? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan????? ? Watch the full episode for free in the Ramsey Network app. George Kamel and Jade Warshaw answer your questions and discuss: "Should we go through with a lawsuit to sue my brother?" "How do I pay off debt and spend time with my daughter after my wife left us?" "Should we take out a loan to build a mother-in-law suite?" "Are mortgage companies that offer 1% down a legitimate way to get a house?" "Should I continue paying my car off or have it voluntarily repossessed?" "How can we work out way out of debt that we're underwater on?" "Should I move in with my mom in order to pay off debt?" "I feel bad spending money on a pool even though I'm on Baby Step 7" Next Steps: ? ?????Help us make the show better by taking this short survey!????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?????send us an email.????? ? Start your free budget today. Download the EveryDollar app! ? For help with investing, get connected with a SmartVestor Pro. ???? ?Get trusted insurance coverage that fits your budget. Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?????Aldi????? ? Get 10% off your first month of????? BetterHelp????? ?Go to ?????Boost Mobile????? to switch today! ? Learn more about????? Christian Healthcare Ministries????? ? Get started today with????? Churchill Mortgage????? ? Get 20% off when you join ?????DeleteMe????? ? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! ? Save 15% on your first ?????Field of Greens????? order with code RAMSEY ? Find top Health Insurance Plans at ?????Health Trust Financial????? ? To find out more about student loan refinancing, check out????? Laurel Road????? ? Visit????? NetSuite????? today to learn more ?? Use promo code RAMSEY for 18% off at ?????The Nokbox????? ? Learn more about ?????Timothy Plan????? ? Get started with ?????YRefy????? or call 844-2-RAMSEY ? Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ?????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan????? ? Watch the full episode for free in the Ramsey Network app. Jade Warshaw and George Kamel answer your questions and discuss: "How do we move forward with a bridge loan and a house that isn't sold?" "My wife wants a divorce. How do I handle my finances while going through this?" Jade and George discuss their biggest financial mistakes, "My husband and I don't agree on where to live in retirement. How do we come to an agreement?" "Should I sign up for a debt relief program?" "My realtor doesn't want me to sell my rental. Is she right?" "How do I cut up my credit cards when I love the reward points?" "My car was repossessed and sold. How do I pay off the balance now?" "Is it wrong to sell my wife?s engagement ring and band ? " Next Steps: ? ?????Help us make the show better by taking this short survey!????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?????send us an email.????? ? Get organized and prepared to buy or sell a home. ?Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! ? ?Start your free budget today. Download the EveryDollar app!? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?????Aldi????? ? Get 10% off your first month of????? BetterHelp????? ?Go to ?????Boost Mobile????? to switch today! ? Learn more about????? Christian Healthcare Ministries????? ? Get started today with????? Churchill Mortgage????? ? Get 20% off when you join ?????DeleteMe????? ? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! ? Save 15% on your first ?????Field of Greens????? order with code RAMSEY ? Find top Health Insurance Plans at ?????Health Trust Financial????? ? To find out more about student loan refinancing, check out????? Laurel Road????? ? Visit????? NetSuite????? today to learn more ?? Use promo code RAMSEY for 18% off at ?????The Nokbox????? ? Learn more about ?????Timothy Plan????? ? Get started with ?????YRefy????? or call 844-2-RAMSEY ? Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????Are you on track with the Baby Steps? Get a Free Personalized Plan????? ? ???Watch the full episode for free in the Ramsey Network app. ??? George Kamel and Rachel Cruze answer your questions and discuss: "Should I help my new husband pay off his debt?" "Should my son hire an attorney to investigate a crypto scam?" "Should I keep my job if I'm only making $850 a month?" "I'm making $30-90k a month day trading. Should I get into real estate?" "Should my husband and I help my Dad before he loses everything?" Liam Payne, Who Died Without a Will, Left $32 Million Estate The 3rd anniversary of #horsegate ? "I don't feel like I'm getting what I deserve from the family business. How should I talk to my dad?" Next Steps: ? ?????Help us make the show better by taking this short survey!????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?????send us an email.????? ??????????????????? ?????????????Start your free budget today. Download the EveryDollar app!???????? ???????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!?????? ? ?For help with investing, get connected with a SmartVestor Pro.???????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?????Aldi????? ? Get 10% off your first month of????? BetterHelp????? ?Go to ?????Boost Mobile????? to switch today! ? Learn more about????? Christian Healthcare Ministries????? ? Get started today with????? Churchill Mortgage????? ? Get 20% off when you join ?????DeleteMe????? ? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! ? Save 15% on your first ?????Field of Greens????? order with code RAMSEY ? Find top Health Insurance Plans at ?????Health Trust Financial????? ? To find out more about student loan refinancing, check out????? Laurel Road????? ? Visit????? NetSuite????? today to learn more ?? Use promo code RAMSEY for 18% off at ?????The Nokbox????? ? Learn more about ?????Timothy Plan????? ? Get started with ?????YRefy????? or call 844-2-RAMSEY ? Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ?????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Are you on track with the Baby Steps? Get a Free Personalized Plan???? ? ??Watch the full episode for free in the Ramsey Network app. ?? Rachel Cruze and Jade Warshaw answer your questions and discuss: "How do I teach my daughter good money skills?" "My wife doesn't want us to invest in the stock market, how do I convince her to do this?" "My fiancée won a medical malpractice lawsuit and will get $1.3 million, how should we use this money?" "Would it be a financial mistake to move to an expensive area in order to train in a prestigious program?" "My fiancée is concerned about the terms in our prenup, how do we work through this?". Next Steps: ? ????Help us make the show better by taking this short survey!???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ????send us an email.???? ????????????????? ????????????Start your free budget today. Download the EveryDollar app!??????? ???? Get trusted insurance coverage that fits your budget. ? ????Get organized and prepared to buy or sell a home. ???? ??????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ????Aldi???? ? Get 10% off your first month of???? BetterHelp???? ?Go to ????Boost Mobile???? to switch today! ? Learn more about???? Christian Healthcare Ministries???? ? Get started today with???? Churchill Mortgage???? ? Get 20% off when you join ????DeleteMe???? ? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! ? Save 15% on your first ????Field of Greens???? order with code RAMSEY ? Find top Health Insurance Plans at ????Health Trust Financial???? ? To find out more about student loan refinancing, check out???? Laurel Road???? ? Visit???? NetSuite???? today to learn more ?? Use promo code RAMSEY for 18% off at ????The Nokbox???? ? Learn more about ????Timothy Plan???? ? Get started with ????YRefy???? or call 844-2-RAMSEY ? Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Are you on track with the Baby Steps? Get a Free Personalized Plan???? ? Watch the full episode for free in the Ramsey Network app. John Delony and Jade Warshaw answer your questions and discuss: "I'm $350k in debt with a baby on the way," "Is it realistic to have a wedding for $10,000?" "My fiancée bought a home with her mother 20 years ago. How do we get her off the mortgage?" "My dad retired at 49 then asked me to lend him money to pay off his debt" "Does my girlfriend love me or just want to get married for citizenship?" Next Steps: ? ????Help us make the show better by taking this short survey!???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ????send us an email.???? ??????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!????? ??????????????? ???????????Start your free budget today. Download the EveryDollar app!??????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ????Aldi???? ? Get 10% off your first month of???? BetterHelp???? ?Go to ????Boost Mobile???? to switch today! ? Learn more about???? Christian Healthcare Ministries???? ? Get started today with???? Churchill Mortgage???? ? Get 20% off when you join ????DeleteMe???? ? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! ? Save 15% on your first ????Field of Greens???? order with code RAMSEY ? Find top Health Insurance Plans at ????Health Trust Financial???? ? To find out more about student loan refinancing, check out???? Laurel Road???? ? Visit???? NetSuite???? today to learn more ?? Use promo code RAMSEY for 18% off at ????The Nokbox???? ? Learn more about ????Timothy Plan???? ? Get started with ????YRefy???? or call 844-2-RAMSEY ? Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Are you on track with the Baby Steps? Get a Free Personalized Plan???? ? Watch the full episode for free in the Ramsey Network app. John Delony and George Kamel answer your questions and discuss: "Should we financially support our mother after she was abusive to me and my siblings?" "How do I recover after being scammed out of half my life savings?" "How do I get my fiancé to commit to paying off his debt?" "How do we balance saving for our kids' future vs. having more fun in the present?" "How do we get out of the cycle of being underpaid and living in poverty?" "My husband has no interest in combining our finances" Next Steps: ? ????Help us make the show better by taking this short survey!???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ????send us an email.???? ???? Get trusted insurance coverage that fits your budget. ??????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!????? ??????????????? ???????????Start your free budget today. Download the EveryDollar app!??????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ????Aldi???? ? Get 10% off your first month of???? BetterHelp???? ?Go to ????Boost Mobile???? to switch today! ? Learn more about???? Christian Healthcare Ministries???? ? Get started today with???? Churchill Mortgage???? ? Get 20% off when you join ????DeleteMe???? ? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! ? Save 15% on your first ????Field of Greens???? order with code RAMSEY ? Find top Health Insurance Plans at ????Health Trust Financial???? ? To find out more about student loan refinancing, check out???? Laurel Road???? ? Visit???? NetSuite???? today to learn more ?? Use promo code RAMSEY for 18% off at ????The Nokbox???? ? Learn more about ????Timothy Plan???? ? Get started with ????YRefy???? or call 844-2-RAMSEY ? Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Are you on track with the Baby Steps? Get a Free Personalized Plan???? ? Watch the full episode for free in the Ramsey Network app. George Kamel and Rachel Cruze answer your questions and discuss: "How do I get my husband to allow me to have my own money?" "Do I need to start building my credit score at 19 years-old?" "Should I be concerned that my girlfriend has no desire to work?" "Is my phone bill debt?" "How do convince my 17 year old son that day trading isn't a good way to make money?" "I'm getting divorced and drowning in debt, what do I do?" Current housing market trends, "Can I afford a million dollar house?" Next Steps: ? ????Help us make the show better by taking this short survey!???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ????send us an email.???? ????????????????? ????????????Start your free budget today. Download the EveryDollar app!??????? ??????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!????? ? ?????Get organized and prepared to buy or sell a home. ????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ????Aldi???? ? Get 10% off your first month of???? BetterHelp???? ?Go to ????Boost Mobile???? to switch today! ? Learn more about???? Christian Healthcare Ministries???? ? Get started today with???? Churchill Mortgage???? ? Get 20% off when you join ????DeleteMe???? ? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! ? Save 15% on your first ????Field of Greens???? order with code RAMSEY ? Find top Health Insurance Plans at ????Health Trust Financial???? ? To find out more about student loan refinancing, check out???? Laurel Road???? ? Visit???? NetSuite???? today to learn more ?? Use promo code RAMSEY for 18% off at ????The Nokbox???? ? Learn more about ????Timothy Plan???? ? Get started with ????YRefy???? or call 844-2-RAMSEY ? Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????Are you on track with the Baby Steps? Get a Free Personalized Plan???? ? Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss: "Can I 'divorce' my entitled children?" "How do I recover from having my credit history wiped?" "My agent keeps insisting I should keep my four whole life insurance polices." "I struggle with giving money, does that make me a bad person?" "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that." "I'm worried I'm not going to be able to provide for my soon-to-be wife and child" "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings." Next Steps: ? ????Help us make the show better by taking this short survey!???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ????send us an email.???? ???????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!????? ? ????Get organized and prepared to buy or sell a home. ???? ??????????????? ???????????Start your free budget today. Download the EveryDollar app!??????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ????Aldi???? ? Get 10% off your first month of???? BetterHelp???? ?Go to ????Boost Mobile???? to switch today! ? Learn more about???? Christian Healthcare Ministries???? ? Get started today with???? Churchill Mortgage???? ? Get 20% off when you join ????DeleteMe???? ? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! ? Save 15% on your first ????Field of Greens???? order with code RAMSEY ? Find top Health Insurance Plans at ????Health Trust Financial???? ? To find out more about student loan refinancing, check out???? Laurel Road???? ? Visit???? NetSuite???? today to learn more ?? Use promo code RAMSEY for 18% off at ????The Nokbox???? ? Learn more about ????Timothy Plan???? ? Get started with ????YRefy???? or call 844-2-RAMSEY ? Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Are you on track with the Baby Steps? Get a Free Personalized Plan??? ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Ken Coleman answer your questions and discuss: "How can I stay afloat since my husband stopped making child support payments?" "We keep going into the red every month. What should we default on?" "Should I disclose my net worth to my wife? I'm afraid of her bad spending habits getting worse" "Is it true that 85% of shares in the stock market are owned by three major companies?" "Should we move or remodel our house due to my wife's disability?" "My husband and I are in the process of separating, how do I support myself financially after the divorce?" Discussion of the stock market recovery. Next Steps: ? ???Help us make the show better by taking this short survey!??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ???send us an email.??? ? ???Get organized and prepared to buy or sell a home. ??? ?????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!???? ????????????? ??????????Start your free budget today. Download the EveryDollar app!?????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ???Aldi??? ? Get 10% off your first month of??? BetterHelp??? ?Go to ???Boost Mobile??? to switch today! ? Learn more about??? Christian Healthcare Ministries??? ? Get started today with??? Churchill Mortgage??? ? Get 20% off when you join ???DeleteMe??? ? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! ? Save 15% on your first ???Field of Greens??? order with code RAMSEY ? Find top Health Insurance Plans at ???Health Trust Financial??? ? To find out more about student loan refinancing, check out??? Laurel Road??? ? Visit??? NetSuite??? today to learn more ?? Use promo code RAMSEY for 18% off at ???The Nokbox??? ? Learn more about ???Timothy Plan??? ? Get started with ???YRefy??? or call 844-2-RAMSEY ? Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Are you on track with the Baby Steps? Get a Free Personalized Plan?? ? Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: "How do I get out of $520K in mortgages that my deceased father took out in my name?" "My wife told me she wants a divorce. Should we stop paying off debt?" "How specific should a budget be?" "Should I pay off my HELOC in Baby Step 1 or 6?" "I can't get life insurance due to a heart transplant so should I invest more instead?" "I've been stuck on Baby Step 1 for three years. How do I stabilize my finances?" "My husband and I disagree on how to pay for our beach house. What should we do?" Next Steps: ? ??Help us make the show better by taking this short survey!?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ??send us an email.?? ?? ?????Dave Ramsey and John Delony are going on tour this month! Get tickets today?? ? ??Get organized and prepared to buy or sell a home. ?? ????Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!??? ??????????? ?????????Start your free budget today. Download the EveryDollar app!????? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ??Aldi?? ? Get 10% off your first month of?? BetterHelp?? ?Go to ??Boost Mobile?? to switch today! ? Learn more about?? Christian Healthcare Ministries?? ? Get started today with?? Churchill Mortgage?? ? Get 20% off when you join ??DeleteMe?? ? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! ? Save 15% on your first ??Field of Greens?? order with code RAMSEY ? Find top Health Insurance Plans at ??Health Trust Financial?? ? To find out more about student loan refinancing, check out?? Laurel Road?? ? Visit?? NetSuite?? today to learn more ?? Use promo code RAMSEY for 18% off at ??The Nokbox?? ? Learn more about ??Timothy Plan?? ? Get started with ??YRefy?? or call 844-2-RAMSEY ? Visit?? Zander Insurance?? for your free instant quote today! Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. George Kamel and Ken Coleman answer your questions and discuss: "Should we sell or keep a house we regret buying?" "How do I convince my husband to use our savings to pay off debt?" "I bought a house with my ex-fiancé and now the house is going into foreclosure." "How do I plan for future debt?" "Should I focus on paying off the negative equity on my truck?" "Do I need to get a credit card to build my credit?" "My nephew is refusing to take care of his parents and the burden is now falling on us. How do we get him to start contributing?" Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.? ??Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!? ? ??????Start your free budget today. Download the EveryDollar app!?? ?? ?Dave Ramsey and John Delony are going on tour this month! Get tickets today? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Jade Warshaw and Ken Coleman answer your questions and discuss: "Are we using our sinking funds as a form of debt?" "My In-laws built a suite attached to our house. We no longer like this arrangement, how do we get out of this?" "Do I need to honor my grandmother's wishes in regards to the inheritance she left us?" "Should we stop paying down our debt to buy an RV?". Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.? ?? ????Dave Ramsey and John Delony are going on tour this month! Get tickets today? ? ?Get organized and prepared to buy or sell a home. ? ???Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!?? ????????? ????????Start your free budget today. Download the EveryDollar app!???? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I drain my savings to pay off debt if I have a one-year-old?" "I'm 64 years old and my investments aren't making money," "How can I get out of a debt relief program?" "How can I grow my savings while working on my career?" "Should we share details about our financial situation with our kids?" "How do I deal with a family member who brags about how much money she makes and spends?" "How do we get out of $1M in debt?" Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.? ??? ?????Start your free budget today. Download the EveryDollar app!? ?? ???Dave Ramsey and John Delony are going on tour this month! Get tickets today ? Find a Ramsey Trusted Real Estate Agent ??Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Rachel Cruze and George Kamel answer your questions and discuss: "Am I wrong to feel resentment towards my sister for taking advantage of our parents?" "I feel like I might as well have truck payments considering how much I'm having to pay to fix my current truck," "Is there ever an appropriate time to stop investing into retirement?" "I'm 46 and I just paid off my house, what's next?" "Is being outrageously giving important when it doesn't feel right?" "We're drowning in debt and don't know where to start," "Should I sell my house or keep renting it out for the income?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email. ?Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! ? ?????Start your free budget today. Download the EveryDollar app!? ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Are you on track with the Baby Steps? Get a Free Personalized Plan?? ? ?Watch the full episode for free in the Ramsey Network app.? Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I file for divorce to protect myself from my husband's dishonesty about his debt?" "I purchased a home with my in-laws seven years ago. How do we get out of this without hurting them?" "I'm being sued by two credit card companies. How do I get out of this mess?" "My teaching job is wearing me down. Should I stay for the benefits?" "I am supposed to go on a bachelorette trip with my friends but it's going to cost more than I expected" "Unexpected bills keep blowing up my budget. Should I sell my investment property?" Next Steps: ? ??Help us make the show better by taking this short survey!?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ??send us an email.??  ? ??Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!?? ? ?????Sign up for a free training with our EveryDollar team! ?? ?? ?????Dave Ramsey and John Delony are going on tour this month! Get tickets today??? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ??Aldi?? ? Get 10% off your first month of?? BetterHelp?? ?Go to ??Boost Mobile?? to switch today! ? Learn more about?? Christian Healthcare Ministries ? Get started today with?? Churchill Mortgage?? ? Get 20% off when you join ??DeleteMe?? ? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! ? Save 15% on your first ??Field of Greens?? order with code RAMSEY ? Find top Health Insurance Plans at ??Health Trust Financial?? ? To find out more about student loan refinancing, check out?? Laurel Road?? ? Visit?? NetSuite?? today to learn more ?? Use promo code RAMSEY for 18% off at ??The Nokbox?? ? Learn more about ??Timothy Plan?? ? Get started with ??YRefy?? or call 844-2-RAMSEY ? Visit?? Zander Insurance?? for your free instant quote today!  Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: How do we handle debts when dissolving a family business? Our mortgage is going to be 50% of our income Is it necessary to at some point get a credit card? Is it ok to enjoy our money while we're still young? Our landlord is starting to become hostile; should we move? When is an emergency fund no longer necessary? Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.?  ? ?Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!? ? ????Sign up for a free training with our EveryDollar team! ? ?? ????Dave Ramsey and John Delony are going on tour this month! Get tickets today?? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today!  Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Dr. John Deloney answer your questions and discuss: "How do I protect myself and my children financially while going through a divorce?" "Should we buy an investment property with my daughter's settlement money?" "Am I being selfish if I don't pay for activities for my family at a destination wedding?" "How do I convince my husband that work isn?t the only thing that matters?" "My parents did not prepare for retirement, how do I help them?" "My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?" "We committed to giving away a car, but it now needs expensive repairs. What should we do?" "We have $200,000 in debt, should we sell our home to pay down our debt?" Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.?  ?? ??Dave Ramsey and John Delony are going on tour this month! Get tickets today? ? Hurry?Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! ? ???Sign up for a free training with our EveryDollar team! Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today!  Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "What is my obligation to my future in-laws who make bad financial decisions?" "How do I motivate my wife to get on board with becoming gazelle intense?" "I'm being sued by an insurance company & my family wants me to file bankruptcy. What should I do?" "I moved states to support my girlfriend but we broke up. Should I move back home?" "Should I pull my investments out of the market and move them into real estate?" "The board at my church wants to get a mortgage for a parsonage they can afford to buy in cash," "Can we afford a Cybertruck in our current financial situation?" Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.?  ? ???Start your free budget today. Download the EveryDollar app! ?? ?Find a Ramsey Trusted Real Estate Agent? ? ???Get your copy of Build a Business You Love today ? ?? ??Dave Ramsey and John Delony are going on tour this month! Get tickets today? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today!  Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Are you on track with the Baby Steps? Get a Free Personalized Plan? ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Rachel Cruze answer your questions and discuss: "My boyfriend doesn't want to work. Is this a dealbreaker?" "Should I take out a loan to start a business?" "When can I start enjoying my retirement nest egg?" "Is my mom responsible for my dad's credit card debt?" "I have buyer's remorse after buying a classic car. Should I sell it?" "Should we sell our house and move in with my in-laws to pay off debt?" "I'm about to receive a $400k inheritance. How do I invest it?" "Can we use our investments to help our children or wait until they inherit it?" Next Steps: ? ?Help us make the show better by taking this short survey!? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email.?  ?? ?Enter the Teacher Appreciation Giveaway?? ?Start your free budget today. Download the EveryDollar app! ?? ??Find a Ramsey Trusted Real Estate Agent? ?? ??Dave Ramsey and John Delony are going on tour this month! Get tickets today? Connect with our Sponsors: ? Stop paying more and start shopping smarter at ?Aldi? ? Get 10% off your first month of? BetterHelp? ?Go to ?Boost Mobile? to switch today! ? Learn more about? Christian Healthcare Ministries? ? Get started today with? Churchill Mortgage? ? Get 20% off when you join ?DeleteMe? ? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! ? Save 15% on your first ?Field of Greens? order with code RAMSEY ? Find top Health Insurance Plans at ?Health Trust Financial? ? To find out more about student loan refinancing, check out? Laurel Road? ? Visit? NetSuite? today to learn more ?? Use promo code RAMSEY for 18% off at ?The Nokbox? ? Learn more about ?Timothy Plan? ? Get started with ?YRefy? or call 844-2-RAMSEY ? Visit? Zander Insurance? for your free instant quote today!  Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "Am I being too harsh on my 18 year old?" "Can we get a mortgage that will be 50% of my income?" "Can you successfully build wealth without attending college?" "Should I pause my debt snowball to buy an engagement ring?" "I'm divorcing my husband at 19, how do I take care of my child going forward?" "I'm going to owe $140,000 to the IRS, what's the best way to pay this off?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? ?Get your copy of Build a Business You Love today ?? Find a Ramsey Trusted Real Estate Agent ? ??Start your free budget today. Download the EveryDollar app! ?? ?Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today!  Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network. app George Kamel and Jade Warshaw answer your questions and discuss: "We're in the middle of a bankruptcy and now have $25k in home repairs," "Not having direct access to my savings scares me," "Is it okay to do my debt snowball out of order?" "How can I help my adult son and daughter buy homes?" "Should we pay down our house or wait until rates come down?," "Should I pay off my car or buy a hooptie?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ??? Find a Ramsey Trusted Real Estate Agent ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Rachel Cruze answer your questions and discuss: "My mother-in-law is threatening to sue us over a home they built on our property," "Should I pay to fix my car or have it voluntarily repossessed?" "My boyfriend left me after finding out I'm pregnant. How do I prepare my finances?" "My mom is being charged with federal embezzlement over an inheritance. What should we do?" "My partner has massive amounts of credit card and student loan debt," "We bought a business and it's now failing. What should we do?" "My fiancé and I are getting married next week and are dealing with financial issues from the North Carolina floods." Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ??? Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app Ken Coleman & Jade Warshaw answer your questions and discuss: "We are falling behind on Baby Step 2. Should we get a debt consolidation loan?" "How do we help my father-in-law get out of debt?" "Should we change our rate of retirement investing?" " I completely trashed my credit and now I can't find a place to rent," "Everyone is telling me to file for bankruptcy, what should I do?" "What should I do with my $200,000 inheritance?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ??? Find a Ramsey Trusted Real Estate Agent ? Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Jade Warshaw answer your questions and discuss: "We lost our paid off home to a fire recently and it was severely under insured..." "I'm about to fall behind on my payments and I have no income. How do I get out of this situation?" "I have collection agencies coming after me. How do I negotiate with them?" "We were in Baby Step 7 but now find ourselves back in Baby Step 2. Where do we go from here?" "Should I cosign my daughter's student loan?" "Should we take a loan from our parents to buy a house instead of selling our bitcoin?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ?? Find a Ramsey Trusted Real Estate Agent ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ?Finish today's episode for free in the Ramsey Network app. Rachel Cruze & George Kamel answer your questions and discuss: "Should I sell my car to get out from under the payment I can't afford?" "How do I get out from under medical, credit card and personal loan debt?" "We are being told not to pay for a house in cash," "Is opening a 0% interest credit card ever a good idea?" "My husband refuses to plan for retirement. How do I get him on board with a plan?" "I'm currently $234,000 in debt. Should I stop going on family vacations?" Next Steps: ?? Take George's Side Hustle Quiz ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ??? Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday! Rachel Cruze & John Delony answer your questions and discuss: ?My parents are threatening to kick me out?? 'My girlfriend moved in but doesn't have a job? ?I took my brother's job after he got fired.? ?Why am I jealous of other people's income?' ?Living paycheck-to-paycheck making $300K? ?I can't afford rent, what can I do?? Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ? Get your copy of Build a Business You Love today ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and John Delony answer your questions and discuss: "How do I teach an 18-year-old to budget when they are surrounded by wealth?" "I was the beneficiary of a life insurance payout. My family is now telling me I have to share" "How do I pay off an engagement ring that I bought with a credit card?" "My wife consistently overdrafts her bank account. How do I deal with this?" "Should I prioritize building my emergency fund over retirement savings and paying off my home?". Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ? EntreLeadership Summit: The Best Leadership Conference of 2025 ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ? Get your copy of Build a Business You Love today ?? Find a Ramsey Trusted Real Estate Agent Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "A company wants to use my land for a solar farm. What questions should I be asking them?" "Should we pay off my girlfriend's student loans or my mortgage first?" "Is it necessary to at some point get a credit card? My mom says it is, but I want to think otherwise," "I'm trying to follow the Baby Steps and it's not working. What am I doing wrong?" "My wife feels like our budget is too restrictive. How do we figure out how much fun money to have?" "I have a high income but a lot of debt. Should I pay off commercial debt or personal debt first?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ? Get your copy of Build a Business You Love today! ? Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and George Kamel answer your questions and discuss: "Should I settle with the creditor who sold my repossessed car?" "How do I get out of my real estate investments?" "When can we spend money on a vacation?" "I'm 25 years old and $165,000 in debt," "I'm 64 with no retirement and I owe the IRS $70k," "Why do houses go up in value while cars go down?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Get your copy of Build a Business You Love today ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ? File your taxes with 100% accurate software that?s 20% of the price Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "My niece is trying to block us from my mom's estate," "How do we handle finances and kids in a second marriage?" "Should I sell my truck?" "My brother wants to borrow money from me," "Can I pay off my mortgage?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ? File your taxes with 100% accurate software that?s 20% of the price. ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today. ? Preorder Build a Business You Love today. Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: Moving to a different star but making less money When pausing debt payoff makes sense Taxes 101 "What is considered tithing?" "Should we spend $30K on a vacation?" Why co-signing on a car loan is always a bad idea Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "How do I pay off $65k in credit card debt?" "How do I plan surprises for my wife?" "How do I stop living paycheck-to-paycheck?" "Was it a mistake to quit my job?" "The tariffs are hurting my business," "My wife hasn't filed her taxes in 3 years," Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Ken Coleman & Dr. John Delony answer your questions and discuss: "My father-in-law left us a poorly maintained house that has taxes owed on it," "I have $40k of credit card debt," "How do I prioritize paying off student loans and other debts at a young age?" "Are prepaid service plans a good idea?," "Should I help my dad get a debt consolidation loan?," "My husband has no interest in learning about our finances..." "How do I get rid of my $1,200 car payment?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My grandparents put their 4 homes in an LLC to keep us from moving away or selling to strangers," "Should I defer to my husband with our finances?" "Should I start a side hustle or get a job?" "Are there any good 'short term' investments?" "Do we adjust my husband?s life insurance as he makes more money?" "We're under threat of foreclosure," "I owe the IRS $45k in back taxes," "How do I build wealth in this economy?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "Over half my income goes towards legal debt," "My investments aren't doing well..." "My husband lost his 401(k) to a crypto scam," "How do I use proceeds from selling my cows?" "Does the house payment percentage go up if you're a high earner?" Why you shouldn't buy into the market drop fears. Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? Enter the Teacher Appreciation Giveaway ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "I was scammed by a family friend and I'm afraid to trust anyone now regarding investing," "I can?t afford to invest 15%," "Should I open a traditional IRA for the tax benefits?" "Should I use a national debt relief plan?" 5 Tax Myths, "What advice do you have regarding budgeting for scheduled withdrawals?" "I can't afford to file bankruptcy..." Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "I made almost $200K last year and have nothing to show for it," "We owe $20k more on a car than it's worth," "Stop investing to save for a house?" "I just found out my wages are being garnished," "Do you have advice for adult children discussing wills with their parents?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? Enter the Teacher Appreciation Giveaway ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Are my future in-laws committing fraud?" "My mortgage is 75% of my take home pay..." "Should we put a big down payment on a house or a smaller one and invest the balance?" "Should we move in with my Dad?" "Your investing advice doesn't line up with life expectancy statistics..." "I fight with my girlfriend about money" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? For business and leadership insight, listen to The EntreLeadership Podcast. ? Preorder Build a Business You Love Now at Ramsey Solutions ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "I?m dating a man who thinks 401k investing is a scam," "How do I build wealth making $65k a year?" "What changed your mind about personal tax preparation?" "Is it crazy to turn down a job right now?" "Do I need to sell my classic car?" "My husband wants to keep our 'tax write-off' debt," Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ?? Enter the Teacher Appreciation Giveaway ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "I feel like I'm in a hole and can't get out," "How do I discuss wedding contributions with family?" "My husband and I have no retirement savings..." "I was fired and I'm struggling to find a new job," "Should I turn my side hustle into a business?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? File your taxes with 100% accurate software that?s 20% of the price ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ???? Get trusted insurance coverage that fits your budget. ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday! Rachel Cruze & George Kamel answer your questions and discuss: ?I took a pay cut to keep my family together?? ?I owe $130K and make $24K, what can I do?? ?My ex-boyfriend left me with an RV? ?I'm living in my car, what should I do?' ?My husband took out credit cards for our kids? 'We're $392K in debt, what can we do?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Jade Warshaw & Ken Coleman answer your questions and discuss: ?Girlfriend wants to borrow $12K from me? ?My house caught fire four days before selling? ?My car is getting repossessed, what can I do?? ?I'm getting $3.1M from my divorce settlement' ?I'm $2.5M in debt, what can I do?? 'I had a great work review but I got a $.50 raise.' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ?? EntreLeadership Summit: The Best Leadership Conference of 2025. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Rachel Cruze & Jade Warshaw answer your questions and discuss: ? Living paycheck to paycheck making $455K.? 'It seems like I'm completely broke all the time? ?Will paying off debt cause our credit to drop?? ?How do I convince my dad to sell his Mercedes?' ?My wages are being garnished, what can I do?? 'In dating, when do you discuss "non-negotiables."' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here ? Start your free budget today. Download the EveryDollar app ? File your taxes with 100% accurate software that?s 20% of the price ? Preorder Build a Business You Love Now at Ramsey Solutions ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Ken Coleman answer your questions and discuss: ?I feel discouraged about money' 'Husband's union might go on strike soon.? ?I can't get caught up on my bills? ?My ARM is resetting soon, what can I do?' ?Is it smart to get into an AirBnB?? 'Preparing for my wife to possibly lose her job' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? EntreLeadership Summit: The Best Leadership Conference of 2025. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Jade Warshaw answer your questions and discuss: ?Son asked me to bail him out of $200K tax debt? 'Is it dumb to take out a business loan?? ?We've lost a ton of money with no end in sight? ?Do cost-of-living raises cause more inflation?' ?I owe the IRS $100K with my ex-husband? 'Is it wrong to build wealth?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite George and John calls from 2024. Enjoy your weekend and we'll be back with a live show soon! George Kamel & John Delony answer your questions and discuss: ?I have $160K of debt, file for bankruptcy?.? 'How do I stop giving to my ex-daughter-in-law?? ?How do I get my wife to spend less?? ?Can we trust the Dollar for the next 30 years?' ?Is it wrong to work in an industry that sells debt?? 'How do I buy a property with my adult kids?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Dave Ramsey & Rachel Cruze answer your questions and discuss: "38% of homes are owned by Boomers. What happens to the market when they start to die?" "Should I continue to take out student loans?" "I won over $200,000 on a game show and don't know what to do with it," "How do I financially prepare for the loss of my vision?" "How do we navigate my wife's social media blowing up and lots of money coming our way?" "My husband is an avid Ramsey fan and says that we cannot buy a new car" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ???? Get trusted insurance coverage that fits your budget. ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Rachel Cruze & Ken Coleman answer your questions and discuss: "My new husband and I both have major trust issues when it comes to money," "We are $25k upside down on a truck," "Should I rent a studio to my parents?" "How we can remain content while renting over the next 24 months?" "How do I protect myself if I move in with my boyfriend?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership ? The Ramsey Show Highlights Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025, "Getting my parents to work the Baby Steps," "Should I set up a line of credit for my business?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Get trusted insurance coverage that fits your budget. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better. Please take this short survey. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My company wants to sign me a 5-year deal," "How do we work on finances while separated?" "How much should we save for a house?" "We won a hunting trip to Africa - should we spend the money to go or save for a house?" "How do I get out of two Whole Life policies?" "How do I build credit without credit cards?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? File your taxes with 100% accurate software that?s 20% of the price. ? Start your free budget today. Download the EveryDollar app! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices