? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "A company wants to use my land for a solar farm. What questions should I be asking them?" "Should we pay off my girlfriend's student loans or my mortgage first?" "Is it necessary to at some point get a credit card? My mom says it is, but I want to think otherwise," "I'm trying to follow the Baby Steps and it's not working. What am I doing wrong?" "My wife feels like our budget is too restrictive. How do we figure out how much fun money to have?" "I have a high income but a lot of debt. Should I pay off commercial debt or personal debt first?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ? Get your copy of Build a Business You Love today! ? Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and George Kamel answer your questions and discuss: "Should I settle with the creditor who sold my repossessed car?" "How do I get out of my real estate investments?" "When can we spend money on a vacation?" "I'm 25 years old and $165,000 in debt," "I'm 64 with no retirement and I owe the IRS $70k," "Why do houses go up in value while cars go down?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Get your copy of Build a Business You Love today ? Start your free budget today. Download the EveryDollar app! ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today ? File your taxes with 100% accurate software that?s 20% of the price Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "My niece is trying to block us from my mom's estate," "How do we handle finances and kids in a second marriage?" "Should I sell my truck?" "My brother wants to borrow money from me," "Can I pay off my mortgage?" Next Steps: ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or send us an email.  ? Start your free budget today. Download the EveryDollar app! ? File your taxes with 100% accurate software that?s 20% of the price. ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today. ? Preorder Build a Business You Love today. Connect with our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: Moving to a different star but making less money When pausing debt payoff makes sense Taxes 101 "What is considered tithing?" "Should we spend $30K on a vacation?" Why co-signing on a car loan is always a bad idea Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "How do I pay off $65k in credit card debt?" "How do I plan surprises for my wife?" "How do I stop living paycheck-to-paycheck?" "Was it a mistake to quit my job?" "The tariffs are hurting my business," "My wife hasn't filed her taxes in 3 years," Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Ken Coleman & Dr. John Delony answer your questions and discuss: "My father-in-law left us a poorly maintained house that has taxes owed on it," "I have $40k of credit card debt," "How do I prioritize paying off student loans and other debts at a young age?" "Are prepaid service plans a good idea?," "Should I help my dad get a debt consolidation loan?," "My husband has no interest in learning about our finances..." "How do I get rid of my $1,200 car payment?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My grandparents put their 4 homes in an LLC to keep us from moving away or selling to strangers," "Should I defer to my husband with our finances?" "Should I start a side hustle or get a job?" "Are there any good 'short term' investments?" "Do we adjust my husband?s life insurance as he makes more money?" "We're under threat of foreclosure," "I owe the IRS $45k in back taxes," "How do I build wealth in this economy?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "Over half my income goes towards legal debt," "My investments aren't doing well..." "My husband lost his 401(k) to a crypto scam," "How do I use proceeds from selling my cows?" "Does the house payment percentage go up if you're a high earner?" Why you shouldn't buy into the market drop fears. Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? Enter the Teacher Appreciation Giveaway ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "I was scammed by a family friend and I'm afraid to trust anyone now regarding investing," "I can?t afford to invest 15%," "Should I open a traditional IRA for the tax benefits?" "Should I use a national debt relief plan?" 5 Tax Myths, "What advice do you have regarding budgeting for scheduled withdrawals?" "I can't afford to file bankruptcy..." Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "I made almost $200K last year and have nothing to show for it," "We owe $20k more on a car than it's worth," "Stop investing to save for a house?" "I just found out my wages are being garnished," "Do you have advice for adult children discussing wills with their parents?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ?? Enter the Teacher Appreciation Giveaway ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Are my future in-laws committing fraud?" "My mortgage is 75% of my take home pay..." "Should we put a big down payment on a house or a smaller one and invest the balance?" "Should we move in with my Dad?" "Your investing advice doesn't line up with life expectancy statistics..." "I fight with my girlfriend about money" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? For business and leadership insight, listen to The EntreLeadership Podcast. ? Preorder Build a Business You Love Now at Ramsey Solutions ?? Dave Ramsey and John Delony are going on tour this month! Get tickets today. Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "I?m dating a man who thinks 401k investing is a scam," "How do I build wealth making $65k a year?" "What changed your mind about personal tax preparation?" "Is it crazy to turn down a job right now?" "Do I need to sell my classic car?" "My husband wants to keep our 'tax write-off' debt," Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ?Go to Boost Mobile to switch today! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ?? Enter the Teacher Appreciation Giveaway ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "I feel like I'm in a hole and can't get out," "How do I discuss wedding contributions with family?" "My husband and I have no retirement savings..." "I was fired and I'm struggling to find a new job," "Should I turn my side hustle into a business?" Support Our Sponsors: ? Stop paying more and start shopping smarter at Aldi ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Help us make the show better by taking this short survey! ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? File your taxes with 100% accurate software that?s 20% of the price ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ???? Get trusted insurance coverage that fits your budget. ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday! Rachel Cruze & George Kamel answer your questions and discuss: ?I took a pay cut to keep my family together?? ?I owe $130K and make $24K, what can I do?? ?My ex-boyfriend left me with an RV? ?I'm living in my car, what should I do?' ?My husband took out credit cards for our kids? 'We're $392K in debt, what can we do?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Jade Warshaw & Ken Coleman answer your questions and discuss: ?Girlfriend wants to borrow $12K from me? ?My house caught fire four days before selling? ?My car is getting repossessed, what can I do?? ?I'm getting $3.1M from my divorce settlement' ?I'm $2.5M in debt, what can I do?? 'I had a great work review but I got a $.50 raise.' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ?? EntreLeadership Summit: The Best Leadership Conference of 2025. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Rachel Cruze & Jade Warshaw answer your questions and discuss: ? Living paycheck to paycheck making $455K.? 'It seems like I'm completely broke all the time? ?Will paying off debt cause our credit to drop?? ?How do I convince my dad to sell his Mercedes?' ?My wages are being garnished, what can I do?? 'In dating, when do you discuss "non-negotiables."' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here ? Start your free budget today. Download the EveryDollar app ? File your taxes with 100% accurate software that?s 20% of the price ? Preorder Build a Business You Love Now at Ramsey Solutions ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? The Ken Coleman Show ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Ken Coleman answer your questions and discuss: ?I feel discouraged about money' 'Husband's union might go on strike soon.? ?I can't get caught up on my bills? ?My ARM is resetting soon, what can I do?' ?Is it smart to get into an AirBnB?? 'Preparing for my wife to possibly lose her job' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ?? EntreLeadership Summit: The Best Leadership Conference of 2025. ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Jade Warshaw answer your questions and discuss: ?Son asked me to bail him out of $200K tax debt? 'Is it dumb to take out a business loan?? ?We've lost a ton of money with no end in sight? ?Do cost-of-living raises cause more inflation?' ?I owe the IRS $100K with my ex-husband? 'Is it wrong to build wealth?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Preorder Build a Business You Love Now at Ramsey Solutions ? File your taxes with 100% accurate software that?s 20% of the price. Listen to more from Ramsey Network ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite George and John calls from 2024. Enjoy your weekend and we'll be back with a live show soon! George Kamel & John Delony answer your questions and discuss: ?I have $160K of debt, file for bankruptcy?.? 'How do I stop giving to my ex-daughter-in-law?? ?How do I get my wife to spend less?? ?Can we trust the Dollar for the next 30 years?' ?Is it wrong to work in an industry that sells debt?? 'How do I buy a property with my adult kids?' Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Dave Ramsey & Rachel Cruze answer your questions and discuss: "38% of homes are owned by Boomers. What happens to the market when they start to die?" "Should I continue to take out student loans?" "I won over $200,000 on a game show and don't know what to do with it," "How do I financially prepare for the loss of my vision?" "How do we navigate my wife's social media blowing up and lots of money coming our way?" "My husband is an avid Ramsey fan and says that we cannot buy a new car" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ???? Get trusted insurance coverage that fits your budget. ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Rachel Cruze & Ken Coleman answer your questions and discuss: "My new husband and I both have major trust issues when it comes to money," "We are $25k upside down on a truck," "Should I rent a studio to my parents?" "How we can remain content while renting over the next 24 months?" "How do I protect myself if I move in with my boyfriend?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Sign up for a free training with our EveryDollar team! ? File your taxes with 100% accurate software that?s 20% of the price. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership ? The Ramsey Show Highlights Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better by taking this short survey! Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025, "Getting my parents to work the Baby Steps," "Should I set up a line of credit for my business?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Get trusted insurance coverage that fits your budget. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ? The Ramsey Show Highlights ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Help us make the show better. Please take this short survey. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My company wants to sign me a 5-year deal," "How do we work on finances while separated?" "How much should we save for a house?" "We won a hunting trip to Africa - should we spend the money to go or save for a house?" "How do I get out of two Whole Life policies?" "How do I build credit without credit cards?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Get your tickets for The Chosen Season 5! ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? File your taxes with 100% accurate software that?s 20% of the price. ? Start your free budget today. Download the EveryDollar app! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you. ? Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Ken Coleman answer your questions and discuss: "I feel like we'll never catch up on our retirement savings," "Will cutting up my card get me in trouble?" "Is it greedy to counter-offer a promotion?" "I can't morally invest in the S&P 500," "How do I break down annual/semi-annual insurance payments into a monthly budget?" "My car was repossessed this morning..." Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Learn more about creating a sinking fund in EveryDollar ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Are you on track with the Baby Steps? Get a Free Personalized Plan ? Find a Ramsey Trusted Real Estate Agent ? File your taxes with 100% accurate software that?s 20% of the price. ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Sign up for a free training with our EveryDollar team! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "My parents sold their farm 2 years ago to my sisters for $1," "How do I pay off $230k of student loans?" "I can't drive my truck due to a title issue," "What's the impact of pausing retirement?" "My husband wants to amend our prenup," "My husband isn't on board with the Baby Steps" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today!  Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Get organized and prepared to buy or sell a home.  ? File your taxes with 100% accurate software that?s 20% of the price. ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "My mother has been paying my sister's debt," "How do we increase our business revenue?" "Take a pay cut to do work I'm passionate about?" "Should I file for bankruptcy?" "How do I tithe on a gift of $850k in stock?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? File your taxes with 100% accurate software that?s 20% of the price. ? Preorder Build a business You Love today. ? Find a Ramsey Trusted Real Estate Agent ?? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & George Kamel answer your questions and discuss: "My wife has been hiding credit cards from me," "I signed up a loan not realizing that the interest is 48%..." "Can I afford to buy a home?" "We make $130k and still overspend," "My company is getting hit hard by the tariffs," "My mother added me to her credit card. I've removed myself but what how do I get it off my credit report?" "I've fallen into the personal loan trap and I can't get out!" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Get organized and prepared to buy or sell a home.  ?? Get trusted insurance coverage that fits your budget. ? Preorder Build a business You Love today. ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour ?? Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "My fiancé is 4 months behind on his mortgage" "I'm raising my grandkids but I'm falling behind" "My husband doesn't think we need to be frugal" "Our mortgage rate keeps changing" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a business You Love today. ?? Find a Ramsey Trusted Real Estate Agent ?Get trusted insurance coverage that fits your budget. ? Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & Rachel Cruze answer your questions and discuss: "My husband is a dentist and we're still broke" "I went into debt for my sister's car" "Cancel my vacation after losing my job?" "How do I get out of a debt settlement contract?" "How do I get caught up on retirement?". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here?For business and leadership insight, listen to The EntreLeadership Podcast. ? Preorder Build a Business You Love Now at Ramsey Solutions ?? Start your free budget today. Download the EveryDollar app! ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you ? File your taxes with 100% accurate software that?s 20% of the price Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I handle my finances after a separation?" "Should we fight late payment reports?" "How can I live on my own after a breakup?" "Stop investing in order to tithe more?". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ??? File your taxes with 100% accurate software that?s 20% of the price. ? Preorder Build a business You Love today. ?? See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Rachel Cruze answer your questions and discuss: "What should I do with my late daughter's estate?" "How would you handle the national debt?" "I'm nervous to combine finances with my fiancé" "Should I upgrade my car to impress the ladies?" "Balancing the Baby Steps with mental health". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a business You Love today. ? Start your free budget today. Download the EveryDollar app! ?? Get tickets to Investing Essentials and learn to invest with confidence. ?? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & George Kamel answer your questions and discuss: "What should I do after winning $3m?" "I feel pressured to buy a house" "Should I accept a financial gift from my mom?" "Is the time cost worth working two jobs?" "Should I sell my home to pay off debt?". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Get tickets to Investing Essentials and learn to invest with confidence. ? Preorder Build a business You Love today. ?? For help with investing, get connected with a SmartVestor Pro.  ?? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I use my fiancé's retirement to pay off debt?" "We are overwhelmed by $150k of debt," "How do I pay off a credit card my parents gave me?" "Should I get my parents to drop their universal life policy?" "How do I talk to my fiancée about money?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ??? File your taxes with 100% accurate software that?s 20% of the price. ? Get tickets to Investing Essentials and learn to invest with confidence. ? Preorder Build a business You Love today. ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & George Kamel answer your questions and discuss: "My husband is calling me a hypocrite" "I owe my dad 50k for medical expenses" "Am I responsible for my parents' debt?" "Am I good at day trading?" "How can I teach my kids about money?". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a business You Love today. ? Start your free budget today. Download the EveryDollar app! ?? Get tickets to Investing Essentials and learn to invest with confidence. ? Check out Front Row Seat with Ken Coleman! ??? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Jade Warshaw answer your questions and discuss: "My dad won't tell my brother that he is getting next to nothing from dad's will.." "I'm 18 years-old and already have $110k of debt," "My dad got two credit cards in my name," "My wife and I are worried that we're leaving too much inheritance to our kids," "If I were your son, how soon would you recommend buying a house?" "My family keeps trying to find out my income," Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today!  Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Get tickets to Investing Essentials and learn to invest with confidence. ?? Preorder Build a business You Love today. ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Rachel Cruze answer your questions and discuss: "Are we actually ready to buy a home?" "What does generosity look like for us beyond the tithe?" "Where do we even begin investing?" "How is it considered ethical for people to own so many homes?" "My wife took out credit cards behind my back," "Would a wedding budget of $20,000 be unreasonable?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? For help with investing, get connected with a SmartVestor Pro.  ? Start your free budget today. Download the EveryDollar app! ? Get tickets to Investing Essentials and learn to invest with confidence. ? Preorder Build a business You Love today. ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony show answer your questions and discuss: "My husband is telling me to stay in my lane..." "How much should I spend on an engagement ring?" "Should I cut up my credit cards?" "How do I select a good SmartVestor Pro?" "Should I add an authorized user on my credit card?" "Should I help my birth family with money?" "How do I have hard money conversations with my parents?" Top Myths About Wills and Insurance?and Why They?re False. Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Need help with your taxes? See who we trust. ? Invest with confidence! Get tickets to Investing Essentials ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & George Kamel answer your questions and discuss: "Should we pay for my wife to get plastic surgery?" "How do I retire at 26 years-old?" Asking for a Friend: What is a Reverse Mortgage? "How do I help take care of my sister?" "I can't seem to cancel my group life policy," "Can I afford to go on vacation in Thailand?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Get tickets to Investing Essentials and learn to invest with confidence. ? Preorder Build a business You Love today. ? Need help with your taxes? See who we trust. ? Start your free budget today. Download the EveryDollar app! ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & George Kamel answer your questions and discuss: "I feel guilty using child support money" "Should I pay off higher interest debt first?" "Can we afford our dream vacation?" "I just found out my boyfriend is $70k in debt" "My brother opened a 529 for my son". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? Get away with your spouse in Nashville. ? Preorder Build a Business You Love Now at Ramsey Solutions ? Start your free budget today. Download the EveryDollar app! ? Invest with confidence! Get tickets to Investing Essentials ?? Get Tickets to the Money & Relationships Tour ? Check out Front Row Seat with Ken Coleman! ? Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & George Kamel answer your questions and discuss: "I owe money on 27 different credit cards," "I lost my job and can't pay my rent," "How should we rent a home to our parents?" "What should I do with $650k of Tesla stock?" "Is it irresponsible to go to Brazil while in debt?" "Are we responsible for Mom's debt and reverse mortgage?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Need help with your taxes? See who we trust. ?? Get away with your spouse in Nashville ? Start your free budget today. Download the EveryDollar app! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Invest with confidence! Get tickets to Investing Essentials ?? Get Tickets to the Money & Relationships Tour ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Dr. John Delony answer your questions and discuss: "My mom abuses my father and he refuses to stand up to her," "Should I file bankruptcy?" "Why can't my husband understand that money doesn't excite me like it does him?" "How do we grow our business and pay off debt?" Dave & John interview millionaires to find out how they built their wealth. Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Start your free budget today. Download the EveryDollar app! ?? Get Tickets to the Money & Relationships Tour ? Invest with confidence! Get tickets to Investing Essentials ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Jade Warshaw answer your questions and discuss: "My wife has been hiding her gambling debt from me," "God told me to buy specific crypto currency. Should I sell it?" "Should I sell my car?" "How do I talk to my family about creating a will?" "Am I too old to get out of debt?," "My sister-in-law wrongfully placed my aunt in a nursing home." Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ?? Get away with your spouse in Nashville ? Preorder Build a Business You Love Now at Ramsey Solutions ? Start your free budget today. Download the EveryDollar app! ? Don?t pay extra for simple tax filing needs. File your taxes with 100% accurate software that?s 20% of the price ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Dave Ramsey & Ken Coleman answer your questions and discuss: "My mother lost millions in a romance scam," "In-laws are upset that I haven't paid them back," "How will President Trump's tariffs affect me personally?" "Should I help pay my girlfriend's expenses?" "How can I help my 71-year-old mother who has no retirement income make it for another 15 years?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ?? Get away with your spouse in Nashville! ? Preorder Build a Business You Love Now at Ramsey Solutions ? Invest with confidence! Get tickets to Investing Essentials ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Ken Coleman answer your questions and discuss: "We were sold a home illegally" "How do I turn $30k into $300k?" "How do we budget on an inconsistent income?" "What should we do with an inherited rental?". Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ?Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Need help with your taxes? See who we trust. ? Check out George Kamel's Breaking Free From Broke today. ? Check out Front Row Seat with Ken Coleman! ? Bundle your insurance with a trusted independent insurance agent ? Invest with confidence! Get tickets to Investing Essentials Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Dr. John Delony answer your questions and discuss: "I can't afford my mortgage after divorce," "I'm conflicted about staying home with my son," "Should I buy a home with my boyfriend?," "Budgeting for kid?s travel sports in Baby Step 2," "I don't trust my husband enough to have joint bank accounts," "I feel like my business is unevenly split" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ?Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Check out George Kamel's Breaking Free From Broke today. ? Start your free budget today. Download the EveryDollar app! ?? Invest in Your Future With a SmartVestor Pro ? Check out Front Row Seat with Ken Coleman! ?? Strengthen your marriage in Nashville this Fall ? Connect with a RamseyTrusted tax pro for help with payroll and more Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Rachel Cruze & Jade Warshaw answer your questions and discuss: "My husband hides everything regarding our finances," "Should I get a traditional job?" "How do I save up for a divorce?" "My in-laws want to gift us a partnership, should we accept?" "I'm $200k in debt and unemployed," "My wife wants to move but we can't afford it; how do I tell her?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Check out our State of Personal Finance study ?Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ? Check out George Kamel's Breaking Free From Broke today. ? Connect with a RamseyTrusted tax pro for help with payroll and more ? Check out Front Row Seat with Ken Coleman! ? Bundle your insurance with a trusted independent insurance agent Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm scared my impulse buying will put my family in jeopardy," "Should I wait to pay off my credit card debt?" "Should I take out a HELOC and invest those funds?" "How do I get out of a $33k car loan?" "My mother-in-law stole $13k from us," "Do single people have a shot at purchasing a house?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ?Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Connect with a RamseyTrusted tax pro for help with payroll and more ? Start your free budget today. Download the EveryDollar app! ? Check out George Kamel's Breaking Free From Broke today. ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "I'm about to be behind on my payments," "Should I keep more than $1k for emergencies?" "Do we take some equity out of our home in order to buy a vehicle?" "Should I renew my lease with my girlfriend?" "My house payment is 55% of my income.." "My credit card debt is crashing down on me" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? Learn more about opening a high-yield savings account with Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ?Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ???? Check out George Kamel's Breaking Free From Broke today. ? Start your free budget today. Download the EveryDollar app! ?? For help with investing, get connected with a SmartVestor Pro.  ? Check out Front Row Seat with Ken Coleman! ? Connect with a RamseyTrusted tax pro for help with payroll and more Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "I can?t convince my girl friend to get off credit cards," "My dad is pressuring me to take out a car loan," "How do I stop living paycheck-to-paycheck?," "My girlfriend has $470k in students loans and is asking me if there's going to be a proposal soon..." "Should I pay for a house that isn't in my name?" Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Connect with a RamseyTrusted tax pro for help with payroll and more ? Start your free budget today. Download the EveryDollar app! ??Get trusted insurance coverage that fits your budget. ? Invest with confidence! Get tickets to Investing Essentials ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "I can?t find a job after getting divorced," "We're about to receive $1 million," "Is my direct marketing business going to cost me more than I earn?" "How should we fund our kids' 529s?" "Should I still buy a home with my boyfriend?," "My parents want me to pay them back," Support Our Sponsors: ? Get 10% off your first month of BetterHelp ? Get 10% off Byrna product bundles and more! ? Learn more about Christian Healthcare Ministries ? Get started today with Churchill Mortgage ? Get 20% off when you join DeleteMe ? Go to FAIRWINDS Credit Union for an exclusive account bundle! ? Save 15% on your first Field of Greens order with code RAMSEY ? Find top Health Insurance Plans at Health Trust Financial ? To find out more about student loan refinancing, check out Laurel Road ? Visit NetSuite today to learn more ?? Use promo code RAMSEY for 18% off at The Nokbox ? Learn more about Timothy Plan ? Get started with YRefy or call 844-2-RAMSEY ? Visit Zander Insurance for your free instant quote today! Next Steps ? Watch the full episode for free in the Ramsey Network app. ? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ? Start your free budget today. Download the EveryDollar app! ??Get trusted insurance coverage that fits your budget. ? Connect with a RamseyTrusted tax pro for help with payroll and more ? Check out Front Row Seat with Ken Coleman! Listen to more from Ramsey Network ?? The Ramsey Show   ? The Dr. John Delony Show ? Smart Money Happy Hour ? The Rachel Cruze Show ? The Ramsey Show Highlights ? George Kamel ? Front Row Seat with Ken Coleman ? EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices