? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?My husband controls all our finances and I?m worried I?m being financially abused?what should I do?? ?No one will loan me money for my nursing program?how can I pay for school?? ?My wife overspends and I?m scared to combine finances with her?how do I protect myself?? ?My company made an error on my raise and now wants to lower my pay?should I confront them?? ?My kid got a full-ride scholarship but wants to go to another school and take on debt?should I let them?? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ? ?????????????????????Start your free budget today. Download the EveryDollar app!???????????? ???????? ? Find a Ramsey Trusted Real Estate Agent ?? ???????The Ramsey Show Live Tour: Get Your Tickets!?????? ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My wife refuses to combine our finances, what should I do?? ?The interest rate on my wife's car is 27%, should we pay it off first?? ?My mom hasn't prepared for retirement and is still in debt, how do I get her to take this seriously?? ?I signed a prenup and my husband doesn't want to share any financial details with me.? ?My boyfriend is making three times more than he used to but keeps blowing his new income every month.? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ?? Get trusted insurance coverage that fits your budget ? ?????????????????????Start your free budget today. Download the EveryDollar app! ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My fiancée has $220,000 in student loan debt. Should I pull from a brokerage account to pay it off?? ?I got out of jail 8 months ago, how do I turn my life around and build wealth?? ?My aunt is hiding debt from my uncle and I feel like I am in the middle, should I tell him about the debt?? ?I feel so far behind at 40 years old that I will never be able to recover.? ?We are debt-free with a net worth of $800,000, but how can I stop my husband from penny pinching?? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ? ?????????????????????Start your free budget today. Download the EveryDollar app!???????????? ???????? ? Get organized and prepared to buy or sell a home ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????Have a money question? Ask Ramsey is here to help.?????????????? ? ??????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?We just found out my wife owes the IRS $48,000?what should we do?? ?We?re $43,000 upside down on our RV and spending close to $1,000 a month on it. How do we get out of this?? ?Should we sell our home to get out of this financial mess caused by my husband?s day trading?? ?Am I morally obligated to give back the lump sum I got from my employer if I leave the company?? ?Should I take a job that will keep me home with my family for half my current pay?? Next Steps: ?????????????????? ?Help us make the show better. Please take this short survey.????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????? ?send us an email????????????????. ? ??????????????????????Start your free budget today. Download the EveryDollar app!????????????? ? ???Join the Crusade! Apply Now!?? ? ?Find a Ramsey Trusted Real Estate Agent? ? ?Set Sail with Dave Ramsey! Book your cabin today.? ? ??????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ??????BetterHelp?????? Go to ??????Boost Mobile?????? to switch today! If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more. Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????The Ramsey Show Highlights???????????????? ? ????????????????The Dr. John Delony Show???????????????? ? ????????????????Smart Money Happy Hour???????????????? ? ????????????????The Rachel Cruze Show???????????????? ? ????????????????George Kamel???????????????? ? ????????????????Front Row Seat with Ken Coleman???????????????? ? ????????????????EntreLeadership???????????????? ????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????Have a money question? Ask Ramsey is here to help.????????????? ? ?????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?We keep finding problems with our recently purchased home, is there any recourse we can pursue?? ?I thought I needed to build my credit score, now I am $25,000 in debt and can't buy food.? ?Is it morally right to ask my stay-at-home wife to pick up some work so we can pay off our debt faster?? ?My husband and I keep lying to each other about our finances.? ?Should my mother and I sell our houses and buy one together?? Next Steps: ????????????????? ?Help us make the show better. Please take this short survey.???????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????? ?send us an email???????????????. ? ???????????????????Start your free budget today. Download the EveryDollar app!???????????? ?????? ?? ?????The Ramsey Show Live Tour: Get Your Tickets!???? ? ???????????????Need help with your taxes? See who we trust!?????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????The Ramsey Show Highlights??????????????? ? ???????????????The Dr. John Delony Show??????????????? ? ???????????????Smart Money Happy Hour??????????????? ? ???????????????The Rachel Cruze Show??????????????? ? ???????????????George Kamel??????????????? ? ???????????????Front Row Seat with Ken Coleman??????????????? ? ???????????????EntreLeadership??????????????? ???????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????Have a money question? Ask Ramsey is here to help.????????????? ? ?????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I inherited $1.5 million and I'm struggling to manage it all? ?My boyfriend says he won't marry me until I've paid off all my debt? ?My husband took out loans behind my back, how do we work through this?? ?I am getting collection letters from medical debt. Should I pay off my other debts first?? ?How do we get out of debt when my husband doesn't want to?? Next Steps: ????????????????? ?Help us make the show better. Please take this short survey.???????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????? ?send us an email???????????????. ? For help with investing, get connected with a SmartVestor Pro ? ???????????????????Start your free budget today. Download the EveryDollar app!???????????? ?????? ? ???????????????Need help with your taxes? See who we trust!?????? DISC Book Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????The Ramsey Show Highlights??????????????? ? ???????????????The Dr. John Delony Show??????????????? ? ???????????????Smart Money Happy Hour??????????????? ? ???????????????The Rachel Cruze Show??????????????? ? ???????????????George Kamel??????????????? ? ???????????????Front Row Seat with Ken Coleman??????????????? ? ???????????????EntreLeadership??????????????? ???????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????Have a money question? Ask Ramsey is here to help.????????????? ? ?????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I'm 20 with $50,000 of debt that I know of, but there's more out there that I can't find.? ?My husband buys a new truck every year without telling me. How do I get him to see that this is a problem?? ?My uncle is the executor of my dad's estate but he has disappeared.? ?My son is irresponsible with money and is under house arrest. Should I put restrictions on his inheritance?? ?Should I sell my stock to pay down my student debt?? Next Steps: ????????????????? ?Help us make the show better. Please take this short survey.???????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????? ?send us an email???????????????. ? ???????????????????Start your free budget today. Download the EveryDollar app!???????????? ?????? ? ???????????????Need help with your taxes? See who we trust!?????? ?? ????The Ramsey Show Live Tour: Get Your Tickets!??? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????The Ramsey Show Highlights??????????????? ? ???????????????The Dr. John Delony Show??????????????? ? ???????????????Smart Money Happy Hour??????????????? ? ???????????????The Rachel Cruze Show??????????????? ? ???????????????George Kamel??????????????? ? ???????????????Front Row Seat with Ken Coleman??????????????? ? ???????????????EntreLeadership??????????????? ???????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????Have a money question? Ask Ramsey is here to help.????????????? ? ?????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?I am getting a $250,000 settlement after I was shot. How do I invest this so I don't mess it up?? ?My dad offered to act as a bank for my home purchase.? ?My job wants me to push their credit cards and HELOCs. I feel conflicted?should I find a different job?? ?My boyfriend spends four nights a week at my place. Should I start to expect him to financially contribute?? ?Should I go after my ex-husband's 401(k) for unpaid child support?? Next Steps: ????????????????? ?Help us make the show better. Please take this short survey.???????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????? ?send us an email???????????????. ? ???????????????????Start your free budget today. Download the EveryDollar app!???????????? ?????? ? ???????????????Need help with your taxes? See who we trust!?????? ? ?P??reorder Stop Talking, Start Communicating Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????The Ramsey Show Highlights??????????????? ? ???????????????The Dr. John Delony Show??????????????? ? ???????????????Smart Money Happy Hour??????????????? ? ???????????????The Rachel Cruze Show??????????????? ? ???????????????George Kamel??????????????? ? ???????????????Front Row Seat with Ken Coleman??????????????? ? ???????????????EntreLeadership??????????????? ???????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????Have a money question? Ask Ramsey is here to help.???????????? ? ????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?My parents just told me they don't have anything saved for retirement? ?I?m 54 with $23,000 of debt and have nothing saved for retirement. Will I ever be able to retire comfortably?? ?I?m $17,000 underwater on my van, should I sell it?? ?We have $83,000 of debt, and our loan officer is telling us to refinance our home to pay off our debt? ?Should I take out a Small Business Line of Credit to buy an investment property?? Next Steps: ???????????????? ?Help us make the show better. Please take this short survey.??????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????? ?send us an email??????????????. ? ??????????????????Start your free budget today. Download the EveryDollar app!???????????? ????? ? ??????????????Need help with your taxes? See who we trust! ? ?Join the Crusade! Apply Now!?????? ?? ???The Ramsey Show Live Tour: Get Your Tickets!?? ? Preorder Stop Talking, Start Communicating Connect With Our Sponsors: Get 10% off your first month of ????BetterHelp???? Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????The Ramsey Show Highlights?????????????? ? ??????????????The Dr. John Delony Show?????????????? ? ??????????????Smart Money Happy Hour?????????????? ? ??????????????The Rachel Cruze Show?????????????? ? ??????????????George Kamel?????????????? ? ??????????????Front Row Seat with Ken Coleman?????????????? ? ??????????????EntreLeadership?????????????? ??????????????Ramsey Solutions Privacy Policy??????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????Have a money question? Ask Ramsey is here to help.??????????? ? ???????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????? George Kamel and Ken Coleman answer your questions and discuss: ?How does the average person provide for their family without crowdfunding a death?? ?My mortgage is more than 50% of my income.? ?My dad just told me he has no retirement savings.? ?We just got married but my wife doesn't want to combine finances.? ?My husband has no motivation to work and thinks debt is healthy. How can we get ahead?? Next Steps: ??????????????? ?Help us make the show better. Please take this short survey.?????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????? ?send us an email?????????????. ? ?????????????????Start your free budget today. Download the EveryDollar app!???????????? ???? ? ?????????????Need help with your taxes? See who we trust!???? ? How much do you need to invest each month to retire a millionaire? ?? ??The Ramsey Show Live Tour: Get Your Tickets!? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????The Ramsey Show Highlights????????????? ? ?????????????The Dr. John Delony Show????????????? ? ?????????????Smart Money Happy Hour????????????? ? ?????????????The Rachel Cruze Show????????????? ? ?????????????George Kamel????????????? ? ?????????????Front Row Seat with Ken Coleman????????????? ? ?????????????EntreLeadership????????????? ?????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

?? ???The Ramsey Show Live Tour: Get Your Tickets!?? ? ???????????Have a money question? Ask Ramsey is here to help.??????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?I'm going to prison in 3 months because of my husband. Am I ever going to recover financially from this?? ?Should I get a lawyer to represent me in my divorce or should I just save the money and represent myself?? ?My neighbor wants us to buy her home using a contract for deed. Is this a good idea?? ?I'm about to be laid off. Should I shift to focusing on my own business?? ?Should I leave my money to a charity when I die?? Next Steps: ??????????????? ?Help us make the show better. Please take this short survey.?????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????? ?send us an email?????????????. ? ?????????????????Start your free budget today. Download the EveryDollar app!???????????? ???? ? ???????????????Need help with your taxes? See who we trust????!?? ? ???????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????The Ramsey Show Highlights????????????? ? ?????????????The Dr. John Delony Show????????????? ? ?????????????Smart Money Happy Hour????????????? ? ?????????????The Rachel Cruze Show????????????? ? ?????????????George Kamel????????????? ? ?????????????Front Row Seat with Ken Coleman????????????? ? ?????????????EntreLeadership????????????? ?????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

?? ???The Ramsey Show Live Tour: Get Your Tickets!?? ? ???????????Have a money question? Ask Ramsey is here to help.??????????? ? Dave Ramsey and George Kamel answer your questions and discuss: ?We are going to be receiving a $2.6 million settlement. How do I avoid messing up this lump sum of money?? ?I lost 75% of my net worth due to gambling and partying. How do I recover from this?? ?My husband recently revealed that he has been hiding debt from me. What should I do?? ?I want to leave my husband but I feel financially trapped.? ?I have $110,000 of debt. Should I pull from my Roth 401(k) to pay it off?? Next Steps: ??????????????? ?Help us make the show better. Please take this short survey.?????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????? ?send us an email?????????????. ? ?????????????????Start your free budget today. Download the EveryDollar app!???????????? ???? ? ???????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????The Ramsey Show Highlights????????????? ? ?????????????The Dr. John Delony Show????????????? ? ?????????????Smart Money Happy Hour????????????? ? ?????????????The Rachel Cruze Show????????????? ? ?????????????George Kamel????????????? ? ?????????????Front Row Seat with Ken Coleman????????????? ? ?????????????EntreLeadership????????????? ?????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

?? ??The Ramsey Show Live Tour: Get Your Tickets!?? ? ???????????Have a money question? Ask Ramsey is here to help.??????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Should I sell my music catalog for $4 million?? ?My wife has a severe spending problem due to addiction and I don't know what to do.? ?We are behind on our rent because we stayed current on our car loan. What should we do?? ?My husband keeps racking up credit card debt behind my back. Should we split our finances so he can't harm me?? ?How will the war in Iran affect the economy?? Next Steps: ??????????????? ?Help us make the show better. Please take this short survey.?????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????? ?send us an email?????????????. ? ?????????????????Start your free budget today. Download the EveryDollar app!???????????? ? Join the Crusade! Apply Now! ? ??????????????Set sail with Dave Ramsey. Book your cabin today!???? ? ??????????????Need help with your taxes? See who we trust????!? ? ????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????The Ramsey Show Highlights????????????? ? ?????????????The Dr. John Delony Show????????????? ? ?????????????Smart Money Happy Hour????????????? ? ?????????????The Rachel Cruze Show????????????? ? ?????????????George Kamel????????????? ? ?????????????Front Row Seat with Ken Coleman????????????? ? ?????????????EntreLeadership????????????? ?????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

?? ?The Ramsey Show Live Tour: Get Your Tickets! ? ??????????Have a money question? Ask Ramsey is here to help.?????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?My boss owes me $18,000 in back pay. How do I get him to pay up?? ?We are $400,000 in debt. Should we sell our home to help pay this off?? ?I make $140,000 but I am barely making ends meet. What should I be doing differently?? ?After paying our credit card bills, we barely have enough to afford groceries. What should we do?? ?I?m getting a divorce and feel like I?m about to lose everything.? Next Steps: ?????????????? ?Help us make the show better. Please take this short survey.????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????? ?send us an email????????????. ? ????????????????Start your free budget today. Download the EveryDollar app!???????????? ??? ? ?????????????Set sail with Dave Ramsey. Book your cabin today!??? ? ???????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????? ? ?????????????Need help with your taxes? See who we trust????! Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????The Ramsey Show Highlights???????????? ? ????????????The Dr. John Delony Show???????????? ? ????????????Smart Money Happy Hour???????????? ? ????????????The Rachel Cruze Show???????????? ? ????????????George Kamel???????????? ? ????????????Front Row Seat with Ken Coleman???????????? ? ????????????EntreLeadership???????????? ????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????Have a money question? Ask Ramsey is here to help.????????? ? ?????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????? Ken Coleman and Jade Warshaw answer your questions and discuss: "My in-laws want us all to buy a house together, is it a good idea?" ?How do I talk to my fellow soldiers about how the government has normalized debt for us?? ?My dad keeps asking us for money. How do I talk to him about getting another job?? ?I work two jobs but it's still not enough. Is there anything else I should be doing?? ?My boyfriend lied to me about his financial situation, how should I move forward?? Next Steps: ????????????? ?Help us make the show better. Please take this short survey.???????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????? ?send us an email???????????. ? ???????????????Start your free budget today. Download the EveryDollar app!???????????? ?? ? ????????????Set sail with Dave Ramsey. Book your cabin today?? ? ???????????Need help with your taxes? See who we trust?? ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????The Ramsey Show Highlights??????????? ? ???????????The Dr. John Delony Show??????????? ? ???????????Smart Money Happy Hour??????????? ? ???????????The Rachel Cruze Show??????????? ? ???????????George Kamel??????????? ? ???????????Front Row Seat with Ken Coleman??????????? ? ???????????EntreLeadership??????????? ???????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????Have a money question? Ask Ramsey is here to help.?????????? ? ??????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????? Dr. John Delony and Ken Coleman answer your questions and discuss: ?I'm about to divorce my wife due to her spending problems, can you give me any guidance on how to turn this around?? ?How do I talk to my fellow soldiers about how the government has normalized debt for us?? ?My dad keeps asking us for money. How do I talk to him about getting another job?? ?I work two jobs but it's still not enough. Is there anything else I should be doing?? ?My boyfriend lied to me about his financial situation, how should I move forward?? Next Steps: ?????????????? ?Help us make the show better. Please take this short survey.????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????? ?send us an email????????????. ? ????????????????Start your free budget today. Download the EveryDollar app!????????????? ?? ???Protect yourself with trusted insurance coverage that fits your budget??? ? ?Find a Ramsey Trusted Real Estate Agent? ? ????????????Need help with your taxes? See who we trust??? ? ?Increase your income today with these work from home opportunities!? Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????The Ramsey Show Highlights???????????? ? ????????????The Dr. John Delony Show???????????? ? ????????????Smart Money Happy Hour???????????? ? ????????????The Rachel Cruze Show???????????? ? ????????????George Kamel???????????? ? ????????????Front Row Seat with Ken Coleman???????????? ? ????????????EntreLeadership???????????? ????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????Have a money question? Ask Ramsey is here to help.????????? ? ?????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My husband?s truck payment is $1,300 and we don?t know how to get out of it.? ?I lost all my savings on penny stocks, now I am struggling financially.? ?The solar system on my home damaged my roof, but the company says they are not responsible for the warranty. What do I do?? ?How do I come clean to my husband about how much debt I?ve incurred?? ?Should I take the severance package my company is offering and invest it into real estate?? Next Steps: ????????????? ?Help us make the show better. Please take this short survey.???????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????? ?send us an email???????????. ? Get organized and prepared to buy or sell a home ? ??????????????Start your free budget today. Download the EveryDollar app!???????????? ? ? ?????????????Set sail with Dave Ramsey. Book your cabin today?? ? ???????????Need help with your taxes? See who we trust?? Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????The Ramsey Show Highlights??????????? ? ???????????The Dr. John Delony Show??????????? ? ???????????Smart Money Happy Hour??????????? ? ???????????The Rachel Cruze Show??????????? ? ???????????George Kamel??????????? ? ???????????Front Row Seat with Ken Coleman??????????? ? ???????????EntreLeadership??????????? ???????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????Have a money question? Ask Ramsey is here to help.????????? ? ?????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????? Dave Ramsey and George Kamel answer your questions and discuss: ?How do we pay off $300,000 of student loan debt?? ?My husband and I disagree on whether we should sell our condo.? ?We haven't filed taxes since 2020, what should we do?? ?How do we go from surviving to thriving with a disabled spouse?? ?Should I move my family to Alaska?? Next Steps: ????????????? ?Help us make the show better. Please take this short survey.???????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????? ?send us an email???????????. ? ???????????????Start your free budget today. Download the EveryDollar app!???????????? ?? ???Protect yourself with trusted insurance coverage that fits your budget??? ? ???????????Need help with your taxes? See who we trust?? Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more. Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????The Ramsey Show Highlights??????????? ? ???????????The Dr. John Delony Show??????????? ? ???????????Smart Money Happy Hour??????????? ? ???????????The Rachel Cruze Show??????????? ? ???????????George Kamel??????????? ? ???????????Front Row Seat with Ken Coleman??????????? ? ???????????EntreLeadership??????????? ???????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????Have a money question? Ask Ramsey is here to help.???????? ? ????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My husband won?t let me see our finances and now he wants a divorce? ?I?m $80k in debt, how do I best pay this off?? ?The interest on my car is 16% and I can?t afford the payments? ?My husband wants to cashflow a house but I want to take out a loan? ?Should I help my parents pay their taxes?? Next Steps: ???????????? ?Help us make the show better. Please take this short survey.??????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????? ?send us an email??????????. ? Find a Ramsey Trusted Real Estate Agent ? ?????????????Start your free budget today. Download the EveryDollar app!???????????? ? ??????????Need help with your taxes? See who we trust? Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????The Ramsey Show Highlights?????????? ? ??????????The Dr. John Delony Show?????????? ? ??????????Smart Money Happy Hour?????????? ? ??????????The Rachel Cruze Show?????????? ? ??????????George Kamel?????????? ? ??????????Front Row Seat with Ken Coleman?????????? ? ??????????EntreLeadership?????????? ??????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????Have a money question? Ask Ramsey is here to help.??????? ? ???????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????? Ken Coleman and Jade Warshaw answer your questions and discuss: ?My husband and I disagree on whether we can afford a mortgage to buy a new home? ?We have $60,000 of debt and we're living paycheck-to-paycheck. How do we get this paid off?? ?My mom cosigned a car with my brother and now he is refusing to pay for it. Now she is asking me to help pay for it.? ?My parents are pressuring me to pay off their home and fund my sister's college? ?I?m in $200,000 of debt and I can no longer afford to pay my bills?. Next Steps: ??????????? ?Help us make the show better. Please take this short survey.?????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????? ?send us an email?????????. ?? Protect yourself with trusted insurance coverage that fits your budget ? ??????????Set sail with Dave Ramsey. Book your cabin today ? ????????????Start your free budget today. Download the EveryDollar app!??????????? ? ?????????Need help with your taxes? See who we trust Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????????The Ramsey Show Highlights????????? ? ?????????The Dr. John Delony Show????????? ? ?????????Smart Money Happy Hour????????? ? ?????????The Rachel Cruze Show????????? ? ?????????George Kamel????????? ? ?????????Front Row Seat with Ken Coleman????????? ? ?????????EntreLeadership????????? ?????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????Have a money question? Ask Ramsey is here to help.???????? ? ????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????? Ken Coleman and Rachel Cruze answer your questions and discuss: ?I?m $100,000 in debt, I just lost my job, and have no savings. Where do I go from here?? ?I?m going to be inheriting $3.5 million. Can I liquidate my investments to put an addition on my home?? ?Should I move in with my mom to help her pay her mortgage so she can break up with her boyfriend?? ?My husband?s promotion requires us to buy a car. Should we take the promotion?? ?I?m in $35,000 of debt and living paycheck-to-paycheck. How do I better manage my finances?? Next Steps: ???????????? ?Help us make the show better. Please take this short survey.??????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????? ?send us an email??????????. ? ?????????????Start your free budget today. Download the EveryDollar app!???????????? ? ???????????Set sail with Dave Ramsey. Book your cabin today? ? ?????Find a Ramsey Trusted Real Estate Agent????? ?? ?Protect yourself with trusted insurance coverage that fits your budget? ? ??????????Need help with your taxes? See who we trust? Connect With Our Sponsors: Get 10% off your first month of ??????????BetterHelp?????????? Go to ??????????Boost Mobile?????????? to switch today! Go to?????????? ????????????????????Casper Sleep?????????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? for your free instant quote today!   Explore more from Ramsey Network: ? ??????????The Ramsey Show Highlights?????????? ? ??????????The Dr. John Delony Show?????????? ? ??????????Smart Money Happy Hour?????????? ? ??????????The Rachel Cruze Show?????????? ? ??????????George Kamel?????????? ? ??????????Front Row Seat with Ken Coleman?????????? ? ??????????EntreLeadership?????????? ??????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????Have a money question? Ask Ramsey is here to help.??????? ? ???????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????? George Kamel and Rachel Cruze answer your questions and discuss: ?We?re self-employed and owe $40,000 in taxes. How do we pay this off?? ?I?m 68 and owe $40,000 on my daughter?s student loan. Should I use all my retirement to pay it off?? ?Should we continue to live illegally in our business?s building?? ?My husband thinks we made a huge financial mistake by selling our house. Is he right?? ?I?m upside down on my truck and can barely afford the $750 payments.? Next Steps: ??????????? ?Help us make the show better. Please take this short survey.?????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????? ?send us an email?????????. ? ????????????Start your free budget today. Download the EveryDollar app!??????????? ? ??????????Set sail with Dave Ramsey. Book your cabin today.?????????? ?? Protect yourself with trusted insurance coverage that fits your budget. ? ?????????Need help with your taxes? See who we trust.????????? ? How Much Do You Have to Invest Each Month to Retire a Millionaire? Check out our free Investment Calculator!  Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! Go to????????? ??????????????????Casper Sleep????????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????????The Ramsey Show Highlights????????? ? ?????????The Dr. John Delony Show????????? ? ?????????Smart Money Happy Hour????????? ? ?????????The Rachel Cruze Show????????? ? ?????????George Kamel????????? ? ?????????Front Row Seat with Ken Coleman????????? ? ?????????EntreLeadership????????? ?????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????Have a money question? Ask Ramsey is here to help.??????? ? ???????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????? Jade Warshaw and George Kamel answer your questions and discuss: ?I received $530,000 in a settlement, how should I invest this?? ?My mom can no longer afford to stay in my rental and caused $20,000 in damages. How do I pay for the repairs?? ?My fiancée doesn't want me on the deed of her house. What should I do?? ?My boyfriend's parents will stop paying for his school if we get married. Should we take out loans or wait to get married?? ?My husband?s wages are being garnished for an auto loan. Should we take out a HELOC to make ends meet?? Next Steps: ??????????? ?Help us make the show better. Please take this short survey.?????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????? ?send us an email?????????. ? ?????????????Start your free budget today. Download the EveryDollar app!???????????? ? ??Join the Crusade! Apply Now!?? ? ??????????Set sail with Dave Ramsey. Book your cabin today ? ????Find a Ramsey Trusted Real Estate Agent???? ? ?????????Need help with your taxes? See who we trust.???????? ???? Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! Go to????????? ??????????????????Casper Sleep????????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????????The Ramsey Show Highlights????????? ? ?????????The Dr. John Delony Show????????? ? ?????????Smart Money Happy Hour????????? ? ?????????The Rachel Cruze Show????????? ? ?????????George Kamel????????? ? ?????????Front Row Seat with Ken Coleman????????? ? ?????????EntreLeadership????????? ?????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????Have a money question? Ask Ramsey is here to help.?????? ? ??????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My family business has $5 million in debt and I?m stressed about it? ?My dad racked up $30,000 of debt and is being sued. How do we help him settle this?? ?We?re nervous about working with a financial advisor, what should that relationship look like?? ?Is it a good idea to take out a $150,000 loan to start a cattle business?? ?We broke our lease and they sent us collections, what should we do?? ?I don?t know how to invest my money in order to make it last for retirement? ?Is it right to withhold inheritance from a sibling who will squander it?? ?I just found out that my husband has been using the money my family loaned us to day trade? ?How do I support my parents financially without enabling their bad behavior?? Next Steps: ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????? ?send us an email????????. ? ?????????Set sail with Dave Ramsey. Book your cabin today.????????? ? ???????????Start your free budget today. Download the EveryDollar app!?????????? ? ??Join the Crusade! Apply Now!?? ? ????????Need help with your taxes? See who we trust.???????? Connect With Our Sponsors: Get 10% off your first month of ????????BetterHelp???????? Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? for your free instant quote today!   Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Have a money question? Ask Ramsey is here to help.????? ? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan.????? Dr. John Delony and George Kamel answer your questions and discuss: "What's the best way to pay off $118k in student loans?" "Should I help family financially even if it will set me back?" "How do I convince my husband to pay down the house instead of buying crypto?" "My wife refuses to follow a budget. Should I give up on trying to get her on board?" "Should I take the religious exemption for social security and Medicaid?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? Join the Crusade! Apply Now! ? ??????????Start your free budget today. Download the EveryDollar app!????????? ? ??Find a Ramsey Trusted Real Estate Agent?? ? ???????Need help with your taxes? See who we trust.??????? ? ???????Set sail with Dave Ramsey. Book your cabin today.??????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today!   Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Have a money question? Ask Ramsey is here to help.????? ? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan.????? Dave Ramsey and Ken Coleman answer your questions and discuss: "Should I advise my daughter against buying property in NYC?" "I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?" "I'm $40k in debt and don't know how to get out" "Do I need a lawyer to talk to a debt collection agency?" "How do I ask my boss for a raise?" "How can I help my dad when he only has $3,000 to his name?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ??????????Start your free budget today. Download the EveryDollar app!????????? ? ??Get organized and prepared to buy or sell a home?? ?? Get trusted insurance coverage that fits your budget ? ???????Need help with your taxes? See who we trust.??????? ? ???????Set sail with Dave Ramsey. Book your cabin today.??????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today!   Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Have a money question? Ask Ramsey is here to help.????? ? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan.????? George Kamel and Rachel Cruze answer your questions and discuss: "I have to ask my fiancé anytime I need money" "I'm $110k in debt and can't pay my bills" "Was it a bad idea to take out a whole life insurance policy?" "Should I sell my car back to the dealership?" "I keep catching my husband in lies about our finances" "Can we buy a Tesla?" "Do I need to open an LLC for my 1099 income?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ?Find a Ramsey Trusted Real Estate Agent? ? ?????????Start your free budget today. Download the EveryDollar app!???????? ? ?????????Need help with your taxes? See who we trust.????????? ? ????????Set sail with Dave Ramsey. Book your cabin today.???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today!   Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Have a money question? Ask Ramsey is here to help.????? ? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan.????? George Kamel and Ken Coleman answer your questions and discuss: ?Should I file for bankruptcy?? ?How can I get my boyfriend to step up and be a provider for our family?? ?How do I pay off a 0% credit card by October?? ?Am I being too aggressive paying off my student loans?? ?My husband and I disagree on what to do after selling a property? ?What should I prioritize first as a newly single mom?? ?My husband has been looking for a new job for a year. What do we do next?? ?Is it too late for me to do the baby steps to become debt free?? ?Should I sell my house after losing my job?? ?Can I finance a new car?? ?Should I file for bankruptcy?? ?Can I invest in the stock market by myself to avoid all the fees?? ?Why do you use net income to determine home buying ability?? ?Should I pause retirement investing to pay off debts?? ?Should I pay off my HELOC before my mortgage?? ?A debt recovery agency told me that they will garnish my wages? Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ?????????Need help with your taxes? See who we trust.????????? ? ?????????Start your free budget today. Download the EveryDollar app!???????? ? ???????Set sail with Dave Ramsey. Book your cabin today.??????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today!   Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Have a money question? Ask Ramsey is here to help.???? ? ????Are you on track with the Baby Steps? Get a Free Personalized Plan.???? Jade Warshaw and Rachel Cruze answer your questions and discuss: "We can't afford a lawyer to help after being served on a $37k loan" "How do I convince my daughter to let me manage my finances again?" "We disagree on how much to put down on a home" "Is it bad that I'm only invested in CDs?" "Should I sell the homes I bought for my children?" Next Steps: ???????? ?Help us make the show better. Please take this short survey.??????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????? ?send us an email??????. ? ?????????Start your free budget today. Download the EveryDollar app!???????? ? ?Need help with your taxes? See who we trust.? ? Set sail with Dave Ramsey. Book your cabin today. Connect With Our Sponsors: Get 10% off your first month of ??????BetterHelp?????? Go to ??????Boost Mobile?????? to switch today! Go to?????? ????????????Casper Sleep?????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? for your free instant quote today!   Explore more from Ramsey Network: ? ??????The Ramsey Show Highlights?????? ? ??????The Dr. John Delony Show?????? ? ??????Smart Money Happy Hour?????? ? ??????The Rachel Cruze Show?????? ? ??????George Kamel?????? ? ??????Front Row Seat with Ken Coleman?????? ? ??????EntreLeadership?????? ??????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Have a money question? Ask Ramsey is here to help.??? ? ???Are you on track with the Baby Steps? Get a Free Personalized Plan.??? George Kamel and Jade Warshaw answer your questions and discuss: "I cosigned two cars with my mom that were then repossessed" "How do I get my husband to combine finances?" "Should I file for bankruptcy?" "How do I keep my child from being spoiled by the Trump account?" "How do I become okay with spending the money that I've been saving?" "Does it make sense for me to gift my son my house?". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?????Need help with your taxes? See who we trust.????? ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ?????Set sail with Dave Ramsey. Book your cabin today.????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Have a money question? Ask Ramsey is here to help.??? ? ???Are you on track with the Baby Steps? Get a Free Personalized Plan.??? Rachel Cruze and Dr. John Delony answer your questions and discuss: "We're $71k in debt. How do we get out of this mess?" "Why do you encourage people to have babies while paying off debt?" "Our mortgage is 50% of our income" "I owe more on my cars than I make in a year" "How do I handle finances while going through a divorce?". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ??????Set sail with Dave Ramsey. Book your cabin today.?????? ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??????Need help with your taxes? See who we trust.?????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Have a money question? Ask Ramsey is here to help.??? ? ???Are you on track with the Baby Steps? Get a Free Personalized Plan.??? Ken Coleman and Rachel Cruze answer your questions and discuss: "The warehouse my business was in burned down and I didn't have insurance" "My husband has kept our finances hidden from me and now he wants a divorce" "Should I buy a home to get out of a toxic relationship?" "I'm $90k in debt and living paycheck-to-paycheck" "Should I loan my cousin $75,000?" Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ????????Start your free budget today. Download the EveryDollar app!??????? ? ??????Set sail with Dave Ramsey. Book your cabin today.?????? ? ??????Need help with your taxes? See who we trust.?????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Have a money question? Ask Ramsey is here to help.?? ? ??Are you on track with the Baby Steps? Get a Free Personalized Plan.?? Ken Coleman and Jade Warshaw answer your questions and discuss: "How do I stop my mother from going into credit card debt?" "I have $300k in cash sitting in my house" "I'm $250k in debt. Should I file bankruptcy? " "Should I stay in a relationship if I'm paying for everything?" "I was fired from my job last year and my life has been a nightmare since". Next Steps: ?????? ?Help us make the show better. Please take this short survey.????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???? ?send us an email????. ? ????Need help with your taxes? See who we trust.???? ? ??????Start your free budget today. Download the EveryDollar app!????? ? ????Set sail with Dave Ramsey. Book your cabin today.???? Connect With Our Sponsors: Get 10% off your first month of ????BetterHelp???? Go to ????Boost Mobile???? to switch today! Go to???? ????????Casper Sleep???? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? for your free instant quote today!   Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Have a money question? Ask Ramsey is here to help.? ? ?Are you on track with the Baby Steps? Get a Free Personalized Plan.? Jade Warshaw and Dr. John Delony answer your questions and discuss: "My drinking is holding me back from paying off debt" "My wife is making financial decisions without me" "Should I move into a lower cost-of-living area to save money?" "Should I file bankruptcy?" "My mom and I disagree on how much I owe her for a Parent PLUS loan". Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ??Set sail with Dave Ramsey. Book your cabin today.?? ? ?Get organized and prepared to buy or sell a home? ? ?????Start your free budget today. Download the EveryDollar app!???? ? ??Need help with your taxes? See who we trust.?? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today!   Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Have a money question? Ask Ramsey is here to help. ? Are you on track with the Baby Steps? Get a Free Personalized Plan. Ken Coleman and George Kamel answer your questions and discuss: "I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?" "My husband borrowed money against our house to buy crypto and then he lost it. What should we do?" "I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consolidation loan?" "What should I do with the proceeds from the sale of a house I bought with my ex-girlfriend?". Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app!?? ? Get organized and prepared to buy or sell a home ? ?Need help with your taxes? See who we trust.? ? Set sail with Dave Ramsey. Book your cabin today. Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Ask Ramsey: Real Ramsey answers, powered by AI.? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?Should we file bankruptcy due to the $350k my husband lost day trading?? ?How do I start to tackle my debt?? ?Should I use a VA loan to buy a home?? ?I feel like I?ll never be able to buy a house? ?Should I cash out my whole life policy?? ?Should I slow down the baby steps to deal with my chronic illness?? ?How do I buy out my ?manchild? ex-husband from our house?? ?Should I use a debt relief company or an attorney to settle my tax debt?? ?How do I convince my fiancé to be financially independent from his family?? ?My wife isn?t involved in our finances. Is that a problem?? ?Should we cash out our annuity?? Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app!?? ? ??Need help with your taxes? See who we trust.?? ? ??Cruise with Ramsey: Save $300 this week only! ?Microhabits for a better marriage. Download the Together app.  Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Ask Ramsey: Real Ramsey answers, powered by AI. George Kamel and Rachel Cruze answer your questions and discuss: "How can I heal from a relationship broken over bad money habits?" "How do I get comfortable using my emergency fund when I need to?" "My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?" "My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do" Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app! ? Find a Ramsey Trusted Real Estate Agent ? ??Cruise with Ramsey: Save $300 this week only!?? ? ?Need help with your taxes? See who we trust.? Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Type your money question, get a Ramsey answer instantly.? Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?" "I'm afraid to deplete my savings to pay down my debt". Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? ??Start your free budget today. Download the EveryDollar app!? ? Set Sail with Dave Ramsey! Book your cabin today. ? Free Tools & Resources to Help You With Investing and Retirement ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today!   Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Type your money question, get a Ramsey answer instantly. Jade Warshaw and Rachel Cruze answer your questions and discuss: "Should I sell some silver that was gifted to me?" "Should we downsize our home to get ahead on the Baby Steps?" "How do I talk to my mother-in-law about settling their Parent PLUS loans?" "How do I balance paying off debt and still having enough to cover my expenses?" "How do I get my husband to be more aggressive about Baby Step 2?" "I'm $26,000 in debt, is getting a debt consolidation loan a good idea?" " How can I grow my savings so I can afford to buy a house?" "How do I cashflow going back to college to increase my income?". Next Steps: ?? ?Help us make the show better. Please take this short survey.? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email. ? ?Start your free budget today. Download the EveryDollar app! ? ??Cruise with Ramsey: Save $300 this week only! ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today!   Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Your Money Questions Answered by Ask Ramsey!? ? ?Set sail with Dave Ramsey. Book your cabin today. Jade Warshaw and Dr. John Delony answer your questions and discuss: "We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?" "My car was recently repossessed, should I try to get it back?" "How do we plan for a wedding while we are in Baby Step 2?" "Will going back to school slow down my financial future?" "My mother-in-law is trying to force us to buy a house before we are ready. How do we set a boundary with her?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? File your taxes with 100% accurate software that?s less than half of the price ? ???????Start your free budget today. Download the EveryDollar app!?????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Your Money Questions Answered by Ask Ramsey!? ? ?Book your cabin: Save $300 this week only! ? Jade Warshaw and George Kamel answer your questions and discuss: "We have $153,000 of debt, should we file for bankruptcy?" "My husband accused me of overspending and put restrictions on my access to our finances. What should I do?" "My parents want me to take over their Parent PLUS loans" "I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?" "Should we gift our inherited home to our mother?" "How should I spend my bonus?" "Everyone is saying there will be a market correction, should I move my retirement funds into a money market?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??Think you're good with money? Take our free quiz!?? ? ??Book your cabin: Save $300 this week only! ?? ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Your Money Questions Answered by Ask Ramsey! ? ?Book your cabin: Save $300 this week only! ? George Kamel and Jade Warshaw answer your questions and discuss: ?I just learned my girlfriend is pregnant. How do I financially prepare for this?? ?How do I convince my mom to not buy a life insurance policy for $500,000 a year?? ?How do I help my dad pay off $90,000 of credit card debt?? ?I?m receiving a $200,000 trust from my grandparents, what should we do with this?? ?How can I navigate losing access to my husband?s accounts to pay bills?? ?I?m 48, what do I need to do to retire as a millionaire?? ?How much should I help my young married son and his wife?? ?How do I budget when my income is inconsistent?? ?I?m $70,000 underwater on my mortgage. How should I navigate this?? ?I?m living paycheck-to-paycheck and can?t seem to get ahead? Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ??Book your cabin: Save $300 this week only! ? ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??File your taxes with 100% accurate software that?s less than half of the price Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Get Money Help from Ask Ramsey!? ? Book your cabin: Save $300 this week only! George Kamel and Rachel Cruze answer your questions and discuss: "I started a paranormal investigation company with my friend. Can I make this my full-time job?" "I got scammed out of $38,000. We found the scammer and got a judgement against him. How do I collect my money?" "How do I maintain my credit score?" "My HOA wants us to pay a $5,000 special assessment fee. Should we just sell our house and move?" "Should I keep my whole life insurance policy?" "How can I live sustainably when my mortgage is 65% of my income?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ????????Start your free budget today. Download the EveryDollar app!??????? ? Find a Ramsey Trusted Real Estate Agent ? ?Book your cabin: Save $300 this week only! ? ? ????????Find out where you stand with your money and get a free plan?????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Get Money Help from Ask Ramsey! ? ?Book your cabin: Save $300 this week only! ? Due to severe weather and an ice storm impacting our area, our team wasn?t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon! Dave Ramsey and Ken Coleman answer your questions and discuss: I am getting calls regarding debt on my deceased father. How do I handle this? What's the best way to start the Baby Steps? My dad wants me to pay for his life insurance I'm afraid to pay off my debt I've been fired twice and we're drowning in debt Mother-in-law ran up $14K on our joint credit card Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??Need help with your taxes? See who we trust.?? ? ?????Set Sail with Dave Ramsey! Book your cabin today.?? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Get Money Help from Ask Ramsey!? ? ?Book your cabin: Save $300 this week only! ? George Kamel and Jade Warshaw answer your questions and discuss: "How should I respond to my parents asking for my 529 funds to be repaid?" "How can I build wealth so I can leave an abusive situation?" "My husband bought a home without telling me, should I be concerned about this?" "How do I address my girlfriend's debt before proposing to her?" "How much of my income should be my mortgage payment?". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?????Start your free budget today. Download the EveryDollar app!???? ? ?For help with investing, get connected with a SmartVestor Pro ? Think you're good with money? Take our free quiz! ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? Jade Warshaw and George Kamel answer your questions and discuss: "Is it normal to be in debt to your spouse?" "How much can I spend in retirement?" "How can I get my husband to open up about his finances?" "My 52-year-old daughter is making our home a living nightmare. How do we kick her out?" "We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ?? ???Protect yourself with trusted insurance coverage that fits your budget.??? ? ?????Start your free budget today. Download the EveryDollar app!???? ? Think you're good with money? Take our free quiz! ? ??Need help with your taxes? See who we trust.?? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? Rachel Cruze and Dr. John Delony answer your questions and discuss: "My husband refuses to get a job, I'm worried he is going to ruin us financially" "I'm $350,000 in debt, should I file for bankruptcy?" "Should I finish Baby Step 2 before buying my home?" "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?" "Should we sell our double-wide?" "We don't have anything saved for retirement, where do we start?" "My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?" "Our contractor keeps missing deadlines for our home addition. Should we fire him?" Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?????Start your free budget today. Download the EveryDollar app!???? ?? ??Protect yourself with trusted insurance coverage that fits your budget?? ? For help with investing, get connected with a SmartVestor Pro ? Need help with your taxes? See who we trust. ? Think you're good with money? Take our free quiz! Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? George Kamel and Rachel Cruze answer your questions and discuss: "I'm burnt out from doing OnlyFans, how do I get out of this?" "My mom is resentful that they are still paying my student loans. Should I take on the payments?" "Should I buy a house to flip in order to pay off $40,000 of debt?" "What is extendable term-life insurance?" "My husband doesn't want to pay off our debt even though we have the money to do so". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?Think you're good with money? Take our free quiz!? ? ?????Start your free budget today. Download the EveryDollar app!???? ? Get organized and prepared to buy or sell a home?? ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

??Have a money question? Ask Ramsey is here to help!? Ken Coleman and Jade Warshaw answer your questions and discuss: ?I feel let down by my husband?s spending habits?? ?We?re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?? ?I keep going deeper into debt because of my spending habits? ?Our home mortgage is 40% of our income, should we refinance?? ?How do I talk to my in-laws about the $48,000 my wife owes them?? ?We offered $24,000 for our daughter?s wedding, they want to spend half of it on the wedding and keep the other half? ?How are we supposed to pay $2459 for health insurance premiums?? ?Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?? ?What?s the difference between sinking funds and recurring expenses?? ?My wife thinks I?m jumping the gun by getting life insurance for a baby we are planning for? ?We?re $176,000 in debt, should we sell our cars?? ?How do I pay off debt and plan for the future as a single mom?? ?My mortgage has a balloon payment, how do I pay this off?? Next Steps: ?????? ?Help us make the show better. Please take this short survey.????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???? ?send us an email????. ?? ?Protect yourself with trusted insurance coverage that fits your budget.? ? ?Join the Crusade! Apply Now!? ? Start your free budget today. Download the EveryDollar app!???? ? Need help with your taxes? See who we trust. ? Think you're good with money? Take our free quiz! Connect With Our Sponsors: Get 10% off your first month of ????BetterHelp???? Go to ????Boost Mobile???? to switch today! Go to???? ????????Casper Sleep???? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

?Have a money question? Ask Ramsey is here to help! Ken Coleman and George Kamel answer your questions and discuss: ?How do I stop living paycheck to paycheck?? ?Should we pay the student loans my mother-in-law is supposed to pay?? ?Should we buy a home when we move to a different state?? ?How much should we be spending on a vacation?? ?We have a collection company coming after us for money we don?t owe. How should we handle this situation?? ?Why won?t my wife live in an RV with me?? ?I am under contract for a house with leased solar panels. Should I back out of this deal?? ?Should we keep helping our daughter financially after her divorce?? ?Should I buy a new truck or keep my old one?? ?My husband doesn?t want to use our savings to pay off our home? ?Can we afford a $500k house?? ?Is my sister still responsible to make payments towards renovations on a home we co-own?? ?How can I get out of $434,000 of debt?? ?How fast should I be saving my fully-funded emergency fund?? ?Should my husband change careers to make more money?? Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ???Start your free budget today. Download the EveryDollar app!?? ?? Protect yourself with trusted insurance coverage that fits your budget. ? ??????????Find out where you stand with your money and get a free plan???????? ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices