? ???????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????? ? ???????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My boyfriend gave me a list of things I need to work on in order for him to propose to me, should I dump him?? ?My husband accumulated $200,000 of debt behind my back. How do we work through this?? ?My mother is in debt and has nothing saved for retirement, should she sell her house?? ?My parents want to transition the family company over to us, how do we pay them for the business?? ?I bought a home with my mom and I regret it, how do we get out of this without hurting our finances?? Next Steps: ??????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?Email Dave On-Air With Your Questions on Debt and Finance?! ? ??????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????? ? ????????????????Get organized and prepared to buy or sell a home????????????????????? ?? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????????BetterHelp??????????????????????????? Go to ???????????????????????????Boost Mobile??????????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????????Christian Brothers Automotive???????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????????? Christian Healthcare Ministries??????????????????????????? Get started today with??????????????????????????? Churchill Mortgage??????????????????????????? Get 20% off when you join ???????????????????????????DeleteMe??????????????????????????? Go to??????????????????????????? FAIRWINDS Credit Union??????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????????Guardian Litigation Group??????????????????????????? Find top health insurance plans at ???????????????????????????Health Trust Financial??????????????????????????? Use code RAMSEY to save 20% at ???????????????????????????Mama Bear Legal Forms??????????????????????????? Visit??????????????????????????? NetSuite??????????????????????????? today to learn more. Get started with ???????????????????????????YRefy??????????????????????????? or call 844-2-RAMSEY Visit??????????????????????????? Zander Insurance??????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????? ? ?????????????????????????????????????The Dr. John Delony Show????????????????????????????????????? ? ?????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????George Kamel????????????????????????????????????? ? ?????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????? ? ?????????????????????????????????????EntreLeadership????????????????????????????????????? ?????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????? ? ??????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My grandfather cosigned a $62,000 car for my nineteen-year-old son. Should we sell it?? ?My income went down, now I have $100,000 of debt and I'm living paycheck-to-paycheck. What should I do?? ?Someone used my identity and stole $45,000. Do I have any recourse to get the money back?? ?Should my husband take a more risky job if it allows us to pay off our debt faster?? ?Am I crazy to quit my high-paying job to learn a trade instead?? Next Steps: ?????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? Email Dave On-Air With Your Questions on Debt and Finance ? ??????Join the Crusade! Apply Now!????? ? ?????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????? ???? ?Get trusted insurance coverage that fits your budget? ? ???????????????Get organized and prepared to buy or sell a home?????????????????? ? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K Connect With Our Sponsors: Get 10% off your first month of ??????????????????????????BetterHelp?????????????????????????? Go to ??????????????????????????Boost Mobile?????????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????????Christian Brothers Automotive??????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????????? Christian Healthcare Ministries?????????????????????????? Get started today with?????????????????????????? Churchill Mortgage?????????????????????????? Get 20% off when you join ??????????????????????????DeleteMe?????????????????????????? Go to?????????????????????????? FAIRWINDS Credit Union?????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????????Guardian Litigation Group?????????????????????????? Find top health insurance plans at ??????????????????????????Health Trust Financial?????????????????????????? Use code RAMSEY to save 20% at ??????????????????????????Mama Bear Legal Forms?????????????????????????? Visit?????????????????????????? NetSuite?????????????????????????? today to learn more. Get started with ??????????????????????????YRefy?????????????????????????? or call 844-2-RAMSEY Visit?????????????????????????? Zander Insurance?????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????? ? ????????????????????????????????????The Dr. John Delony Show???????????????????????????????????? ? ????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????George Kamel???????????????????????????????????? ? ????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????? ? ????????????????????????????????????EntreLeadership???????????????????????????????????? ????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????? ? ?????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Am I about to become my boyfriend's retirement plan?? ?How do I avoid taking care of my parents financially?? ?Should I put our home in a trust to protect it from my husband's bad decisions?? ?How do I get out of debt when I can't stick to a budget?? ?When can I make my side hustle my full-time job?? Next Steps: ????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????? ?send us an email???????????????????????????????????. ? ????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????? ? ??????????????Get organized and prepared to buy or sell a home??????????????? ? For help with investing, get connected with a SmartVestor Pro ? ????Join the Crusade! Apply Now!??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????????BetterHelp????????????????????????? Go to ?????????????????????????Boost Mobile????????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????????Christian Brothers Automotive?????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????????? Christian Healthcare Ministries????????????????????????? Get started today with????????????????????????? Churchill Mortgage????????????????????????? Get 20% off when you join ?????????????????????????DeleteMe????????????????????????? Go to????????????????????????? FAIRWINDS Credit Union????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????????Guardian Litigation Group????????????????????????? Find top health insurance plans at ?????????????????????????Health Trust Financial????????????????????????? Use code RAMSEY to save 20% at ?????????????????????????Mama Bear Legal Forms????????????????????????? Visit????????????????????????? NetSuite????????????????????????? today to learn more. Get started with ?????????????????????????YRefy????????????????????????? or call 844-2-RAMSEY Visit????????????????????????? Zander Insurance????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????The Ramsey Show Highlights??????????????????????????????????? ? ???????????????????????????????????The Dr. John Delony Show??????????????????????????????????? ? ???????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????George Kamel??????????????????????????????????? ? ???????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????? ? ???????????????????????????????????EntreLeadership??????????????????????????????????? ???????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My husband wants to separate our finances as we restart the Ramsey plan for the fourth time?what should I do?? ?I?m $37,000 in debt, living off cash advance apps, and can?t seem to get out of this cycle. How do I break free?? ?I make good money, but everything still feels out of reach. What am I doing wrong?? ?I?m $70,000 in debt?should I pay off my collections bill or keep trying to settle the debt?? ?I make $50,000 a year?can I finance a $300,000 store?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? ? Figure out how much you'll have in retirement with our Investment Calculator Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze and John Delony answer your questions and discuss: ?How do I stop living paycheck-to-paycheck?? 'I'm in $20,000 of gambling debt, how do I stop this addiction?' 'How do we tackle $189,000 of debt with a baby on the way?' 'How do I budget when my legal fees are more than I can pay without debt?' 'My broker is telling me I should make high-risk investments' 'How can I protect our investments from my husband's gambling problem?' Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? Our Memorial Day Sale is here. Get 2 books and assessments for $20. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?I'm in $191,000 of student loan debt, should I pay them off or invest instead?? ?We're in $38,000 of debt and expecting a baby in November, how can we best financially prepare?? ?My new husband and I just moved in with his grandfather and are expected to pay his bills, how do we navigate this?? ?When I asked my bank about manual underwriting they looked at me like I was crazy, what should I do?? ?Should I go to college while paying off debt, even if it won't increase my income very much?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?Our Memorial Day Sale is here. Get 2 books and assessments for $20.? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze, Jade Warshaw, and Ken Coleman take The Ramsey Show to Phoenix for a live audience episode featuring audience questions, money confessions, and a host AMA. They tackle marriage and money resentment, financial boundaries with family, taking a risk on a side business, renting versus buying, getting serious about $150,000 of debt, and feeling isolated while making financial progress. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We're in $38,000 of debt and my husband is addicted to alcohol; I'm worried about making any financial moves? ?I was just laid off and I can no longer afford my apartment?how do I get out of the lease?? ?I rely on child support to make ends meet and it will be cut in half in two years; how do I prepare for this?? ?How do I convince my fiancée that taking out student loans to go to nursing school is a bad idea?? ?Should I pay off my grandfather's reverse mortgage?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?We?re getting married in 12 days?how do we combine finances and tackle our debt together?? ?I make $120,000 a year but I hate my job, what should I do?? ?How can I own a home in the future when the odds are stacked against me?? ?Should we let our in-laws give us their home?? ?How do I financially plan for long-term healthcare?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro ? Learn more about the 21st Century ROAD to Housing Act vote: https://thehill.com/homenews/house/5878003-house-bipartisan-housing-bill/ https://www.house.gov/representatives/find-your-representative Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Our house got hit by a car and we received a $170,000 settlement. My husband says I?m not entitled to the money?what should I do?? ?We bought a business before we were ready, and now it feels like all we do is pay on our debt and we can?t breathe.? ?I?m $20,000 upside down on my truck?should I sell it?? ?My wife was laid off two years ago and we?ve been living on credit cards ever since. How can we get out of this mess?? ?Should I pull from my 401(k) to pay off a high interest car loan?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ???????????Get organized and prepared to buy or sell a home??????????? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Ken Coleman, John Delony, and Jade Warshaw take The Ramsey Show to Denver for a live audience episode packed with real money questions, hot takes, confessions, couple debates, a group debt-free scream, and even a surprise proposal. They tackle handling money in today?s economy, marriage and money disagreements, debt payoff decisions, retirement anxiety, and avoiding burnout. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My mom promised to pay off my student loans, but it?s been three years and she still hasn?t paid them? ?We?re in $86,000 of debt and living paycheck-to-paycheck. How do we gain control of our finances?? ?My parents want me to take on more debt and go to graduate school. Should I follow their advice?? ?My father has nothing saved for retirement. How can we help him?? ?I have been working for the family business but I?m underpaid. How do I address this without causing issues?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I have over 1,000 hours of work that hasn't been paid by my employer, what should I do?? ?I have lost all our savings and our business while fighting cancer.? ?I?m struggling to keep up with all my debt that is in collections and I don't know how to get out of this.? ?My wife and I are not on the same page with our financial goals, how do I get her to want to pay off debt with me?? ?How do I tell my fiancée I'm worth over $20 million?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????? ? ?????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I quit my job to do YouTube full-time?? ?Our mortgage is 50% of our take-home pay, should we sell our house?? ?How do I structure a prenup?? ?How do we buy a home when our market seems unaffordable?? ?Should I go back to school to change careers even if it means taking a pay cut?? Next Steps: ????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????? ?send us an email???????????????????????????????. ? ????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????? ? ??????????Get organized and prepared to buy or sell a home?????????? ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????BetterHelp????????????????????? Go to ?????????????????????Boost Mobile????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????? Christian Healthcare Ministries????????????????????? Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more. Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????The Ramsey Show Highlights??????????????????????????????? ? ???????????????????????????????The Dr. John Delony Show??????????????????????????????? ? ???????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????? ? ???????????????????????????????George Kamel??????????????????????????????? ? ???????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????? ? ???????????????????????????????EntreLeadership??????????????????????????????? ???????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We make $110,000 a year but still can't make ends meet? ?Our lender is telling us to cash out our retirement to buy a house, should we do it?? ?Should I advise my daughter to file for bankruptcy?? ?Should I pay down my mortgage to drop PMI or should I pay off consumer debt first?? ?I?m in $34,000 of debt and currently living paycheck-to-paycheck?getting out of this feels impossible? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?We?ve blown through $950,000 in 2 years and I just found out my husband took out $650,000 in loans? ?Should I pay my credit card debt or buy groceries?? ?Should I pull from my kids' college fund to pay off my debt?? ?How can I make a $75,000 injury settlement work for me and my family?? ?Was it a financial mistake to quit my full-time job and go part-time?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?My 12-year-old son has his own YouTube channel and is set to earn $5,000 a month. How do I help him manage this money?? ?My husband is hiding part of his paycheck and spending money behind my back. Am I right to feel angry about this?? ?I own a home with my ex-stepfather. How do I get out of this?? ?I?m stuck working a job I hate. How do I get out of this?? ?What should I do with my finances after my divorce wrecked my income?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????? ? ???????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should we sell our home to pay off my husband's Bitcoin mining debt?? ?Our HOA is giving us 30 days to come up with $14,000?what should we do?? ?My wife wants us to upgrade to a more expensive home, but I?m afraid it will ruin us financially and destroy our marriage.? ?My financial advisor is telling me I need a credit card to survive in today's world?is that true?? ?My mom cosigned for our home, lives with us, and doesn't get along with my wife. Is buying a multi-family house the solution?? Next Steps: ??????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????? ?send us an email?????????????????????????????. ? ?Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning ? ??????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????? ? ????????Get organized and prepared to buy or sell a home???????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????BetterHelp??????????????????? Go to ???????????????????Boost Mobile??????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????Christian Brothers Automotive???????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????? Christian Healthcare Ministries??????????????????? Get started today with??????????????????? Churchill Mortgage??????????????????? Get 20% off when you join ???????????????????DeleteMe??????????????????? Go to??????????????????? FAIRWINDS Credit Union??????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????Guardian Litigation Group??????????????????? Find top health insurance plans at ???????????????????Health Trust Financial??????????????????? Use code RAMSEY to save 20% at ???????????????????Mama Bear Legal Forms??????????????????? Visit??????????????????? NetSuite??????????????????? today to learn more. Get started with ???????????????????YRefy??????????????????? or call 844-2-RAMSEY Visit??????????????????? Zander Insurance??????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????The Ramsey Show Highlights????????????????????????????? ? ?????????????????????????????The Dr. John Delony Show????????????????????????????? ? ?????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????? ? ?????????????????????????????George Kamel????????????????????????????? ? ?????????????????????????????Front Row Seat with Ken Coleman????????????????????????????? ? ?????????????????????????????EntreLeadership????????????????????????????? ?????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????? ? ??????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????? The Ramsey Show hits Charlotte for a live audience episode hosted by Rachel Cruze, George Kamel, and Ken Coleman. This episode features audience Q&A, money confessions, couple debates, and a group debt-free scream?covering questions about debt payoff, big life purchases, real estate, parenting, marriage, lifestyle, and balancing intensity with enjoying life. And there might just be a Baby Step 7 love connection... Next Steps: ?????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????? ?send us an email????????????????????????????. ? ????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning.  ? ???????Get organized and prepared to buy or sell a home??????? ?? ?Get trusted insurance coverage that fits your budget? ? ?For help with investing, get connected with a SmartVestor Pro? Connect With Our Sponsors: Get 10% off your first month of ??????????????????BetterHelp?????????????????? Go to ??????????????????Boost Mobile?????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????Christian Brothers Automotive??????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????? Christian Healthcare Ministries?????????????????? Get started today with?????????????????? Churchill Mortgage?????????????????? Get 20% off when you join ??????????????????DeleteMe?????????????????? Go to?????????????????? FAIRWINDS Credit Union?????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????Guardian Litigation Group?????????????????? Find top health insurance plans at ??????????????????Health Trust Financial?????????????????? Use code RAMSEY to save 20% at ??????????????????Mama Bear Legal Forms?????????????????? Visit?????????????????? NetSuite?????????????????? today to learn more. Get started with ??????????????????YRefy?????????????????? or call 844-2-RAMSEY Visit?????????????????? Zander Insurance?????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????The Ramsey Show Highlights???????????????????????????? ? ????????????????????????????The Dr. John Delony Show???????????????????????????? ? ????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????? ? ????????????????????????????George Kamel???????????????????????????? ? ????????????????????????????Front Row Seat with Ken Coleman???????????????????????????? ? ????????????????????????????EntreLeadership???????????????????????????? ????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should I give my sister my portion of an inheritance?? ?Why is my advisor recommending a Variable Life policy?? ?My home is falling apart, should I walk away?? ?Can I buy items to flip for profit to pay off debt?? ?My mother-in-law has no retirement savings.? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning. ? Connect with a trusted home and auto insurance agent. Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?Should I pay my son's college debt since I was the one that pushed him into going?? ?My employee keeps asking for financial help?am I enabling his bad decisions?? ?My father is retired and will be broke soon but refuses to get a job; I'm afraid he will come to us for money.? ?How can I get my husband on board to pay off our three mortgages?? ?I'm $70,000 in debt and just found out my apartment has mold and I need to move. How can I possibly afford this?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ?? Get trusted insurance coverage that fits your budget ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Jade Warshaw and Rachel Cruze answer your questions and discuss: ?My husband keeps bailing out his parents? failing business?how do I get him to stop?? ?I?ve filed for bankruptcy three times and will be receiving a large settlement; how do I avoid making the same mistakes again?? ?Our contractors want $25,000 over the original estimate for a roof replacement. Should we fight this?? ?My family is angry that my grandmother made me the sole beneficiary of her will. Should I fight them for what is mine?? ?I struggle to stick to the Baby Steps due to emotional spending?how do I overcome this and gain control of my finances?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ?? Get trusted insurance coverage that fits your budget ? Find out how to adjust your tax witholding! Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My ex spent $11,000 on my credit card. What should I do?? ?We make $300,000 a year but we're living paycheck-to-paycheck. How do we pay for our kid's college?? ?My boss offered to pay off my loans so I can save on interest. Should I let him?? ?My in-laws control all our assets and income. What should we do?? ?What's the most godly way to steward a large influx of cash?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????? ? ????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?My parents keep buying things for me but they're struggling financially, how do I get them to stop?? ?My husband and I don't agree on whether we should close our credit cards.? ?Should we use our emergency fund to buy a couch?? ?Should I pay for a certification to increase my income while I'm in debt?? ?My in-laws want us to build an addition on their home for me to live in, should we do it?? Next Steps: ???????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????? ?send us an email??????????????????????????. ? ??????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????? ? ?????Get organized and prepared to buy or sell a home????? ? ?Set Sail with Dave Ramsey! Book your cabin today.? Connect With Our Sponsors: Get 10% off your first month of ????????????????BetterHelp???????????????? Go to ????????????????Boost Mobile???????????????? to switch today! If you want your car to keep going and going, trust ????????????????Christian Brothers Automotive????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????? Christian Healthcare Ministries???????????????? Get started today with???????????????? Churchill Mortgage???????????????? Get 20% off when you join ????????????????DeleteMe???????????????? Go to???????????????? FAIRWINDS Credit Union???????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????Guardian Litigation Group???????????????? Find top health insurance plans at ????????????????Health Trust Financial???????????????? Use code RAMSEY to save 20% at ????????????????Mama Bear Legal Forms???????????????? Visit???????????????? NetSuite???????????????? today to learn more. Get started with ????????????????YRefy???????????????? or call 844-2-RAMSEY Visit???????????????? Zander Insurance???????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????The Ramsey Show Highlights?????????????????????????? ? ??????????????????????????The Dr. John Delony Show?????????????????????????? ? ??????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????? ? ??????????????????????????George Kamel?????????????????????????? ? ??????????????????????????Front Row Seat with Ken Coleman?????????????????????????? ? ??????????????????????????EntreLeadership?????????????????????????? ??????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? On today's episode we answer your questions and discuss: ?Should I use my emergency fund to pay off my house?? ?I have $600K of debt, should I be investing?? ?Is it too late for me to prepare for retirement at 56?? ?My health insurance won?t cover my pregnancy expenses?how do I cover these upcoming medical bills?? ?Should I structure my will so my daughter doesn?t blow all her inheritance?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? ????Get organized and prepared to buy or sell a home???? ?? ????Get trusted insurance coverage that fits your budget???? ? ????Join the Crusade! Apply Now!??? Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We?re struggling to pay off a car loan with a 30% interest rate?what should we do?? ?My girlfriend is irresponsible with money. How do we work through this before moving in together?? ?Should we pay my father-in-law?s mortgage?? ?How do we determine the best car insurance coverage for our two teenagers?? ?Should I buy a new house or rebuild my house that burned down?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? ????Get organized and prepared to buy or sell a home???? Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We?re in $140,000 of debt with a baby on the way, what do we do?? ?My husband just shut down his small business in January, now we are behind on our mortgage and I?m scared.? ?I was diagnosed with Parkinson?s seven years ago, what should we prioritize after we complete our emergency fund?? ?Is missing out on so much of my life worth it to become debt-free?? ?Should we prioritize getting a new car or buying our first house?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????? ? ??????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We were scammed and lost $8,000, should we rebuild our savings or focus on other financial goals?? ?Should I give my fiancé more time to become a successful business owner or move on?? ?Getting a promotion at work requires me to take out a loan for a truck, what should I do?? ?How do we factor in private school tuition for our kids?? ?I have $85,000 in savings, when can I possibly retire?? Next Steps: ?????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????? ?send us an email????????????????????????. ? ????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????? ? ???Get organized and prepared to buy or sell a home??? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Get 10% off your first month of ??????????????BetterHelp?????????????? Go to ??????????????Boost Mobile?????????????? to switch today! If you want your car to keep going and going, trust ??????????????Christian Brothers Automotive??????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????? Christian Healthcare Ministries?????????????? Get started today with?????????????? Churchill Mortgage?????????????? Get 20% off when you join ??????????????DeleteMe?????????????? Go to?????????????? FAIRWINDS Credit Union?????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????Guardian Litigation Group?????????????? Find top health insurance plans at ??????????????Health Trust Financial?????????????? Use code RAMSEY to save 20% at ??????????????Mama Bear Legal Forms?????????????? Visit?????????????? NetSuite?????????????? today to learn more. Get started with ??????????????YRefy?????????????? or call 844-2-RAMSEY Visit?????????????? Zander Insurance?????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????The Ramsey Show Highlights???????????????????????? ? ????????????????????????The Dr. John Delony Show???????????????????????? ? ????????????????????????Smart Money Happy Hour????????????????????????????????????????????????? ? ????????????????????????George Kamel???????????????????????? ? ????????????????????????Front Row Seat with Ken Coleman???????????????????????? ? ????????????????????????EntreLeadership???????????????????????? ????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

We?re out for The Ramsey Show Live event today, so we?ve compiled some of our favorite Dave and Jade calls from the past couple of months. We?ll be back with a new show tomorrow! Dave Ramsey and Jade Warshaw answer your questions and discuss: My family business has $5 million in debt and I'm stressed about it The interest on my car is 16% and I cant afford the payments My dad racked up $30,000 of debt and is being sued. We broke our lease and they sent us collections. Should I take out a $150,000 loan to start a cattle business? My husband won't let me see our finances and now he wants a divorce How do I support my parents financially without enabling their bad behavior? Next Steps: ???????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????? ?send us an email??????????????????????. ? ??????????????????????????Start your free budget today. Download the EveryDollar app!????????????????? ? ???Join the Crusade! Apply Now!?? Connect With Our Sponsors: Get 10% off your first month of ????????????BetterHelp???????????? Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????The Ramsey Show Highlights?????????????????????? ? ??????????????????????The Dr. John Delony Show?????????????????????? ? ??????????????????????Smart Money Happy Hour?????????????????????? ? ??????????????????????The Rachel Cruze Show?????????????????????? ? ??????????????????????George Kamel?????????????????????? ? ??????????????????????Front Row Seat with Ken Coleman?????????????????????? ? ??????????????????????EntreLeadership?????????????????????? ??????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Jade Warshaw and Ken Coleman answer your questions and discuss: ?I have to leave the father of my kids and will be receiving $100,000?how do I use this money to start over?? ?Am I making the right decision by walking away from a high-paying job to become a stay-at-home mom?? ?My bank told me to take out a HELOC on my house to buy land?should I do it?? ?I feel like I will never be able to get ahead financially?how do I get over this feeling?? ?Should I file for bankruptcy?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ??Get organized and prepared to buy or sell a home?? ?? The Ramsey Show Live Tour: Get Your Tickets! ? How much do you need to invest each month to retire a millionaire? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour?????????????????????????????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Ken Coleman and Jade Warshaw answer your questions and discuss: ?My mom trashed my credit score when I was a kid. Should I consolidate my debt to increase my credit score?? ?My main water line burst and caused more than $40,000 of damage. How do I possibly pay for this?? ?I?m about to receive a large settlement. How do I make sure I don?t blow all this money?? ?I?m investing in UTMA accounts for my kids, but I?m worried about handing over a large sum of money to them at a young age.? ?My parents have been supporting my grown brother financially. What should I do when they are gone?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ?? ?Get your copy of Stop Talking, Start Communicating today. ?? ??Get trusted insurance coverage that fits your budget?? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My parents took out a HELOC to help me build my house, how do I pay them back?? ?I defaulted on $25,000 in 401(k) loans and owe the IRS $10,000. How do I tackle this?? ?I?m $25,000 upside down on my truck and living paycheck-to-paycheck, how do I get out of this?? ?My wife wants to increase our debt significantly, how do I get her to listen to me?? ?Should we still buy a home even though we?re struggling financially?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ????????????????????????Need help with your taxes? See who we trust!?????????????? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????The Rachel Cruze Show??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?Should I use my fiancée's money to pay off my debt?? ?My business partner is trying to scam me out of our business? ?Does it make financial sense to become a stay-at-home mom when my husband's income keeps decreasing?? ?Should we let my future mother-in-law move in with us?? ?How do we overcome a lot of debt and almost no retirement savings?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ?? Get your copy of Stop Talking, Start Communicating today. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ????????????????????????Need help with your taxes? See who we trust!?????????????? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????The Rachel Cruze Show??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????Have a money question? Ask Ramsey is here to help.???????????????????? ? ????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?? ?Our bank closed all our accounts two months ago and still hasn?t paid us back our money. What should we do?? ?We are $90,000 in debt and living paycheck-to-paycheck.? ?I have spent over $200,000 on lawyers for my divorce. I?m now out of money?how do I keep financing this?? ?We just inherited $2.5 million. How do we manage this?? Next Steps: ???????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????? ?send us an email??????????????????????. ? ?Use Ramsey SmartTax to file your taxes! ? ? ??????????????????????????Start your free budget today. Download the EveryDollar app!????????????????? ? ??Get organized and prepared to buy or sell a home?? ? ???????????????????????Need help with your taxes? See who we trust!????????????? Connect With Our Sponsors: Get 10% off your first month of ????????????BetterHelp???????????? Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????The Ramsey Show Highlights?????????????????????? ? ??????????????????????The Dr. John Delony Show?????????????????????? ? ??????????????????????Smart Money Happy Hour?????????????????????? ? ??????????????????????The Rachel Cruze Show?????????????????????? ? ??????????????????????George Kamel?????????????????????? ? ??????????????????????Front Row Seat with Ken Coleman?????????????????????? ? ??????????????????????EntreLeadership?????????????????????? ??????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????Have a money question? Ask Ramsey is here to help.??????????????????? ? ???????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????? George Kamel and Ken Coleman answer your questions and discuss: ?My husband doesn't want our daughter to sell her silver because he is convinced it will grow in value? ?I am inheriting some money and I don't trust anyone around me to give me advice? ?How do I pay off $120,000 of debt as a student?? ?Should I stay in a job that I hate until I retire or quit and find a job I like?? ?I used a debt-relief program and now I am having second thoughts. Should I take my money out to start the Baby Steps?? Next Steps: ??????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????? ?send us an email?????????????????????. ? ?????????????????????????Start your free budget today. Download the EveryDollar app!???????????????? ? ??????????????????????Need help with your taxes? See who we trust!???????????? ?? Get trusted insurance coverage that fits your budget ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ???????????BetterHelp??????????? Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????The Ramsey Show Highlights????????????????????? ? ?????????????????????The Dr. John Delony Show????????????????????? ? ?????????????????????Smart Money Happy Hour????????????????????? ? ?????????????????????The Rachel Cruze Show????????????????????? ? ?????????????????????George Kamel????????????????????? ? ?????????????????????Front Row Seat with Ken Coleman????????????????????? ? ?????????????????????EntreLeadership????????????????????? ?????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????Have a money question? Ask Ramsey is here to help.??????????????????? ? ???????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I have a million dollars in watches, should I sell them to buy a home?? ?After 16 years I decided to get off of disability, what do I do now?? ?All my friends are telling me I made a mistake paying off my home early, are they right?? ?Should we be gazelle intense about paying off our home?? ?Can we go to Europe before we build our emergency fund?? Next Steps: ??????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????? ?send us an email?????????????????????. ? ?????????????????????????Start your free budget today. Download the EveryDollar app!???????????????? ? ??????????????????????Need help with your taxes? See who we trust!???????????? ?? ?Get trusted insurance coverage that fits your budget? Connect With Our Sponsors: Get 10% off your first month of ???????????BetterHelp??????????? Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????The Ramsey Show Highlights????????????????????? ? ?????????????????????The Dr. John Delony Show????????????????????? ? ?????????????????????Smart Money Happy Hour????????????????????? ? ?????????????????????The Rachel Cruze Show????????????????????? ? ?????????????????????George Kamel????????????????????? ? ?????????????????????Front Row Seat with Ken Coleman????????????????????? ? ?????????????????????EntreLeadership????????????????????? ?????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????Have a money question? Ask Ramsey is here to help.??????????????????? ? ???????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I have never worked a day in my life and my trust fund is about to run out. How do I find a way to provide for myself?? ?I got into an Ivy Plus school and it will cost me $100k/year after scholarships. Should I go?? ?My mom is financially irresponsible and relies on her mom. I'm worried she will expect me to take care of her in the future.? ?Before marriage, my husband agreed to work the Baby Steps with me but now he doesn't want to. How do I talk to him?? ?I was invited to go on a YouTube show, but I?m worried this will make me look bad to future potential employers.? Next Steps: ??????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????? ?send us an email?????????????????????. ? ?????????????????????????Start your free budget today. Download the EveryDollar app!???????????????? ? ??????????????????????Need help with your taxes? See who we trust!???????????? ? ?Get organized and prepared to buy or sell a home? Connect With Our Sponsors: Get 10% off your first month of ???????????BetterHelp??????????? Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????The Ramsey Show Highlights????????????????????? ? ?????????????????????The Dr. John Delony Show????????????????????? ? ?????????????????????Smart Money Happy Hour????????????????????? ? ?????????????????????The Rachel Cruze Show????????????????????? ? ?????????????????????George Kamel????????????????????? ? ?????????????????????Front Row Seat with Ken Coleman????????????????????? ? ?????????????????????EntreLeadership????????????????????? ?????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????Have a money question? Ask Ramsey is here to help.??????????????????? ? ???????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My new husband didn?t tell me that he hasn?t paid his taxes for the last three years? ?We are living paycheck-to-paycheck, how do we best use a trust fund to get out of this mess?? ?My father-in-law got scammed and maxed out his credit cards and now he is going to court, what should we expect?? ?My family struggles financially and they expect me to help, how do I help them without it becoming toxic?? ?We bought a property and it has been nothing but a nightmare since we got it, should we cut our losses?? Next Steps: ??????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????? ?send us an email?????????????????????. ? ?????????????????????????Start your free budget today. Download the EveryDollar app!???????????????? ? ??????????????????????Need help with your taxes? See who we trust!???????????? ? ?Get organized and prepared to buy or sell a home? Connect With Our Sponsors: Get 10% off your first month of ???????????BetterHelp??????????? Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????The Ramsey Show Highlights????????????????????? ? ?????????????????????The Dr. John Delony Show????????????????????? ? ?????????????????????Smart Money Happy Hour????????????????????? ? ?????????????????????The Rachel Cruze Show????????????????????? ? ?????????????????????George Kamel????????????????????? ? ?????????????????????Front Row Seat with Ken Coleman????????????????????? ? ?????????????????????EntreLeadership????????????????????? ?????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????Have a money question? Ask Ramsey is here to help.?????????????????? ? ??????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My income jumped a year ago and now I am getting calls from banks about managing my money, and I don't know what to do.? ?How do I pay off my credit card debt when I have very little income?? ?Should we reduce our retirement contributions in order to save up a college fund for our five children?? ?My husband wants to become a Baby Step millionaire; how do I help him achieve this as a stay-at-home mom?? ?Am I obligated to pay for my mom's expensive funeral plans?? Next Steps: ?????????????????????? ?Help us make the show better. Please take this short survey.????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????? ?send us an email????????????????????. ? ????????????????????????Start your free budget today. Download the EveryDollar app!??????????????? ? ?????????????????????Need help with your taxes? See who we trust!??????????? ? Use our Retirement Calculator to find out how much you?ll need to retire! Connect With Our Sponsors: Get 10% off your first month of ??????????BetterHelp?????????? Go to ??????????Boost Mobile?????????? to switch today! If you want your car to keep going and going, trust ??????????Christian Brothers Automotive??????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????? Christian Healthcare Ministries?????????? Get started today with?????????? Churchill Mortgage?????????? Get 20% off when you join ??????????DeleteMe?????????? Go to?????????? FAIRWINDS Credit Union?????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????Guardian Litigation Group?????????? Find top health insurance plans at ??????????Health Trust Financial?????????? Use code RAMSEY to save 20% at ??????????Mama Bear Legal Forms?????????? Visit?????????? NetSuite?????????? today to learn more. Get started with ??????????YRefy?????????? or call 844-2-RAMSEY Visit?????????? Zander Insurance?????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????The Ramsey Show Highlights???????????????????? ? ????????????????????The Dr. John Delony Show???????????????????? ? ????????????????????Smart Money Happy Hour???????????????????? ? ????????????????????The Rachel Cruze Show???????????????????? ? ????????????????????George Kamel???????????????????? ? ????????????????????Front Row Seat with Ken Coleman???????????????????? ? ????????????????????EntreLeadership???????????????????? ????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????Have a money question? Ask Ramsey is here to help.????????????????? ? ?????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?We built a multi-generational home but now my mother-in-law is causing a mess and we might lose our home? ?My husband has refused to pay the bills for our entire marriage, how do I build my own financial security?? ?We?re in $900,000 of debt and we can?t agree on where to start? ?I?m $60,000 in debt, all of my income is going towards rent and my car payment, how do I get out of this?? ?I lost a job that allowed me to pay down my debt, now I feel stuck? Next Steps: ????????????????????? ?Help us make the show better. Please take this short survey.???????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????? ?send us an email???????????????????. ?? ???Get trusted insurance coverage that fits your budget??? ? ??Join the Crusade! Apply Now!?? ? ???????????????????????Start your free budget today. Download the EveryDollar app!?????????????? ? ????????????????????Need help with your taxes? See who we trust!?????????? Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more. Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????The Ramsey Show Highlights??????????????????? ? ???????????????????The Dr. John Delony Show??????????????????? ? ???????????????????Smart Money Happy Hour??????????????????? ? ???????????????????The Rachel Cruze Show??????????????????? ? ???????????????????George Kamel??????????????????? ? ???????????????????Front Row Seat with Ken Coleman??????????????????? ? ???????????????????EntreLeadership??????????????????? ???????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????Have a money question? Ask Ramsey is here to help.???????????????? ? ????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????? While we are out for Easter, we've compiled some of our favorite George and Rachel calls over the past couple of month. We'll be back with a new show on Monday! George Kamel and Rachel Cruze answer your questions and discuss: Should I file for bankruptcy? I got scammed out of $38,000. How do I collect my money? I owe $40,000 to the IRS, should I use a tax debt relief program? My mom is resentful that they are still paying my student loans. I'm $110k in debt and can't pay my bills I'm worried if we pay off our home, we will be targets for deed fraud. Next Steps: ???????????????????? ?Help us make the show better. Please take this short survey.??????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????? ?send us an email??????????????????. ? ??????????????????????Start your free budget today. Download the EveryDollar app!???????????? ????????? ?? ?Get trusted insurance coverage that fits your budget? ?? ????????The Ramsey Show Live Tour: Get Your Tickets!??????? ? ??????????????????Need help with your taxes? See who we trust!????????? Connect With Our Sponsors: Get 10% off your first month of ????????BetterHelp???????? Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????The Ramsey Show Highlights?????????????????? ? ??????????????????The Dr. John Delony Show?????????????????? ? ??????????????????Smart Money Happy Hour?????????????????? ? ??????????????????The Rachel Cruze Show?????????????????? ? ??????????????????George Kamel?????????????????? ? ??????????????????Front Row Seat with Ken Coleman?????????????????? ? ??????????????????EntreLeadership?????????????????? ??????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????Have a money question? Ask Ramsey is here to help.????????????????? ? ?????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should my wife and I divorce in order to ?live in separate states? and save on college tuition costs?? ?I?m receiving a $100,000 settlement and feel overwhelmed, what should I do with this money?? ?How do I organize my personal and business finances after my husband passed away?? ?Should I take out a HELOC or pull from my 401(k) to pay for my kids? college?? ?My husband racked up $17,000 of credit card debt behind my back. How do we pay it off?? Next Steps: ????????????????????? ?Help us make the show better. Please take this short survey.???????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????? ?send us an email???????????????????. ?? The Ramsey Show Live Tour: Get Your Tickets! ?? ???Get trusted insurance coverage that fits your budget??? ? ???????????????????????Start your free budget today. Download the EveryDollar app!?????????????? ? ????????????????????Need help with your taxes? See who we trust!?????????? ? Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more. Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????The Ramsey Show Highlights??????????????????? ? ???????????????????The Dr. John Delony Show??????????????????? ? ???????????????????Smart Money Happy Hour??????????????????? ? ???????????????????The Rachel Cruze Show??????????????????? ? ???????????????????George Kamel??????????????????? ? ???????????????????Front Row Seat with Ken Coleman??????????????????? ? ???????????????????EntreLeadership??????????????????? ???????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????Have a money question? Ask Ramsey is here to help.????????????????? ? ?????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My husband doesn't allow me to have any access to money. Am I being financially abused?? ?My employer told me that I owe them $17,000. What should I do?? ?I inherited some money and now I'm getting calls from everyone about what to do with it.? ?Should we sell our rental property to pay off our debt?? ?Can we go visit family in Europe before we finish paying off debt?? Next Steps: ????????????????????? ?Help us make the show better. Please take this short survey.???????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????? ?send us an email???????????????????. ? For help with investing, get connected with a SmartVestor Pro ?? ??Get trusted insurance coverage that fits your budget?? ? ????????????????????????Start your free budget today. Download the EveryDollar app!??????????????? ? ??Set Sail with Dave Ramsey! Book your cabin today.?? ? Get your taxes done with our 100% accurate tax software Connect With Our Sponsors: Get 10% off your first month of ?????????BetterHelp????????? Go to ?????????Boost Mobile????????? to switch today! If you want your car to keep going and going, trust ?????????Christian Brothers Automotive?????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????? Christian Healthcare Ministries????????? Get started today with????????? Churchill Mortgage????????? Get 20% off when you join ?????????DeleteMe????????? Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial????????? Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms????????? Visit????????? NetSuite????????? today to learn more. Get started with ?????????YRefy????????? or call 844-2-RAMSEY Visit????????? Zander Insurance????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????The Ramsey Show Highlights??????????????????? ? ???????????????????The Dr. John Delony Show??????????????????? ? ???????????????????Smart Money Happy Hour??????????????????? ? ???????????????????The Rachel Cruze Show??????????????????? ? ???????????????????George Kamel??????????????????? ? ???????????????????Front Row Seat with Ken Coleman??????????????????? ? ???????????????????EntreLeadership??????????????????? ???????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????Have a money question? Ask Ramsey is here to help.???????????????? ? ????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?Our house burned down yesterday. What do I do now?? ?My husband has been hiding $30,000 in credit card debt.? ?My credit cards are going into collections and my husband doesn't know I stopped paying on them.? ?I can't afford to pay the taxes that I owe.? ?My boyfriend of eight years doesn't want to marry me.? Next Steps: ???????????????????? ?Help us make the show better. Please take this short survey.??????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????? ?send us an email??????????????????. ? ??????????????????????Start your free budget today. Download the EveryDollar app!????????????? ? ???????????????????Need help with your taxes? See who we trust!????????? ?? The Ramsey Show Live Tour: Get Your Tickets! Connect With Our Sponsors: Get 10% off your first month of ????????BetterHelp???????? Go to ????????Boost Mobile???????? to switch today! If you want your car to keep going and going, trust ????????Christian Brothers Automotive????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????? Christian Healthcare Ministries???????? Get started today with???????? Churchill Mortgage???????? Get 20% off when you join ????????DeleteMe???????? Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial???????? Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms???????? Visit???????? NetSuite???????? today to learn more. Get started with ????????YRefy???????? or call 844-2-RAMSEY Visit???????? Zander Insurance???????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????The Ramsey Show Highlights?????????????????? ? ??????????????????The Dr. John Delony Show?????????????????? ? ??????????????????Smart Money Happy Hour?????????????????? ? ??????????????????The Rachel Cruze Show?????????????????? ? ??????????????????George Kamel?????????????????? ? ??????????????????Front Row Seat with Ken Coleman?????????????????? ? ??????????????????EntreLeadership?????????????????? ??????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?My boyfriend refuses to share his personal financial situation with me?should I keep pushing him to tell me?? ?Every time I set aside money for taxes, I end up using it?is there an account that will help me manage this?? ?I?m $14,000 in debt and just lost my job?should I file for bankruptcy?? ?How do I tell my mom she can?t live with us in retirement?? ?Am I out of line for wanting my boyfriend of two years to buy me a car?? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ? ?????????????????????Start your free budget today. Download the EveryDollar app!???????????? ?? Get trusted insurance coverage that fits your budget ? ??????????????????Need help with your taxes? See who we trust!???????? ? Set Sail with Dave Ramsey! Book your cabin today. ? How much do you need to invest each month to retire a millionaire? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?My husband controls all our finances and I?m worried I?m being financially abused?what should I do?? ?No one will loan me money for my nursing program?how can I pay for school?? ?My wife overspends and I?m scared to combine finances with her?how do I protect myself?? ?My company made an error on my raise and now wants to lower my pay?should I confront them?? ?My kid got a full-ride scholarship but wants to go to another school and take on debt?should I let them?? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ? ?????????????????????Start your free budget today. Download the EveryDollar app!???????????? ???????? ? Find a Ramsey Trusted Real Estate Agent ?? ???????The Ramsey Show Live Tour: Get Your Tickets!?????? ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My wife refuses to combine our finances, what should I do?? ?The interest rate on my wife's car is 27%, should we pay it off first?? ?My mom hasn't prepared for retirement and is still in debt, how do I get her to take this seriously?? ?I signed a prenup and my husband doesn't want to share any financial details with me.? ?My boyfriend is making three times more than he used to but keeps blowing his new income every month.? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ?? Get trusted insurance coverage that fits your budget ? ?????????????????????Start your free budget today. Download the EveryDollar app! ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????Have a money question? Ask Ramsey is here to help.??????????????? ? ???????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My fiancée has $220,000 in student loan debt. Should I pull from a brokerage account to pay it off?? ?I got out of jail 8 months ago, how do I turn my life around and build wealth?? ?My aunt is hiding debt from my uncle and I feel like I am in the middle, should I tell him about the debt?? ?I feel so far behind at 40 years old that I will never be able to recover.? ?We are debt-free with a net worth of $800,000, but how can I stop my husband from penny pinching?? Next Steps: ??????????????????? ?Help us make the show better. Please take this short survey.?????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????? ?send us an email?????????????????. ? ?????????????????????Start your free budget today. Download the EveryDollar app!???????????? ???????? ? Get organized and prepared to buy or sell a home ? ?????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more. Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????The Ramsey Show Highlights????????????????? ? ?????????????????The Dr. John Delony Show????????????????? ? ?????????????????Smart Money Happy Hour????????????????? ? ?????????????????The Rachel Cruze Show????????????????? ? ?????????????????George Kamel????????????????? ? ?????????????????Front Row Seat with Ken Coleman????????????????? ? ?????????????????EntreLeadership????????????????? ?????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????Have a money question? Ask Ramsey is here to help.?????????????? ? ??????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?We just found out my wife owes the IRS $48,000?what should we do?? ?We?re $43,000 upside down on our RV and spending close to $1,000 a month on it. How do we get out of this?? ?Should we sell our home to get out of this financial mess caused by my husband?s day trading?? ?Am I morally obligated to give back the lump sum I got from my employer if I leave the company?? ?Should I take a job that will keep me home with my family for half my current pay?? Next Steps: ?????????????????? ?Help us make the show better. Please take this short survey.????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????? ?send us an email????????????????. ? ??????????????????????Start your free budget today. Download the EveryDollar app!????????????? ? ???Join the Crusade! Apply Now!?? ? ?Find a Ramsey Trusted Real Estate Agent? ? ?Set Sail with Dave Ramsey! Book your cabin today.? ? ??????????????????Need help with your taxes? See who we trust!???????? Connect With Our Sponsors: Get 10% off your first month of ??????BetterHelp?????? Go to ??????Boost Mobile?????? to switch today! If you want your car to keep going and going, trust ??????Christian Brothers Automotive??????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????? Christian Healthcare Ministries?????? Get started today with?????? Churchill Mortgage?????? Get 20% off when you join ??????DeleteMe?????? Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial?????? Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms?????? Visit?????? NetSuite?????? today to learn more. Get started with ??????YRefy?????? or call 844-2-RAMSEY Visit?????? Zander Insurance?????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????The Ramsey Show Highlights???????????????? ? ????????????????The Dr. John Delony Show???????????????? ? ????????????????Smart Money Happy Hour???????????????? ? ????????????????The Rachel Cruze Show???????????????? ? ????????????????George Kamel???????????????? ? ????????????????Front Row Seat with Ken Coleman???????????????? ? ????????????????EntreLeadership???????????????? ????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????Have a money question? Ask Ramsey is here to help.????????????? ? ?????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?We keep finding problems with our recently purchased home, is there any recourse we can pursue?? ?I thought I needed to build my credit score, now I am $25,000 in debt and can't buy food.? ?Is it morally right to ask my stay-at-home wife to pick up some work so we can pay off our debt faster?? ?My husband and I keep lying to each other about our finances.? ?Should my mother and I sell our houses and buy one together?? Next Steps: ????????????????? ?Help us make the show better. Please take this short survey.???????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????? ?send us an email???????????????. ? ???????????????????Start your free budget today. Download the EveryDollar app!???????????? ?????? ?? ?????The Ramsey Show Live Tour: Get Your Tickets!???? ? ???????????????Need help with your taxes? See who we trust!?????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????The Ramsey Show Highlights??????????????? ? ???????????????The Dr. John Delony Show??????????????? ? ???????????????Smart Money Happy Hour??????????????? ? ???????????????The Rachel Cruze Show??????????????? ? ???????????????George Kamel??????????????? ? ???????????????Front Row Seat with Ken Coleman??????????????? ? ???????????????EntreLeadership??????????????? ???????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices