In today's compelling episode host Jason Henrichs speaks with Alyona Mysko, CEO and Founder of Fuel, a Ukrainian company. Fuel, a cloud-based financial department, helps startups by acting as their finance function, navigating what can be tough waters, so CEOs and CFOs can focus and make smart business decisions and projections. Figuring a scalable business model is hard enough - now imagine being a fintech company figuring the business for scaling Saas and ecommerce startups while in an actual - not metaphorical - warzone, with the attendant real worries of keeping team members and family safe. Then, what do faster payments mean for the future of fintech? Greg Palmer, host of sister podcast Finovate, speaks with Dwolla's CEO, Brady Harris about open banking, innovations and developments in payments, quicker access to funds, and A2A. How we move money continues to evolve. https://youtu.be/mdRDb6Dgueo

In this episode Brett King returns to his roots to explore investment opportunities in and from Australia, how Australian capability can act as a launch pad for global innovations and investments within the fintech and insurtech ecosystems. Our guests Simone Dossetor, Insurtech Australia, CEO; Ben Smith, Railsbank, Chief Operating Officer (APAC) and Christie Downs, CEO & Co-Founder, handdii, cover how the rise of embedded solutions creates new financial services distribution models in the fintech and insurtech markets. Listen as Railsbank, which expanded into Australia, and handdii, an Australian claim fulfillment and property repair startup that expanded into the U.S., share their journeys.Then Brett interviews Chris Skinner, CEO of the Finansier and independent commentator on the financial markets about his latest book, Digital for Good: Stand For Something or You Will Fall. The book focuses on how technology and finance can work together to address the environmental and social issues we face today and make a better world. https://youtu.be/uBMQtr4EQsM

In this weeks mashup Breaking Banks and The Futurists podcasts interview pioneering technologist Brad Templeton. In a discussion ranging from the creation of the commercial internet,  the battle for our future, to ethical AI and the likely roll out of autonomous vehicles, we cover a lot of ground. But at the heart of this discussion is how technology is reframing society and why those looking to the past are likely to be left behind. https://www.youtube.com/watch?v=thGkxyVLpxc

In today's episode of Breaking Banks, we feature two of our sister podcasts, each with an eye to the future.We start with Jennifer Tescher's EMERGE Everywhere. Jennifer sits down with Shamina Singh, Founder and President of the Mastercard Center for Inclusive Growth, to discuss the quest for a more sustainable and equitable future, and how she's developing solutions to make the global economy work for everyone. Then, we introduce you to the newest podcast in the Breaking Banks' family, The Futurists with hosts Robert Tercek and Brett King, as they take you into the future with renowned thought leaders who are creating the future of tomorrow. In this piece we spotlight PJ Manney, a leading thinker focusing on the impact of artificial intelligence in respect to ethics and how humanity will adapt. See you in the future! https://www.youtube.com/watch?v=ZwPaUcP1c7Q

Businesses founded by women deliver high revenue, and it's no secret, closing the gender equity gap would lead to an increase in GDP. There are a lot of economic reasons to support gender equality, but what exactly does it mean, and how can leaders go about creating change so that we can all reap the benefits of elevating women? Host Amber Buker dives into this and more in today's episode. First, Amber explores investing through a gender lens with Heidi Patel. Heidi began her career in traditional finance and did a tour in corporate VC before finding her passion in impact investing. Heidi serves as the Managing Partner for Rethink Impact, a fund that supports women-run companies in sustainability, ed tech, digital healthcare, and economic empowerment. Then, Amber is joined by gender economist, Katica Roy. Katica is CEO and Founder of Denver-based Pipeline Equity, an award-winning SaaS company that leverages artificial intelligence to drive economic gains through gender equity.  Katica shares compelling statistics and some Incredible insights you won?t want to miss. https://youtu.be/GNc7kxnFfdc

Today Jason Henrichs speaks with Fintech Futures about their first ever Banking Tech Awards USA, to celebrate the outstanding achievements and successes of the US' best and brightest in the financial technology sector. He goes in depth with independent judges, Mary Wisniewski from Bankrate and Lisa Moyle, VC Innovations UK about what they noted as they judged the various categories. It will come as no surprise that the list of categories has grown, and with that overall entries. It isn't just startups that are leading innovations, there are lots of established banks, community banks, and new banks coming in hot! It's an engaging episode with so many delivering at pace, and with greater personalization and understanding of the needs of consumers. Innovation is indeed evolving! https://youtu.be/8xqr8a9TzfU

The Consumer Financial Protection Bureau issued a press release on April 25th that it was invoking a dormant authority that allows it to examine nonbank companies posing risks to consumers. That's pretty broad and seems pretty scary. Listen to Dara Tarkowski, host of the Tech on Reg podcast, and Jason Henrichs break down the legal realities and implications in the first half before being joined by Lindsay Davis of Atomic and Alex Johnson of Fintech Takes to riff on the potential industry impact. https://www.youtube.com/watch?v=wkSzt6M8a4k

In today's episode, Jason Henrichs connects with Jo K Jagadish to discuss TD's innovation journey. As EVP, Head of Corporate Products, Services and Innovation, Jo centers TD product design efforts on customers, even corporate customers, figuring pains, gains and jobs to be done, rather than finding solutions and looking for a problem. Design thinking is leading the way and enabling TD to think small and then scale large to benefit customers and the financial institution. Then, host Amber Buker shares an engaging conversation with one of Forbes' 30 under 30 (Venture Capital 2022) and co-Fintech Girl Gang member, Jillian Williams. Jillian is a Principal at Cowboy Ventures, an early stage venture capital firm where she applies her deep expertise in fintech and SaaS startups. Jillian started on the fintech investing path via a stop at Barclays before fintech was cool! Listen as she shares her journey and the intellectual rabbit holes she's falling down lately thinking about the future of finance. https://www.youtube.com/watch?v=W-jlkH17QGA

In this episode, Breaking Banks host Amber Buker speaks with Keri Cain, SVP at Regent Bank. Personal experience shapes us all, but Keri's experience and unique perspective is helping many and also Regent Bank build a new business line as architect of Regent's multi-state cannabis banking operation. It's a compelling episode, her background in retail, unique perspective and personal experiences having shaped how she leads the way forward at this not-so regional bank in Oklahoma. https://youtu.be/cKXg8wrq_8o

In this week's episode of Breaking Banks host Amber Buker speaks with James Turgal, VP Optiv. As a former Assistant Director of the FBI Information and Technology Branch he's worked it all. Cybersecurity and ransomware are top of mind, learn how collective defense and one act of collaboration can have an exponential effect on combating cyberthreats. Thereafter, we take a deep breath and connect with Lisa Warner, President, AMP Creative who from the Learning & Development space shares how mindfulness is the cornerstone of a human firewall. Combine the practice with full body decision-making and you will make it difficult for cybercriminals to hack your brain! https://youtu.be/dUhGuRD_8aw

In this special presentation from Breaking Banks, a very comprehensive report on China's Central Bank Digital Currency trial. With global experts including Richard Turrin, Henri Arslanian, Ruth Wandhöfer and Dave Birch, interviews of citizens using the digital currency on the ground and recent coverage across mainstream media, this is the single most important episode on CBDC development we've ever attempted. We hope you enjoy this special production from the team at Breaking Banks. https://www.youtube.com/watch?v=KvhpowbmHjA

The key to deep relationships and customer success? Host JP Nicols and Joe Welu, CEO and Founder, Total Expert have an insightful conversation. CRM and the process are often misunderstood but done properly can lead to an incredible customer journey and deep relationships that help customers, while also enabling you to cross-sell the right offerings to give customers what they need ? offering the right products at the right time. Cross-selling can be an ugly word, but banking and lending platforms working together to better understand the customer, and vision into the information, can deliver the perfect customer journey and a lifelong relationship enabling customers to accomplish goals, meet needs and important life milestones. Human first, not product first. Improve communication and engagement. Data to insights to action leads to outcomes. In our second segment we look at NFTs. Non-fungible tokens are presently all the rage, they were a hot topic at SXSW. Is this newest blockchain application the future of collection and distribution of digital assets or just more hype? Blockchain professor, Lamont Black, of DePaul University joins Breaking Banks' sister podcast Tech on Reg host Dara Tarkowski to discuss just that. What is an NFT? What do you actually own? How will the regulators treat this new asset? Commodity? Security? Substituted value? It depends. https://www.youtube.com/watch?v=kujIQQAQLkY

We start this week's show with a PSA for those unable to make it to Austin and SXSW.  You need only listen to host Jason Henrich's recap to feel the energy and understand the value of looking at fintech through a different lens, the chance to discover burgeoning tech startups, and rethink opportunities for financial services. In our second half, host Amber Buker connects with top leadership from First Federal Bank, Matt Deines, CEO and Christopher Riffle, COO/CDO, for a compelling interview about First Fed Bank's wild ride since converting from a thrift in 2015. The PNW bank has undergone big transitions over the last several years, from a leadership change and brand refresh to developing new lines of business and a unique joint venture with Quin, a digital wellness platform that offers benefits like "lifestyle protection." Study the bank's culture and DNA for take-aways and ideas that banks, and anyone, needing to pull off big transitions should consider. https://www.youtube.com/watch?v=Xhj7Y3psPfE

Host Brett King begins this week's episode with a conversation with Jim Johnson, President of Worldpay, FIS' Merchant Solutions arm. They discuss insights and ways to fuel the potential of every business around the world, enabling smarter commerce by focusing on key take-aways from Worldpay's Global Payments Report, an annual report which analyzes consumer behavior online and in-the-store in over 41 countries. Worldpay, serves more than a million merchants around the world ? including the biggest brands you can think of. It accepts over 300 payment methods in more than 125 countries across markets covering 99% of the world?s GDP. The report is all about trends and how consumers are paying for things in their home country. Buy-Now-Pay-Later was ID'd as the fastest growing payment method online and in-store, and with the return to the store, the point-of-sale market has grown 13 percent globally in 2021, rebounding from the impact of COVID-19 more rapidly than expected. You can find the report, which covers other trends such as crypto, CBDCs, embedded finance and real-time payments, at fisglobal.com/gpr. Learn where the industry is now and where it is headed. Brett ends this week's show with a conversation with Penny Crosman, Executive Editor, Technology at American Banker, who joins Brett to talk about the current situation in the Ukraine, what's happening with respect to fintech and share examples of what companies and leaders are doing, raising money and rising to the challenge. There's a huge developer community in the Ukraine, hear how industry colleagues are supporting those still working. There are wildcards to consider but the industry does take care of its own. https://www.youtube.com/watch?v=YqTgc0a-Msg

Just as red wine is said to be good for the heart, this episode is good for the industry. With a glass of fine red wine, host Jason Henrichs raps with Lindsay Davis, Forbes Contributor and Head of Markets, Atomic about where the fintech industry is, among other things. Money and investment continue despite the various challenges of working in a hybrid world. All validation of the fintech space and this industry near to our heart. If it takes money to change money, you need only look to JPMC which has increased fintech investment from $1B to $7B in just a few years...it has its own blockchain, a virtual branch, continues to add branches and is looking at the metaverse. Business models are changing, as is Jason's drinking vessel to a red solo cup. Solo GPs (General Partner) are on the rise, what does that mean? Spray and pray, will there be a flurry of funding and innovation? The thirst-quenching episode ends with a view of the future and discussion on untapped markets, you'll need to listen to hear what's been identified. You?ll find Jason at SXSW, grab him for a beverage and look at your digital roadmap 7 to 10 years out, bring sneakers and a water bottle! https://www.youtube.com/watch?v=IATRIdD_--E

Today we feature two episodes from our Provoke family of podcasts. We start with Jennifer Tescher, host of EMERGE Everywhere and her special guest, Her Majesty Queen Máxima of the Netherlands. In this segment we hear about Her Majesty's passion for financial inclusion which began as a child in Argentina, navigating the impacts of hyperinflation on families and desire to act. In her role as the United Nations Secretary-General?s Special Advocate for Inclusive Finance for Development (UNSGSA), she champions access to affordable and safe financial services for communities around the world, especially underserved groups. Through close collaboration with public and private sector partners, her work has driven real progress for financial health. In our second segment, NextGen Banker host David Reiling speaks with Deloitte's chief futurist, Mike Bechtel. Mike makes predictions about the future based on current trends, but in making predictions about tomorrow, grounds himself in the past. Listen to learn how companies can prepare for the future while also tempering their expectations based on experience. He gives insights into what he feels will drive the technology of tomorrow ? ?going beyond the screen,? and how corporate leaders can devise a plan to keep up. The banker of the future will ?lead with need.? https://www.youtube.com/watch?v=JN5NhUGOwfw

This week on Breaking Banks host Brett King interviews the 693rd Lord Mayor of the City of London, Vincent Keaveny. With his mission to invest in a better tomorrow, the head of London Corporation discusses his role in supporting Fintech in the U.K., driving investment, ESG (with his personal emphasis on the S), COP26/27, and his special role in the service of Thanksgiving to celebrate the Queen?s Platinum Jubilee. It?s an engaging piece from across the pond. Thereafter JP Nicols and Brett speak with author, advisor, and regular commentator on digital financial services David Birch about the modern face of fraud. With Razzlekahn con, a $500 Walmart gift card helped unravel a $4.5 billion crypto money laundering scheme that challenged investigators for years. The face of fraud now has many visages and the devil truly is in the details. Enjoy the episode! https://www.youtube.com/watch?v=X1A1Rvsd49A

What is a DAO? Brett King kicks things off this week by interviewing Marcello Mari, CEO, SingularityDAO. DAOs (Distributed Autonomous Organizations) are gaining traction as the industry looks at company mechanisms and operations and tries to heavily automate them in the blockchain and crypto world, Think of corporations as elements of computer code built from the ground up vs. prior classification as legal institution and you are on your way. Then, host Jason Henrichs squares off with Kate Fitzgerald, Senior Editor, Payments, American Banker and Ron Shevlin, Chief Research Officer, Cornerstone Advisors and Forbes Contributing Editor about Fraud & Friction and PayPal's recent admission of 4.5 million bogus accounts sitting on their books. With fraud on the rise, listen as the panel discusses the role of marketing incentivizing account growth, bots, synthetic accounts, and handmade fraud. Are SuperApps a solution? https://www.youtube.com/watch?v=kCqVjUCyEtg

Leading edge execs Ginger Baker, Plaid's Head of Financial Access and Adam Blue, Q2's CTO chat Open Finance, platformization and the opportunity that Plaid-Q2's recent partnership offers to smaller regional banks and tens of millions of customers with host Brett King. The pandemic increased awareness of problems associated with inequality and amplified the need to expand services and access to more diversified accounts and people. Open Finance is helping to bring solutions for inclusion and access to credit for the underbanked and those less well-served, with banks as the primary, recognizing that people's responsible behavior may not always look traditional. Lean in to learn how these partners are working to land their universal access initiative.  https://www.youtube.com/watch?v=vcPGtasd39M

In today's episode, Brett King starts us off with an interview with Auriga's Mark Aldred about next gen branches. Branches need to continue to adapt -- change their nature and the economics in parallel with offering better mobile and digital engagement. The in-branch journey is more than design, the bank of the future right sizes and incorporates behavior and technology -- inside and outside -- to be smarter and better as banks rethink branch role. Economics are important, listen to Italian bank, Banca Carige, who has lowered operational cost 38%. Customers can have their desired journey, physical and digital, and branches can be brand embassies. We follow with Amber Buker's fast-moving conversation with Robert E. Siegel, Lecturer in Management at Stanford Graduate School of Business about the Industrialist Dilemma. What is the Industrial Dilemma? It all boils down to the need for a mix of both digital and physical products, and how leaders can innovate to combine the two and create a more holistic customer experience. Even digital natives need physical presence. https://www.youtube.com/watch?v=PvJTyGSyMAc

Everyone is talking about CHUCK. But who or what is CHUCK? CHUCK is none other than the newest payment method collaboratively developed by a consortium of community banks, for community banks, mid-sized institutions and credit unions, yes, credit unions! Listen as Amber Buker speaks with DJ Seeterlin, CIO, Chesapeake Bank and Julie Thurlow, CEO, Reading Cooperative Bank, two stakeholders who had a hand in creating CHUCK, and Ron Shevlin, Chief Research Officer, Cornerstone Advisors, as they introduce CHUCK to the banking market. Community banks want a more active role in P2P, CHUCK will allow just that! P2P is the first use case, other solutions planned, and CHUCK comes with a light lift and economic feasibility for adoptive banks. It's not a winner take all situation with other payment networks. Customers benefit from more choice and bank reach will help to cover the digital divide. Use CHUCK through your trusted bank app and connect to a variety of disparate payment systems -- no need to worry about shadow balances. fintech wallets or payment rails. Get your bank back into the payment ecosystem and help customers get a clearer understanding of money in accounts and apps. Nice to meet you CHUCK!  https://www.youtube.com/watch?v=xDgOaEzn7IM

BankProv's EVP and COO Joe Mancini speaks with host Amber Buker about innovations at this nearly 200-year-old MA-based bank which is anything but traditional?it is helping lead the industry forward with its tech first approach and focus on emerging markets supporting crypto currency, offering full-service banking to crypto-related businesses, BTMs, BaaS and alternative energy. But first, JP Nicols continues our look back to look forward with an informed conversation with Greg Palmer, VP Finovate, Director of Fintech Strategy, Informa Connect and host of Finovate podcast. With $1 out of every $5 of VC funding going into Fintech we now have herds of unicorns.  As things become more top of mind, there's opportunity and the increased competition will only drive innovation and solutions so everyone has a better financial future. Listen as they cover embedded finance, back-end and core solutions, customer experience and services to make customer life better.  https://www.youtube.com/watch?v=-ZoNqScB3ds

What drove the explosive growth of fintech in 2021, and can 2022 top it? Brett King, Jason Henrichs and JP Nicols think so, and they have some ideas on how. From M&A to SuperApps to Defi to emerging markets, here are the things leaders need to pay attention to in the coming year. https://www.youtube.com/watch?v=u5x9Z7YLTgM

Three visionaries leading payments and financial services forward are spotlighted in today's episode with hosts JP Nicols and Amber Buker. Hany Fam, Founder and CEO, Markaaz whose mission is to connect every small business on the planet with a game changing platform that protects and helps businesses grow with a trusted network of suppliers so small business clients can focus on THEIR mission -- growing customers and revenue. Then John Sun, Founder, Spring Labs, who is looking to a future of secure data exchange to unlock data's value for a more inclusive, efficient and secure global financial ecosystem for all, to include 'thin file' or 'credit invisible' consumers, by creating incentives for institutions to provide data not previously factored into the credit reporting ecosystem. Finally, Itamar Jobani, Co-Founder, PayEm, a spend and procurement platform designed to take the pain out of monthly reimbursements, managing requests and invoices, while billing and sending payments globally and in a wide variety of currencies. A little something for everyone to start the year off right! https://www.youtube.com/watch?v=URxg0S_iBNQ

As 2021 comes to a close we share recent conversations with several innovators filling unique needs. Nathaniel Harley from MANTL and Jesse Wedler from Capital G, a growth stage fund backed by Alphabet, on modernizing bank infrastructure and digital account opening in 3 minutes or less, started for neobanks but pivoted to fill a void for larger, established financial institutions. Jimmy Chen, Founder & CEO of Propel on its new app to help low-income Americans better manage government benefits and take control of their financial health. Last, Javier Rodriguez Soler, Global Head of Sustainability and President of BBVA USA on BBVA's recent partnership 500 Global, a platform to identify disruptive and sustainable technologies for financial services, as BBVA continues its focus on ESG. Opportunities abound as we head into the new year! https://youtu.be/9XQU7FQ_NAQ

Fintech is a digital business and Covid has helped propel change and adoption. In today's episode we do a deep dive into Embedded Finance Experiences, the next phase of growth for embedded finance with host Brett King and industry leaders and innovators Nigel Verdon, Railsbank, CEO and Co-Founder; Steven McLaughlin, FT Partners, Founder and CEO; and Amit Siwal, Sezzle, CPO EU. Listen as they discuss deeper and richer financial experiences, from their different perspectives, that can seamlessly be part of your brand's customer journey. Consumers are increasingly interested in accessing credit, loans or investment from brands they love and trust, not necessarily tradfi and legacy finance. Listen as these leaders chart the future and figure how you'd like to engage! https://youtu.be/qjwJ-elXHbc

In today's episode host Brett King connects with Ajit Tripathi. our key correspondent on all things crypto and DeFi, and Donna Parisi, Shearman & Sterling to paint a picture of the current DeFi landscape and opportunities for business. There's work to be done but opportunity to be seized as DeFi offers everything TradFi does with less cost and more inclusivity for all institutions and customers. Jason Henrichs closes out the episode with a conversation with Sanjiv Kalevar, OpenView as he details a future where banks have full choice and more flexibility in the financial infrastructure market, and discusses innovation in financial services through product lead growth, a simple concept, but hard to come by, where the product makes the customer (think enduser) successful. https://youtu.be/ARl93AA4qLE

Everyone is betting on an Open Banking future, they are no longer resisting. Consumer behavior supports this with Fintech now having more users in the US than Netflix! In today's episode we check in with our friends from Plaid, John Pitts, Global Head of Policy and Raja Chakravorti, Financial Institutions Mid Market Lead. It's been a fantastic year in the digital ecosystem, the year when for big players Open Banking and digital financial services went from being a question to an answer. Next step is to make sure everyone benefits from digital transformation, from the biggest banks to smallest customers at the smallest institutions, it needs to work for everyone. The wave has crested. Listen to learn what's ahead for financial institutions, consumers and policy watchers! https://youtu.be/383tHGuG210

Listen as Breaking Banks delivers more insights from Money 2020 when JP Nicols interviews Curt Queyrouze, CEO & President, TAB Bank. TAB has a unique origin story offering banking services to a highly specialized community. They were doing "mobile banking" before it was a thing.Next, Roger Gu, Co-Founder, GM of Cards and Rebecca Sheehan VP Solutions Strategy Travel & Mobility from Emburse share ways banks can better compete by offering virtual corporate cards to humanize and simplify expense reporting and proactively help customers manage spend.Finally, Phillip Ashley Klein, CEO & Co-Founder, FinLync addresses new opportunities within corporate financial services based on the understanding that treasurers and CFOS are consumers too! Discussing how real-time business data and cash visibility can immediately benefit customer credit limits and put working capital to good use for corporations.Enjoy the show! https://www.youtube.com/watch?v=EYrBO0J5CHg

Today, Host, Entrepreneur and Author Brett King sits on the other side of the Breaking Banks microphone and discusses his latest book, The Rise of Technosocialism: How Inequality, AI and Climate Will Usher in a New World which is co-authored with Dr. Richard Petty, Policy Advisor, Entrepreneur and awarded Academic with guest hosts Amber Buker and Ron Shevlin, author of Fintech Snark Tank, Forbes. The 21st century is going to be the most disruptive, contentious period humanity has ever lived through. It will challenge our most sacred ideologies around politics, economics and social constructs. It will force humanity to adapt in ways we can't yet imagine. Brett King, Futurist once dubbed the King of Disruption, talks about 4 possible futures, three futures chaotic and divisive, with one possible outcome, Technosocialism, an inclusive, planned and emerging society where broad prosperity is possible. Listen to this provocative interview. Humanity is at it's best when we work together!Food for thought this Thanksgiving! https://youtu.be/UughdQMjgo4

Financial inclusion, micro-finance, climate change and sustainability - hot topics these days - are aptly covered in today's episode when Jason Henrichs interviews Mary Ellen Iskenderian, President and CEO of Women's World Banking, the NGO that wants to use financial innovations to get bank accounts for 1 billion unbanked women around the world; and JP Nicols speaks with Arnaud Auger, Deputy Head of BNP Paribas C.Lab Americas (BNP's Innovation lab) as he shares insights on fintech for climate change and how to empower BNP Paribas? clients on this challenge and their journey to sustainable finance. Is it possible to measure your carbon footprint via your banking app? Automatically align your portfolio with your values? Listen to learn more. https://youtu.be/ZkIf1dkEEAA

Host Brett King leads us off this week with news and a chat with Nigel Verdon, CEO & Co-Founder, RailsBank. Railsbank has some exciting news for consumers. Thereafter we go back to M2020 and learn from industry leaders. David Reiling, Chairman and CEO, Sunrise Bank, a socially responsible bank, and also host of our NextGen Banker, on trends he?s noted at M2020 -- BaaS, Crypto. Real-Time Payments, Identity, Data Privacy, Corporate Responsibility. DEI to name a few. Last, an insightful segment with Matt Wallaert, Head of Behavioral Science at frog on how banks can propel change and adoption with behavioral science. Desire, energy and curiosity are not just for the young and hip, leaders need to to encourage curiosity for change and innovation. All behaviors on table for change. Banks can?t afford to NOT mess up. https://youtu.be/79xSEI3jNLg

JP Nicols and Amber Buker continue reporting on the latest from Money 20/20 in Las Vegas. Stuart Cook talks about Valley Bank's bold move into providing services cannabis dispensaries and related businesses and why they see that sector as a growth opportunity (pun partially intended). Then Cindy O'Neill talks about BillGO's launch of BillGo Exchange to simplify and speed up the payments process for billers. https://youtu.be/ymV4FN_6JS4

In this week?s show we look at emerging ecosystems and marketplaces supporting real-time, embedded finance for small businesses. Joining us are Matt Collicoat and Taira Hall from FIS, Derek Sutton from Autobooks and Chris Tremont from Grasshopper Bank, a neo-bank targeting SMEs. Imagine a near future world where your accounting, payroll, predictive credit and banking access are all woven into one. Then JP Nicols starts our coverage of Money 20/20 from Las Vegas with Cody Barbo, founder of Trust & Will, which is seeking to disrupt the very antiquated processes in estate planning and settlement. https://www.youtube.com/watch?v=kZ5CyHcrGXE

It?s October and just about time for Money 2020 in Las Vegas. We?ll be there next week interviewing some of the speakers and newsmakers, along with some of the attendees to give you a feel for what?s happening in what?s always a whirlwind 4 days. Today Sanjib Kalita, Editor in Chief for Money 20/20 joins us on this special preview episode to give you a sneak peek of what to expect and some perspective on where he thinks we are in the evolution of the fintech ecosystem over the past decade.

Exciting day on Breaking Banks - we have a new regular host - Amber Buker. Now if that name sounds familiar its because she works with JP and I at Alloy Labs as head of insights. Her work is phenomenal and we asked ourselves why we weren't sharing her with the world. Well now we are... in the second half of the show you'll get to hear her first episode. In the first half I talk to Joe Welu, Founder & CEO of Total Expert talk about how picking the right partner is your key to success. Actually, Joe points out that is a myth. Understanding the problems you are trying to solve and investing the energy to evolve what you offer post implementation is what differentiates a partner from a vendor.John Maxfield is a Senior Banking Specialist at The Motley Fool and Executive Director of the Wilmers Integrity Prize. In the second segment, we interviewed John about what he?s termed the fourth era of American banking, what the personal lives of the best leaders have to teach us, and what the analysts get wrong about assessing bank performance. https://www.youtube.com/watch?v=mUdQZLbzdZs

In this week?s show we talk to head of strategy at Paxos (Walter Hessert) about their newly announced collaboration with Mastercard. Mastercard is currency agnostic, but their new crypto partnership with Paxos brings crypto custody to their global platform. Raj Dhamodharan, EVP, Digital Asset/Blockchain Products & Partnerships, at Mastercard talks about their future plans for Crypto and where stablecoins and CBDCs might fit. When Mastercard joins the fray crypto is definitely going mainstream. https://youtu.be/NAUCe79cEoo

I'm fortunate to travel the world talking about fintech, banking, regulation and innovation. MX is one of my favorite groups to speak for and not because it usually means a trip to a Utah ski resort, but because of the energy they put into creating an agenda and curating a set of speakers that goes well beyond a trade show or user group. This year's Money Experience was no different. The theme: experiences that power how the world connects, moves, and interacts with money.I did my part to mix things up. Rather than moderating the Great Debate between Ron Shevlin and Jim Marous, the gloves came off and I get to officiate the first ever Fintech Fight Club! After this message, listen to Ron and Jim duke it out. This is just the beginning. Tweet us who you would like to see enter the ring.For more thought provoking content, stay on post-fight club for an engaging interview with Paul Taylor, Thought Machine, about latest news and core replacements here and abroad. https://youtu.be/Z2UPpdkHTPA

In this week's Breaking Banks we talk to Colin Walsh, Founder and CEO of Varo on their record breaking raise of over half a billion dollars. We also talk to Steven Walcheck, Chief Innovation Officer of FIS and the EVP behind Impact Labs about their successful incubator born during covid, along with the founder of GoCart, Ashleigh DePopas, their latest project. https://youtu.be/5UawHObcFAo

In this week's Breaking Banks we see Silicon Valley Bank and our old friends Plaid teaming up to try to remove some of the friction of the US ACH bank-to-bank payment rails. Joining us from Plaid are Ian Macallister, and Raja Chakravorti, and SVB's Head of Digital, Shaleen Prakash. We debate how much longer the ACH system will survive and what the smart rails of the 21st century might look like. https://www.youtube.com/watch?v=jQN2EtJ1jtU

What is small and what is big? Why do we draw lines and silos in the banking world around small businesses. Small businesses generate 44% of US economic activity, yet are often misunderstood and ping ponged between the consumer and commercial parts of the bank. This week Derik Sutton Vice President of Product and Experience at Autobooks, Allison Netzer, Chief Marketing and Strategy Officer at Nymbus and I talk about the SMB ping pong challenge. In the second half the hosts of BB get together to reflect on the changes in banking as a result of 9/11 and how CoVID might likewise change financial services regulation moving forward. https://youtu.be/BQC7NWWrJz8

Today Brett and I talk to Nick Elders, fintech provocateur, president and co-founder of SPARK from Ignify Technologie. SPARK is a social mission-driven company whose cloud-based loan origination platform helped them originate $9 billion in aggregate loan activity through over 50,000 loans in the first 2.5 months of PPP. This is not another story of a small business lending platform, however. It is about the power of purpose and the need for intentionality. Networks become powerful amplifiers - of either good or propagating old stereotypes and systemic bias.

Matteo Rizzi, Executive Producer and co-host for Breaking Banks Europe talks with Neville Bourke from Futurus and Drew Graham, former Director of Digital Strategy for Barclays to explore the tensions between talent and infrastructure, and between corporate executives and entrepreneurs. From the corporate inclination to try to explain a future that is unexplainable, to how HR too often serves as a risk management function dedicated to maintaining the status quo, to some of the ways mature organizations get in their own way through policies and practices that filter out the very rebels needed to drive real change from within. Then they look into some groundbreaking models from some of the most innovative financial institutions in the world. https://youtu.be/0u7O2xfW83g

In this week's Breaking Banks we go 21st century. In the first half host Brett King interviews renowned journalist and personal finance specialist Jean Chatzky on how tech is changing the way we invest and save. Chatzky talks about HerMoney and the work she's doing to help investors of all sorts, but specifically to the underserved community of women investors. In the second half, Brett King is joined by regular Dave Birch to review the book "Crypto Wars: Faked Deaths, Missing Billions and Industry Disruption" with author Erica Stanford. We talk John McAfee, and the true crime story that is Gerry Cotten and the Canadian Exchange Quadriga. https://youtu.be/y9U__OemIXc

In this episode we return to Nairobi, Kenya to chat with Eddie and Paul Ndichu the founders of WapiPay, a new pan-African cross-border payments startup, mainly focused on payments to and from China for now. We also get an update on how the pandemic has accelerated adoption of fintech across Africa, and we take a quick trip down memory lane to our last trip to Nairobi where Breaking Banks profiled M-Pesa. https://www.youtube.com/watch?v=s7DWmEYuaW0

Finovate is celebrating 14 years as the first conference series focused on financial & banking technology innovation, and their 100th episode on Provoke.fm. Host Greg Palmer distills the three golden rules of fintech he?s learned  from more than 2,000 demos & presentations by hundreds of companies from all over the world. https://www.youtube.com/watch?v=885zMgOYf9Q

Today?s episode is a deep dive on financial empowerment at a global level. Earlier this year, Finastra commissioned a study to look at how financial institutions can help their customers transform their relationship with money. One of the unique aspects of the study is it took an ethnographic approach to understand how ordinary consumers feel about money, their dreams and concerns, and what they believe about empowerment. https://youtu.be/cBfcxQP2JxY

When Breaking Banks first aired in May of 2013 the world of fintech was much simpler. PayPal was well established in the payments space with some upstarts like Braintree and Venmo gaining traction. The rest of the fintech world was divided by lenders like Prosper and Lending Club and both pioneer neobanks Simple and Perkstreet were in the process of being sold.Since then, the diversity and depth of fintech has taken hold. As Angela Strange at a16z says - every company is a fintech of sorts.Breaking Banks also evolved, launching the Provoke Media network to address the diversity and depth of topics of relevance to the industry. Today we're featuring the latest addition to the Provoke family: the NextGen Banker. David Reiling, CEO of Sunrise Banks hosts a variety of guests to talk about what the bank and banker of the future will look like. Listen to this episode where he hosts Jo Ann Barefoot to talk about regulation.If you haven't listened to the other podcasts, go to provoke.fm right after you listen to David and Jo Ann! https://www.youtube.com/watch?v=9w2bN83qYlM

Jennifer Tescher is founder and CEO of the Financial Health Network, and host of the Emerge Everywhere podcast on the Provoke.fm network. She talks with Alan Murray, CEO of Fortune Media, on the evolution of capitalism and how CEOs are finding new ways to address large global challenges that go far beyond short-term financial performance.  https://www.youtube.com/watch?v=jOS1z15A7uE

In this episode host Brett King tackles the complexity of how to manage data in an environment increasingly reliant on your personal information, when privacy concerns and aging identity infrastructure clash with the reality of the 21st century. Bob Legters from FIS Ethos Data Solutions Group joins to talk about how FIS is adapting to a cloud and data first architecture. Take your organization?s data to the next level and protect data wherever it is. Go from Flintstones to Jetsons in one move. https://youtu.be/kKFlfO4tiQw