? ??????????????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????????????? ? ??????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We got married in the church but did not get legally married because of my finances. When can we get married?? ?My wife doesn't want us to use our savings to pay the taxes on a Roth conversion. How do I explain to her that this is a good idea?? ?Is a cash-out refinance the only option to pay my soon-to-be ex-husband for his share in the divorce?? ?A church member in the congregation I serve is selling whole life insurance products. Should I tell church leadership?? ?My boyfriend is on disability. I've been encouraging him to do side gigs but he is not interested. How do I talk to him about this?? Next Steps: ?????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ????????Email Dave On-Air With Your Questions on Debt and Finance???????? ? ?????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????????????? ? ????????????????????????Get organized and prepared to buy or sell a home????????????????????????????????????????????? ?? ??Get your ticket for Investing Essentials today! ?? ? Use our Retirement Calculator to find out how much you need to invest each month to retire a millionaire Connect With Our Sponsors: Get 10% off your first month of????? BetterHel?????p Go to ?????Boost Mobile????? to switch today! If you want your car to keep going and going, trust ?????Christian Brothers Automotive?????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????? Christian Healthcare Ministries????? Get started today with????? Churchill Mortgage????? Get 20% off when you join ?????DeleteMe????? Go to????? FAIRWINDS Credit Union????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????Guardian Litigation Group????? Find top health insurance plans at ?????Health Trust Financial????? Use code RAMSEY to save 20% at ?????Mama Bear Legal Forms????? Visit????? NetSuite????? today to learn more. Try ?????Quo????? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ?????Shopify?????. Get started with ?????YRefy????? or call 844-2-RAMSEY Visit????? Zander Insurance????? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ????????????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????????????? ? ????????????????????????????????????????????The Dr. John Delony Show???????????????????????????????????????????? ? ????????????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????????????George Kamel???????????????????????????????????????????? ? ????????????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????????????? ? ????????????????????????????????????????????EntreLeadership???????????????????????????????????????????? ????????????????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My father is going to leave all his wealth to my sons in order to spite me, and I'm worried about how this will affect my kids? ?My husband gets notified every time I buy anything and controls all of our finances? ?I was scammed by a solar company? ?Should I file for bankruptcy?? ?Should I pause paying off my debt until I have increased my income?? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????????? ? ?????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?I?m about to inherit $5 million, how do I wisely manage this money with my fiancé?? ?We?re in $48,000 of debt, our house is in forbearance, and my husband doesn?t support us financially. What do I do?? ?I was taken to small claims court and they are threatening to garnish my wages. Should I get a HELOC to pay it off?? ?Our neighborhood is no longer safe. Should we sell our house or rent it?? ?We run a successful business but we?re still broke and in debt.? Next Steps: ????????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???????Email Dave On-Air With Your Questions on Debt and Finance??????? ? ????????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????????? ? ???????????????????????Get organized and prepared to buy or sell a home?????????????????????????????????????????? ?? ?Get your ticket for Investing Essentials today! ? Connect With Our Sponsors: Get 10% off your first month of???? BetterHel????p Go to ????Boost Mobile???? to switch today! If you want your car to keep going and going, trust ????Christian Brothers Automotive????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???? Christian Healthcare Ministries???? Get started today with???? Churchill Mortgage???? Get 20% off when you join ????DeleteMe???? Go to???? FAIRWINDS Credit Union???? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????Guardian Litigation Group???? Find top health insurance plans at ????Health Trust Financial???? Use code RAMSEY to save 20% at ????Mama Bear Legal Forms???? Visit???? NetSuite???? today to learn more. Try ????Quo???? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ????Shopify????. Get started with ????YRefy???? or call 844-2-RAMSEY Visit???? Zander Insurance???? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????????? ? ???????????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????????? ? ???????????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????????George Kamel??????????????????????????????????????????? ? ???????????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????????? ? ???????????????????????????????????????????EntreLeadership??????????????????????????????????????????? ???????????????????????????????????????????Ramsey Solutions Privacy Policy???????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????????? ? ????????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?I inherited a property with a mortgage that I can't afford. What should I do?? ?My husband says he won't pay off my student loans because I should've paid them before marriage.? ?I have $131,000 of debt, I'm behind on my taxes, and I'm struggling to make payments.? ?I have nothing saved for retirement. Should I sell my home to buy a mobile home and invest the difference?? ?My financial advisor recommends tax-loss harvesting. Should I follow their advice?? Next Steps: ???????????????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??????Email Dave On-Air With Your Questions on Debt and Finance?????? ? ???????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????????? ? ??????????????????????Get organized and prepared to buy or sell a home??????????????????????????????????????? ?? Get your ticket for Investing Essentials today! Connect With Our Sponsors: Get 10% off your first month of??? BetterHel???p Go to ???Boost Mobile??? to switch today! If you want your car to keep going and going, trust ???Christian Brothers Automotive???. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??? Christian Healthcare Ministries??? Get started today with??? Churchill Mortgage??? Get 20% off when you join ???DeleteMe??? Go to??? FAIRWINDS Credit Union??? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???Guardian Litigation Group??? Find top health insurance plans at ???Health Trust Financial??? Use code RAMSEY to save 20% at ???Mama Bear Legal Forms??? Visit??? NetSuite??? today to learn more. Try ???Quo??? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ???Shopify???. Get started with ???YRefy??? or call 844-2-RAMSEY Visit??? Zander Insurance??? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ??????????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????????? ? ??????????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????????? ? ??????????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????????George Kamel?????????????????????????????????????????? ? ??????????????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????????????? ? ??????????????????????????????????????????EntreLeadership?????????????????????????????????????????? ??????????????????????????????????????????Ramsey Solutions Privacy Policy??????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Dr. John Delony answer your questions and discuss: ?My husband was hiding over $100,000 of debt from me, should we take out a HELOC to pay it off?? ?My parents are terrible with money and expect me to help them in retirement, where do I draw the line?? ?We don?t know how to start the Baby Steps and remain disciplined.? ?Should we be supportive of our daughter wanting to move out of our home?? ?My husband had open heart surgery last year, can we afford to retire him early for his health?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ? ??For help with investing, get connected with a SmartVestor Pro?? ? Join the Crusade! Apply Now! Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Ken Coleman, Rachel Cruze, and George Kamel take The Ramsey Show to Anaheim for a live audience episode featuring real money questions from the crowd. They tackle combining finances in marriage, family tenants and estate decisions, loneliness after divorce, financial differences with loved ones, preparing heirs for wealth, staying motivated in Baby Step 7, growing a business, and asking for a raise. Next Steps: ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ???? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I sell the house to make myself debt free?? ?My parents don?t think they need to save for retirement because they are convinced they are getting raptured soon.? ?My parents will pay me to take care of them but want to hide it from my siblings. What should I do?? ?My fiancée and I have a significant income gap, how should we structure our prenup?? ?I?ve been using credit cards to pay off bills, how do I dig out of this financial hole?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I?m in $37,500 of debt, I work 55 hours a week and it?s still not enough to cover my bills. What should I do?? ?I took out $115,000 of student loans to become a lawyer. I hate it. Should I quit my job?? ?We make $374,000 a year, why are we still living paycheck-to-paycheck?? ?My mom has $45,000 of credit card debt and lives off her social security, how can I help her?? ?My car lease and insurance is 50% of my income, how do I get out of this situation?? ?I can?t seem to get ahead with my finances and always end up in the negative every month.? ?Should we sell our manufactured home?? ?Our family and friends make comments about our financial decisions, it makes us second guess everything we?re doing.? ?My grandfather-in-law offered to buy me a car, my husband says I?m being proud for not taking his offer. Is he right?? ?We want to retire at 55 years old, where should we invest for a bridge account?? ?Should I file for bankruptcy?? ?Should I make my wife happy by going to the barber more frequently?? ?How much should I be investing in a 529 account?? ?Should I buy an annuity?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ???? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????????? ? ???????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My fiancé gives so much of his money away that he ends up living paycheck-to-paycheck?how do we balance giving?? ?My mortgage payment is 50% of my income; should I sell my house or keep it?? ?I?m $250,000 in debt?should I sell my business?? ?I keep going back to my credit card?how do I change my mindset?? ?My children ignore me?should I leave them an inheritance?? Next Steps: ??????????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?????Email Dave On-Air With Your Questions on Debt and Finance????? ? ??????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????????? ? ?????????????????????Get organized and prepared to buy or sell a home???????????????????????????????????? ????? ?????Get trusted insurance coverage that fits your budget????? Connect With Our Sponsors: Get 10% off your first month of?? BetterHel??p Go to ??Boost Mobile?? to switch today! If you want your car to keep going and going, trust ??Christian Brothers Automotive??. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?? Christian Healthcare Ministries?? Get started today with?? Churchill Mortgage?? Get 20% off when you join ??DeleteMe?? Go to?? FAIRWINDS Credit Union?? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??Guardian Litigation Group?? Find top health insurance plans at ??Health Trust Financial?? Use code RAMSEY to save 20% at ??Mama Bear Legal Forms?? Visit?? NetSuite?? today to learn more. Try ??Quo?? for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at ??Shopify??. Get started with ??YRefy?? or call 844-2-RAMSEY Visit?? Zander Insurance?? or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ?????????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????????? ? ?????????????????????????????????????????The Dr. John Delony Show????????????????????????????????????????? ? ?????????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????????George Kamel????????????????????????????????????????? ? ?????????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????????? ? ?????????????????????????????????????????EntreLeadership????????????????????????????????????????? ?????????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?I'm terminally ill, how do I set my family up for the future?? ?Should I take a $30,000 retention bonus if it means I have to stay at my job?? ?How do I finance the purchase of a lot that I have wanted to buy for ten years?? ?What should my 11-year-old son do with the $1,000 he earned from selling a Pokémon card?? ?Should we sell our rental property to become debt-free?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!  Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I'm 66 with nothing saved for retirement and just paid off all my debt, what should we do next?? ?My husband told me that I will never have access to his accounts.? ?We have been using a credit card to cover our four walls for the past three years to get rewards?is this a bad idea?? ?My husband and I disagree on how much equity of my house I should give him.? ?We just quit our jobs to retire early?was that dumb?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My friend offered to pay off my $73,000 debt and become my lender?is this a good idea?? ?I spent $10,000?$15,000 on Pokémon cards using a credit card and can?t sell them. What should I do?? ?My mother-in-law wants us to help pay for her vacation home?should we help or walk away?? ?I make $200,000 a year but still use credit cards to make ends meet. How do I stick to a budget and get out of this?? ?My new job pays only a third of my previous income?should we downsize our house to make ends meet?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ???? ????Get trusted insurance coverage that fits your budget???? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????????? ? ?????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?I am supposed to form an LLC with my sister but I don't trust her. She tried to steal $350,000 from me.? ?My fiancé thinks it's inappropriate for me to gift money to my late boyfriend's nieces and nephews.? ?My wife would rather spend money on experiences with our kids than pay our mortgage off early.? ?I owner-financed a home and the buyers stopped paying. I'm struggling to foreclose the home.? ?Should I cash out my whole life insurance policy if it means I will owe $50,000 in taxes?? Next Steps: ????????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ???Email Dave On-Air With Your Questions on Debt and Finance??? ? ????????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????????? ? ???????????????????Get organized and prepared to buy or sell a home?????????????????????????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????????The Ramsey Show Highlights??????????????????????????????????????? ? ???????????????????????????????????????The Dr. John Delony Show??????????????????????????????????????? ? ???????????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????????George Kamel??????????????????????????????????????? ? ???????????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????????? ? ???????????????????????????????????????EntreLeadership??????????????????????????????????????? ???????????????????????????????????????Ramsey Solutions Privacy Policy?????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????????? ? ????????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?We make $200,000 a year but are still living paycheck-to-paycheck. How do I pay off debt?? ?My sister is constantly running up her credit card debt and my mom keeps bailing her out with my inheritance.? ?We are completely debt-free but it still feels like we don't have enough margin to enjoy life.? ?At what point do I need to get an LLC for my side hustle?? ?My wife is not on board with getting on a budget. How do I get her to buy in?? Next Steps: ???????????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ??Email Dave On-Air With Your Questions on Debt and Finance?? ? ???????????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????????? ? ??????????????????Get organized and prepared to buy or sell a home??????????????????????????? ???? ????Get trusted insurance coverage that fits your budget???? Connect With Our Sponsors: Get 10% off your first month of ????????????????????????????BetterHelp???????????????????????????? Go to ????????????????????????????Boost Mobile???????????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????????Christian Brothers Automotive????????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????????? Christian Healthcare Ministries???????????????????????????? Get started today with???????????????????????????? Churchill Mortgage???????????????????????????? Get 20% off when you join ????????????????????????????DeleteMe???????????????????????????? Go to???????????????????????????? FAIRWINDS Credit Union???????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????????Guardian Litigation Group???????????????????????????? Find top health insurance plans at ????????????????????????????Health Trust Financial???????????????????????????? Use code RAMSEY to save 20% at ????????????????????????????Mama Bear Legal Forms???????????????????????????? Visit???????????????????????????? NetSuite???????????????????????????? today to learn more. Get started with ????????????????????????????YRefy???????????????????????????? or call 844-2-RAMSEY Visit???????????????????????????? Zander Insurance???????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????????The Ramsey Show Highlights?????????????????????????????????????? ? ??????????????????????????????????????The Dr. John Delony Show?????????????????????????????????????? ? ??????????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????????George Kamel?????????????????????????????????????? ? ??????????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????????? ? ??????????????????????????????????????EntreLeadership?????????????????????????????????????? ??????????????????????????????????????Ramsey Solutions Privacy Policy????? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????? ? ???????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?My husband may be deported by the end of the year, should we pause paying off debt and stack cash?? ?My husband?s family is constantly asking us for money, are we feeding their poor financial habits?? ?Should I continue to let my boyfriend generously pay off my debts?? ?How do my wife and I get on the same page about what counts as a financial emergency?? ?Should we use our emergency fund to pay off the mortgage?? Next Steps: ??????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?Email Dave On-Air With Your Questions on Debt and Finance? ? ??????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????? ???? ??Get trusted insurance coverage that fits your budget?? ? ????????Join the Crusade! Apply Now!??????? ? ?????????????????Get organized and prepared to buy or sell a home???????????????????????? ??? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K?? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????????BetterHelp??????????????????????????? Go to ???????????????????????????Boost Mobile??????????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????????Christian Brothers Automotive???????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????????? Christian Healthcare Ministries??????????????????????????? Get started today with??????????????????????????? Churchill Mortgage??????????????????????????? Get 20% off when you join ???????????????????????????DeleteMe??????????????????????????? Go to??????????????????????????? FAIRWINDS Credit Union??????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????????Guardian Litigation Group??????????????????????????? Find top health insurance plans at ???????????????????????????Health Trust Financial??????????????????????????? Use code RAMSEY to save 20% at ???????????????????????????Mama Bear Legal Forms??????????????????????????? Visit??????????????????????????? NetSuite??????????????????????????? today to learn more. Get started with ???????????????????????????YRefy??????????????????????????? or call 844-2-RAMSEY Visit??????????????????????????? Zander Insurance??????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????? ? ?????????????????????????????????????The Dr. John Delony Show????????????????????????????????????? ? ?????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????George Kamel????????????????????????????????????? ? ?????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????? ? ?????????????????????????????????????EntreLeadership????????????????????????????????????? ?????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????????? ? ???????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?My boyfriend gave me a list of things I need to work on in order for him to propose to me, should I dump him?? ?My husband accumulated $200,000 of debt behind my back. How do we work through this?? ?My mother is in debt and has nothing saved for retirement, should she sell her house?? ?My parents want to transition the family company over to us, how do we pay them for the business?? ?I bought a home with my mom and I regret it, how do we get out of this without hurting our finances?? Next Steps: ??????????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? ?Email Dave On-Air With Your Questions on Debt and Finance?! ? ??????????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????????? ? ????????????????Get organized and prepared to buy or sell a home????????????????????? ?? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????????BetterHelp??????????????????????????? Go to ???????????????????????????Boost Mobile??????????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????????Christian Brothers Automotive???????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????????? Christian Healthcare Ministries??????????????????????????? Get started today with??????????????????????????? Churchill Mortgage??????????????????????????? Get 20% off when you join ???????????????????????????DeleteMe??????????????????????????? Go to??????????????????????????? FAIRWINDS Credit Union??????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????????Guardian Litigation Group??????????????????????????? Find top health insurance plans at ???????????????????????????Health Trust Financial??????????????????????????? Use code RAMSEY to save 20% at ???????????????????????????Mama Bear Legal Forms??????????????????????????? Visit??????????????????????????? NetSuite??????????????????????????? today to learn more. Get started with ???????????????????????????YRefy??????????????????????????? or call 844-2-RAMSEY Visit??????????????????????????? Zander Insurance??????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????????The Ramsey Show Highlights????????????????????????????????????? ? ?????????????????????????????????????The Dr. John Delony Show????????????????????????????????????? ? ?????????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????????George Kamel????????????????????????????????????? ? ?????????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????????? ? ?????????????????????????????????????EntreLeadership????????????????????????????????????? ?????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????????? ? ??????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?My grandfather cosigned a $62,000 car for my nineteen-year-old son. Should we sell it?? ?My income went down, now I have $100,000 of debt and I'm living paycheck-to-paycheck. What should I do?? ?Someone used my identity and stole $45,000. Do I have any recourse to get the money back?? ?Should my husband take a more risky job if it allows us to pay off our debt faster?? ?Am I crazy to quit my high-paying job to learn a trade instead?? Next Steps: ?????????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET ? Email Dave On-Air With Your Questions on Debt and Finance ? ??????Join the Crusade! Apply Now!????? ? ?????????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????????? ???? ?Get trusted insurance coverage that fits your budget? ? ???????????????Get organized and prepared to buy or sell a home?????????????????? ? Hurry! Enter the Ramsey Cash Giveaway for your chance to win $10K Connect With Our Sponsors: Get 10% off your first month of ??????????????????????????BetterHelp?????????????????????????? Go to ??????????????????????????Boost Mobile?????????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????????Christian Brothers Automotive??????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????????? Christian Healthcare Ministries?????????????????????????? Get started today with?????????????????????????? Churchill Mortgage?????????????????????????? Get 20% off when you join ??????????????????????????DeleteMe?????????????????????????? Go to?????????????????????????? FAIRWINDS Credit Union?????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????????Guardian Litigation Group?????????????????????????? Find top health insurance plans at ??????????????????????????Health Trust Financial?????????????????????????? Use code RAMSEY to save 20% at ??????????????????????????Mama Bear Legal Forms?????????????????????????? Visit?????????????????????????? NetSuite?????????????????????????? today to learn more. Get started with ??????????????????????????YRefy?????????????????????????? or call 844-2-RAMSEY Visit?????????????????????????? Zander Insurance?????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????????The Ramsey Show Highlights???????????????????????????????????? ? ????????????????????????????????????The Dr. John Delony Show???????????????????????????????????? ? ????????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????????George Kamel???????????????????????????????????? ? ????????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????????? ? ????????????????????????????????????EntreLeadership???????????????????????????????????? ????????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????????? ? ?????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Am I about to become my boyfriend's retirement plan?? ?How do I avoid taking care of my parents financially?? ?Should I put our home in a trust to protect it from my husband's bad decisions?? ?How do I get out of debt when I can't stick to a budget?? ?When can I make my side hustle my full-time job?? Next Steps: ????????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????????? ?send us an email???????????????????????????????????. ? ????????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????????? ? ??????????????Get organized and prepared to buy or sell a home??????????????? ? For help with investing, get connected with a SmartVestor Pro ? ????Join the Crusade! Apply Now!??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????????BetterHelp????????????????????????? Go to ?????????????????????????Boost Mobile????????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????????Christian Brothers Automotive?????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????????? Christian Healthcare Ministries????????????????????????? Get started today with????????????????????????? Churchill Mortgage????????????????????????? Get 20% off when you join ?????????????????????????DeleteMe????????????????????????? Go to????????????????????????? FAIRWINDS Credit Union????????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????????Guardian Litigation Group????????????????????????? Find top health insurance plans at ?????????????????????????Health Trust Financial????????????????????????? Use code RAMSEY to save 20% at ?????????????????????????Mama Bear Legal Forms????????????????????????? Visit????????????????????????? NetSuite????????????????????????? today to learn more. Get started with ?????????????????????????YRefy????????????????????????? or call 844-2-RAMSEY Visit????????????????????????? Zander Insurance????????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????????The Ramsey Show Highlights??????????????????????????????????? ? ???????????????????????????????????The Dr. John Delony Show??????????????????????????????????? ? ???????????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????????????????? ? ???????????????????????????????????George Kamel??????????????????????????????????? ? ???????????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????????? ? ???????????????????????????????????EntreLeadership??????????????????????????????????? ???????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My husband wants to separate our finances as we restart the Ramsey plan for the fourth time?what should I do?? ?I?m $37,000 in debt, living off cash advance apps, and can?t seem to get out of this cycle. How do I break free?? ?I make good money, but everything still feels out of reach. What am I doing wrong?? ?I?m $70,000 in debt?should I pay off my collections bill or keep trying to settle the debt?? ?I make $50,000 a year?can I finance a $300,000 store?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? ? Figure out how much you'll have in retirement with our Investment Calculator Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze and John Delony answer your questions and discuss: ?How do I stop living paycheck-to-paycheck?? 'I'm in $20,000 of gambling debt, how do I stop this addiction?' 'How do we tackle $189,000 of debt with a baby on the way?' 'How do I budget when my legal fees are more than I can pay without debt?' 'My broker is telling me I should make high-risk investments' 'How can I protect our investments from my husband's gambling problem?' Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? Our Memorial Day Sale is here. Get 2 books and assessments for $20. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Jade Warshaw and George Kamel answer your questions and discuss: ?I'm in $191,000 of student loan debt, should I pay them off or invest instead?? ?We're in $38,000 of debt and expecting a baby in November, how can we best financially prepare?? ?My new husband and I just moved in with his grandfather and are expected to pay his bills, how do we navigate this?? ?When I asked my bank about manual underwriting they looked at me like I was crazy, what should I do?? ?Should I go to college while paying off debt, even if it won't increase my income very much?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?Our Memorial Day Sale is here. Get 2 books and assessments for $20.? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Rachel Cruze, Jade Warshaw, and Ken Coleman take The Ramsey Show to Phoenix for a live audience episode featuring audience questions, money confessions, and a host AMA. They tackle marriage and money resentment, financial boundaries with family, taking a risk on a side business, renting versus buying, getting serious about $150,000 of debt, and feeling isolated while making financial progress. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????????? ? ????????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We're in $38,000 of debt and my husband is addicted to alcohol; I'm worried about making any financial moves? ?I was just laid off and I can no longer afford my apartment?how do I get out of the lease?? ?I rely on child support to make ends meet and it will be cut in half in two years; how do I prepare for this?? ?How do I convince my fiancée that taking out student loans to go to nursing school is a bad idea?? ?Should I pay off my grandfather's reverse mortgage?? Next Steps: ???????????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????????? ?send us an email??????????????????????????????????. ? ???????????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????????? ? ?????????????Get organized and prepared to buy or sell a home????????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????????BetterHelp???????????????????????? Go to ????????????????????????Boost Mobile???????????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????????Christian Brothers Automotive????????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????????? Christian Healthcare Ministries???????????????????????? Get started today with???????????????????????? Churchill Mortgage???????????????????????? Get 20% off when you join ????????????????????????DeleteMe???????????????????????? Go to???????????????????????? FAIRWINDS Credit Union???????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????????Guardian Litigation Group???????????????????????? Find top health insurance plans at ????????????????????????Health Trust Financial???????????????????????? Use code RAMSEY to save 20% at ????????????????????????Mama Bear Legal Forms???????????????????????? Visit???????????????????????? NetSuite???????????????????????? today to learn more. Get started with ????????????????????????YRefy???????????????????????? or call 844-2-RAMSEY Visit???????????????????????? Zander Insurance???????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????????The Ramsey Show Highlights?????????????????????????????????? ? ??????????????????????????????????The Dr. John Delony Show?????????????????????????????????? ? ??????????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????????????????? ? ??????????????????????????????????George Kamel?????????????????????????????????? ? ??????????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????????? ? ??????????????????????????????????EntreLeadership?????????????????????????????????? ??????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?We?re getting married in 12 days?how do we combine finances and tackle our debt together?? ?I make $120,000 a year but I hate my job, what should I do?? ?How can I own a home in the future when the odds are stacked against me?? ?Should we let our in-laws give us their home?? ?How do I financially plan for long-term healthcare?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? ? For help with investing, get connected with a SmartVestor Pro ? Learn more about the 21st Century ROAD to Housing Act vote: https://thehill.com/homenews/house/5878003-house-bipartisan-housing-bill/ https://www.house.gov/representatives/find-your-representative Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Our house got hit by a car and we received a $170,000 settlement. My husband says I?m not entitled to the money?what should I do?? ?We bought a business before we were ready, and now it feels like all we do is pay on our debt and we can?t breathe.? ?I?m $20,000 upside down on my truck?should I sell it?? ?My wife was laid off two years ago and we?ve been living on credit cards ever since. How can we get out of this mess?? ?Should I pull from my 401(k) to pay off a high interest car loan?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ???????????Get organized and prepared to buy or sell a home??????????? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Ken Coleman, John Delony, and Jade Warshaw take The Ramsey Show to Denver for a live audience episode packed with real money questions, hot takes, confessions, couple debates, a group debt-free scream, and even a surprise proposal. They tackle handling money in today?s economy, marriage and money disagreements, debt payoff decisions, retirement anxiety, and avoiding burnout. Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Get organized and prepared to buy or sell a home???????????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????????? ? ???????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????????? Dave Ramsey and George Kamel answer your questions and discuss: ?My mom promised to pay off my student loans, but it?s been three years and she still hasn?t paid them? ?We?re in $86,000 of debt and living paycheck-to-paycheck. How do we gain control of our finances?? ?My parents want me to take on more debt and go to graduate school. Should I follow their advice?? ?My father has nothing saved for retirement. How can we help him?? ?I have been working for the family business but I?m underpaid. How do I address this without causing issues?? Next Steps: ??????????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????????? ?send us an email?????????????????????????????????. ? ?????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning???? ? ??????????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ???????????????????????BetterHelp??????????????????????? Go to ???????????????????????Boost Mobile??????????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????????Christian Brothers Automotive???????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????????? Christian Healthcare Ministries??????????????????????? Get started today with??????????????????????? Churchill Mortgage??????????????????????? Get 20% off when you join ???????????????????????DeleteMe??????????????????????? Go to??????????????????????? FAIRWINDS Credit Union??????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????????Guardian Litigation Group??????????????????????? Find top health insurance plans at ???????????????????????Health Trust Financial??????????????????????? Use code RAMSEY to save 20% at ???????????????????????Mama Bear Legal Forms??????????????????????? Visit??????????????????????? NetSuite??????????????????????? today to learn more. Get started with ???????????????????????YRefy??????????????????????? or call 844-2-RAMSEY Visit??????????????????????? Zander Insurance??????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????????The Ramsey Show Highlights????????????????????????????????? ? ?????????????????????????????????The Dr. John Delony Show????????????????????????????????? ? ?????????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????????????????? ? ?????????????????????????????????George Kamel????????????????????????????????? ? ?????????????????????????????????Front Row Seat with Ken Coleman????????????????????????????????? ? ?????????????????????????????????EntreLeadership????????????????????????????????? ?????????????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????????? ? ??????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????????? Dave Ramsey and Jade Warshaw answer your questions and discuss: ?I have over 1,000 hours of work that hasn't been paid by my employer, what should I do?? ?I have lost all our savings and our business while fighting cancer.? ?I?m struggling to keep up with all my debt that is in collections and I don't know how to get out of this.? ?My wife and I are not on the same page with our financial goals, how do I get her to want to pay off debt with me?? ?How do I tell my fiancée I'm worth over $20 million?? Next Steps: ?????????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????????? ?send us an email????????????????????????????????. ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? ? ?????????????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????????????? ? ????????????Find a Ramsey Trusted Real Estate Agent? Connect With Our Sponsors: Get 10% off your first month of ??????????????????????BetterHelp?????????????????????? Go to ??????????????????????Boost Mobile?????????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????????Christian Brothers Automotive??????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????????? Christian Healthcare Ministries?????????????????????? Get started today with?????????????????????? Churchill Mortgage?????????????????????? Get 20% off when you join ??????????????????????DeleteMe?????????????????????? Go to?????????????????????? FAIRWINDS Credit Union?????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????????Guardian Litigation Group?????????????????????? Find top health insurance plans at ??????????????????????Health Trust Financial?????????????????????? Use code RAMSEY to save 20% at ??????????????????????Mama Bear Legal Forms?????????????????????? Visit?????????????????????? NetSuite?????????????????????? today to learn more. Get started with ??????????????????????YRefy?????????????????????? or call 844-2-RAMSEY Visit?????????????????????? Zander Insurance?????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????????The Ramsey Show Highlights???????????????????????????????? ? ????????????????????????????????The Dr. John Delony Show???????????????????????????????? ? ????????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????????????????? ? ????????????????????????????????George Kamel???????????????????????????????? ? ????????????????????????????????Front Row Seat with Ken Coleman???????????????????????????????? ? ????????????????????????????????EntreLeadership???????????????????????????????? ????????????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????????? ? ?????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????????? Dave Ramsey and Rachel Cruze answer your questions and discuss: ?Should I quit my job to do YouTube full-time?? ?Our mortgage is 50% of our take-home pay, should we sell our house?? ?How do I structure a prenup?? ?How do we buy a home when our market seems unaffordable?? ?Should I go back to school to change careers even if it means taking a pay cut?? Next Steps: ????????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????????? ?send us an email???????????????????????????????. ? ????????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????????? ? ??????????Get organized and prepared to buy or sell a home?????????? ? ????Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning??? Connect With Our Sponsors: Get 10% off your first month of ?????????????????????BetterHelp????????????????????? Go to ?????????????????????Boost Mobile????????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????????Christian Brothers Automotive?????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????????? Christian Healthcare Ministries????????????????????? Get started today with????????????????????? Churchill Mortgage????????????????????? Get 20% off when you join ?????????????????????DeleteMe????????????????????? Go to????????????????????? FAIRWINDS Credit Union????????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????????Guardian Litigation Group????????????????????? Find top health insurance plans at ?????????????????????Health Trust Financial????????????????????? Use code RAMSEY to save 20% at ?????????????????????Mama Bear Legal Forms????????????????????? Visit????????????????????? NetSuite????????????????????? today to learn more. Get started with ?????????????????????YRefy????????????????????? or call 844-2-RAMSEY Visit????????????????????? Zander Insurance????????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????????The Ramsey Show Highlights??????????????????????????????? ? ???????????????????????????????The Dr. John Delony Show??????????????????????????????? ? ???????????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????????????????? ? ???????????????????????????????George Kamel??????????????????????????????? ? ???????????????????????????????Front Row Seat with Ken Coleman??????????????????????????????? ? ???????????????????????????????EntreLeadership??????????????????????????????? ???????????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?We make $110,000 a year but still can't make ends meet? ?Our lender is telling us to cash out our retirement to buy a house, should we do it?? ?Should I advise my daughter to file for bankruptcy?? ?Should I pay down my mortgage to drop PMI or should I pay off consumer debt first?? ?I?m in $34,000 of debt and currently living paycheck-to-paycheck?getting out of this feels impossible? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?We?ve blown through $950,000 in 2 years and I just found out my husband took out $650,000 in loans? ?Should I pay my credit card debt or buy groceries?? ?Should I pull from my kids' college fund to pay off my debt?? ?How can I make a $75,000 injury settlement work for me and my family?? ?Was it a financial mistake to quit my full-time job and go part-time?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????????? ? ????????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????????? George Kamel and Dr. John Delony answer your questions and discuss: ?My 12-year-old son has his own YouTube channel and is set to earn $5,000 a month. How do I help him manage this money?? ?My husband is hiding part of his paycheck and spending money behind my back. Am I right to feel angry about this?? ?I own a home with my ex-stepfather. How do I get out of this?? ?I?m stuck working a job I hate. How do I get out of this?? ?What should I do with my finances after my divorce wrecked my income?? Next Steps: ???????????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????????? ?send us an email??????????????????????????????. ? ??Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning? ? ???????????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????????? ? ?????????Get organized and prepared to buy or sell a home????????? Connect With Our Sponsors: Get 10% off your first month of ????????????????????BetterHelp???????????????????? Go to ????????????????????Boost Mobile???????????????????? to switch today! If you want your car to keep going and going, trust ????????????????????Christian Brothers Automotive????????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????????? Christian Healthcare Ministries???????????????????? Get started today with???????????????????? Churchill Mortgage???????????????????? Get 20% off when you join ????????????????????DeleteMe???????????????????? Go to???????????????????? FAIRWINDS Credit Union???????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????????Guardian Litigation Group???????????????????? Find top health insurance plans at ????????????????????Health Trust Financial???????????????????? Use code RAMSEY to save 20% at ????????????????????Mama Bear Legal Forms???????????????????? Visit???????????????????? NetSuite???????????????????? today to learn more. Get started with ????????????????????YRefy???????????????????? or call 844-2-RAMSEY Visit???????????????????? Zander Insurance???????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????????The Ramsey Show Highlights?????????????????????????????? ? ??????????????????????????????The Dr. John Delony Show?????????????????????????????? ? ??????????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????????????????? ? ??????????????????????????????George Kamel?????????????????????????????? ? ??????????????????????????????Front Row Seat with Ken Coleman?????????????????????????????? ? ??????????????????????????????EntreLeadership?????????????????????????????? ??????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????????? ? ???????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should we sell our home to pay off my husband's Bitcoin mining debt?? ?Our HOA is giving us 30 days to come up with $14,000?what should we do?? ?My wife wants us to upgrade to a more expensive home, but I?m afraid it will ruin us financially and destroy our marriage.? ?My financial advisor is telling me I need a credit card to survive in today's world?is that true?? ?My mom cosigned for our home, lives with us, and doesn't get along with my wife. Is buying a multi-family house the solution?? Next Steps: ??????????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????????? ?send us an email?????????????????????????????. ? ?Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning ? ??????????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????????? ? ????????Get organized and prepared to buy or sell a home???????? Connect With Our Sponsors: Get 10% off your first month of ???????????????????BetterHelp??????????????????? Go to ???????????????????Boost Mobile??????????????????? to switch today! If you want your car to keep going and going, trust ???????????????????Christian Brothers Automotive???????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????????? Christian Healthcare Ministries??????????????????? Get started today with??????????????????? Churchill Mortgage??????????????????? Get 20% off when you join ???????????????????DeleteMe??????????????????? Go to??????????????????? FAIRWINDS Credit Union??????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????????Guardian Litigation Group??????????????????? Find top health insurance plans at ???????????????????Health Trust Financial??????????????????? Use code RAMSEY to save 20% at ???????????????????Mama Bear Legal Forms??????????????????? Visit??????????????????? NetSuite??????????????????? today to learn more. Get started with ???????????????????YRefy??????????????????? or call 844-2-RAMSEY Visit??????????????????? Zander Insurance??????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????????The Ramsey Show Highlights????????????????????????????? ? ?????????????????????????????The Dr. John Delony Show????????????????????????????? ? ?????????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????????????????? ? ?????????????????????????????George Kamel????????????????????????????? ? ?????????????????????????????Front Row Seat with Ken Coleman????????????????????????????? ? ?????????????????????????????EntreLeadership????????????????????????????? ?????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????????? ? ??????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????????? The Ramsey Show hits Charlotte for a live audience episode hosted by Rachel Cruze, George Kamel, and Ken Coleman. This episode features audience Q&A, money confessions, couple debates, and a group debt-free scream?covering questions about debt payoff, big life purchases, real estate, parenting, marriage, lifestyle, and balancing intensity with enjoying life. And there might just be a Baby Step 7 love connection... Next Steps: ?????????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????????? ?send us an email????????????????????????????. ? ????????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning.  ? ???????Get organized and prepared to buy or sell a home??????? ?? ?Get trusted insurance coverage that fits your budget? ? ?For help with investing, get connected with a SmartVestor Pro? Connect With Our Sponsors: Get 10% off your first month of ??????????????????BetterHelp?????????????????? Go to ??????????????????Boost Mobile?????????????????? to switch today! If you want your car to keep going and going, trust ??????????????????Christian Brothers Automotive??????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????????? Christian Healthcare Ministries?????????????????? Get started today with?????????????????? Churchill Mortgage?????????????????? Get 20% off when you join ??????????????????DeleteMe?????????????????? Go to?????????????????? FAIRWINDS Credit Union?????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????????Guardian Litigation Group?????????????????? Find top health insurance plans at ??????????????????Health Trust Financial?????????????????? Use code RAMSEY to save 20% at ??????????????????Mama Bear Legal Forms?????????????????? Visit?????????????????? NetSuite?????????????????? today to learn more. Get started with ??????????????????YRefy?????????????????? or call 844-2-RAMSEY Visit?????????????????? Zander Insurance?????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????????The Ramsey Show Highlights???????????????????????????? ? ????????????????????????????The Dr. John Delony Show???????????????????????????? ? ????????????????????????????Smart Money Happy Hour????????????????????????????????????????????????????????????? ? ????????????????????????????George Kamel???????????????????????????? ? ????????????????????????????Front Row Seat with Ken Coleman???????????????????????????? ? ????????????????????????????EntreLeadership???????????????????????????? ????????????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? George Kamel and Jade Warshaw answer your questions and discuss: ?Should I give my sister my portion of an inheritance?? ?Why is my advisor recommending a Variable Life policy?? ?My home is falling apart, should I walk away?? ?Can I buy items to flip for profit to pay off debt?? ?My mother-in-law has no retirement savings.? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ? Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning. ? Connect with a trusted home and auto insurance agent. Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?Should I pay my son's college debt since I was the one that pushed him into going?? ?My employee keeps asking for financial help?am I enabling his bad decisions?? ?My father is retired and will be broke soon but refuses to get a job; I'm afraid he will come to us for money.? ?How can I get my husband on board to pay off our three mortgages?? ?I'm $70,000 in debt and just found out my apartment has mold and I need to move. How can I possibly afford this?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ?? Get trusted insurance coverage that fits your budget ? For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Jade Warshaw and Rachel Cruze answer your questions and discuss: ?My husband keeps bailing out his parents? failing business?how do I get him to stop?? ?I?ve filed for bankruptcy three times and will be receiving a large settlement; how do I avoid making the same mistakes again?? ?Our contractors want $25,000 over the original estimate for a roof replacement. Should we fight this?? ?My family is angry that my grandmother made me the sole beneficiary of her will. Should I fight them for what is mine?? ?I struggle to stick to the Baby Steps due to emotional spending?how do I overcome this and gain control of my finances?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? ?? Get trusted insurance coverage that fits your budget ? Find out how to adjust your tax witholding! Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????????Have a money question? Ask Ramsey is here to help.????????????????????????? ? ?????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My ex spent $11,000 on my credit card. What should I do?? ?We make $300,000 a year but we're living paycheck-to-paycheck. How do we pay for our kid's college?? ?My boss offered to pay off my loans so I can save on interest. Should I let him?? ?My in-laws control all our assets and income. What should we do?? ?What's the most godly way to steward a large influx of cash?? Next Steps: ????????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????????? ?send us an email???????????????????????????. ? ???????????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????????? ? ??????Get organized and prepared to buy or sell a home?????? Connect With Our Sponsors: Get 10% off your first month of ?????????????????BetterHelp????????????????? Go to ?????????????????Boost Mobile????????????????? to switch today! If you want your car to keep going and going, trust ?????????????????Christian Brothers Automotive?????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????????? Christian Healthcare Ministries????????????????? Get started today with????????????????? Churchill Mortgage????????????????? Get 20% off when you join ?????????????????DeleteMe????????????????? Go to????????????????? FAIRWINDS Credit Union????????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????????Guardian Litigation Group????????????????? Find top health insurance plans at ?????????????????Health Trust Financial????????????????? Use code RAMSEY to save 20% at ?????????????????Mama Bear Legal Forms????????????????? Visit????????????????? NetSuite????????????????? today to learn more. Get started with ?????????????????YRefy????????????????? or call 844-2-RAMSEY Visit????????????????? Zander Insurance????????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????????The Ramsey Show Highlights??????????????????????????? ? ???????????????????????????The Dr. John Delony Show??????????????????????????? ? ???????????????????????????Smart Money Happy Hour?????????????????????????????????????????????????????????? ? ???????????????????????????George Kamel??????????????????????????? ? ???????????????????????????Front Row Seat with Ken Coleman??????????????????????????? ? ???????????????????????????EntreLeadership??????????????????????????? ???????????????????????????Ramsey Solutions Privacy Policy???? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????????Have a money question? Ask Ramsey is here to help.???????????????????????? ? ????????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????????? Rachel Cruze and Dr. John Delony answer your questions and discuss: ?My parents keep buying things for me but they're struggling financially, how do I get them to stop?? ?My husband and I don't agree on whether we should close our credit cards.? ?Should we use our emergency fund to buy a couch?? ?Should I pay for a certification to increase my income while I'm in debt?? ?My in-laws want us to build an addition on their home for me to live in, should we do it?? Next Steps: ???????????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????????? ?send us an email??????????????????????????. ? ??????????????????????????????Start your free budget today. Download the EveryDollar app!????????????????????? ? ?????Get organized and prepared to buy or sell a home????? ? ?Set Sail with Dave Ramsey! Book your cabin today.? Connect With Our Sponsors: Get 10% off your first month of ????????????????BetterHelp???????????????? Go to ????????????????Boost Mobile???????????????? to switch today! If you want your car to keep going and going, trust ????????????????Christian Brothers Automotive????????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????????? Christian Healthcare Ministries???????????????? Get started today with???????????????? Churchill Mortgage???????????????? Get 20% off when you join ????????????????DeleteMe???????????????? Go to???????????????? FAIRWINDS Credit Union???????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????????Guardian Litigation Group???????????????? Find top health insurance plans at ????????????????Health Trust Financial???????????????? Use code RAMSEY to save 20% at ????????????????Mama Bear Legal Forms???????????????? Visit???????????????? NetSuite???????????????? today to learn more. Get started with ????????????????YRefy???????????????? or call 844-2-RAMSEY Visit???????????????? Zander Insurance???????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????????The Ramsey Show Highlights?????????????????????????? ? ??????????????????????????The Dr. John Delony Show?????????????????????????? ? ??????????????????????????Smart Money Happy Hour??????????????????????????????????????????????????????? ? ??????????????????????????George Kamel?????????????????????????? ? ??????????????????????????Front Row Seat with Ken Coleman?????????????????????????? ? ??????????????????????????EntreLeadership?????????????????????????? ??????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? On today's episode we answer your questions and discuss: ?Should I use my emergency fund to pay off my house?? ?I have $600K of debt, should I be investing?? ?Is it too late for me to prepare for retirement at 56?? ?My health insurance won?t cover my pregnancy expenses?how do I cover these upcoming medical bills?? ?Should I structure my will so my daughter doesn?t blow all her inheritance?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? ????Get organized and prepared to buy or sell a home???? ?? ????Get trusted insurance coverage that fits your budget???? ? ????Join the Crusade! Apply Now!??? Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We?re struggling to pay off a car loan with a 30% interest rate?what should we do?? ?My girlfriend is irresponsible with money. How do we work through this before moving in together?? ?Should we pay my father-in-law?s mortgage?? ?How do we determine the best car insurance coverage for our two teenagers?? ?Should I buy a new house or rebuild my house that burned down?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? ????Get organized and prepared to buy or sell a home???? Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????????Have a money question? Ask Ramsey is here to help.??????????????????????? ? ???????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We?re in $140,000 of debt with a baby on the way, what do we do?? ?My husband just shut down his small business in January, now we are behind on our mortgage and I?m scared.? ?I was diagnosed with Parkinson?s seven years ago, what should we prioritize after we complete our emergency fund?? ?Is missing out on so much of my life worth it to become debt-free?? ?Should we prioritize getting a new car or buying our first house?? Next Steps: ??????????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????????? ?send us an email?????????????????????????. ? ?????????????????????????????Start your free budget today. Download the EveryDollar app!???????????????????? ? Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Get 10% off your first month of ???????????????BetterHelp??????????????? Go to ???????????????Boost Mobile??????????????? to switch today! If you want your car to keep going and going, trust ???????????????Christian Brothers Automotive???????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????????? Christian Healthcare Ministries??????????????? Get started today with??????????????? Churchill Mortgage??????????????? Get 20% off when you join ???????????????DeleteMe??????????????? Go to??????????????? FAIRWINDS Credit Union??????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????????Guardian Litigation Group??????????????? Find top health insurance plans at ???????????????Health Trust Financial??????????????? Use code RAMSEY to save 20% at ???????????????Mama Bear Legal Forms??????????????? Visit??????????????? NetSuite??????????????? today to learn more. Get started with ???????????????YRefy??????????????? or call 844-2-RAMSEY Visit??????????????? Zander Insurance??????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????????The Ramsey Show Highlights????????????????????????? ? ?????????????????????????The Dr. John Delony Show????????????????????????? ? ?????????????????????????Smart Money Happy Hour???????????????????????????????????????????????????? ? ?????????????????????????George Kamel????????????????????????? ? ?????????????????????????Front Row Seat with Ken Coleman????????????????????????? ? ?????????????????????????EntreLeadership????????????????????????? ?????????????????????????Ramsey Solutions Privacy Policy??? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ??????????????????????Have a money question? Ask Ramsey is here to help.?????????????????????? ? ??????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.?????????????????????? Jade Warshaw and Dr. John Delony answer your questions and discuss: ?We were scammed and lost $8,000, should we rebuild our savings or focus on other financial goals?? ?Should I give my fiancé more time to become a successful business owner or move on?? ?Getting a promotion at work requires me to take out a loan for a truck, what should I do?? ?How do we factor in private school tuition for our kids?? ?I have $85,000 in savings, when can I possibly retire?? Next Steps: ?????????????????????????? ?Help us make the show better. Please take this short survey.????????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or???????????????????????? ?send us an email????????????????????????. ? ????????????????????????????Start your free budget today. Download the EveryDollar app!??????????????????? ? ???Get organized and prepared to buy or sell a home??? ?? ???Get trusted insurance coverage that fits your budget??? Connect With Our Sponsors: Get 10% off your first month of ??????????????BetterHelp?????????????? Go to ??????????????Boost Mobile?????????????? to switch today! If you want your car to keep going and going, trust ??????????????Christian Brothers Automotive??????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about?????????????? Christian Healthcare Ministries?????????????? Get started today with?????????????? Churchill Mortgage?????????????? Get 20% off when you join ??????????????DeleteMe?????????????? Go to?????????????? FAIRWINDS Credit Union?????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ??????????????Guardian Litigation Group?????????????? Find top health insurance plans at ??????????????Health Trust Financial?????????????? Use code RAMSEY to save 20% at ??????????????Mama Bear Legal Forms?????????????? Visit?????????????? NetSuite?????????????? today to learn more. Get started with ??????????????YRefy?????????????? or call 844-2-RAMSEY Visit?????????????? Zander Insurance?????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ????????????????????????The Ramsey Show Highlights???????????????????????? ? ????????????????????????The Dr. John Delony Show???????????????????????? ? ????????????????????????Smart Money Happy Hour????????????????????????????????????????????????? ? ????????????????????????George Kamel???????????????????????? ? ????????????????????????Front Row Seat with Ken Coleman???????????????????????? ? ????????????????????????EntreLeadership???????????????????????? ????????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

We?re out for The Ramsey Show Live event today, so we?ve compiled some of our favorite Dave and Jade calls from the past couple of months. We?ll be back with a new show tomorrow! Dave Ramsey and Jade Warshaw answer your questions and discuss: My family business has $5 million in debt and I'm stressed about it The interest on my car is 16% and I cant afford the payments My dad racked up $30,000 of debt and is being sued. We broke our lease and they sent us collections. Should I take out a $150,000 loan to start a cattle business? My husband won't let me see our finances and now he wants a divorce How do I support my parents financially without enabling their bad behavior? Next Steps: ???????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????? ?send us an email??????????????????????. ? ??????????????????????????Start your free budget today. Download the EveryDollar app!????????????????? ? ???Join the Crusade! Apply Now!?? Connect With Our Sponsors: Get 10% off your first month of ????????????BetterHelp???????????? Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????The Ramsey Show Highlights?????????????????????? ? ??????????????????????The Dr. John Delony Show?????????????????????? ? ??????????????????????Smart Money Happy Hour?????????????????????? ? ??????????????????????The Rachel Cruze Show?????????????????????? ? ??????????????????????George Kamel?????????????????????? ? ??????????????????????Front Row Seat with Ken Coleman?????????????????????? ? ??????????????????????EntreLeadership?????????????????????? ??????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Jade Warshaw and Ken Coleman answer your questions and discuss: ?I have to leave the father of my kids and will be receiving $100,000?how do I use this money to start over?? ?Am I making the right decision by walking away from a high-paying job to become a stay-at-home mom?? ?My bank told me to take out a HELOC on my house to buy land?should I do it?? ?I feel like I will never be able to get ahead financially?how do I get over this feeling?? ?Should I file for bankruptcy?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ??Get organized and prepared to buy or sell a home?? ?? The Ramsey Show Live Tour: Get Your Tickets! ? How much do you need to invest each month to retire a millionaire? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour?????????????????????????????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Ken Coleman and Jade Warshaw answer your questions and discuss: ?My mom trashed my credit score when I was a kid. Should I consolidate my debt to increase my credit score?? ?My main water line burst and caused more than $40,000 of damage. How do I possibly pay for this?? ?I?m about to receive a large settlement. How do I make sure I don?t blow all this money?? ?I?m investing in UTMA accounts for my kids, but I?m worried about handing over a large sum of money to them at a young age.? ?My parents have been supporting my grown brother financially. What should I do when they are gone?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ?? ?Get your copy of Stop Talking, Start Communicating today. ?? ??Get trusted insurance coverage that fits your budget?? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?My parents took out a HELOC to help me build my house, how do I pay them back?? ?I defaulted on $25,000 in 401(k) loans and owe the IRS $10,000. How do I tackle this?? ?I?m $25,000 upside down on my truck and living paycheck-to-paycheck, how do I get out of this?? ?My wife wants to increase our debt significantly, how do I get her to listen to me?? ?Should we still buy a home even though we?re struggling financially?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ????????????????????????Need help with your taxes? See who we trust!?????????????? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????The Rachel Cruze Show??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ?????????????????????Have a money question? Ask Ramsey is here to help.????????????????????? ? ?????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.????????????????????? George Kamel and Rachel Cruze answer your questions and discuss: ?Should I use my fiancée's money to pay off my debt?? ?My business partner is trying to scam me out of our business? ?Does it make financial sense to become a stay-at-home mom when my husband's income keeps decreasing?? ?Should we let my future mother-in-law move in with us?? ?How do we overcome a lot of debt and almost no retirement savings?? Next Steps: ????????????????????????? ?Help us make the show better. Please take this short survey.???????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or??????????????????????? ?send us an email???????????????????????. ?? Get your copy of Stop Talking, Start Communicating today. ? ???????????????????????????Start your free budget today. Download the EveryDollar app!?????????????????? ? ????????????????????????Need help with your taxes? See who we trust!?????????????? ? ??Get organized and prepared to buy or sell a home?? Connect With Our Sponsors: Get 10% off your first month of ?????????????BetterHelp????????????? Go to ?????????????Boost Mobile????????????? to switch today! If you want your car to keep going and going, trust ?????????????Christian Brothers Automotive?????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about????????????? Christian Healthcare Ministries????????????? Get started today with????????????? Churchill Mortgage????????????? Get 20% off when you join ?????????????DeleteMe????????????? Go to????????????? FAIRWINDS Credit Union????????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ?????????????Guardian Litigation Group????????????? Find top health insurance plans at ?????????????Health Trust Financial????????????? Use code RAMSEY to save 20% at ?????????????Mama Bear Legal Forms????????????? Visit????????????? NetSuite????????????? today to learn more. Get started with ?????????????YRefy????????????? or call 844-2-RAMSEY Visit????????????? Zander Insurance????????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ???????????????????????The Ramsey Show Highlights??????????????????????? ? ???????????????????????The Dr. John Delony Show??????????????????????? ? ???????????????????????Smart Money Happy Hour??????????????????????? ? ???????????????????????The Rachel Cruze Show??????????????????????? ? ???????????????????????George Kamel??????????????????????? ? ???????????????????????Front Row Seat with Ken Coleman??????????????????????? ? ???????????????????????EntreLeadership??????????????????????? ???????????????????????Ramsey Solutions Privacy Policy?? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ????????????????????Have a money question? Ask Ramsey is here to help.???????????????????? ? ????????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.???????????????????? Rachel Cruze and George Kamel answer your questions and discuss: ?We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?? ?Our bank closed all our accounts two months ago and still hasn?t paid us back our money. What should we do?? ?We are $90,000 in debt and living paycheck-to-paycheck.? ?I have spent over $200,000 on lawyers for my divorce. I?m now out of money?how do I keep financing this?? ?We just inherited $2.5 million. How do we manage this?? Next Steps: ???????????????????????? ?Help us make the show better. Please take this short survey.??????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or?????????????????????? ?send us an email??????????????????????. ? ?Use Ramsey SmartTax to file your taxes! ? ? ??????????????????????????Start your free budget today. Download the EveryDollar app!????????????????? ? ??Get organized and prepared to buy or sell a home?? ? ???????????????????????Need help with your taxes? See who we trust!????????????? Connect With Our Sponsors: Get 10% off your first month of ????????????BetterHelp???????????? Go to ????????????Boost Mobile???????????? to switch today! If you want your car to keep going and going, trust ????????????Christian Brothers Automotive????????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about???????????? Christian Healthcare Ministries???????????? Get started today with???????????? Churchill Mortgage???????????? Get 20% off when you join ????????????DeleteMe???????????? Go to???????????? FAIRWINDS Credit Union???????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ????????????Guardian Litigation Group???????????? Find top health insurance plans at ????????????Health Trust Financial???????????? Use code RAMSEY to save 20% at ????????????Mama Bear Legal Forms???????????? Visit???????????? NetSuite???????????? today to learn more. Get started with ????????????YRefy???????????? or call 844-2-RAMSEY Visit???????????? Zander Insurance???????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ??????????????????????The Ramsey Show Highlights?????????????????????? ? ??????????????????????The Dr. John Delony Show?????????????????????? ? ??????????????????????Smart Money Happy Hour?????????????????????? ? ??????????????????????The Rachel Cruze Show?????????????????????? ? ??????????????????????George Kamel?????????????????????? ? ??????????????????????Front Row Seat with Ken Coleman?????????????????????? ? ??????????????????????EntreLeadership?????????????????????? ??????????????????????Ramsey Solutions Privacy Policy? Learn more about your ad choices. Visit megaphone.fm/adchoices

? ???????????????????Have a money question? Ask Ramsey is here to help.??????????????????? ? ???????????????????Are you on track with the Baby Steps? Get a Free Personalized Plan.??????????????????? George Kamel and Ken Coleman answer your questions and discuss: ?My husband doesn't want our daughter to sell her silver because he is convinced it will grow in value? ?I am inheriting some money and I don't trust anyone around me to give me advice? ?How do I pay off $120,000 of debt as a student?? ?Should I stay in a job that I hate until I retire or quit and find a job I like?? ?I used a debt-relief program and now I am having second thoughts. Should I take my money out to start the Baby Steps?? Next Steps: ??????????????????????? ?Help us make the show better. Please take this short survey.?????????????????????? ? Have a question for the show? Call 888-825-5225 weekdays from 2?5 p.m. ET or????????????????????? ?send us an email?????????????????????. ? ?????????????????????????Start your free budget today. Download the EveryDollar app!???????????????? ? ??????????????????????Need help with your taxes? See who we trust!???????????? ?? Get trusted insurance coverage that fits your budget ? Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of ???????????BetterHelp??????????? Go to ???????????Boost Mobile??????????? to switch today! If you want your car to keep going and going, trust ???????????Christian Brothers Automotive???????????. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about??????????? Christian Healthcare Ministries??????????? Get started today with??????????? Churchill Mortgage??????????? Get 20% off when you join ???????????DeleteMe??????????? Go to??????????? FAIRWINDS Credit Union??????????? for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at ???????????Guardian Litigation Group??????????? Find top health insurance plans at ???????????Health Trust Financial??????????? Use code RAMSEY to save 20% at ???????????Mama Bear Legal Forms??????????? Visit??????????? NetSuite??????????? today to learn more. Get started with ???????????YRefy??????????? or call 844-2-RAMSEY Visit??????????? Zander Insurance??????????? or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: ? ?????????????????????The Ramsey Show Highlights????????????????????? ? ?????????????????????The Dr. John Delony Show????????????????????? ? ?????????????????????Smart Money Happy Hour????????????????????? ? ?????????????????????The Rachel Cruze Show????????????????????? ? ?????????????????????George Kamel????????????????????? ? ?????????????????????Front Row Seat with Ken Coleman????????????????????? ? ?????????????????????EntreLeadership????????????????????? ?????????????????????Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices