? ???Have a money question? Ask Ramsey is here to help.??? ? ???Are you on track with the Baby Steps? Get a Free Personalized Plan.??? Ken Coleman and Rachel Cruze answer your questions and discuss: "The warehouse my business was in burned down and I didn't have insurance" "My husband has kept our finances hidden from me and now he wants a divorce" "Should I buy a home to get out of a toxic relationship?" "I'm $90k in debt and living paycheck-to-paycheck" "Should I loan my cousin $75,000?" Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ????????Start your free budget today. Download the EveryDollar app!??????? ? ??????Set sail with Dave Ramsey. Book your cabin today.?????? ? ??????Need help with your taxes? See who we trust.?????? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today!   Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Have a money question? Ask Ramsey is here to help.?? ? ??Are you on track with the Baby Steps? Get a Free Personalized Plan.?? Ken Coleman and Jade Warshaw answer your questions and discuss: "How do I stop my mother from going into credit card debt?" "I have $300k in cash sitting in my house" "I'm $250k in debt. Should I file bankruptcy? " "Should I stay in a relationship if I'm paying for everything?" "I was fired from my job last year and my life has been a nightmare since". Next Steps: ?????? ?Help us make the show better. Please take this short survey.????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???? ?send us an email????. ? ????Need help with your taxes? See who we trust.???? ? ??????Start your free budget today. Download the EveryDollar app!????? ? ????Set sail with Dave Ramsey. Book your cabin today.???? Connect With Our Sponsors: Get 10% off your first month of ????BetterHelp???? Go to ????Boost Mobile???? to switch today! Go to???? ????????Casper Sleep???? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? for your free instant quote today!   Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Have a money question? Ask Ramsey is here to help.? ? ?Are you on track with the Baby Steps? Get a Free Personalized Plan.? Jade Warshaw and Dr. John Delony answer your questions and discuss: "My drinking is holding me back from paying off debt" "My wife is making financial decisions without me" "Should I move into a lower cost-of-living area to save money?" "Should I file bankruptcy?" "My mom and I disagree on how much I owe her for a Parent PLUS loan". Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ??Set sail with Dave Ramsey. Book your cabin today.?? ? ?Get organized and prepared to buy or sell a home? ? ?????Start your free budget today. Download the EveryDollar app!???? ? ??Need help with your taxes? See who we trust.?? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today!   Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Have a money question? Ask Ramsey is here to help. ? Are you on track with the Baby Steps? Get a Free Personalized Plan. Ken Coleman and George Kamel answer your questions and discuss: "I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?" "My husband borrowed money against our house to buy crypto and then he lost it. What should we do?" "I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consolidation loan?" "What should I do with the proceeds from the sale of a house I bought with my ex-girlfriend?". Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app!?? ? Get organized and prepared to buy or sell a home ? ?Need help with your taxes? See who we trust.? ? Set sail with Dave Ramsey. Book your cabin today. Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???Ask Ramsey: Real Ramsey answers, powered by AI.? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?Should we file bankruptcy due to the $350k my husband lost day trading?? ?How do I start to tackle my debt?? ?Should I use a VA loan to buy a home?? ?I feel like I?ll never be able to buy a house? ?Should I cash out my whole life policy?? ?Should I slow down the baby steps to deal with my chronic illness?? ?How do I buy out my ?manchild? ex-husband from our house?? ?Should I use a debt relief company or an attorney to settle my tax debt?? ?How do I convince my fiancé to be financially independent from his family?? ?My wife isn?t involved in our finances. Is that a problem?? ?Should we cash out our annuity?? Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app!?? ? ??Need help with your taxes? See who we trust.?? ? ??Cruise with Ramsey: Save $300 this week only! ?Microhabits for a better marriage. Download the Together app.  Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??Ask Ramsey: Real Ramsey answers, powered by AI. George Kamel and Rachel Cruze answer your questions and discuss: "How can I heal from a relationship broken over bad money habits?" "How do I get comfortable using my emergency fund when I need to?" "My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?" "My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do" Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? ???Start your free budget today. Download the EveryDollar app! ? Find a Ramsey Trusted Real Estate Agent ? ??Cruise with Ramsey: Save $300 this week only!?? ? ?Need help with your taxes? See who we trust.? Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today!   Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Type your money question, get a Ramsey answer instantly.? Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was scammed out of $60,000 and now I don't have anything saved for retirement. What should I do?" "I'm afraid to deplete my savings to pay down my debt". Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? ??Start your free budget today. Download the EveryDollar app!? ? Set Sail with Dave Ramsey! Book your cabin today. ? Free Tools & Resources to Help You With Investing and Retirement ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today!   Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Type your money question, get a Ramsey answer instantly. Jade Warshaw and Rachel Cruze answer your questions and discuss: "Should I sell some silver that was gifted to me?" "Should we downsize our home to get ahead on the Baby Steps?" "How do I talk to my mother-in-law about settling their Parent PLUS loans?" "How do I balance paying off debt and still having enough to cover my expenses?" "How do I get my husband to be more aggressive about Baby Step 2?" "I'm $26,000 in debt, is getting a debt consolidation loan a good idea?" " How can I grow my savings so I can afford to buy a house?" "How do I cashflow going back to college to increase my income?". Next Steps: ?? ?Help us make the show better. Please take this short survey.? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email. ? ?Start your free budget today. Download the EveryDollar app! ? ??Cruise with Ramsey: Save $300 this week only! ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today!   Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Your Money Questions Answered by Ask Ramsey!? ? ?Set sail with Dave Ramsey. Book your cabin today. Jade Warshaw and Dr. John Delony answer your questions and discuss: "We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?" "My car was recently repossessed, should I try to get it back?" "How do we plan for a wedding while we are in Baby Step 2?" "Will going back to school slow down my financial future?" "My mother-in-law is trying to force us to buy a house before we are ready. How do we set a boundary with her?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? File your taxes with 100% accurate software that?s less than half of the price ? ???????Start your free budget today. Download the EveryDollar app!?????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Your Money Questions Answered by Ask Ramsey!? ? ?Book your cabin: Save $300 this week only! ? Jade Warshaw and George Kamel answer your questions and discuss: "We have $153,000 of debt, should we file for bankruptcy?" "My husband accused me of overspending and put restrictions on my access to our finances. What should I do?" "My parents want me to take over their Parent PLUS loans" "I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?" "Should we gift our inherited home to our mother?" "How should I spend my bonus?" "Everyone is saying there will be a market correction, should I move my retirement funds into a money market?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??Think you're good with money? Take our free quiz!?? ? ??Book your cabin: Save $300 this week only! ?? ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Your Money Questions Answered by Ask Ramsey! ? ?Book your cabin: Save $300 this week only! ? George Kamel and Jade Warshaw answer your questions and discuss: ?I just learned my girlfriend is pregnant. How do I financially prepare for this?? ?How do I convince my mom to not buy a life insurance policy for $500,000 a year?? ?How do I help my dad pay off $90,000 of credit card debt?? ?I?m receiving a $200,000 trust from my grandparents, what should we do with this?? ?How can I navigate losing access to my husband?s accounts to pay bills?? ?I?m 48, what do I need to do to retire as a millionaire?? ?How much should I help my young married son and his wife?? ?How do I budget when my income is inconsistent?? ?I?m $70,000 underwater on my mortgage. How should I navigate this?? ?I?m living paycheck-to-paycheck and can?t seem to get ahead? Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ??Book your cabin: Save $300 this week only! ? ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??File your taxes with 100% accurate software that?s less than half of the price Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Get Money Help from Ask Ramsey!? ? Book your cabin: Save $300 this week only! George Kamel and Rachel Cruze answer your questions and discuss: "I started a paranormal investigation company with my friend. Can I make this my full-time job?" "I got scammed out of $38,000. We found the scammer and got a judgement against him. How do I collect my money?" "How do I maintain my credit score?" "My HOA wants us to pay a $5,000 special assessment fee. Should we just sell our house and move?" "Should I keep my whole life insurance policy?" "How can I live sustainably when my mortgage is 65% of my income?". Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ????????Start your free budget today. Download the EveryDollar app!??????? ? Find a Ramsey Trusted Real Estate Agent ? ?Book your cabin: Save $300 this week only! ? ? ????????Find out where you stand with your money and get a free plan?????? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Get Money Help from Ask Ramsey! ? ?Book your cabin: Save $300 this week only! ? Due to severe weather and an ice storm impacting our area, our team wasn?t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon! Dave Ramsey and Ken Coleman answer your questions and discuss: I am getting calls regarding debt on my deceased father. How do I handle this? What's the best way to start the Baby Steps? My dad wants me to pay for his life insurance I'm afraid to pay off my debt I've been fired twice and we're drowning in debt Mother-in-law ran up $14K on our joint credit card Next Steps: ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????? ?send us an email???????. ? ???????Start your free budget today. Download the EveryDollar app!?????? ? ??Need help with your taxes? See who we trust.?? ? ?????Set Sail with Dave Ramsey! Book your cabin today.?? Connect With Our Sponsors: Get 10% off your first month of ???????BetterHelp??????? Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???????Christian Brothers Automotive???????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??????? Christian Healthcare Ministries??????? Get started today with??????? Churchill Mortgage??????? Get 20% off when you join ???????DeleteMe??????? Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial??????? Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms??????? Visit??????? NetSuite??????? today to learn more Get started with ???????YRefy??????? or call 844-2-RAMSEY Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Get Money Help from Ask Ramsey!? ? ?Book your cabin: Save $300 this week only! ? George Kamel and Jade Warshaw answer your questions and discuss: "How should I respond to my parents asking for my 529 funds to be repaid?" "How can I build wealth so I can leave an abusive situation?" "My husband bought a home without telling me, should I be concerned about this?" "How do I address my girlfriend's debt before proposing to her?" "How much of my income should be my mortgage payment?". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?????Start your free budget today. Download the EveryDollar app!???? ? ?For help with investing, get connected with a SmartVestor Pro ? Think you're good with money? Take our free quiz! ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? Jade Warshaw and George Kamel answer your questions and discuss: "Is it normal to be in debt to your spouse?" "How much can I spend in retirement?" "How can I get my husband to open up about his finances?" "My 52-year-old daughter is making our home a living nightmare. How do we kick her out?" "We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ?? ???Protect yourself with trusted insurance coverage that fits your budget.??? ? ?????Start your free budget today. Download the EveryDollar app!???? ? Think you're good with money? Take our free quiz! ? ??Need help with your taxes? See who we trust.?? Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? Rachel Cruze and Dr. John Delony answer your questions and discuss: "My husband refuses to get a job, I'm worried he is going to ruin us financially" "I'm $350,000 in debt, should I file for bankruptcy?" "Should I finish Baby Step 2 before buying my home?" "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?" "Should we sell our double-wide?" "We don't have anything saved for retirement, where do we start?" "My boyfriend has $60,000 of debt and keeps spending money on non-essentials. Should I break up with him?" "Our contractor keeps missing deadlines for our home addition. Should we fire him?" Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?????Start your free budget today. Download the EveryDollar app!???? ?? ??Protect yourself with trusted insurance coverage that fits your budget?? ? For help with investing, get connected with a SmartVestor Pro ? Need help with your taxes? See who we trust. ? Think you're good with money? Take our free quiz! Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

???Have a money question? Ask Ramsey is here to help!?? George Kamel and Rachel Cruze answer your questions and discuss: "I'm burnt out from doing OnlyFans, how do I get out of this?" "My mom is resentful that they are still paying my student loans. Should I take on the payments?" "Should I buy a house to flip in order to pay off $40,000 of debt?" "What is extendable term-life insurance?" "My husband doesn't want to pay off our debt even though we have the money to do so". Next Steps: ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????? ?send us an email?????. ? ?Think you're good with money? Take our free quiz!? ? ?????Start your free budget today. Download the EveryDollar app!???? ? Get organized and prepared to buy or sell a home?? ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ?????BetterHelp????? Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

??Have a money question? Ask Ramsey is here to help!? Ken Coleman and Jade Warshaw answer your questions and discuss: ?I feel let down by my husband?s spending habits?? ?We?re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?? ?I keep going deeper into debt because of my spending habits? ?Our home mortgage is 40% of our income, should we refinance?? ?How do I talk to my in-laws about the $48,000 my wife owes them?? ?We offered $24,000 for our daughter?s wedding, they want to spend half of it on the wedding and keep the other half? ?How are we supposed to pay $2459 for health insurance premiums?? ?Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?? ?What?s the difference between sinking funds and recurring expenses?? ?My wife thinks I?m jumping the gun by getting life insurance for a baby we are planning for? ?We?re $176,000 in debt, should we sell our cars?? ?How do I pay off debt and plan for the future as a single mom?? ?My mortgage has a balloon payment, how do I pay this off?? Next Steps: ?????? ?Help us make the show better. Please take this short survey.????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???? ?send us an email????. ?? ?Protect yourself with trusted insurance coverage that fits your budget.? ? ?Join the Crusade! Apply Now!? ? Start your free budget today. Download the EveryDollar app!???? ? Need help with your taxes? See who we trust. ? Think you're good with money? Take our free quiz! Connect With Our Sponsors: Get 10% off your first month of ????BetterHelp???? Go to ????Boost Mobile???? to switch today! Go to???? ????????Casper Sleep???? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

?Have a money question? Ask Ramsey is here to help! Ken Coleman and George Kamel answer your questions and discuss: ?How do I stop living paycheck to paycheck?? ?Should we pay the student loans my mother-in-law is supposed to pay?? ?Should we buy a home when we move to a different state?? ?How much should we be spending on a vacation?? ?We have a collection company coming after us for money we don?t owe. How should we handle this situation?? ?Why won?t my wife live in an RV with me?? ?I am under contract for a house with leased solar panels. Should I back out of this deal?? ?Should we keep helping our daughter financially after her divorce?? ?Should I buy a new truck or keep my old one?? ?My husband doesn?t want to use our savings to pay off our home? ?Can we afford a $500k house?? ?Is my sister still responsible to make payments towards renovations on a home we co-own?? ?How can I get out of $434,000 of debt?? ?How fast should I be saving my fully-funded emergency fund?? ?Should my husband change careers to make more money?? Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ???Start your free budget today. Download the EveryDollar app!?? ?? Protect yourself with trusted insurance coverage that fits your budget. ? ??????????Find out where you stand with your money and get a free plan???????? ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start transforming your money today with EveryDollar! In a special bonus episode from our recent "Take Back Your Money" livestream, Dave Ramsey and Jade Warshaw show you how to take your money from chaos to clarity so you can break free from debt and completely transform your finances in 2026. Learn more about your ad choices. Visit megaphone.fm/adchoices

?Have a money question? Ask Ramsey is here to help! Ken Coleman and Jade Warshaw answer your questions and discuss: "My husband is about to go to prison for several years, how should we prepare our finances?" "How can I get my 19-year-old son to be responsible for his expenses?" "I'm 46-years-old but I still don't have my finances in order, how do I begin to get organized with my money?" "Are we spending too much on building our home?" "Should I share my inheritance with my brothers?" "Should I sell my car?". Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ??Find a Ramsey Trusted Real Estate Agent?? ? ????Start your free budget today. Download the EveryDollar app!??? ?? Protect yourself with trusted insurance coverage that fits your budget ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

?Have a money question? Ask Ramsey is here to help! George Kamel and Rachel Cruze answer your questions and discuss: "Should I file for bankruptcy? " "How do I move on after financial and emotional infidelity?" "I'm retired and I have never invested my money" "Is it a good idea to spend money on a birthday vacation for my daughter?" "What happens to debt if I die before paying it off?" "Should I use my HELOC to pay off my other debt?" "My brother has been stealing money from our parents and has put them into debt. Should I tell them to file bankruptcy?" "Do we have too much of our wealth tied up in our home?". Next Steps: ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ?????????Find out where you stand with your money and get a free plan??????? ? ?Join the Crusade! Apply Now! ? ????Start your free budget today. Download the EveryDollar app!??? ?? Protect yourself with trusted insurance coverage that fits your budget. Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

?Have a money question? Ask Ramsey is here to help! George Kamel and Dr. John Delony answer your questions and discuss: "How do we deal with the $300,000 of debt my wife racked up in predatory loans?" "How can I get my wife to understand she needs to contribute to our finances?" "I took out some payday loans while having a manic episode. How do I get on the Baby Steps and get out of this situation?" "Should I split my retirement contributions into different accounts?" "My house needs repairs but I can't afford it. What should I do?" "How do we go about paying off our debt? ". Next Steps: ? What is a 529 Plan? ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??? ?send us an email???. ? ???Start your free budget today. Download the EveryDollar app!?? ?? ?Protect yourself with trusted insurance coverage that fits your budget ? ?????????Find out where you stand with your money and get a free plan??????? ? What is a 529 Plan? Connect With Our Sponsors: Get 10% off your first month of ???BetterHelp??? Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?Money question? We?ve got your answer. Try Ask Ramsey for free today.? Jade Warshaw and Ken Coleman answer your questions and discuss: "Derek: Should I file for bankruptcy?" "Should I cash out my 401(k) to pay off a 401(k) loan?" "Section 8 housing is being built across the street from my house, should we move?" "Should I change careers if it leads to a 40% pay cut?" "I owe more on my car than what it's worth, how do I get out of this situation?" "My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?" "I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?" "Should I use a VA loan?". Next Steps: ???? ?Help us make the show better. Please take this short survey.??? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?? ?send us an email??. ? Join the Crusade! Apply Now! ? ???Start your free budget today. Download the EveryDollar app!?? ?? Protect yourself with trusted insurance coverage that fits your budget. ? Need help with your taxes? See who we trust. Connect With Our Sponsors: Get 10% off your first month of ??BetterHelp?? Go to ??Boost Mobile?? to switch today! Go to?? ????Casper Sleep?? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? for your free instant quote today! Explore more from Ramsey Network: ? ??The Ramsey Show Highlights?? ? ??The Dr. John Delony Show?? ? ??Smart Money Happy Hour?? ? ??The Rachel Cruze Show?? ? ??George Kamel?? ? ??Front Row Seat with Ken Coleman?? ? ??EntreLeadership?? ??Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: "I cosigned a motorcycle with my ex-boyfriend and he's stopped making payments. What should I do to get out of this?" "How do I get my husband to acknowledge the fact that I am a partner in his business?" "Are health insurance alternatives a good idea?" "I'm 50 years-old and I need a surgery. I have nothing saved, should I pause the Baby Steps so I can afford this?" "My wife wants to move because of roaches, I'd rather use the money to pay off debt instead. What should we do?" "Should we move in with my wife's grandmother to pay off our debt faster?" Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? ?Start your free budget today. Download the EveryDollar app! ? ???????Find out where you stand with your money and get a free plan????? ? Find a Ramsey Trusted Real Estate Agent ? Get your copy of What No One Tells You About Money today. Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!????????????????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: ?How can I make my relationship last when we don?t get along?? ?Our house is 40% of our take home pay, should we sell?? ?I?m worried about only having $1,000 saved when my car could break down at any point? ?How do I untangle my wife?s business expenses from our personal expenses?? ?I received a $450,000 inheritance, what should I do with it?? ?Should I have my car repaired or buy a new one?? ?How do I get out of student loans when I?m struggling to find a job? I?ve applied to over 2000? ?Should I pull from my emergency fund or sinking fund?? ?Should I prioritize paying off my house before I retire?? ?Do we need more life insurance on top of what our employer provides?? ?Should I get a mortgage so that I can avoid tax penalties?? ?I?m 28 years old with $750,000 worth of real estate debt. How do I pay this off?? ?Should we buy a home with my father?? Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? ?Get organized and prepared to buy or sell a home? ? ?Start your free budget today. Download the EveryDollar app! ? ???????Find out where you stand with your money and get a free plan????? ? Get your copy of What No One Tells You About Money today. Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? Money question? We?ve got your answer. Try Ask Ramsey for free today. Dave Ramsey and Rachel Cruze answer your questions and discuss: "How do we pay off $49,000 of business credit card debt when we are " "My mom expects me to pay back my Parent PLUS loan, although that was not our original agreement" "How often should someone balance their investments?" "Can we tithe less if we volunteer more?" "Should I downsize my home to a condo with an HOA fee?" "Should we have separate accounts for our fun money?" "How can we plan to pay for our kids' college?" Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? ?Start your free budget today. Download the EveryDollar app! ? ?Find a Ramsey Trusted Real Estate Agent? ? ?Get your copy of What No One Tells You About Money today.? Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: "My credit card is about to be charged off. What should I do?" "I just got laid off, should we use our savings to pay down debt?" "Should I go on a free cruise while in Baby Step 2?" "Should I sell my AirBnB?" "Am I wrong to ask to be an equal co-owner in my husband's business?" "Should I pay more than minimum payments to minimize interest while in Baby Step 2?" "Should I take out a loan to buy a business?". Next Steps: ??? ?Help us make the show better. Please take this short survey.?? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or? ?send us an email?. ? Get your copy of What No One Tells You About Money today ? ?Start your free budget today. Download the EveryDollar app! ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ?BetterHelp? Go to ?Boost Mobile? to switch today! Go to? ??Casper Sleep? and use promo code RAMSEY to learn more If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about? Christian Healthcare Ministries? Get started today with? Churchill Mortgage? Get 20% off when you join ?DeleteMe? Go to? FAIRWINDS Credit Union? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?Guardian Litigation Group? Find top health insurance plans at ?Health Trust Financial? Use code RAMSEY to save 20% at ?Mama Bear Legal Forms? Visit? NetSuite? today to learn more Get started with ?YRefy? or call 844-2-RAMSEY Visit? Zander Insurance? for your free instant quote today! Explore more from Ramsey Network: ? ?The Ramsey Show Highlights? ? ?The Dr. John Delony Show? ? ?Smart Money Happy Hour? ? ?The Rachel Cruze Show? ? ?George Kamel? ? ?Front Row Seat with Ken Coleman? ? ?EntreLeadership? ?Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!???????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My husband is angry with me and wants me to move out until he cools down? ?Should I become an authorized user on my employer?s company credit card?? ?How much extra should we put toward paying off our home?? ?How do I navigate student loan debt that my mom took out in my name?? ?How do I get out of debt?? ?Should I hold off on getting married to my boyfriend because of his financial situation?? ?How do I pursue home ownership with these current crazy prices?? ?I?m $53,000 in debt and I can?t afford my bills after my income got cut? ?What should I do with a significant pay increase?? ?My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?? ?Should I take out a loan to buy a car?? Next Steps: ? ??Start your free budget today. Download the EveryDollar app!? ?? ?Help us make the show better. Please take this short survey.? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or ?send us an email. ? Find a Ramsey Trusted Real Estate Agent ? Get your copy of What No One Tells You About Money today. ? Register for our Take Back Your Money in 2026 livestream for free! Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!???????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and Ken calls from the past two years. We'll be back with a live show in the tomorrow! Dave Ramsey & Ken Coleman answer your questions and discuss: My father is trying to bribe me into signing a document that alters the trust my grandfather left My In-laws are upset that I haven't paid them back Take out a loan to buy a $1M business? My husband keeps racking up debt on credit cards I'm paying my divorce layers with credit cards How do I get my mother-in-law to move out? My dad wants me to cosign for a HELOC Next Steps:???????????????????????????????????????????????????????????????? ??????????? ?Help us make the show better. Please take this short survey.?????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????????????????? ?send us an email????????????????????????????????????????????? ? ????????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app????????????????? ? ????????Find out where you stand with your money and get a free plan?????? ? Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Get 10% off your first month of????????? BetterHelp?????????. Go to ?????????Boost Mobile????????? to switch today! Go to????????? ??????????????????Casper Sleep????????? and use promo code RAMSEY to learn more. If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off. Learn more about????????? Christian Healthcare Ministries?????????. Get started today with????????? Churchill Mortgage?????????. Get 20% off when you join ?????????DeleteMe?????????. Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial?????????. Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms?????????. Visit????????? NetSuite????????? today to learn more. Get started with ?????????YRefy????????? or call 844-2-RAMSEY. Visit????????? Zander Insurance????????? for your free instant quote today! Explore more from Ramsey Network: ? ?????????The Ramsey Show Highlights????????? ? ?????????The Dr. John Delony Show????????? ? ?????????Smart Money Happy Hour????????? ? ?????????The Rachel Cruze Show????????? ? ?????????George Kamel????????? ? ?????????Front Row Seat with Ken Coleman????????? ? ?????????EntreLeadership????????? ?????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite George and Jade calls from the past two years. We'll be back with a live show in the next week! George Kamel & Jade Warshaw answer your questions and discuss: Was I right to break off my engagement because of bad money habits? Should I apply for my first credit card? Wait to get married to graduate debt-free? My mother expects my brother and me to take care of her financially in her old age. I'm $90,000 in debt and I'm struggling to cut back my expenses. How do I get out of foreclosure? Is it moral to ask my wife to pay off my debt? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ?Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? ????????Find out where you stand with your money and get a free plan????? Connect With Our Sponsors: Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and John calls from the past two years. We'll be back with a live show next week! Dave Ramsey & John Delony answer your questions and discuss: How can we stop my wife's parents from asking their young daughters for money? My son is unemployed and is losing his home Should I co-sign an apartment for a relative? How do you fund a business without debt? Is it wise to invest into solar panels? Can I live with my girlfriend before we get married? Our mortgage is more than 50% of our income Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ?Find a Ramsey Trusted Real Estate Agent? ? ?Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? Connect With Our Sponsors: Get 10% off your first month of????????? BetterHelp?????????. Go to ?????????Boost Mobile????????? to switch today! Go to????????? ??????????????????Casper Sleep????????? and use promo code RAMSEY to learn more. If you want your car to keep going and going, trust ?Christian Brothers Automotive?. Find a local shop and get an exclusive Ramsey discount of 10% off. Learn more about????????? Christian Healthcare Ministries?????????. Get started today with????????? Churchill Mortgage?????????. Get 20% off when you join ?????????DeleteMe?????????. Go to????????? FAIRWINDS Credit Union????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????Guardian Litigation Group????????? Find top health insurance plans at ?????????Health Trust Financial?????????. Use code RAMSEY to save 20% at ?????????Mama Bear Legal Forms?????????. Visit????????? NetSuite????????? today to learn more. Get started with ?????????YRefy????????? or call 844-2-RAMSEY. Visit????????? Zander Insurance????????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Rachel and George calls from the past two years. We'll be back with a live show in the new year! Rachel Cruze & George Kamel answer your questions and discuss: Am I ok to use credit cards as long as I pay them off every month? Should I be concerned about my girlfriend's lack of having any desire to work? Do I need to start building my credit score at 19 years-old? How do I stop spending so I can reach my financial goals? Is Dave's stance to only buy a cell phone in cash or is he okay with putting it on an installment plan over 2 or 3 years? Should I take money out of my savings to start a small business? I feel guilty using child support money Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? Find a Ramsey Trusted Real Estate Agent ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Rachel and Ken calls from the past two years. We'll be back with a live show in the new year! Rachel Cruze & Ken Coleman answer your questions and discuss: My financial advisor is telling me to take out a HELOC My wife hasn't filed taxes in three years My car lease is $1500/month, what can I do? Is it too late for me to buy a house? What should I do to protect my identity? We're $100K in debt, can we afford a house? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Rachel and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Rachel Cruze & Jade Warshaw answer your questions and discuss: I'm in $147,000 of debt, should I sell my business to clear it? We live paycheck-to-paycheck and can't get ahead I co-signed for a truck with my ex-fiancee. Why should I have a 15-year mortgage? My mom keeps asking me for money. My fiancée is concerned about the terms in our prenup How can I not feel guilty in BS7? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? Get organized and prepared to buy or sell a home ? Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Ken and George calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Ken Coleman & George Kamel answer your questions and discuss: I owe my brother money after getting scammed. Should I file bankruptcy? My church is asking me to guarantee a loan My 15-year-old son is addicted to work. I have been on social security for 25 years. How do I change my life and stop living in poverty? Should I sacrifice time with my family to get out of debt? My wife wants us to pay off our house but it doesn't make sense to me I owe $200K in taxes and have no retirement Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? Find a Ramsey Trusted Real Estate Agent ? ?Preorder What No One Tells You About Money today now and get $100+ in bonus items? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Ken and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Jade Warshaw answer your questions and discuss: We're almost in $1M in debt. Should I keep more than $1k for emergencies? My fiance just borrowed $240K to buy an RV Does an HSA make sense for me? Should I convert my traditional 401(k) to Roth? My mortgage is 65% of our income I'm struggling to save money for future goals Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ?Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? ?Free Tools & Resources to Help You With Investing and Retirement? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: I've been fired 14 times and no employer will look at me now. Should I get someone to co-sign on my car? How do you pay off your credit cards when the minimums are half my take-home pay? My wife is a compulsive shopper I bought an Airbnb cabin and now I am behind on my bills What's the benefit of using an escrow account? Convincing husband we don't need credit cards Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ???File your taxes with 100% accurate software that?s less than half of the price??? ? ?Preorder What No One Tells You About Money today now and get $100+ in bonus items? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and John calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday! Dave Ramsey & John Delony answer your questions and discuss: Should I lock my husband out of our savings account to stop his out-of-control spending? Should I file bankruptcy? Should I budget for a vacation? Our insurance didn't pay us after a natural disaster destroyed our home. Should I help my boyfriend pay off debt? Should I take out a $10,000 loan to fix up my mom's kitchen? Why is mortgage debt okay but not car debt? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ???????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app???????????????? ? ??File your taxes with 100% accurate software that?s less than half of the price?? ? Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!?????????????????????? While we are out for Christmas break, we've compiled some of our favorite Dave and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Jade Warshaw answer your questions and discuss: ?I'm paying $500 a month for my leased HVAC system' ?I'm 18 years-old and already have $110k of debt' 'My grandma opened a credit card in my name.' 'My new husband keeps his finances hidden from me' 'Husband lost his 401(k) to a crypto scam' 'How much is too much to spend on a wedding?' 'My husband says he won't leave anything to me in his will.' Next Steps:???????????????????????????????????????????????????????????? ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????????????? ?send us an email??????????????????????????????????????????? ? ??????Find out where you stand with your money and get a free plan???? ? ?????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app?????????????? ? ?File your taxes with 100% accurate software that?s less than half of the price? Connect With Our Sponsors: Stop paying more and start shopping smarter at ???????ALDI???????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ???????Holiday Shop???????. Get 10% off your first month of??????? BetterHelp???????. Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more. Learn more about??????? Christian Healthcare Ministries???????. Get started today with??????? Churchill Mortgage???????. Get 20% off when you join ???????DeleteMe???????. Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial???????. Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms???????. Visit??????? NetSuite??????? today to learn more. For more information, go to ???????SimpliSafe???????. Get started with ???????YRefy??????? or call 844-2-RAMSEY. Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?Food pantry worker provided for her event though she didn?t qualify.? ?Aunt provided money to her family to help them avoid bankruptcy.? ?Raised money to buy Christmas gifts for people in need.? ?She bought her mom?s dream car as a gift to her.? ?Donated funds to organization that helps keep biological families together.? ?Didn?t charge Door Dash customer for her meal and gave her $60.? ?Purchased tires for a teacher at his son?s school.? ?Donates gifts to children?s hospital patients and families in need.? ?Family dresses up as Santa/Mrs. Clause and adopts families at Christmas.? ?Donated a kidney to a stranger.? ?Lost their son at childbirth and asked for donations for the NICU that cared for him.? ?My company helped a single mother with cash and presents and a place to stay for her son while she goes to work? ?I was the beneficiary of a scholarship from my family, now I am paying it forward for my niece? ?Gave a co-worker?s daughter a car.? ?I gave my trash collector a tip and he said no one had ever thanked him before? ?We were given money by a stranger when our son was in the NICU? ?We have given away two cars? ?Her friends furnished a house for her after a separation.? ?Lent money to their pastor who was in need.? ?Their friends gifted them with a much needed vehicle.? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ?Find a Ramsey Trusted Real Estate Agent? ? ????????Find out where you stand with your money and get a free plan?????? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? ?????????Preorder What No One Tells You About Money today now and get $100+ in bonus items???? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?How can I protect myself from my husband?s gambling problem?? ?I signed up for a student loan assistance program but I feel like I am being extorted rather than helped? ?I am closing on a house I can?t afford and I?m pregnant. What should I do to get through this season?? ?Should we sell a car we were gifted?? ?Should I get a 529 plan for my children?? ?My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction? ?We are about to lose 80% of our income. Should we pay down our debt or save?? ?Should I pull money from retirement to pay off my car?? ?Is it too late for me to prepare for retirement?? ?Should I let my son enjoy the fruits of his hard work?? ?Should we pay off our house after we sell our rental?? ?I received a personal injury settlement of $420,000. How should I manage this large lump sum?? ?Am I risking my almost $1M net worth by carrying $1.4M in debt?? Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ???????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app???????????????? ? Find a Ramsey Trusted Real Estate Agent ? ???????Find out where you stand with your money and get a free plan????? ? ?????????Preorder What No One Tells You About Money today now and get $100+ in bonus items???? ?? Support the Timeshare Pricing Transparency Act Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: "I'm $250,000 in debt, how do I get out of this?" "I just got married. I want to pay off my wife's student loans before moving in with her" "Is it a good idea to move into a mobile home to get caught up on my bills?" "Should we wait to get married so my girlfriend can still get her benefits?" "Should I borrow money to tithe?" "How can I help my husband increase our income?" "How do we honor my father-in-law who no longer runs his business?" Next Steps:?????????????????????????????????????????????????????????????? ?????????? ?Help us make the show better. Please take this short survey.????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????????? ?send us an email???????????????????????????????????????????? ? ????????Find out where you stand with your money and get a free plan?????? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? ??File your taxes with 100% accurate software that?s less than half of the price?? ? ?????????Preorder What No One Tells You About Money today now and get $100+ in bonus items???? Connect With Our Sponsors: Stop paying more and start shopping smarter at ????????ALDI????????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????????Holiday Shop????????. Get 10% off your first month of???????? BetterHelp????????. Go to ????????Boost Mobile???????? to switch today! Go to???????? ????????????????Casper Sleep???????? and use promo code RAMSEY to learn more. Learn more about???????? Christian Healthcare Ministries????????. Get started today with???????? Churchill Mortgage????????. Get 20% off when you join ????????DeleteMe????????. Go to???????? FAIRWINDS Credit Union???????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????Guardian Litigation Group???????? Find top health insurance plans at ????????Health Trust Financial????????. Use code RAMSEY to save 20% at ????????Mama Bear Legal Forms????????. Visit???????? NetSuite???????? today to learn more. For more information, go to ????????SimpliSafe????????. Get started with ????????YRefy???????? or call 844-2-RAMSEY. Visit???????? Zander Insurance???????? for your free instant quote today! Explore more from Ramsey Network: ? ????????The Ramsey Show Highlights???????? ? ????????The Dr. John Delony Show???????? ? ????????Smart Money Happy Hour???????? ? ????????The Rachel Cruze Show???????? ? ????????George Kamel???????? ? ????????Front Row Seat with Ken Coleman???????? ? ????????EntreLeadership???????? ????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!?????????????????????? Dave Ramsey answers your questions and discusses: ?How do I grow my Turo business?? ?How do I talk to my boyfriend about his irresponsible spending?? ?What should I do with the extra income after paying off my home?? ?Should I pause baby step 2 so I can cashflow college for my son? ? ???I am a 30-year-old widower with nothing saved for retirement. How do I start investing for my future???? ?My department is facing layoffs, should I go back to school?? ?What is the downside of putting less than 20% down on a home?? ?How do my fiance and I Priortize buying a home, getting married and paying off debt?? ?Can we skip buying teacher Christmas presents while in baby step 3?? ?How should I pay my escrow shortage?? ?We make $200,000 a year but we are still living paycheck-to-paycheck? ?Should we use our emergency fund to buy a gun?? ?Should we use our inheritance to pay off all our debt?? ?How do I start investing?? Next Steps:???????????????????????????????????????????????????????????? ????????? ?Help us make the show better. Please take this short survey.???????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????????????? ?send us an email??????????????????????????????????????????? ? Get organized and prepared to buy or sell a home ? ??????Find out where you stand with your money and get a free plan???? ? ??????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????????? ? ????????Preorder What No One Tells You About Money today now and get $100+ in bonus items??? Connect With Our Sponsors: Stop paying more and start shopping smarter at ???????ALDI???????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ???????Holiday Shop???????. Get 10% off your first month of??????? BetterHelp???????. Go to ???????Boost Mobile??????? to switch today! Go to??????? ??????????????Casper Sleep??????? and use promo code RAMSEY to learn more. Learn more about??????? Christian Healthcare Ministries???????. Get started today with??????? Churchill Mortgage???????. Get 20% off when you join ???????DeleteMe???????. Go to??????? FAIRWINDS Credit Union??????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????Guardian Litigation Group??????? Find top health insurance plans at ???????Health Trust Financial???????. Use code RAMSEY to save 20% at ???????Mama Bear Legal Forms???????. Visit??????? NetSuite??????? today to learn more. For more information, go to ???????SimpliSafe???????. Get started with ???????YRefy??????? or call 844-2-RAMSEY. Visit??????? Zander Insurance??????? for your free instant quote today! Explore more from Ramsey Network: ? ???????The Ramsey Show Highlights??????? ? ???????The Dr. John Delony Show??????? ? ???????Smart Money Happy Hour??????? ? ???????The Rachel Cruze Show??????? ? ???????George Kamel??????? ? ???????Front Row Seat with Ken Coleman??????? ? ???????EntreLeadership??????? ???????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: "Should we revoke our daughter's 529 account because she opened a credit card in her name?" "I'm in $94,000 of student loan debt, should I wait for these loans to be forgiven by the government?" "Our daughter recently moved out to live with her boyfriend. Should we stop paying her health insurance?" "I'm struggling to balance paying my debt and living expenses" "What is my obligation to pay for my father's funeral costs?" "Our lender wants us to take out a second mortgage on our home for a new house build" "Am I too young to be getting married?" Next Steps:?????????????????????????????????????????????????????????? ???????? ?Help us make the show better. Please take this short survey.??????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????????????? ?send us an email?????????????????????????????????????????? ? ????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app????????????? ? File your taxes with 100% accurate software that?s less than half of the price ? ?????Find out where you stand with your money and get a free plan??? ? ???????Preorder What No One Tells You About Money today now and get $100+ in bonus items?? Connect With Our Sponsors: Stop paying more and start shopping smarter at ??????ALDI??????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ??????Holiday Shop??????. Get 10% off your first month of?????? BetterHelp??????. Go to ??????Boost Mobile?????? to switch today! Go to?????? ????????????Casper Sleep?????? and use promo code RAMSEY to learn more. Learn more about?????? Christian Healthcare Ministries??????. Get started today with?????? Churchill Mortgage??????. Get 20% off when you join ??????DeleteMe??????. Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial??????. Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms??????. Visit?????? NetSuite?????? today to learn more. For more information, go to ??????SimpliSafe??????. Get started with ??????YRefy?????? or call 844-2-RAMSEY. Visit?????? Zander Insurance?????? for your free instant quote today! Explore more from Ramsey Network: ? ??????The Ramsey Show Highlights?????? ? ??????The Dr. John Delony Show?????? ? ??????Smart Money Happy Hour?????? ? ??????The Rachel Cruze Show?????? ? ??????George Kamel?????? ? ??????Front Row Seat with Ken Coleman?????? ? ??????EntreLeadership?????? ??????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!????????????????????? Dave Ramsey and Ken Coleman answer your questions and discuss: "Should I buy a family compound with my ex, his girlfriend, and their child?" "I have over $350,000 of debt. Should I file for bankruptcy?" "Can we reduce our retirement contributions to have a little fun money?" "Should we go on vacations while in Baby Step 2?" "My mom blew through my late father's life insurance payout and now she is late on her mortgage payments" "My wife doesn't want to budget, how do I get her on board with a plan?" "My boyfriend is $100,000 in debt and he never told me about it". Next Steps:?????????????????????????????????????????????????????????? ???????? ?Help us make the show better. Please take this short survey.??????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????????????? ?send us an email?????????????????????????????????????????? ? ?????Find out where you stand with your money and get a free plan??? ? ????????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app????????????? ? File your taxes with 100% accurate software that?s less than half of the price ? ???????Preorder What No One Tells You About Money today now and get $100+ in bonus items?? Connect With Our Sponsors: Stop paying more and start shopping smarter at ??????ALDI??????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ??????Holiday Shop??????. Get 10% off your first month of?????? BetterHelp??????. Go to ??????Boost Mobile?????? to switch today! Go to?????? ????????????Casper Sleep?????? and use promo code RAMSEY to learn more. Learn more about?????? Christian Healthcare Ministries??????. Get started today with?????? Churchill Mortgage??????. Get 20% off when you join ??????DeleteMe??????. Go to?????? FAIRWINDS Credit Union?????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????Guardian Litigation Group?????? Find top health insurance plans at ??????Health Trust Financial??????. Use code RAMSEY to save 20% at ??????Mama Bear Legal Forms??????. Visit?????? NetSuite?????? today to learn more. For more information, go to ??????SimpliSafe??????. Get started with ??????YRefy?????? or call 844-2-RAMSEY. Visit?????? Zander Insurance?????? for your free instant quote today! Explore more from Ramsey Network: ? ??????The Ramsey Show Highlights?????? ? ??????The Dr. John Delony Show?????? ? ??????Smart Money Happy Hour?????? ? ??????The Rachel Cruze Show?????? ? ??????George Kamel?????? ? ??????Front Row Seat with Ken Coleman?????? ? ??????EntreLeadership?????? ??????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!???????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: "My husband destroyed our finances, should I leave him?" "How do I get out of a house I can't afford?" "My mother wants to change my father's final estate wishes" "How do we deal with a foreign student that we support financially who lies to us?" "What should we do if we can't cashflow dance competition costs?" "How do I get my husband to buy in on the Baby Steps?" Next Steps:???????????????????????????????????????????????????????? ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????????????? ?send us an email????????????????????????????????????????? ? ??Get organized and prepared to buy or sell a home?? ? ??????Preorder What No One Tells You About Money today now and get $100+ in bonus items? ? ??????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????? Connect With Our Sponsors: Stop paying more and start shopping smarter at ?????ALDI?????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ?????Holiday Shop?????. Get 10% off your first month of????? BetterHelp?????. Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more. Learn more about????? Christian Healthcare Ministries?????. Get started today with????? Churchill Mortgage?????. Get 20% off when you join ?????DeleteMe?????. Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial?????. Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms?????. Visit????? NetSuite????? today to learn more. For more information, go to ?????SimpliSafe?????. Get started with ?????YRefy????? or call 844-2-RAMSEY. Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!???????????????????? Dave Ramsey and George Kamel answer your questions and discuss: "My fiancé still has his ex on the lease for his home, I feel gross about moving in before he fixes this" "How do we start the Baby Steps when we are behind on our bills and have $120,000 of debt?" "I'm worried about lowering my savings to $1,000 in Baby Step 1" "My parents are tenants in my rental and they don't pay rent on time" "Why should I pay off my house when my investments earn more than the interest I'm paying on my mortgage?" "How do I pay off my debt while in college?" Next Steps:???????????????????????????????????????????????????????? ??????? ?Help us make the show better. Please take this short survey.?????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????????????? ?send us an email????????????????????????????????????????? ? ???????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app??????????? ? File your taxes with 100% accurate software that?s less than half of the price ? ??????Preorder What No One Tells You About Money today now and get $100+ in bonus items? Connect With Our Sponsors: Stop paying more and start shopping smarter at ?????ALDI?????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ?????Holiday Shop?????. Get 10% off your first month of????? BetterHelp?????. Go to ?????Boost Mobile????? to switch today! Go to????? ??????????Casper Sleep????? and use promo code RAMSEY to learn more. Learn more about????? Christian Healthcare Ministries?????. Get started today with????? Churchill Mortgage?????. Get 20% off when you join ?????DeleteMe?????. Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial?????. Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms?????. Visit????? NetSuite????? today to learn more. For more information, go to ?????SimpliSafe?????. Get started with ?????YRefy????? or call 844-2-RAMSEY. Visit????? Zander Insurance????? for your free instant quote today! Explore more from Ramsey Network: ? ?????The Ramsey Show Highlights????? ? ?????The Dr. John Delony Show????? ? ?????Smart Money Happy Hour????? ? ?????The Rachel Cruze Show????? ? ?????George Kamel????? ? ?????Front Row Seat with Ken Coleman????? ? ?????EntreLeadership????? ?????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!??????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: "My husband keeps digging us into a deeper financial hole and I am terrified" "I have $115,000 of consumer debt but I'd rather pay off my house first because I'm terrified of being homeless" "The IRS says I owe them $180,000 because my old employer used my Social Security number for their online store" "I'm 47 and living with my sister and have nothing saved for retirement. How do I get back on track financially?" "Should I file for bankruptcy? " "Is it better financially to use an inheritance to pay off my home or should I invest it?" "Should I put a budget on how much my wife can spend on furniture for our new home?". Next Steps:?????????????????????????????????????????????????????? ?????? ?Help us make the show better. Please take this short survey.????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????????????? ?send us an email???????????????????????????????????????? ? ?????Preorder What No One Tells You About Money today now and get $100+ in bonus items ? ?????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app?????????? ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Stop paying more and start shopping smarter at ????ALDI????. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ????Holiday Shop????. Get 10% off your first month of???? BetterHelp????. Go to ????Boost Mobile???? to switch today! Go to???? ????????Casper Sleep???? and use promo code RAMSEY to learn more. Learn more about???? Christian Healthcare Ministries????. Get started today with???? Churchill Mortgage????. Get 20% off when you join ????DeleteMe????. Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial????. Use code RAMSEY to save 20% at ????Mama Bear Legal Forms????. Visit???? NetSuite???? today to learn more. For more information, go to ????SimpliSafe????. Get started with ????YRefy???? or call 844-2-RAMSEY. Visit???? Zander Insurance???? for your free instant quote today! Explore more from Ramsey Network: ? ????The Ramsey Show Highlights???? ? ????The Dr. John Delony Show???? ? ????Smart Money Happy Hour???? ? ????The Rachel Cruze Show???? ? ????George Kamel???? ? ????Front Row Seat with Ken Coleman???? ? ????EntreLeadership???? ????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????????????????????Think you?re good with money? Take our Money in America quiz!?????????????????? Ken Coleman and Jade Warshaw answer your questions and discuss: "How intense should I be with paying off $156,000 of debt?" "We're $180,000 in debt. How can we start the Baby Steps?" "How do we teach our 15-year-old how to manage money?" "Should I give up on my trade and switch careers?" "My father-in-law stated in his will that we cannot sell his home. Should we still sell it?" "Should I leave my partner of 4 years because he doesn?t want to marry me?" "I make $3,000 a month in cash back on my credit cards. Would you still advise me to cut them up?" Next Steps:???????????????????????????????????????????????????? ????? ?Help us make the show better. Please take this short survey.???? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????????? ?send us an email??????????????????????????????????????? ? ????????????????????????????????????????????????Start your free budget today by downloading the EveryDollar app????????? ? ??????Find out where you stand with your money and get a free plan??? ? ???Preorder What No One Tells You About Money today now and get $100+ in bonus items ??? Connect With Our Sponsors: Stop paying more and start shopping smarter at ???ALDI???. Amazon is making it easier than ever to find top gifts at amazing prices this season in the ???Holiday Shop???. Get 10% off your first month of??? BetterHelp???. Go to ???Boost Mobile??? to switch today! Go to??? ??????Casper Sleep??? and use promo code RAMSEY to learn more. Learn more about??? Christian Healthcare Ministries???. Get started today with??? Churchill Mortgage???. Get 20% off when you join ???DeleteMe???. Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial???. Use code RAMSEY to save 20% at ???Mama Bear Legal Forms???. Visit??? NetSuite??? today to learn more. For more information, go to ???SimpliSafe???. Get started with ???YRefy??? or call 844-2-RAMSEY. Visit??? Zander Insurance??? for your free instant quote today! Explore more from Ramsey Network: ? ???The Ramsey Show Highlights??? ? ???The Dr. John Delony Show??? ? ???Smart Money Happy Hour??? ? ???The Rachel Cruze Show??? ? ???George Kamel??? ? ???Front Row Seat with Ken Coleman??? ? ???EntreLeadership??? ???Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices