finance???????????? ? ??????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????????? ? ?????????????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????????????????? ?? ????Get your ticket for Investing Essentials today! ???? ? Set Sail with Dave Ramsey! Book your cabin today Connect With Our Sponsors: Go to? Angel Studios? to discover entertainment you can feel good about. Get 10% off your first month of?????????? BetterHel??????????p Go to ??????????Boost Mobile?????????? to switch today! If you want your car to keep going and going, trust ??????????Christian Brothers Automotive??????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more. Try ??????????Quo?????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????????Shopify??????????. Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????????? ? ?????????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????????? ? ?????????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????????George Kamel????????????????????????????????????????????????? ? ?????????????????????????????????????????????????EntreLeadership????????????????????????????????????????????????? ?????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????????? ? ??????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?My husband has borrowed $100K against his 401K behind my back, should we separate our finances?? ?We own more on student loans than our house, should we pay off the student loans first?? ?Our preferred daycare option will cost us 50% of our monthly income, what should we do?? ?We got scammed and lost $6,800, how do we recover?? ?Should I become a surrogate mother in order to pay off debt quicker?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????????Email Dave On-Air With Your Questions on Debt and Finance??????????? ? ?????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????????????????? ? ????????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? ?? ?Get trusted insurance coverage that fits your budget? Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of????????? BetterHel?????????p Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more. Try ?????????Quo????????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????????Shopify?????????. Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????????? ? ????????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????????? ? ????????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????????George Kamel???????????????????????????????????????????????? ? ????????????????????????????????????????????????EntreLeadership???????????????????????????????????????????????? ????????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?My in-laws paid for our wedding, but now they're sending us bills for everything? ?My wife and I bought a house with her inheritance and now she wants a divorce, how do we split it?? ?I've been let go from nine different jobs, should I sell my condo and start over in another state?? ?My husband's food spending is keeping us from saving for the future? ?I hate living in my boyfriend's mother's house but we can't afford to move out on our own? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ? ????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????????? ? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? ? ?Join the Crusade! Apply Now!? ?? Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?How can I afford a house when I'm budgeted down to the dollar?? ?We're struggling to combine finances after being married for 19 years.? ?Should we refinance our house to buy an investment property?? ?How much should I budget for a wedding ring while paying off debt?? ?Should I pay for online courses to try to get a pay raise?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ? ????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????????? ? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ?? ?????Get your ticket for Investing Essentials today! ???? ? ???For help with investing, get connected with a SmartVestor Pro??? Connect With Our Sponsors: Go to Angel Studios to discover entertainment you can feel good about. Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????????? ? ?????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My husband keeps fighting me about buying prepared meals while we are trying to pay off debt. Is he right?? ?How do I prepare financially to go through a custody battle?? ?I just lost my job, should I try to sue for breach of contract?? ?How do I get my husband to be financially transparent with me?? ?Our interest rates are about to increase on our student loans. Should we pay them off first before our other debt?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????????Email Dave On-Air With Your Questions on Debt and Finance?????????? ????????????????????????????????????????? ???????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????????? ? ?????????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!? ?? ???Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of???????? BetterHel????????p Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Try ????????Quo???????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????????Shopify????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????????? ? ???????????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????????? ? ???????????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????????George Kamel??????????????????????????????????????????????? ? ???????????????????????????????????????????????EntreLeadership??????????????????????????????????????????????? ???????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????????? ? ????????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My son found a valuable baseball card; how do I invest the money for him when it sells?? ?I am about to inherit $2 million; how do I manage this money?? ?I?m in $55,000 of debt and my income is not enough to cover my bills; how do I get out of this mess?? ?We bought an old house and things keep breaking; should we sell the house?? ?Should we downgrade our home so we can transition to being a single income family?? Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????????Email Dave On-Air With Your Questions on Debt and Finance????????? ? ???????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????????? ? ??????????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????????????????? ?? ????Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of??????? BetterHel???????p Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Try ???????Quo??????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???????Shopify???????. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????????? ? ??????????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????????? ? ??????????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????????George Kamel?????????????????????????????????????????????? ? ??????????????????????????????????????????????EntreLeadership?????????????????????????????????????????????? ??????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????????? ? ???????????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should I sell my precious metals to pay off our home?? ?My daughter stopped talking to me because I told her I will not go into debt to pay her college expenses.? ?My husband was diagnosed with dementia; how big of an emergency fund do we need?? ?I keep pulling from my Roth IRA to pay for my daughter's college.? ?Our friend is telling us we can buy fixer-uppers, renovate them, then use HELOCs to grow our real estate investments quickly.? Next Steps: ??????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????????Email Dave On-Air With Your Questions on Debt and Finance????????? ? ??????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????????? ? ?????????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????????????????? ?? ???Get your ticket for Investing Essentials today! ??? Connect With Our Sponsors: Get 10% off your first month of?????? BetterHel??????p Go to ??????Boost Mobile?????? to switch today! If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more. Try ??????Quo?????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??????Shopify??????. Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????????? ? ?????????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????????? ? ?????????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????????George Kamel????????????????????????????????????????????? ? ?????????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????????? ? ?????????????????????????????????????????????EntreLeadership????????????????????????????????????????????? ?????????????????????????????????????????????Ramsey Solutions Privacy Policy?????????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????? ? ??????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We got married in the church but did not get legally married because of my finances. When can we get married?? ?My wife doesn't want us to use our savings to pay the taxes on a Roth conversion. How do I explain to her that this is a good idea?? ?Is a cash-out refinance the only option to pay my soon-to-be ex-husband for his share in the divorce?? ?A church member in the congregation I serve is selling whole life insurance products. Should I tell church leadership?? ?My boyfriend is on disability. I've been encouraging him to do side gigs but he is not interested. How do I talk to him about this?? Next Steps: ?????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????Email Dave On-Air With Your Questions on Debt and Finance???????? ? ?????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????????????? ? ????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????? ?? ??Get your ticket for Investing Essentials today! ?? ? Use our Retirement Calculator to find out how much you need to invest each month to retire a millionaire Connect With Our Sponsors: Get 10% off your first month of????? BetterHel?????p Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Try ?????Quo????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????Shopify?????. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????? ? ????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????? ? ????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????George Kamel???????????????????????????????????????????? ? ????????????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????????????? ? ????????????????????????????????????????????EntreLeadership???????????????????????????????????????????? ????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My father is going to leave all his wealth to my sons in order to spite me, and I'm worried about how this will affect my kids? ?My husband gets notified every time I buy anything and controls all of our finances? ?I was scammed by a solar company? ?Should I file for bankruptcy?? ?Should I pause paying off my debt until I have increased my income?? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?I?m about to inherit $5 million, how do I wisely manage this money with my fiancé?? ?We?re in $48,000 of debt, our house is in forbearance, and my husband doesn?t support us financially. What do I do?? ?I was taken to small claims court and they are threatening to garnish my wages. Should I get a HELOC to pay it off?? ?Our neighborhood is no longer safe. Should we sell our house or rent it?? ?We run a successful business but we?re still broke and in debt.? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????? ? ????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I inherited a property with a mortgage that I can't afford. What should I do?? ?My husband says he won't pay off my student loans because I should've paid them before marriage.? ?I have $131,000 of debt, I'm behind on my taxes, and I'm struggling to make payments.? ?I have nothing saved for retirement. Should I sell my home to buy a mobile home and invest the difference?? ?My financial advisor recommends tax-loss harvesting. Should I follow their advice?? Next Steps: ???????????????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????Email Dave On-Air With Your Questions on Debt and Finance?????? ? ???????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????? ? ??????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Get 10% off your first month of??? BetterHel???p Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Try ???Quo??? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???Shopify???. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????? ? ??????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????? ? ??????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????George Kamel?????????????????????????????????????????? ? ??????????????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????????????? ? ??????????????????????????????????????????EntreLeadership?????????????????????????????????????????? ??????????????????????????????????????????Ramsey Solutions Privacy Policy??????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?My husband was hiding over $100,000 of debt from me, should we take out a HELOC to pay it off?? ?My parents are terrible with money and expect me to help them in retirement, where do I draw the line?? ?We don?t know how to start the Baby Steps and remain disciplined.? ?Should we be supportive of our daughter wanting to move out of our home?? ?My husband had open heart surgery last year, can we afford to retire him early for his health?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ? ??For help with investing, get connected with a SmartVestor Pro?? ? Join the Crusade! Apply Now! Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Ken Coleman, Rachel Cruze, and George Kamel take The Ramsey Show to Anaheim for a live audience episode featuring real money questions from the crowd. They tackle combining finances in marriage, family tenants and estate decisions, loneliness after divorce, financial differences with loved ones, preparing heirs for wealth, staying motivated in Baby Step 7, growing a business, and asking for a raise. Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ???? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I sell the house to make myself debt free?? ?My parents don?t think they need to save for retirement because they are convinced they are getting raptured soon.? ?My parents will pay me to take care of them but want to hide it from my siblings. What should I do?? ?My fiancée and I have a significant income gap, how should we structure our prenup?? ?I?ve been using credit cards to pay off bills, how do I dig out of this financial hole?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I?m in $37,500 of debt, I work 55 hours a week and it?s still not enough to cover my bills. What should I do?? ?I took out $115,000 of student loans to become a lawyer. I hate it. Should I quit my job?? ?We make $374,000 a year, why are we still living paycheck-to-paycheck?? ?My mom has $45,000 of credit card debt and lives off her social security, how can I help her?? ?My car lease and insurance is 50% of my income, how do I get out of this situation?? ?I can?t seem to get ahead with my finances and always end up in the negative every month.? ?Should we sell our manufactured home?? ?Our family and friends make comments about our financial decisions, it makes us second guess everything we?re doing.? ?My grandfather-in-law offered to buy me a car, my husband says I?m being proud for not taking his offer. Is he right?? ?We want to retire at 55 years old, where should we invest for a bridge account?? ?Should I file for bankruptcy?? ?Should I make my wife happy by going to the barber more frequently?? ?How much should I be investing in a 529 account?? ?Should I buy an annuity?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ???? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My fiancé gives so much of his money away that he ends up living paycheck-to-paycheck?how do we balance giving?? ?My mortgage payment is 50% of my income; should I sell my house or keep it?? ?I?m $250,000 in debt?should I sell my business?? ?I keep going back to my credit card?how do I change my mindset?? ?My children ignore me?should I leave them an inheritance?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ????? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?I'm terminally ill, how do I set my family up for the future?? ?Should I take a $30,000 retention bonus if it means I have to stay at my job?? ?How do I finance the purchase of a lot that I have wanted to buy for ten years?? ?What should my 11-year-old son do with the $1,000 he earned from selling a Pokémon card?? ?Should we sell our rental property to become debt-free?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?? ?My husband told me that I will never have access to his accounts.? ?We have been using a credit card to cover our four walls for the past three years to get rewards?is this a bad idea?? ?My husband and I disagree on how much equity of my house I should give him.? ?We just quit our jobs to retire early?was that dumb?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My friend offered to pay off my $73,000 debt and become my lender?is this a good idea?? ?I spent $10,000?$15,000 on Pokémon cards using a credit card and can?t sell them. What should I do?? ?My mother-in-law wants us to help pay for her vacation home?should we help or walk away?? ?I make $200,000 a year but still use credit cards to make ends meet. How do I stick to a budget and get out of this?? ?My new job pays only a third of my previous income?should we downsize our house to make ends meet?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ???? ????Get trusted insurance coverage that fits your budget???? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I am supposed to form an LLC with my sister but I don't trust her. She tried to steal $350,000 from me.? ?My fiancé thinks it's inappropriate for me to gift money to my late boyfriend's nieces and nephews.? ?My wife would rather spend money on experiences with our kids than pay our mortgage off early.? ?I owner-financed a home and the buyers stopped paying. I'm struggling to foreclose the home.? ?Should I cash out my whole life insurance policy if it means I will owe $50,000 in taxes?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????? ? ????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We make $200,000 a year but are still living paycheck-to-paycheck. How do I pay off debt?? ?My sister is constantly running up her credit card debt and my mom keeps bailing her out with my inheritance.? ?We are completely debt-free but it still feels like we don't have enough margin to enjoy life.? ?At what point do I need to get an LLC for my side hustle?? ?My wife is not on board with getting on a budget. How do I get her to buy in?? Next Steps: ???????????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??Email Dave On-Air With Your Questions on Debt and Finance?? ? ???????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????? ? ??????????????????Get organized and prepared to buy or sell a home??????????????????????????? ???? ????Get trusted insurance coverage that fits your budget???? Connect With Our Sponsors: Get 10% off your first month of ????????????????????????????BetterHelp???????????????????????????? Go to ????????????????????????????Boost Mobile???????????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????????Christian Brothers Automotive????????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????????? Christian Healthcare Ministries???????????????????????????? Get started today with???????????????????????????? Churchill Mortgage???????????????????????????? Get 20% off when you join ????????????????????????????DeleteMe???????????????????????????? Go to???????????????????????????? FAIRWINDS Credit Union???????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????????Guardian Litigation Group???????????????????????????? Find top health insurance plans at ????????????????????????????Health Trust Financial???????????????????????????? Use code RAMSEY to save 20% at ????????????????????????????Mama Bear Legal Forms???????????????????????????? Visit???????????????????????????? NetSuite???????????????????????????? today to learn more. Get started with ????????????????????????????YRefy???????????????????????????? or call 844-2-RAMSEY Visit???????????????????????????? Zander Insurance???????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????? ? ??????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????? ? ??????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????George Kamel?????????????????????????????????????? ? ??????????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????????? ? ??????????????????????????????????????EntreLeadership?????????????????????????????????????? ??????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????? ? ???????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?My husband may be deported by the end of the year, should we pause paying off debt and stack cash?? ?My husband?s family is constantly asking us for money, are we feeding their poor financial habits?? ?Should I continue to let my boyfriend generously pay off my debts?? ?How do my wife and I get on the same page about what counts as a financial emergency?? ?Should we use our emergency fund to pay off the mortgage?? Next Steps: ??????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?Email Dave On-Air With Your Questions on Debt and Finance? ? ??????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????? ???? ??Get trusted insurance coverage that fits your budget?? ? ????????Join the Crusade! Apply Now!??????? ? ?????????????????Get organized and prepared to buy or sell a home???????????????????????? ??? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K?? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????????BetterHelp??????????????????????????? Go to ???????????????????????????Boost Mobile??????????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????????Christian Brothers Automotive???????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????????? Christian Healthcare Ministries??????????????????????????? Get started today with??????????????????????????? Churchill Mortgage??????????????????????????? Get 20% off when you join ???????????????????????????DeleteMe??????????????????????????? Go to??????????????????????????? FAIRWINDS Credit Union??????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????????Guardian Litigation Group??????????????????????????? Find top health insurance plans at ???????????????????????????Health Trust Financial??????????????????????????? Use code RAMSEY to save 20% at ???????????????????????????Mama Bear Legal Forms??????????????????????????? Visit??????????????????????????? NetSuite??????????????????????????? today to learn more. Get started with ???????????????????????????YRefy??????????????????????????? or call 844-2-RAMSEY Visit??????????????????????????? Zander Insurance??????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????? ? ?????????????????????????????????????The Dr. John Delony Show????????????????????????????????????? ? ?????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????George Kamel????????????????????????????????????? ? ?????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????? ? ?????????????????????????????????????EntreLeadership????????????????????????????????????? ?????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????? ? ???????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My boyfriend gave me a list of things I need to work on in order for him to propose to me, should I dump him?? ?My husband accumulated $200,000 of debt behind my back. How do we work through this?? ?My mother is in debt and has nothing saved for retirement, should she sell her house?? ?My parents want to transition the family company over to us, how do we pay them for the business?? ?I bought a home with my mom and I regret it, how do we get out of this without hurting our finances?? Next Steps: ??????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?Email Dave On-Air With Your Questions on Debt and Finance?! ? ??????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????? ? ????????????????Get organized and prepared to buy or sell a home????????????????????? ?? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????????BetterHelp??????????????????????????? Go to ???????????????????????????Boost Mobile??????????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????????Christian Brothers Automotive???????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????????? Christian Healthcare Ministries??????????????????????????? Get started today with??????????????????????????? Churchill Mortgage??????????????????????????? Get 20% off when you join ???????????????????????????DeleteMe??????????????????????????? Go to??????????????????????????? FAIRWINDS Credit Union??????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????????Guardian Litigation Group??????????????????????????? Find top health insurance plans at ???????????????????????????Health Trust Financial??????????????????????????? Use code RAMSEY to save 20% at ???????????????????????????Mama Bear Legal Forms??????????????????????????? Visit??????????????????????????? NetSuite??????????????????????????? today to learn more. Get started with ???????????????????????????YRefy??????????????????????????? or call 844-2-RAMSEY Visit??????????????????????????? Zander Insurance??????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????? ? ?????????????????????????????????????The Dr. John Delony Show????????????????????????????????????? ? ?????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????George Kamel????????????????????????????????????? ? ?????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????? ? ?????????????????????????????????????EntreLeadership????????????????????????????????????? ?????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????? ? ??????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My grandfather cosigned a $62,000 car for my nineteen-year-old son. Should we sell it?? ?My income went down, now I have $100,000 of debt and I'm living paycheck-to-paycheck. What should I do?? ?Someone used my identity and stole $45,000. Do I have any recourse to get the money back?? ?Should my husband take a more risky job if it allows us to pay off our debt faster?? ?Am I crazy to quit my high-paying job to learn a trade instead?? Next Steps: ?????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? Email Dave On-Air With Your Questions on Debt and Finance ? ??????Join the Crusade! Apply Now!????? ? ?????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????? ???? ?Get trusted insurance coverage that fits your budget? ? ???????????????Get organized and prepared to buy or sell a home?????????????????? ? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K Connect With Our Sponsors: Get 10% off your first month of ??????????????????????????BetterHelp?????????????????????????? Go to ??????????????????????????Boost Mobile?????????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????????Christian Brothers Automotive??????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????????? Christian Healthcare Ministries?????????????????????????? Get started today with?????????????????????????? Churchill Mortgage?????????????????????????? Get 20% off when you join ??????????????????????????DeleteMe?????????????????????????? Go to?????????????????????????? FAIRWINDS Credit Union?????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????????Guardian Litigation Group?????????????????????????? Find top health insurance plans at ??????????????????????????Health Trust Financial?????????????????????????? Use code RAMSEY to save 20% at ??????????????????????????Mama Bear Legal Forms?????????????????????????? Visit?????????????????????????? NetSuite?????????????????????????? today to learn more. Get started with ??????????????????????????YRefy?????????????????????????? or call 844-2-RAMSEY Visit?????????????????????????? Zander Insurance?????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????? ? ????????????????????????????????????The Dr. John Delony Show???????????????????????????????????? ? ????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????George Kamel???????????????????????????????????? ? ????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????? ? ????????????????????????????????????EntreLeadership???????????????????????????????????? ????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????? ? ?????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Am I about to become my boyfriend's retirement plan?? ?How do I avoid taking care of my parents financially?? ?Should I put our home in a trust to protect it from my husband's bad decisions?? ?How do I get out of debt when I can't stick to a budget?? ?When can I make my side hustle my full-time job?? Next Steps: ????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????? ?send us an email???????????????????????????????????. ? ????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????? ? ??????????????Get organized and prepared to buy or sell a home??????????????? ? For help with investing, get connected with a SmartVestor Pro ? ????Join the Crusade! Apply Now!??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????????BetterHelp????????????????????????? Go to ?????????????????????????Boost Mobile????????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????????Christian Brothers Automotive?????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????????? Christian Healthcare Ministries????????????????????????? Get started today with????????????????????????? Churchill Mortgage????????????????????????? Get 20% off when you join ?????????????????????????DeleteMe????????????????????????? Go to????????????????????????? FAIRWINDS Credit Union????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????????Guardian Litigation Group????????????????????????? Find top health insurance plans at ?????????????????????????Health Trust Financial????????????????????????? Use code RAMSEY to save 20% at ?????????????????????????Mama Bear Legal Forms????????????????????????? Visit????????????????????????? NetSuite????????????????????????? today to learn more. Get started with ?????????????????????????YRefy????????????????????????? or call 844-2-RAMSEY Visit????????????????????????? Zander Insurance????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????The Ramsey Show Highlights??????????????????????????????????? ? ???????????????????????????????????The Dr. John Delony Show??????????????????????????????????? ? ???????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????George Kamel??????????????????????????????????? ? ???????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????? ? ???????????????????????????????????EntreLeadership??????????????????????????????????? ???????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My husband wants to separate our finances as we restart the Ramsey plan for the fourth time?what should I do?? ?I?m $37,000 in debt, living off cash advance apps, and can?t seem to get out of this cycle. How do I break free?? ?I make good money, but everything still feels out of reach. What am I doing wrong?? ?I?m $70,000 in debt?should I pay off my collections bill or keep trying to settle the debt?? ?I make $50,000 a year?can I finance a $300,000 store?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? ? Figure out how much you'll have in retirement with our Investment Calculator Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze and John Delony answer your questions and discuss: ?How do I stop living paycheck-to-paycheck?? 'I'm in $20,000 of gambling debt, how do I stop this addiction?' 'How do we tackle $189,000 of debt with a baby on the way?' 'How do I budget when my legal fees are more than I can pay without debt?' 'My broker is telling me I should make high-risk investments' 'How can I protect our investments from my husband's gambling problem?' Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? Our Memorial Day Sale is here. Get 2 books and assessments for $20. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?I'm in $191,000 of student loan debt, should I pay them off or invest instead?? ?We're in $38,000 of debt and expecting a baby in November, how can we best financially prepare?? ?My new husband and I just moved in with his grandfather and are expected to pay his bills, how do we navigate this?? ?When I asked my bank about manual underwriting they looked at me like I was crazy, what should I do?? ?Should I go to college while paying off debt, even if it won't increase my income very much?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?Our Memorial Day Sale is here. Get 2 books and assessments for $20.? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze, Jade Warshaw, and Ken Coleman take The Ramsey Show to Phoenix for a live audience episode featuring audience questions, money confessions, and a host AMA. They tackle marriage and money resentment, financial boundaries with family, taking a risk on a side business, renting versus buying, getting serious about $150,000 of debt, and feeling isolated while making financial progress. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We're in $38,000 of debt and my husband is addicted to alcohol; I'm worried about making any financial moves? ?I was just laid off and I can no longer afford my apartment?how do I get out of the lease?? ?I rely on child support to make ends meet and it will be cut in half in two years; how do I prepare for this?? ?How do I convince my fiancée that taking out student loans to go to nursing school is a bad idea?? ?Should I pay off my grandfather's reverse mortgage?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?We?re getting married in 12 days?how do we combine finances and tackle our debt together?? ?I make $120,000 a year but I hate my job, what should I do?? ?How can I own a home in the future when the odds are stacked against me?? ?Should we let our in-laws give us their home?? ?How do I financially plan for long-term healthcare?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro ? Learn more about the 21st Century ROAD to Housing Act vote: https://thehill.com/homenews/house/5878003-house-bipartisan-housing-bill/ https://www.house.gov/representatives/find-your-representative Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Our house got hit by a car and we received a $170,000 settlement. My husband says I?m not entitled to the money?what should I do?? ?We bought a business before we were ready, and now it feels like all we do is pay on our debt and we can?t breathe.? ?I?m $20,000 upside down on my truck?should I sell it?? ?My wife was laid off two years ago and we?ve been living on credit cards ever since. How can we get out of this mess?? ?Should I pull from my 401(k) to pay off a high interest car loan?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ???????????Get organized and prepared to buy or sell a home??????????? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Ken Coleman, John Delony, and Jade Warshaw take The Ramsey Show to Denver for a live audience episode packed with real money questions, hot takes, confessions, couple debates, a group debt-free scream, and even a surprise proposal. They tackle handling money in today?s economy, marriage and money disagreements, debt payoff decisions, retirement anxiety, and avoiding burnout. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My mom promised to pay off my student loans, but it?s been three years and she still hasn?t paid them? ?We?re in $86,000 of debt and living paycheck-to-paycheck. How do we gain control of our finances?? ?My parents want me to take on more debt and go to graduate school. Should I follow their advice?? ?My father has nothing saved for retirement. How can we help him?? ?I have been working for the family business but I?m underpaid. How do I address this without causing issues?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I have over 1,000 hours of work that hasn't been paid by my employer, what should I do?? ?I have lost all our savings and our business while fighting cancer.? ?I?m struggling to keep up with all my debt that is in collections and I don't know how to get out of this.? ?My wife and I are not on the same page with our financial goals, how do I get her to want to pay off debt with me?? ?How do I tell my fiancée I'm worth over $20 million?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????? ? ?????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I quit my job to do YouTube full-time?? ?Our mortgage is 50% of our take-home pay, should we sell our house?? ?How do I structure a prenup?? ?How do we buy a home when our market seems unaffordable?? ?Should I go back to school to change careers even if it means taking a pay cut?? Next Steps: ????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????? ?send us an email???????????????????????????????. ? ????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????? ? ??????????Get organized and prepared to buy or sell a home?????????? ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????BetterHelp????????????????????? Go to ?????????????????????Boost Mobile????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????? Christian Healthcare Ministries????????????????????? Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more. Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????The Ramsey Show Highlights??????????????????????????????? ? ???????????????????????????????The Dr. John Delony Show??????????????????????????????? ? ???????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????? ? ???????????????????????????????George Kamel??????????????????????????????? ? ???????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????? ? ???????????????????????????????EntreLeadership??????????????????????????????? ???????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We make $110,000 a year but still can't make ends meet? ?Our lender is telling us to cash out our retirement to buy a house, should we do it?? ?Should I advise my daughter to file for bankruptcy?? ?Should I pay down my mortgage to drop PMI or should I pay off consumer debt first?? ?I?m in $34,000 of debt and currently living paycheck-to-paycheck?getting out of this feels impossible? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?We?ve blown through $950,000 in 2 years and I just found out my husband took out $650,000 in loans? ?Should I pay my credit card debt or buy groceries?? ?Should I pull from my kids' college fund to pay off my debt?? ?How can I make a $75,000 injury settlement work for me and my family?? ?Was it a financial mistake to quit my full-time job and go part-time?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?My 12-year-old son has his own YouTube channel and is set to earn $5,000 a month. How do I help him manage this money?? ?My husband is hiding part of his paycheck and spending money behind my back. Am I right to feel angry about this?? ?I own a home with my ex-stepfather. How do I get out of this?? ?I?m stuck working a job I hate. How do I get out of this?? ?What should I do with my finances after my divorce wrecked my income?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????? ? ???????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should we sell our home to pay off my husband's Bitcoin mining debt?? ?Our HOA is giving us 30 days to come up with $14,000?what should we do?? ?My wife wants us to upgrade to a more expensive home, but I?m afraid it will ruin us financially and destroy our marriage.? ?My financial advisor is telling me I need a credit card to survive in today's world?is that true?? ?My mom cosigned for our home, lives with us, and doesn't get along with my wife. Is buying a multi-family house the solution?? Next Steps: ??????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????? ?send us an email?????????????????????????????. ? ?Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning ? ??????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????? ? ????????Get organized and prepared to buy or sell a home???????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????BetterHelp??????????????????? Go to ???????????????????Boost Mobile??????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????Christian Brothers Automotive???????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????? Christian Healthcare Ministries??????????????????? Get started today with??????????????????? Churchill Mortgage??????????????????? Get 20% off when you join ???????????????????DeleteMe??????????????????? Go to??????????????????? FAIRWINDS Credit Union??????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????Guardian Litigation Group??????????????????? Find top health insurance plans at ???????????????????Health Trust Financial??????????????????? Use code RAMSEY to save 20% at ???????????????????Mama Bear Legal Forms??????????????????? Visit??????????????????? NetSuite??????????????????? today to learn more. Get started with ???????????????????YRefy??????????????????? or call 844-2-RAMSEY Visit??????????????????? Zander Insurance??????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????The Ramsey Show Highlights????????????????????????????? ? ?????????????????????????????The Dr. John Delony Show????????????????????????????? ? ?????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????? ? ?????????????????????????????George Kamel????????????????????????????? ? ?????????????????????????????Front Row Seat with Ken Coleman????????????????????????????? ? ?????????????????????????????EntreLeadership????????????????????????????? ?????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????? ? ??????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????? The Ramsey Show hits Charlotte for a live audience episode hosted by Rachel Cruze, George Kamel, and Ken Coleman. This episode features audience Q&A, money confessions, couple debates, and a group debt-free scream?covering questions about debt payoff, big life purchases, real estate, parenting, marriage, lifestyle, and balancing intensity with enjoying life. And there might just be a Baby Step 7 love connection... Next Steps: ?????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????? ?send us an email????????????????????????????. ? ????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning.  ? ???????Get organized and prepared to buy or sell a home??????? ?? ?Get trusted insurance coverage that fits your budget? ? ?For help with investing, get connected with a SmartVestor Pro? Connect With Our Sponsors: Get 10% off your first month of ??????????????????BetterHelp?????????????????? Go to ??????????????????Boost Mobile?????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????Christian Brothers Automotive??????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????? Christian Healthcare Ministries?????????????????? Get started today with?????????????????? Churchill Mortgage?????????????????? Get 20% off when you join ??????????????????DeleteMe?????????????????? Go to?????????????????? FAIRWINDS Credit Union?????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????Guardian Litigation Group?????????????????? Find top health insurance plans at ??????????????????Health Trust Financial?????????????????? Use code RAMSEY to save 20% at ??????????????????Mama Bear Legal Forms?????????????????? Visit?????????????????? NetSuite?????????????????? today to learn more. Get started with ??????????????????YRefy?????????????????? or call 844-2-RAMSEY Visit?????????????????? Zander Insurance?????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????The Ramsey Show Highlights???????????????????????????? ? ????????????????????????????The Dr. John Delony Show???????????????????????????? ? ????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????? ? ????????????????????????????George Kamel???????????????????????????? ? ????????????????????????????Front Row Seat with Ken Coleman???????????????????????????? ? ????????????????????????????EntreLeadership???????????????????????????? ????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should I give my sister my portion of an inheritance?? ?Why is my advisor recommending a Variable Life policy?? ?My home is falling apart, should I walk away?? ?Can I buy items to flip for profit to pay off debt?? ?My mother-in-law has no retirement savings.? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning. ? Connect with a trusted home and auto insurance agent. Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices