Hayden McLean knows a thing or two about playing the long game.

After missing out on the AFL draft twice, Hayden kept going until he earned his place at the Sydney Swans. That same patience has shaped how he invests.

At 27, he’s investing with one big goal in mind: creating the freedom to choose what life looks like after football.

Hayden joins Jess to share how he went from being a hard-core saver who thought investing was too risky, to dollar cost averaging every month into a building a tech-heavy portfolio.

This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00:00 Hayden McLean On Money

00:04:22 Chasing The AFL Dream

00:08:06 Learning To Budget In Sydney

00:11:00 Discovering Investing

00:14:22 Building A Stock Portfolio

00:18:44 Financial Literacy Beyond Football

00:21:54 Investing For Life After Footy

00:24:00 Why Starting Earlier Matters

Links:

🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_.

📩 Share your investing story with us submit here

📩 Sign up to the Get Started Investing newsletter here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Did you know you can earn cashback on in-store shopping? 💸

Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.

Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

4 months into her investing journey and Jess’ life has completely changed.

She’s since bought a house, switched her core portfolio to geared investments, gotten a dog and combined finances with her partner. Safe to say- there’s been A Lot™️ on 🤣.

With all that change, she’s got a few questions still playing on her mind.

Things like: Should dollar cost averaging be monthly, or weekly? How should you invest in a stocks if you’re not dollar cost averaging into them? Why are her Geared ETFS not performing like she thought they would?

Jess sat down with Bryce and Ren to share what her portfolio looks like today and get these questions answered.

Chapters:

00:00:00 My Portfolio Check-In: What's Changed?

00:03:40 Buying A House Changed My Money Plan

00:05:20 My Portfolio Is Finally Taking Shape

00:06:30 I Swapped To Geared ETFs... Was It A Mistake?

00:10:00 How Do You Buy Individual Stocks?

00:12:43 Build Your Core Before Chasing Stock Picks

00:14:34 Should Beginners Use Geared ETFs?

00:18:56 Monthly Or Weekly Investing: Does It Matter?

00:23:45 When To Buy More Of A Stock

00:27:15 Why A Strong Core Portfolio Wins

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

🎧 Episodes that Jess references:

Jess’ last portfolio update with Bryce and RenGeared ETFs with CamInvesting in AI with Owen RaskHow often should you DCA?How couples invest and manage moneyExpert teaches Jess to Pick Stocks

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Amy has built a $400,000 share portfolio, owns an investment property, and has grown her net worth to $1 million.

But just six years ago, things looked very different.

She was living pay cheque to pay cheque, had a credit card she didn't really understand, and had no idea where her money was going.

So what changed?

Amy shares with Jess the choices that turned her financial future around, how she built wealth through multiple income streams and why investing before you feel “ready” is a good way to start.

Chapters:

00:00:00 From Paycheck To Paycheck To $1 Million
00:02:43 Growing Up Without Money Lessons
00:06:03 Where All Her Money Was Going
00:08:30 The Conversation That Changed Everything
00:11:00 Facing Her Spending And Building A Budget
00:14:47 Learning To Invest By Making Mistakes
00:17:42 Building Wealth With Property And ETFs
00:21:24 Taking More Control Of Her Super
00:24:00 How Amy Built A $1 Million Net Worth
00:25:20 Managing Money Separately In A Marriage
00:26:25 Her Next $1 Million Goal
00:27:51 The First Step To Turning Your Finances Around

Links:

For more regular learning and updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_.

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Did you know you can earn cashback on in-store shopping? 💸

Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done.

Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Do you know how much is in your super? Or what it’s invested in?

Most Australians know what's in their bank account but superannuation? Not a clue. This lack of attention has a cost- missing out on thousands more at retirement.

So today, Jess gives her super a 5-step health check. She'd love for you to do the same alongside her.

Walking us through the list is Jen, Head of Technical Services at MLC. Jen explains the small decisions that can make all the difference including; checking your fees, insurances and investment settings.

By the end of this episode, you'll know exactly what to check, what to fix, and how to make super part of your financial habits.

Chapters:

00:00:00 Is Your Super Working Hard Enough?

00:04:01 Where Is Your Super Actually Invested?

00:08:30 The Hidden Cost Of Playing It Too Safe

00:11:14 How Much Are Super Fees Costing You?

00:14:28 The Insurance You Might Already Have

00:22:22 Who Gets Your Super If You Die?

00:27:00 Is Your Employer Paying Enough Super?

00:29:27 Your 15 Minute Super Health Check

00:32:00 How Often Should You Check Your Super?

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Ryan thought he was doing everything right with his money until a stock tip made his ETF feel like the wrong choice.

For years, Ryan followed a very traditional approach to money: work hard, save hard and eventually buy a house. Then he discovered compound interest, started investing and found himself comparing two very different ways to put his money to work.

What did that stock investment teach him? And how did it shape the kind of investor he wants to be?

Ryan joins Jess to share how he got started investing, what his portfolio looks like today, the sleepless nights that came with his most concentrated investment yet—backing his own business—and why that experience has made the share market feel surprisingly safe.

For more regular updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_.

Chapters:

00:00:00 From Saving Hard To Investing Smarter

00:03:30 How Ryan Learned To Think About Money

00:07:00 The Investing Lesson That Changed Everything

00:09:32 His First Stock Tip And $3000 Bet

00:12:22 Why Ryan Gave Up Picking Stocks

00:16:42 Betting On Himself And His Business

00:20:37 Why The Stock Market Now Feels Safer

00:23:18 What Ryan Is Building Wealth For

00:25:30 The Reality Of Backing Your Own Business

00:27:15 The Advice He Wishes He Heard Earlier

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).

Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

What if you already had more money to invest... you just didn't realise it?

Jess has spent months manually analysing her spending, trying to free up more money to invest. This week, she wants to know if AI can make the process easier.

Together with a chartered accountant and financial controller, Isabelle from Mind Her Money, Jess explores how to safely use AI to better understand your spending (including actual prompts you can use), what patterns to look for and how to spot the money that's quietly slipping away without adding real value to your life.

Because the goal isn't to stop spending money.

It's to stop wasting money on the things you don't value, so you can spend more on the things you do and invest the difference.

Plus, Jess puts a "Real Price Tag" calculator to the test to see what one of her regular fortnightly expenses could be worth if she invested instead……… she was shocked!

Also, you can now follow Jess’s journey & learnings more closely with regular updates on Instagram at getstartedinvesting_

Chapters:

00:00:00 Can AI Find You More Money To Invest?

00:02:30 How AI Can Analyse Your Spending

00:04:54 Using Your Financial Data Safely

00:08:53 What To Ask AI About Your Spending

00:13:02 Finding Money You Will Not Miss

00:18:18 Spend More On What You Actually Value

00:21:41 When Saving Goes Too Far

00:24:18 The Real Cost Of Your Everyday Spending

00:28:09 Your AI Spending Challenge

Links mentioned in this episode:

If you’re interested in trying to use AI to analyse your spending, Isabelle and Jess have put together an ‘AI playbook’ with prompts to try yourself here.

You can also play around with Isabelle’s ‘Real Price Tag’ calculator here, once you’ve figured out where your money is going!

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own.

See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Kelly grew up watching her immigrant parents work two jobs, seven days a week, after arriving in Australia with very little money.

She thought the only path to wealth was to work harder.

Then she discovered investing and realised her money could work just as hard as she did.

Before turning 30, she's built a $280,000 investment portfolio and bought two investment properties.

Jess sits down with Kelly to unpack the lessons she learned from watching her parents' sacrifices, why she focuses on growing her income as much as her investments (more than doubling it in just a few years), how she uses both property and shares to build wealth and why you absolutely don't need to be rich to get started.

For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_

Chapters:

00:00:00 From Super Saver To Serious Investor

00:03:48 The Money Lessons That Started It All

00:07:43 Buying Her First Property In Her Twenties

00:11:17 Why Saving Alone Was Not Enough

00:14:00 Turning One Hundred Dollars Into A Habit

00:17:51 How Kelly Built Her Portfolio

00:21:11 Growing Her Income From 75K To 175K

00:24:30 Avoiding Lifestyle Creep As Income Grows

00:26:00 What Kelly Is Building Wealth For

00:29:14 Why Investing Is Not Just For The Rich

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to ShopBack for sponsoring this series.

Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).

Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Joint accounts or separate? Split bills 50/50? Invest together or keep it separate?

Ask five couples how they manage money and you'll probably get five different answers.

After buying her first home with her partner, Jess put the question to the Get Started Investing community and quickly realised there were plenty of different approaches. So she sat down with financial adviser Glen Hare to hear what he sees working best for the couples he advises, and how they navigate everything from bank accounts and budgeting to shared goals, different money personalities (saver v spender) and building a financial life together.

Plus, producer Soph calls in from her honeymoon with a question many newlyweds face: should married couples combine their investments, or keep investing separately?

Chapters:

00:00:00 How Should Couples Manage Money?

00:03:00 Separate Or Combine Your Finances?

00:07:30 When Separate Money Stops Working

00:12:53 Getting On The Same Financial Page

00:15:15 When One Partner Hates Talking Money

00:19:14 Should Couples Invest Together?

00:23:30 The Tax Trap When Combining Investments

00:27:18 What If Your Risk Tolerances Differ?

00:31:22 The Money Conversation Every Couple Needs

If you want to get in touch with Glen Hare we can put you in touch here

You can follow Jess’s journey further with regular updates on Instagram at getstartedinvesting_

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Gav loves spending money. Watches, skincare, Apple products, travel - give him money and he’ll find something to spend it on.

So when he discovered investing, he did what came naturally….he started collecting ETFs.

At one point, he owned 27 of them.

So how did he go from trying almost every investing app and collecting ETFs “like Pokémon cards” to believing that less is more?

Gav joins Jess to unpack the mistakes he made as a new investor, how he’s simplified his approach and the system that lets him invest consistently (while still leaving plenty of room to spend.)

Plus, they get into Gav’s decision to invest in geared ETFs and why he’s comfortable with the extra risk.

For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_

Chapters:

00:00:00 From Big Spender To Disciplined Investor

00:03:30 How Gav Caught The Investing Bug

00:06:19 Collecting ETFs Like Pokemon Cards

00:09:38 How 27 ETFs Became A Real Strategy

00:12:30 Why Less Is More With Investing

00:15:00 Building Wealth Through Consistency

00:18:00 How To Ignore The Investing Noise

00:19:51 Investing To Give Yourself Options

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Shopback for sponsoring this series.

Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).

Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Australia or the world - where should you be investing?

Jess has both Australian and global ETFs in her portfolio, but lately she’s been seeing more investors question whether Australian shares are worth holding at all…..especially when global markets have been performing so well.

And she’s not the only one wondering. Community member Anand recently shifted his portfolio primarily into a global ETF and wants to know: what are the strongest reasons to still invest in Australia?

Is going all-global a reasonable strategy? Does holding Australian shares actually make you more diversified? And are we overlooking Australia just because it hasn’t performed as well recently?

Ren joins Jess to answer Anand’s question and help her decide whether the Australian ETF in her own portfolio still deserves its place.

Also, you can now follow Jess’s journey & learnings more closely with regular updates on Instagram at getstartedinvesting_

Chapters:

00:00:00 Should You Go All In On Global ETFs?

00:02:00 Why Australian Shares Are Falling Behind

00:04:00 The Strongest Case For Going Global

00:07:43 Why Australia Still Deserves A Place

00:10:13 You Can't Predict The Next Winner

00:12:03 Why Index Investing Beats Stock Picking

00:13:21 The Real Benefit Of Franking Credits

00:14:27 Does Home Bias Actually Make Sense?

00:16:20 What True Diversification Really Means

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

What would make you finally take control of your money?

For 29-year-old marketer Ally, it was watching her mum navigate life after divorce. Seeing someone she loved suddenly have to learn how to manage money from scratch made Ally realise she never wanted to be in that position herself.

So she taught herself.

Through podcasts, books and hours of research, Ally built the confidence to start investing, buy her first home and prepare financially for her first baby - all without a background in finance.

In this episode, Ally joins Jess to share how she overcame analysis paralysis, built an investment portfolio from scratch and the lessons she's learnt as her investing journey has evolved alongside life's biggest milestones.

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

P.S. In this episode, Jess and Ally discuss the question many homeowners face: Should you keep investing or focus on paying down your mortgage?

After recording this conversation, Jess sat down with a financial adviser to unpack the pros and cons of both approaches. If you're asking yourself the same question, you can listen to that episode here.

For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_

Chapters:

00:00:00 Building A Simple Life And Strong Finances

00:05:05 The Family Experience That Changed Everything

00:09:19 Learning To Invest One Step At A Time

00:13:12 From Spare Cash To A Real Portfolio

00:18:49 Why She Paused Investing To Buy A Home

00:22:52 Saving For A Baby Without Losing Momentum

00:25:36 How They Manage Money As A Couple

00:28:53 The Biggest Lesson For New Investors

00:30:08 Investing For Freedom, Not Luxury

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Once you buy a house, where should your next dollar go?

Should you build your offset account? Pay down your mortgage faster? Or keep investing?

In this episode, financial adviser Sam Hunt from Shadforth joins Jess to unpack one of the biggest financial questions homeowners face. Using Jess's own situation as a real-life case study, they explore the decisions she's now facing after buying her first property.

Jess and her partner recently purchased the home together, using equity from the sale of his previous property, and now share a 50/50 mortgage. It's Jess's first time owning a home, and together they're working through how to make the most of every spare dollar.

Along the way, Sam explains how offset accounts really work, how much cash homeowners should keep on hand, and how financial advisers help clients decide between investing and paying down debt.

Whether you've just bought your first home, you're thinking about buying, or you've had a mortgage for years, this episode will help you feel more confident about where your next dollar should go.

Chapters:

00:00:00 Should You Invest Or Pay Off Your Mortgage?

00:02:00 Jess’s New Financial Game Plan

00:05:30 Why An Offset Account Can Beat Savings

00:10:00 Invest Or Attack The Mortgage?

00:15:55 Paying Down Your Home Loan First

00:19:57 The Case For Keeping Your Investments

00:22:06 Why Your Strategy Should Keep Changing

00:24:18 Finding The Right Balance For You

00:28:35 Interest Rates, Refinancing And Next Steps

If you’d like to get in touch with Sam to discuss your own situation, you can do so here.

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

You can follow Jess’s journey further with regular updates on Instagram at getstartedinvesting_

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to MLC for sponsoring this series and helping keep our content free.

If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.

MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697.

 The guest in this episode is authorised to provide financial advice under the Australian Financial Services Licence of Shadforth Financial Group Limited ABN 27 127 508 472 AFSL 318613.

Hosted on Acast. See acast.com/privacy for more information.

Most Aussies know Hayden from MasterChef. But away from the cameras, he's gone from growing up with a fear of debt to building businesses, backing founders and investing in property.

In this episode, Hayden joins Jess to share how that transformation happened—from working at Woolworths as a teenager to discovering investing later than he wishes he had. He also explains why he's already started an ETF portfolio for his five-week-old daughter, Rosie, determined to give her the investing head start he never had.

Talk about getting started early... time in the market, right? 😉

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00:00 From MasterChef To Million-Dollar Businesses

00:04:00 Why Hard Work Shaped His Money Mindset

00:09:02 Building A Business From Scratch

00:11:30 Backing Hard Fizz Before It Took Off

00:15:00 The Reality Of Investing In Businesses

00:19:00 Overcoming The Fear Of Property Investing

00:20:07 Investing For His Newborn Daughter

00:27:01 Why ETFs Are Not His Main Strategy

00:29:22 Building Wealth Without Chasing Retirement

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Everyone says they want to invest in AI... but what should you actually buy?

Do you buy Nvidia? An AI ETF? The Nasdaq? Or are you already getting AI exposure through the investments you own?

After hearing about AI infrastructure and wondering whether she'd missed the semiconductor boom, Jess found herself asking the same question many beginner investors face: where do you even start?

This week, Jess is joined by Owen Raszkiewicz, Financial Adviser at Rask and host of The Australian Finance Podcast, to unpack the different ways investors can get exposure to AI, helping you understand what you're really buying and how to choose the approach that's right for you.

Plus, Owen answers a community question from Liam about adding AI exposure to a satellite portfolio.

For more regular updates on Jess' journey, you can follow her on instagram at getstartedinvesting_

Chapters:

00:00:00 Where Should You Invest In AI?

00:02:30 You Already Own More AI Than You Think

00:09:22 Picking Your AI Bet Without Guessing

00:16:00 The Hidden Winners Behind AI Growth

00:21:28 Why Software Beats Hardware Over Time

00:27:27 How To Build An AI Portfolio That Lasts

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

MLC knows your super might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own.

See how your super could be working harder with MLC at mlc.com.au

Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

At 18 years old, in the middle of the pandemic, today’s guest gave herself 4 years to complete the following:

Save 150KGraduate with two bachelors degreesBuy an investment propertyBuild a share portfolioSecure a remote job

Spoiler - she actually did it and has the portfolio to prove it.

Today Jess learns how she got there and where she hopes investing will take her next.

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00:00 She Set Five Life Changing Goals

00:03:21 The Moment Everything Changed

00:05:34 Turning Lockdown Into Opportunity

00:08:30 The Frugal Habits That Built $150K

00:11:31 From Risky Stock Picks To Smart ETFs

00:17:00 The Million Dollar Investing Plan

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

To gear, or not to gear- that is the question...

Geared ETFs have had a bit of a moment in the past few years. Plenty of popular ETFs such as NDQ, A200 and DHHF now have “geared” versions.

But what does that mean? How do geared ETFs work? And if their long term performance is expected to be better- should you be buying them instead?

Today Cam Gleeson, Senior Investment Strategist at Betashares, joins Jess to answer community member John’s question; how he should invest in the geared version of ETFs he already owns?

Plus Jess walks though her portfolio and get’s Cam’s take on switching to G200 from A200 and GGBL from BGBL.

Chapters:

00:00:00 Why Borrow To Buy Shares

00:02:03 What Gearing Is And Why Investors Use It

00:06:06 Inside A Geared ETF

00:08:30 Should You Switch Or Own Both

00:11:23 Can You Time The Market

00:12:30 Core And Satellite Strategies

00:15:35 How Geared ETFs Work Behind The Scenes

00:18:30 Costs Interest Rates And Fees

00:21:30 What Happens In Bull And Bear Markets

00:25:01 Should Beginners Use Gearing

00:27:43 Cam's Rules For Using Gearing

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

PJ has five jobs, so his pay is almost never the same two weeks running.

Working in a creative field, pay can be scattered and unpredictable. So how does he invest consistently?

Jess learns how PJ, an actor juggling four other jobs, built a percentage-based system that invests a slice of every paycheque no matter when it lands. Plus the lithium stock punt that led him to ETFs and how he uses investing to fuel the pursuit of a dream career.

This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00 Five Jobs And A Masters In Finance

03:05 Growing Up Without Financial Literacy

04:43 A Percentage System For Unpredictable Pay

06:48 The Stock Doubled And So Did His Stress

09:02 Building A Core-Satellite Portfolio

13:44 Consolidating Super Across Five Jobs

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?”

Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it’s first day on the market. Yes, billion with a B.

But how can you decide if something is a good investment, when it’s new to the market? What actually is an “IPO”? And why do companies decide to go public?

Bryce joins Jess to explain all this and to answer an important question- is investing at IPO a good investment or just FOMO? 

Chapters:

00:00:00 What Is An IPO

00:04:08 Who Gets Rich First

00:10:25 Is The Price Right?

00:13:07 The Day One Trap

00:18:50 Winners, Losers And Lessons

00:21:00 Will Bryce Buy Anthropic?

00:23:26 The FOMO Fix

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

For years, Bree hid her credit card debt from the people closest to her.

"It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I."

Jess gets into how Bree, a nurse and content creator, went from hiding $25K in debt to a fully automated investing system. Plus, what she'd tell her younger self along the way.

This is ‘How I Got Started’ a new series on Get Started Investing. Every thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.

Chapters:

00:00 The $25K Wake-Up Call

02:23 Gambling Took It All

05:20 Systems Over Willpower

08:11 The Investing Spark

11:20 Start Before You're Ready

15:45 Sorting Out Super

Links mentioned in this episode:

👋 Check out Bree on her socials here

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know.

Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her.

And she’s not alone. Community member Matt also wants to know the benefits of over putting extra cash in super over in the market himself.

So Julie Bullen, Financial Advisor at Fox & Hare joins the show to run the numbers. Can she convince Jess that she’ll be rewarded in the long run for investing in Super now?

Chapters:

00:00:00 Why Where You Invest Matters

00:01:12 Matt's Question

00:02:30 Super Is A Structure, Not A Product

00:05:00 Jess's Super Balance Reality Check

00:06:30 The Case For Contributing To Super

00:08:34 Breaking Down Jess's Money Split

00:10:00 First Home Super Saver Scheme

00:12:30 The Real Numbers On $500 A Month

00:15:00 Flexibility Vs Two Buckets

00:16:34 Can The Government Change The Rules?

00:17:57 What the CGT Changes Mean

00:19:32 Julie's Own Super Story

00:21:30 Jess's Final Projected Numbers

00:23:54 Start Small And Start Now

Links mentioned in this episode:

📞. Have a question? Send it to Jess here

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

🗣️ Think you might want a financial adviser from the team at Fox and Hare? We can put you in touch

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Three months ago, Jess wasn't an investor. That has changed through out the past 12 episodes- in fact, she has a whole new lease on her financial life.

Clear goals, a solid portfolio and and the confidence in herself to keep investing.

In this final episode of ‘Jess Gets Investing’ Jess sit’s down with Bryce and Ren to reveal her final portfolio; (including her first ever stock pick and a thematic ETF), what she learned from finally getting invested and what is next for Get Started Investing.

Chapters:

00:00:00 The Portfolio Reveal

00:02:27 The Three-ETF Core Strategy

00:07:06 Turning Sushi Into Investments

00:09:04 Is This Stock Still A Buy?

00:17:18 The Super Decision

00:20:00 Stop Comparing Your Portfolio

00:23:00 What Jess Wants To Learn Next

00:25:16 The Advice That Stuck

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

🎧 Listen to the Equity Mates Investing Podcast episode covering AINF

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.

If you've been listening along thinking 'okay, I'm ready to start', this is your sign.

Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.

Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)

Disclaimer: Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess just made her first investing “mistake”. A purchase she made, regretted and then almost immediately sold. She thought starting investing was the hard part! It turns out that staying invested- despite what life or the market throws at you- is the hardest part.

To avoid making the same mistake again, Jess wants to automate the investing process.

To find out how, she sat down with Jess Brady, a former financial adviser turned money educator and author of Get Growing. They walk through how to set up systems and techniques to help you stay invested long term.

Plus friend of the show and thrifty Aussie investor- Bree on a Budget pays Jess a visit! They chat through Bree’s best frugal tips to keep the space in your budget to stay investing consistently.

Chapters:

00:00:00 Staying Invested Is The Real Challenge

00:03:03 The Question Every Investment Needs

00:07:12 Automate Investing And Avoid Mistakes

00:11:44 Prepare For The Bear

00:17:21 How Often Should You Check?

00:20:38 When Life Changes The Plan

00:27:38 Spending Habits That Build Wealth

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

👋 Check out Jess’ new book, ‘Get Growing’ here, or follow her instagram or website

👋 Hear more from Bree on instagram or TikTok

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.

Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios. It's an easy way to test the platform, see how it feels to own a piece of the market. Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess wants to venture beyond ETFs to the world of stocks. Eeek- intimidating!

After deciding to set up a Core-Satellite portfolio, she is keen to explore adding that some individual companies to the Satellite.

But she’s never bought a stock before, let alone analysed a company. So where on earth should she begin?

Who better to answer that then a professional investor who picks stocks for a living.

Anna Milne, Deputy Portfolio Manager at Wilson Asset Management joins to the show to teach Jess what an absolute beginner needs to know about buying stocks - things like:

How to start researching a company.Where to find the information you need.The Red & Green flags to look for.

Plus - Jess meets a community member who’ll be a familiar face to any AFL fans- Chad Warner from the Sydney Swans. They chat about how he caught the stock picking bug and what he has in his portfolio.

Chapters:

00:00:00 How Do You Pick Stocks?

00:02:10 What Stock Picking Really Means

00:04:19 How Experts Find Ideas

00:07:50 The Research Most Ignore

00:10:05 Green Flags to Watch For

00:12:58 Warning Signs To Watch For

00:16:42 Great Business But Bad Buy?

00:20:36 When is Enough Research?

00:25:09 Mistakes Beginners Make

00:27:49 Chad Warner's Investing Journey

00:31:49 Inside Chad's Portfolio

00:36:00 The Investing "Bug"

00:38:38 Chad's Advice For Beginners

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.

Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess has officially started investing! After months of setting goals, learning the ropes and building confidence- she’s finally started a portfolio of well diversified index ETFs.

But now she’s wondering…what’s next?

Should she look at buying stocks too? Thematic ETFs? Once you've got your foundation in place, how do you build upon it without turning your portfolio into a random collection of ideas you heard online?

So Jess sat down with Host and Financial Advisor at Rask, Gemma Mitchell, to find out about the core-satellite approach to investing. And it might just be the perfect way to keep on track with her goals and have fun with her portfolio at the same time.

Plus she speaks to community member Alex about how he took things up a notch after setting up a very similar ETF portfolio to Jess.

Chapters:

00:00:00 Intro

00:02:22 What is portfolio construction?

00:05:23 Core vs satellite explained

00:07:36 What can go in a satellite

00:10:01 Fitting a satellite into your DCA strategy

00:14:43 Why we get bored of passive investing

00:16:22 How much is too much satellite?

00:19:27 Using bonuses for satellite buys

00:21:53 Alex's story: building beyond the core

00:25:00 Alex's three satellite buckets

Links mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.

If you've been listening along thinking 'okay, I'm ready to start', this is your sign.

Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.

It's an easy way to test the platform, see how it feels to own a piece of the market and get past the bit where you're just thinking about investing instead of doing it.

Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Today is the day Jess makes her very first investments!! Bryce and Ren are back to hear what she has decided to buy.

She’s spent weeks learning the ropes - working on her mindset, building a budget, setting goals, understanding ETF’s…

But hasn’t actually put any money into the market. Until now.

Chapters

00:00:00 First Investment And Goals

00:04:03 Cash Versus Super Strategy

00:08:10 Emergency Buffer And ETF Mix

00:11:31 Long Term Growth Projections

00:13:45 Emerging Markets Discussion

00:17:15 Live Trades And Investor Mindset

Links Mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us submit here

🎟️ FinFest tickets - Buy early bird tickets here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Jess has downloaded countless investing apps. You name the broker and she’s probably set up an account. But there’s a catch- she’s never actually used any of them.

She sets up the account, gets overwhelmed and doesn’t open it again. To start investing- that has to change.

It’s time to choose a brokerage platform; the place where she will buy ETFs. So Jess put together a checklist to help her choose one that suits her needs.

Rather than just talk the checklist in theory, she wanted to run a real platform through it.

BetaShares Direct, who is supporting this series, agreed to let her do exactly that. Jess sit’s down with Head of Product at Betashares Direct, Matt Fish. Together they walk though her checklist one by one to see how Betashares Directs stacks up. Plus Jess asks all the questions probably also running through your head when using a brokeage app for the first time.

There is not one “right” platform, it’s about ensuring you pick one that works for you. You can use this checklist to compare any broker you’re looking at.

Chapters

00:00 Intro

02:06 What is a brokerage platform?

05:41 What can I actually invest in?

06:54 What are the fees?

09:38 How is my money held? CHESS vs custodial

12:53 How does tax reporting work?

15:06 Anything else to consider when choosing a platform?

16:52 How do I actually make my first investment?

19:41 Can I automate recurring investments?

21:07 How to sell an ETF

21:28 What else a beginner should know

23:55 Trends Matt sees with beginner investors

Links Mentioned in this episode:

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us Submit here

🎟️ FinFest tickets - Register for early bird here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess wants to start investing using ETFs. Small problem - there are hundreds on the Australian market - how is she supposed to choose which to invest in?

Not to worry, Shani Jayamanne, ETF expert and Investment Specialist at Morningstar joins Jess to explain in simple terms:

What ETFs actually are and how they work.How to choose ETFs (including fees, allocation, holdings- explained).The biggest mistakes beginners make with ETFs and how to avoid them.

Plus Jess catches up with a long time listener of the show, Cooper, to hear how he got started with ETFs and has used them to revamp his portfolio along the way.

Chapters:

00:00 Why ETFs Feel So Confusing

00:03:00 The Easiest Way To Understand ETFs

00:06:30 Cut Through Thousands Of Options

00:10:30 Build A Portfolio That Hits Your Goal

00:15:30 The Cost Mistake To Avoid Early

00:19:30 What A Real Beginner Actually Did

Links Mentioned in this episode:

🔍 Shani's Articles - the 3 ETF Portfolio and this report about fees

📩 Sign up to the Get Started Investing newsletter here

📩 Share your investing story with us Submit here

🎟️ FinFest tickets - Register for early bird here

Want to hear more from Shani? She’s written a book! Check out ‘Invest Your Way’ here. Or browse all her Morningstar articles here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Now that Jess has set her financial goals, how should she put her money to work so she can meet them?

She knows she wants to invest, should she be saving too? What about superannuation?

Financial Adviser, Glen Hare from Fox & Hare is back to help Jess figure out her priorities and allocate accordingly.

Chapters:

00:00 What Would You Do With Extra Income

00:43 Setting Goals That Actually Work

03:11 Splitting $3k Wisely

10:26 Investing For Long Term Wealth

13:33 Why Super Is More Powerful Than You Think

22:45 Turning Advice Into A Clear Plan

26:37 How Real People Use Their Money

Join our community of beginner investors; sign up to the Get Started Investing newsletter here

Share your investing story with us Submit here

If you want to get in touch with Glen Hare we can put you in touch here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Ever wondered what it's like to meet with a financial adviser? Or how they actually help with your finances? Jess had.

So in this episode, she has her very first meeting with a financial adviser; Glen Hare from Fox & Hare.

We are keeping this series as real as possible - so Jess and Glen's chat is just how a first meeting with an advisor would happen in real life.

This recording was the first time the two had met and Glen takes Jess through the same process as any new client.

But before she met with Glen, Jess caught up with community member Andrew. He shared how working with a financial advisor changed his money life for the better and gave Jess some tips on how to approach the first meeting.

Chapters:

00:00 Jess Faces First Advice Session

05:15 Listener Andrew Shares His Turnaround

10:25 Glen Maps Jess Money Goals

16:25 Super, Insurance And Big Decisions

22:17 Planning For An Unknown Future

28:26 Dream Life By The Water

Join our community of beginner investors; sign up to the Get Started Investing newsletter here

Share your investing story with us Submit here

If you want to get in touch with Glen Hare we can put you in touch here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Before investing a single cent, you need to get your cashflow sorted.

So today we step into the practical side of things; budgeting, savings rates, and the systems that make investing possible.

To set up a system she will actually stick to, Jess speaks to Glen James- host of the Money Money Money podcast and former financial adviser.

Plus Jess receives some much needed encouragement from listener Phoebe, who shares her story that the dreaded admin of setting up your money right, is well worth it.

By the end of this episode, Jess will walk away with a realistic (and surprisingly generous) savings rate and budgeting framework- and you can too!

Chapters:

00:00 Do This Before You Invest

02:02 The Financial House Framework

04:48 Why Systems Beat Good Intentions

09:42 Fixing Jess’ Money Flow

12:23 The Budget That Changed Everything

16:01 Setting Up Money Buckets

20:12 Real Example of Chaos to Control

23:05 How Systems Kill Money Anxiety

Join our community of beginner investors; sign up to the Get Started Investing newsletter here

Share your investing story with us Submit here

Check out the Glen James Spending Plan here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Jess wants start investing. She’s tried to start before but every time- she freezes, chickens out, or puts it off entirely.

So what’s actually holding her back?

Jess sits down with Money Coach Karen Eley to unpack the psychology behind her hesitation. They explore how early money experiences, beliefs, and behaviours can shape the way we think about investing - often without us even realising it.

Plus, Jess chats with Equity Mates community member Rebecca, who shares her journey from financial avoidance to building consistent investing habits. Proof that change is possible, no matter where you’re starting from.

By the end of the episode, Jess will understand what’s holding her back and walk away with practical strategies to finally take that first step.

Chapters:

00:00 The Real Reason You Feel Stuck

05:54 You Are Not Too Late To Start

09:54 Knowing Isn’t Enough To Act

13:54 Hidden Beliefs Driving Money Habits

22:15 Why Saving And Investing Feels Scary

29:11 Build Self Trust And Break The Cycle

Join our community of beginner investors; Sign up to the Get Started Investing newsletter here

Share your investing story with us Submit here

Get in touch with Karen or take her money type quiz here

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Our colleague Jess has been keeping a secret. During a 10 year career in the finance industry, she had never told a soul- until now.

Jess has never invested.

She wanted to start, she knew how to start (even listened to our 12 Steps to Get Started three times.)

But she has not started.

So why not start now and document the journey?

Over the course of the next 12 episodes, Jess will start investing- in real time. Each week, she’ll speak to an expert who will walk her through the steps, answer her questions and help her take action to get invested. Plus she’ll chat to Equity Mates community members about their investing journey, getting real-world advice from all walks of life.

If you’ve been delaying investing or have someone in your life who wants to- this is the sign to start and go on the journey with her.

Chapters:

00:00:00 Why Jess Said Yes To This Series

00:03:04 A Finance Career Without Investing

00:07:21 The Lifestyle Shift Boosting Her Savings

00:10:21 The Moment She Backed Out

00:13:09 What It Will Take To Start Investing

———

Join our community of beginner investors; Sign up to the Get Started Investing newsletter here

Want to share your investing story? Submit here or DM us on Instagram

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/direct

Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Congratulations, you’ve made it to the final episode of this series!

To wrap up this journey, we leave you with the most important lesson yet- how to get out of your own way by automating your investing.

Now you’ve heard these 12 Steps- you have all the tools you need to improve your financial future.

It’s time to go forth and use them! If you’ve enjoyed / found value in this series, please join us in our mission to make Australia more financially literate and share it with others.

In this episode you will learn:

• How your brain stops you being a great investor

• Why automation is so powerful

• Other tips to remain consistent and focus on what matters

• 3 key tips from Patrick O’Shaugnessy, one of our favourite investors

Chapters:

00:00 - Beat Your Brain’s Biases

04:27 - Your Future Self Not a Stranger

06:19 - How We Automate Investing

09:03 - Other Ways We Overcome Biases

12:04 - Three Tips To Leave You With

14:04 - You Have The Tools, Now Use Them

Links Mentioned:

📖 Patrick O’Shaugnessy Millennial Money (terrible title, great book).

🎧 Episode on Brokers.

This is Part 12 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

So far you’ve learnt how to build a portfolio, now we get into the specifics of how to buy shares plus keep it regular and less stressful!

You’ll hear our best tips for buying and selling your investments to help stay on track for the long term.

In this episode you will learn:

• How do I actually buy shares or ETFs?

• 3 ways of ordering shares: Market, Limit, Stop

• Why we don’t time the market

• The power of dollar cost averaging (DCA)

• Knowing when to sell

Links Mentioned:

📕 Just keep buying by Nick Maggiulli

Chapters:

00:00 - Three Types of Buying

7:54 - Never Try to Time the Market

11:07 - Introducing Dollar Cost Averaging (DCA)

13:40 - Buying the Dip vs DCA

15:56 - Three Signs You Should Sell

This is Part 11 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Investing with an expert or ‘active manager,' is not something you need to add to your portfolio. But if you do, you have to know why you’re doing it and choose an expert well.

We walk you through our reasons for investing with an expert and the 6 factors we use when looking for one.

In this episode you will learn:

How you can invest with experts Why the experts don’t always get better returns What to look for when choosing an expert How we include expert investors in our portfolio

Links Referenced: Morning Star ETF List

Chapters:

00:00 - What is Active Management?

06:45 - 6 Factors to Choosing an Expert

11:10 - Do you need one?

13:25 - Active in Our Portfolios

This is Part 10 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

It's time in this series introduce the world of single stock investing- finding and investing in great companies through the stock market.

We’re cranking the investing lessons up a notch and going beyond the basics of ETFs.

So how you find a good company to invest in? What do you need to look for? and where?

You've probably heard legends of everyday people who invested in the early days of Apple or Microsoft and made millions. It might not always be as flashy as those tales- but investing in companies through the stock market can be a powerful way to build wealth and we think a great way to learn about the world around you.

In this episode you'll learn:

Why invest in companies?Three ways to narrow down your choices4 steps to find a great companyKey tips when buying individual companies

Links referenced:

Download our free 4-step stock checklist

Other resources we mentioned: https://www.reddit.com/r/SecurityAnalysis/, TIKR, GuruFocus, quartr

This is Part 9 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

What is a portfolio? And how do you create one?

Essentially it’s a collection of investments. The financial products you invest in, make up your portfolio.

Importantly, it shouldn’t be random- there are simple principles guide building a portfolio. All to make sure it actually works for you and your goals.

In this episode you will learn:

·      What is a portfolio?

·      What to think about: goal, time horizon, risk tolerance

·      The importance of diversification

·      How we approach our portfolios: Core & Satellite

·      Other ways to construct a portfolio

This is Part 8 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00 Setting a Portfolio Goal

04:02 Time Horizon

06:22 Risk Tolerance

08:22 Importance of Diversification

11:01 Core and Satellite

13:26 Other Ways to Build Portfolios

15:20 What is Rebalancing

17:01 Make it Easy For Yourself

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Introducing the simple investor’s best friend… the index ETF.

You don’t have to be an expert on financial markets to be an investor. In fact, it’s arguably easier today than it’s ever been to invest and most of that is thanks to our friend; index ETFs.

In this episode you will learn:

What we would buy if we were starting again todayWhat is an indexDifferent indexes around the worldHow you can buy an index: ETFsWhy an index is all you need

Chapters:

This is Part 7 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Once you’ve decided what to invest in, how do you actually make an investment? 

If you're investing outside of superannuation, you’ll need to use a broker. 

But which broker should you use? It’s one of the most frequent questions we get from people starting their investing journey. 

There are so many of them available, it can be hard to know where to start. But no need to stress, that’s why we’re here and making this series! 

In this episode you’ll learn: 

·      The two ways every person can invest 

·      What is a broker?

·      The 4 factors we use when choosing a broker (and why they matter):

·      Which brokers we use 

This is Part 6 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 The First Choice Every Investor Makes

00:02:21 Super Or Outside: Your Two Options

00:05:05 Why You Need A Broker

00:06:41 The Four Broker Rules We Use

00:11:20 Avoid Dodgy Fees And Products

00:15:40 Brokers That Tick The Boxes

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

You can invest in all kinds of things through the stock market. 

You might have heard a few of them thrown around like; Stocks, Bonds or Property. They’re called different Assets or Asset Classes. 

So how choose which is right for you and how do these assets make you money? 

That’s what we’ll cover in part 5 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

You will learn: 

·      What is an investable asset?

·      The most common forms of investments

·      How you can access them all through the stock market

·      How do you actually make money from any of these assets? (2 ways)

·      Why we prefer stocks over all the other assets

This is Part 5 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters

00:00:00 What Is An Investable Asset?

00:02:15 The Four Most Common Investments

00:04:53 ETFs are like Bundles

00:06:31 Two Ways Investments Make Money

00:07:47 Investing Versus Speculating

The Seth Klarman Clip at 7:42 is from 'Margin of Safety' on the Active Investor Magazine YouTube Channel, 14 Feb 2025.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

How do you actually invest? Well there's no one “right” way to do it; there are different styles which suit different goals and appetites for risk. 

The first three episodes of this series covered the foundations you need to get sorted before you can start investing. Now, it’s time to tackle how to make an investment. 

In this episode we cover what’s actually happening when you invest in the share market and how to know which investing style is right for you. 

You will learn: 

·      What is the share market 

·      What is a share and what does it mean to own one?

·      The different styles of investing 

This is Part 4 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters

00:00:00 Why Investing Beats Letting Cash Sit

00:04:44 Owning Small Pieces Of Big Brands

00:08:10 Hands-On Or Hands-Off Investing

00:11:39 Three Hands-On Styles Explained

00:18:58 Finding A Style That Suits You

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

The single most influential factor in growing your long-term wealth, is the amount you’re able to save.

 

Maximise your ‘savings rate’, then put that money to work by investing it and your future self will thank you.

 

So, how do you do that?

 

In this episode you will learn:

How much money you need to start investingWhy the most powerful factor is your savings rateBryce’s approach: Rule of 3’sRen’s approach: Pay yourself first

This is Part 3 of our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 The Money Habit With the Biggest Impact

00:01:58 Investing Isn’t Just For High Earners

00:02:58 This Is the Part You Can Control

00:05:28 How We Each Stay Disciplined

00:11:30 Find the Spending That Trips You Up

00:14:50 Saving Now Equals Freedom Later

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

When is the “right” time to start investing? How do you know if you're ready?

 

We’ve heard plenty of reasons why people put it off. Not enough money, it feels too risky and more!

 

We are here to tell you: now is the time. You have everything you need.

  

In this episode you will learn:

Why now is the time to start investingWhat you need to get started investingHow to clear your high-interest debtAbout other debt: Mortgage, HECs etc.Building your emergency fund

This is part 2 in our 12 step series sharing everything we’ve learned about investing to help you get started, or to remind you of why it’s so important.

Chapters:

00:00:00 Why Delaying Feels Sensible

00:02:21 Waiting Wastes Your Advantage

00:04:07 Everything You Need To Begin

00:06:07 Clearing Costly Debt First

00:08:08 Mortgage And HECs: What Matters

00:12:54 An Emergency Fund Comes First

00:14:47 You Can Start With Just One Dollar

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

 Investing. It can feel daunting, confusing or just too hard. The great news is that getting started is not as difficult as you might think.

 

The stock market is a powerful wealth-creating machine, yet so many people miss out on utilising it.

 

That’s why back in 2019, we created this series to break down the barriers and explain how to start investing. 7 years on, we're doing it again! An updated (even simpler to follow) 12 part series, sharing everything we’ve learned about investing to help you get started or to remind you of why it’s so important.

 

Welcome to the first instalment! And if this is your first episode. Congratulations: your investing journey has officially begun.

 

In this episode you will learn:

What is Equity MatesWho we are – Bryce & RenOur first investments4 reasons why we invest (and you should too!)

Chapters:

00:00 What this 12-part series will cover

02:35 Who we are (and why that matters)

04:40 If we can do it, anyone can

07:06 How our investing journeys began

11:16 Hear why other listeners invest

12:03 Our four reasons for investing

13:15 The power of compounding explained

17:17 The $1 a day investing challenge

20:10 In the next episode...

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Still haven't started investing because you're not sure what to actually buy? We're solving that today.

 

In this episode, Ren and Simon each reveal exactly what they'd invest in with $5,000.

 

Real holdings, real strategy, but fake dollars. These two portfolios are concrete examples to show you how simple getting started can be.

Timestamps:

00:00:00 – Why Starting Feels So Hard

00:02:05 – The Logic Behind Core and Satellite

00:06:39 – How Simon Builds a $5K Portfolio

00:09:54 – What Other Investors Would Choose

00:10:56 – Ren’s Approach to a Diversified $5K

00:18:07 – Takeaways for Your Investment Plan

ETFs mentioned: DHHF, QBTC, HACK, GHHF, EXUS | Stocks mentioned: Tesla, Coinbase, LVMH, Goodman Group

Links Referenced:

🎧 Listen to: core and satellite | Cybersecurity ETF: HACK | Our interview with Coinbase CEO Brian Armstrong

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly).

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Hilda knows with the amount she’s earning- she should be saving more. But money is something she hates dealing with. Normally, she lacks the motivation to do anything about it. But with a recent pay cut, it’s clear things need to change.

 

So- she joins us on our series; Boost my Budget to get help building a low touch budget that will have her spending less, saving more and even- starting to invest.

 

Your saving rate has the biggest impact on building your wealth. If you’re someone who’s been burying their head in the sand or coasting by, knowing you could be making your money work better- good news. It doesn’t have to be hard or scary. In this episode we cover ways everyone can improve their savings rate.

Timestamps:

00:00:00 – Why Money Feels Hard To Face

00:01:34 – What Hilda Wants To Change

00:03:19 – Her Current System

00:05:37 – What Her Spending Says About Her

00:07:32 – The Surprises In Her Cashflow

00:09:26 – Where Her Food Budget Goes

00:10:52 – The Savings Gap She Didn’t See

00:12:42 – Is The Credit Card Helping?

00:14:13 – A System To Make Money Easier

00:16:28 – The Budget That Actually Works

00:18:49 – How To Make Savings Grow

00:20:40 – A Simple Way To Start Investing

00:22:07 – What To Do From Here

Links Referenced:

 

💸 Want your Budget Boosted next? Apply here

💲 PocketSmith is offering Equity Mates listeners 50% off the first 2 months of a Foundation Plan. To try PocketSmith for yourself head to pocketsmith.com/equitymates

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner friendly).

Or our FREE ETF Handbook: everything you need to get started with ETFs.

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Black Friday and end of year sales are here and you have the opportunity to use it to your advantage.

 

In this episode we present our 3-step guide to tackling this high spend season with a financially literate, investing savvy mindset.

 

Every dollar you don’t spend, is a dollar you can invest- so here’s how to make your money work harder for you.

 

We cover:

-       The doggy sales tactics to watch for and how to avoid them.

-       How to get the best deals and stop impulse buying or overspending.

-       Our 3-step guide to tackling Black Friday Sales as an investor

 

Timestamps:

00:00:00 –  We're Talking about Shopping Now? Not Quite

00:02:04 – How Black Friday Takes Shape in Aus

00:04:53 –  Sales Tactics To Watch Out For

00:06:00 – How to Avoid Those Traps

00:08:59 –  Our Three Step Plan To Use Sales Well

00:13:35 – Build Investing Skills with Black Friday

 

Links Referenced:

🎧 Listen to: What is the stock market and how does it actually work?

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner friendly).

Or our FREE ETF Handbook: everything you need to get started with ETFs.

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

 

Hosted on Acast. See acast.com/privacy for more information.

If you’re stuck deciding which ETF to invest in, use our 5 steps to compare any ETF. In 10 mins you’ll have all the information you need to make the best choice for you.

ETFs have made investing super accessible. So accessible in fact, that there are now so many to choose from that it can be overwhelming.

 

If decision paralysis is getting in your way, these steps will help you focus on what really matters and get invested.

Links Referenced:

📈 ETFs mentioned: VHY, VAS

🎧 Listen to: We hate fees! Here are the Cheapest ETFs in Australia

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

 

Timestamps:

00:00:00 – Introduction And Episode Setup

00:01:29 – How To Compare Any ETF In Ten Minutes

00:02:27 – Listener Question: VHY Or VAS

00:04:13 – Step One: Look At The Name

00:05:08 – Step Two: Understand Its Purpose

00:05:55 – Step Three: How It Achieves That Goal

00:07:15 – Step Four: What It Costs

00:08:36 – Step Five: After-Fee Returns

00:09:51 – How To Compare Two ETFs

00:10:41 – VHY Versus VAS: Key Differences

00:13:21 – Fee Comparison And Returns

00:15:15 – Long-Term Performance

00:16:30 – Final Thoughts And Takeaways

———

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered

———

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Feeling nervous about investing right now? That’s perfectly normal.

 

All time highs have been reached in many places as of late- It’s got some people talking about a Bubble, or impending crash.

 

But what does that mean? Should you be worried? And how should you invest in response?

 

In this episode we:

-      Explain the theory behind stock market bubbles

-      The impact on your investing

-      How we personally are investing in the current market

-      Five steps to take if you’re worried about investing right now

 

Links Referenced:

📈 Probability of loss chart 

🎧 Listen to: Don’t time the market, Cognitive biases, why we love index funds,

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes here.

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

 

Timestamps:

 

00:00:00 – Introduction & Listener Questions

00:03:59 – Are We in a Stock Market Bubble?

00:07:55 – The AI Boom vs. Dotcom Era

00:09:37 – The Risk of Waiting to Invest

00:12:44 – Companies Die Indexes Are Forever

00:15:50 – Five Steps for Investing Right Now

00:20:57 – Outro Disclaimer

———

 

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

 

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

 

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Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.

Investing isn’t just a financial game, it’s a mental one.

 

In fact, mindset is so pivotal to good investing, that if you’re yet to start (investing consistently, or at all), the chances are it’s your mindset- not your finances, holding you back.

 

We’re here to help you break out of the biases keeping you from a better financial future.

 

In this episode we explain 4 common cognitive biases that prevent you from investing and detail how to combat each of them, so you can invest to your full potential.

 

Links Referenced:

🎧 Listen to next: How much money do you need to start investing?

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our YouTube channel here.

📝 Download our FREE 4 step checklist to analyse any stock (It’s beginner investor friendly).

📝 Download our FREE ETF Handbook: everything you need to get started with ETFs.

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Want more Equity Mates?

Sign up to our daily news email

Listen to our original podcast: Equity Mates Investing (Apple | Spotify)

Pick up our books: Get Started Investing and Don’t Stress, Just Invest

Follow us on social media: Instagram, TikTok, & LinkedIn

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In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

 

———

Get Started Investing is a product of Equity Mates Media.

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.

Hosted on Acast. See acast.com/privacy for more information.