In this episode of, we delve into the world of market predictions and insights with JC, a renowned charts expert. Hosts Troy Millings and Rashad Bilal pick JC's brain about his perspective on the market trends and what the charts are revealing about the potential trajectory for 2024.

#MarketTrends #StockMarket #InvestingInsights

Rashad kicks off the conversation by asking JC about his outlook for 2024 based on the charts. JC emphasizes the importance of focusing on the reality of what the market is actually doing, rather than speculative predictions. He highlights the significance of visualizing market movements through charts, shedding light on the current state of the market across the globe, from the S&P 500's all-time highs to the performance of various countries' markets.

#MarketOutlook #ChartAnalysis #GlobalMarketTrends

The conversation then shifts to the tech sector and its potential in the context of anticipated interest rate reductions. Troy and JC discuss the correlation between stock and bond movements and the implications for technology companies. JC emphasizes the need to adapt to the present environment, which aligns more closely with the inflationary dynamics of the 1970s, rather than relying on traditional inverse relationships.

#TechSector #InterestRates #StocksAndBonds

As the dialogue progresses, JC shares insights about the surprising performance of financials in the latter half of 2023, amid the backdrop of a banking crisis. The discussion touches on short interest in tech stocks and the subsequent squeeze, unveiling the unfolding dynamics in the market that may have gone unnoticed.

#FinancialSector #MarketPerformance #StockShorting

In the rapidly evolving market landscape, JC advocates for a strategic approach, aligning investment strategies with the prevailing market environment. He highlights the importance of identifying the type of market environment in order to make informed decisions about investment tools and strategies, tailored to current conditions, whether it be low volatility or trends in stock movements.

#InvestmentStrategies #MarketEnvironment #StrategicApproach

Join us as we delve into the world of market analysis and gain insightful perspectives into the potential market movements in 2024, unraveling the nuances of the stock market and its interrelated dynamics in a changing economic landscape.

#InvestmentInsights #MarketAnalysis #EconomicOutlook

In our latest episode, Shonda Martin shares her journey from realizing she had bad credit to becoming a certified credit educator. She breaks down the crucial factors that contribute to personal credit scores, provides insights into FICO certification, and explains the importance of credit age, payment history, and credit utilization. Watch as she shares invaluable tips for fixing and building credit, and sheds light on the different versions of FICO scores and their impact on various financial decisions.

Join Rashad Bilal and Troy Millings as they delve into an eye-opening conversation with Shonda about the relevance of credit education and her mission to empower others within her community. This video is a must-watch for anyone seeking to understand the intricacies of credit scores and gain actionable steps towards financial empowerment.

#EYL #CreditEducation #FinancialEmpowerment #ShondaMartin #FICOCertification #PersonalFinance #CreditScores #CreditUtilization #PaymentHistory #CreditAge #FinancialLiteracy #FICO #CreditRepair #CreditBuilding #CommunityEmpowerment

In this must-watch episode of Earn Your Leisure, we delve into the dynamic world of the NBA G League with special guest Shareef Abdur-Rahim. Get ready to explore the intricate relationship between the G League and the NBA, and how it's shaping the future of basketball.

Key Points Covered:

**G League & NBA Synergy:** Discover how the G League leverages the NBA's platform to foster emerging talent.

**The Breadth of the G League:** A closer look at the structure and reach of all 31 teams.

**Endorsement Freedom:** Insight into the unique endorsement opportunities available to G League players.

**High School to NBA Pathway:** The debate on allowing players to enter the NBA directly from high school.

**The Call-Up Process:** Understanding how players transition from the G League to the NBA.

**A Stepping Stone to the NBA:** Why the G League is considered the best route to NBA success.

**G League Compensation:** An overview of the salary structure, with a standard $41,500 salary for players.

**Growth Opportunities:** What makes the G League a significant platform for player development.

**Business Model Breakdown:** An exploration of the G League's financial and operational strategies.

**Team Ignite:** A focus on this unique team composed of young athletes aiming for the NBA draft.

**Developmental Role:** The G League's function as a development league for the NBA.

**Shareef Abdur-Rahim's Advice:** "Borrow from your background, start where you are."

**Transitioning from NBA to Leadership:** Shareef's personal journey and insights.

**Partnerships and Progress:** How strategic collaborations are shaping the G League's future.

**LeBron James - The GOAT?:** Shareef's take on LeBron's legacy in the NBA.

Don't miss out on these incredible insights from one of the key figures in basketball. Subscribe to Earn Your Leisure for more exclusive content on finance, sports, and success!

#EarnYourLeisure #NBAGLeague #BasketballBusiness #ShareefAbdurRahim #SportsFinance

In this episode, Troy Millings speaks with credit expert Shonda Martin to discuss the crucial topic of establishing credit at a young age. Shonda stresses the importance of setting children up for financial success by adding them as authorized users on credit cards at 16 or 17 years old, ensuring they have an established credit profile by the time they turn 18. She emphasizes that simply turning 18 does not automatically grant a FICO score and outlines the necessary credit history requirements for it.

Shonda also delves into the misconception regarding the impact of adding children to credit cards at a younger age, emphasizing the potential risks and benefits of such actions. She shares personal experiences and offers valuable insights into the long-term effects of credit history, emphasizing the value of a well-managed credit profile over a high credit score. Additionally, Shonda provides practical advice on handling credit card closures, shedding light on how such actions can affect one's credit score and offering guidance on when it's appropriate to close a card.

The discussion also covers the significance of credit card age and how it contributes to a solid credit foundation, highlighting the benefits of maintaining open accounts and managing credit utilization. Shonda's expert advice on navigating the nuances of credit scoring provides invaluable knowledge for individuals seeking to build and maintain a healthy credit profile. Don't miss this insightful conversation that explores the complexities of credit establishment and management, providing practical strategies for optimizing financial well-being.

#EYL #EYLMedium #CreditScore #FinancialEducation #AuthorizedUsers #EstablishingCredit #CreditManagement #CreditProfile #FinancialWellness #CreditBuilding #YoungAdultFinance #PersonalFinanceAdvice #CreditScoreTips

In this video, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of investing and discuss their predictions for 2024. They explore which sector they believe is overhyped and due for a correction in 2024, as well as the future of cryptocurrency, particularly Bitcoin, in the coming years.

The discussion kicks off with Ian Dunlap sharing his insights on the overhyped sector of 2023, pointing to the AI space and large language models. He notes that while companies have been connecting themselves to AI to boost earnings and revenue, he believes that the best of breed has already performed and acquired funding, and that new innovations will be necessary for continued success in 2024.

Troy Millings agrees with Ian, emphasizing that the leaders in the AI space will continue to thrive, but it will be tough for other companies attempting to catch up. The hosts delve into the potential bubble within the AI sector and how it can lead to a crowded market with few survivors.

Switching gears, the conversation turns to the surging popularity of Bitcoin and cryptocurrency. Ian Dunlap offers his perspective on the possibility of Bitcoin reaching $100,000 in the current year, expressing skepticism but suggesting a potential push towards $65,000. He also discusses the pending ETF approval and its potential impact on Bitcoin's performance, emphasizing the importance of a gradual increase to avoid price volatility.

Troy Millings raises questions about the influence of the pending ETF approval and the potential influx of investments into Bitcoin. The hosts explore the implications of major players like Blackrock entering the ETF space and anticipate the shifting dynamics in the investment landscape.

The conversation then touches on the safety of cryptocurrency platforms, with a focus on Coinbase and other alternatives amid the evolving landscape of cryptocurrency investments.

As the discussion comes to a close, the hosts invite viewers to share their thoughts on whether Bitcoin will reach $100,000 this year or in 2025, sparking further engagement from the audience.

Join us for a forward-looking discussion on the investment landscape and gain insights into potential market corrections and the future of cryptocurrency in 2024 and beyond.

#InvestmentPredictions #2024MarketTrends #BitcoinForecast #CryptocurrencyOutlook #AISectorAnalysis #ETFApproval #InvestingInsights

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the powerful takeaways from the Katt Williams interview. The conversation kicks off with Ian sharing his admiration for Katt's belief in manifestation, emphasizing the power of consistently getting better at one's craft, and the impressive business lessons from his 100-city tour. The hosts commend Katt's act of helping fellow comedians, such as providing financial support to Boosie, showcasing his generosity.

Furthermore, they discuss how Katt's hardships and experiences have motivated him to ensure a better future for his children, highlighting the sentimental and touching aspects of the interview. The hosts also praise Katt's commanding presence and showmanship as a guest, drawing parallels to other dominant personalities on the platform. Moving on, Troy emphasizes the significance of Katt's independence and the importance of naming and acknowledging the new age of comedians, showcasing Katt as a dedicated student of the craft.

However, the conversation swiftly takes a thought-provoking turn as Rashad voices his skepticism about the age of truth-telling, questioning the impact of calling out individuals without real power and the authenticity of current exposure movements. His powerful perspective leads to a deeply engaging discussion about the true meaning of power and who holds it in various industries. The hosts dissect the recent lack of response to the Epstein list, pondering the discrepancies in what truly captures attention and incites outrage in today's society.

This unfiltered dialogue provides an insight into the hosts' critical thinking and analytical approach towards current events and societal trends. They examine the complexities of truth, power, and representation, offering a thought-provoking commentary on the state of the entertainment and media landscape. The panel's candid discussion offers a refreshing take on the Katt Williams interview and demonstrates their dedication to exploring multifaceted topics.

Join the EYL team as they navigate the diverse themes emerging from the Katt Williams interview, from business insights and artistic dedication to the complexities of truth and power in modern society.

#KattWilliams #BusinessLessons #Manifestation #Comedy #TruthTelling #Power #Society #Entertainment #Media #SocialCommentary #EYL #RashadBilal #IanDunlap #TroyMillings

Unlock the power of long-term investing with the latest insights from Market Mondays Live straight out of Ghana. Join Ian Dunlap, Troy Millings, Rashad Bilal, and our special guest Ally as they share key strategies for financial success and growth.

- Learn why focusing on a 5- to 10-year investment horizon trumps trying to time the market, exemplified by the growth of Nvidia and AMD.

- Discover the pivotal role of partnerships in business, with tech giants like Apple, Google, and Microsoft thriving through collaboration.

- Gain perspective on Bitcoin's four-year cycle and why 2024 could be a promising year for cryptocurrency investors.

- Explore the burgeoning AI sector and how companies like Nvidia could potentially see 5-600% growth in the coming years.

- Get tips on risk management, the importance of financial education, and uncover wild card investment picks for 2024 from our guest Ally.

00:00 Thanks to all who helped make this happen.

05:45 Met CEO of Cloudflare, crucial for investing.

08:31 Working hard won't necessarily make more money.

10:16 Investing essential for financial stability amid inflation.

13:25 Bitcoin's rise despite industry opposition, 2024 forecast.

18:12 Invest in four companies and cryptocurrencies consistently.

21:09 Invest in dominant companies for big returns.

24:01 Cooperation brings profit, not competition and ego.

27:16 Wealthy investors predict market trends with choices.

30:47 Set stop losses to prevent premature stop-outs.

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings engage in a thought-provoking conversation about financial security and the significance of reaching certain monetary milestones. Ian recounts his viral statement about feeling financially secure with 600,000 to a million dollars tucked away, which sparked controversy and triggers within the audience. He delves into the practical implications of this figure, citing examples such as the high cost of elderly care, college expenses, and the impact of inflation on investments.

The discussion revolves around the challenges of saving and reaching the milestone of 100,000, which Ian and Troy acknowledge as a significant accomplishment. They highlight the discipline and mindset required to achieve this level of financial security, emphasizing the need for sacrifice and diligent money management. Ian emphasizes the importance of continuing to invest and grow wealth even after reaching the 100,000 milestone, emphasizing the need for financial stewardship and efficient money management as one's wealth grows.

The hosts provide a candid perspective on the financial realities faced by many individuals, countering the common misconception perpetuated on social media about everyone being wealthy. The conversation brings forth the notion that financial success requires strategic planning, discipline, and a long-term perspective, dispelling misleading perceptions of overnight wealth and instant gratification.

Tune in to this compelling episode to gain valuable insights into the true meaning of financial security, the challenges of reaching financial milestones, and the importance of disciplined money management for long-term prosperity.

#EYL #MMMedium #FinancialSecurity #WealthManagement #MoneyMindset #InvestingWisdom #FinancialMilestones #SacrificeAndDiscipline #LongTermSuccess #RealitiesOfWealth #MoneyTalks

In this episode, credit expert Shonda Martin breaks down the intricacies of credit card utilization and how it impacts your credit score. Shonda delivers valuable insights on how to strategically use credit cards to build and maintain a healthy credit profile.

Shonda starts by dispelling the common misconception that credit card utilization depends on usage, emphasizing that it is determined by the balance carried over to the statement date, not the total usage. She highlights the significance of identifying your statement date, which is pivotal in ensuring that your credit utilization is reported correctly to the credit bureaus.

Moreover, Shonda outlines the essential steps for building a strong credit profile, emphasizing the importance of maintaining a low credit card utilization, acquiring at least two credit cards, and strategically managing short-term and long-term installments. She provides a comprehensive strategy for achieving a favorable credit score, shedding light on the significance of account diversity and responsible financial management to lenders.

Furthermore, Shonda addresses the impact of "buy now, pay later" companies on credit reports, cautioning against frequent utilization of low-level loans, as it may not positively impact credit scores. She stresses the multifaceted evaluation carried out by lenders beyond credit scores, underscoring the importance of sound financial practices and account management.

Additionally, Shonda shares her expert tips on utilizing credit cards to improve credit scores, emphasizing the immediate impact of credit card usage on credit scores, unlike loans where the benefits are not immediately visible. She provides detailed guidance on managing due dates and statement dates, as well as the optimal balance to carry over for optimal credit score impact.

Moreover, Shonda delves into the intricacies of seeking credit limit increases, providing actionable advice on optimizing the chances of approval, including automated payments and strategic usage patterns. She emphasizes the importance of consistent account activity and utilization to secure credit limit increases.

To avoid pitfalls with credit cards, Shonda advocates for responsible usage, emphasizing that a credit card should not be viewed as an extension of one's finances but rather a strategic financial tool. She emphasizes the importance of only spending what one can comfortably pay back and underscores prudent financial management as the cornerstone of successful credit card utilization.

Join EYL and expert Shonda Martin for an in-depth exploration of credit card utilization and strategic credit management tailored to help you build a robust credit profile.

#EYL #CreditScore #CreditUtilization #FinancialEducation #CreditBuilding #PersonalFinance #CreditCards #CreditManagement #FinancialWellness #CreditTips

? In this must-watch episode of Earn Your Leisure, the legendary Fat Joe dives deep into a plethora of topics, offering his unfiltered insights and experiences. 

? He starts by discussing a controversial legal issue: "Prosecutors Shouldn't Be Able to Use Artists' Music in Court." Fat Joe shares his personal views on this topic, highlighting the complexities faced by artists in the legal system.

? Next, he opens up about a challenging time in his life, revealing how he was "Robbed From His Publishing Rights At 19." This story is not just about loss but also about the lessons learned and the road to recovery.

? Fat Joe reflects on adversity in "Your Darkest Moments Bring You The Most Clarity," offering a powerful message about overcoming challenges and finding strength in difficult times.

? Moving into the realm of financial wisdom, he emphasizes the importance of having a solid product for wealth building in "You Need A Product To Get Rich."

?? Fat Joe then shares a personal and troubling experience in "Fat Joe Served A Four-Month Sentence After His Accountant Stole From Him." He discusses the betrayal and how it impacted his life, leading to a critical conversation on "How To Avoid Getting Robbed By An Accountant."

? Shifting the focus to the music industry, Fat Joe talks about the potential of "Rappers Forming A Hip Hop Union," exploring how such a union could support artists and contribute to the industry's growth.

? In a bold statement, he claims "The Healthcare Industry Commits The Biggest Crime In America," and discusses the issue of bankruptcy due to healthcare costs, emphasizing that "There Are 100 Million People Bankrupt Over Healthcare."

? On a more personal note, Fat Joe reflects on spirituality and its role in his life, stating "Nothing Is More Powerful Than Having God On Your Side."

? Revealing his entrepreneurial side, Fat Joe introduces his new venture, "A Hair Coloring Line For Men," discussing the inspiration and vision behind this unique product.

? Fat Joe revisits his experiences with financial betrayal in "Fat Joe Got Robbed Twice By An Accountant," offering more insights into navigating trust and financial management.

?? In a heartfelt advice to his family, he says, "Don?t Take The Money I Leave You To Become A Rapper,? emphasizing the importance of making individual paths in life.

? Discussing the cultural impact of hip hop, Fat Joe talks about "Hip Hop Invests A Lot Into The Culture," highlighting the contributions and influence of the genre.

? In a revealing story, Fat Joe shares "How His Friend Of 25 Years Stole Money From Him," offering a poignant look at trust, betrayal, and the complexities of relationships in the business world.

? Don't miss Fat Joe's incredible stories, lessons, and advice in this enlightening episode of Earn Your Leisure. Tune in now for an unforgettable journey through the intersections of music, finance, culture, and personal growth!

#FatJoe #EarnYourLeisure #HipHop #Finance #LifeLessons #loyalty #irs 

In this informative video, Coach Q share valuable insights on how to maximize engagement and collaboration on social media platforms. By focusing on your niche and being specific with your posts and call to action, you can motivate your audience to engage and take the next step in working with you. Learn about the importance of authenticity and building reciprocal relationships as the voice of your brand. Discover how collaborations with others in your niche can significantly enhance your social media presence and create valuable partnerships. Coach Q also provides practical advice on reaching out to other creators for collaboration and navigating fair pricing. Additionally, the video covers distinguishing features to help you stand out from the competition and build your personal brand, just like the example of "him 500." If you're looking to elevate your social media engagement and collaboration strategies, this video is a must-watch!

#SocialMediaEngagement #Collaboration #NicheMarketing #BrandBuilding #InfluencerCollaboration #SocialMediaStrategy #PersonalBrand #EYL #CoachQ #JStone

Join us as we dive into a powerful conversation with Kevin Okyere, an influential figure in the world of entrepreneurship and oil and gas. In this episode, Kevin shares valuable insights on overcoming fear and self-doubt to achieve success in the competitive landscape of business.

Kevin challenges the zero-sum mentality prevalent among people of color who possess wealth and opportunity. He emphasizes the importance of supporting each other's success and breaking free from the belief that someone else's success diminishes our own potential. This thought-provoking perspective sets the tone for cultivating a collaborative and empowering community in 2024.

Furthermore, Kevin dismantles the notion that success is out of reach for the individual. Drawing parallels between oneself and renowned figures like Elon Musk, he urges viewers to reject self-doubt and embrace unwavering belief in their capabilities. His personal journey from challenging times in Ghana to triumph in the oil and gas industry serves as a testament to the power of self-belief in overcoming adversity.

As the conversation progresses, Kevin sheds light on the fierce competition and resistance he encountered when venturing into the oil and gas sector. Highlighting the disparities in access to financial support due to racial biases, he underscores the necessity of self-reliance and perseverance in the face of adversity. Kevin's unyielding determination and resilience in utilizing his own profits to break barriers and generate opportunities exemplify the essence of taking ownership of one's path to success.

In conclusion, Kevin's story serves as an inspiring narrative of resilience, self-belief, and the relentless pursuit of success. His unwavering spirit in the face of challenges is a beacon of encouragement for anyone striving to make their mark in the business world. Join us in embracing Kevin's powerful message as we gear up for a transformative 2024 filled with collaboration, self-assurance, and unshakeable determination.

#SuccessMindset #Entrepreneurship #BelieveInYourself #OvercomingAdversity #2024Goals #FinancialEmpowerment #Resilience #Collaboration #OilAndGasIndustry #KevinOkyere #EYLMMMedium

In this inspiring presentation, Rachel Rodgers, successful entrepreneur and lawyer, shares her remarkable journey from a challenging childhood in Queens to building a thriving career and a powerful mindset for success. With captivating honesty, Rachel recounts her early struggles, fighting in high school and the shame of using food stamps. She reflects on how these tough experiences shaped her into a resilient and relentless individual, equipped with the determination and grit necessary for entrepreneurship and wealth-building.

Throughout the conversation, Rachel reveals how her inquisitive nature and hunger for knowledge about making money led her to seek educational paths to success, ultimately culminating in the realization that being herself was her biggest strength. She discovered that her unique approach, not conforming to traditional corporate standards, was the key to attracting clients and making a notable impact in her field. Rachel's story is a compelling testament to the power of authenticity, perseverance, and self-discovery on the road to success.

#SuccessStories #Entrepreneurship #WealthBuilding #RagsToRiches #Authenticity #Perseverance #MentalFortitude #BusinessJourney #RachelRodgers #EYLMedium #Inspiration #Motivation #SelfDiscovery #EntrepreneurMindset #RedefiningSuccess #LearningFromAdversity #OvercomingChallenges

In this enlightening episode, Rashad Bilal and Ian Dunlap have a captivating conversation with Kevin Okyere, an astute entrepreneur sharing his profound insights on the vast opportunities for Americans in Africa. Kevin offers a fresh perspective, highlighting the importance of ideas over capital when exploring investment prospects. Drawing an intriguing analogy, he compares America to a sophisticated farm and Ghana to a barren land, emphasizing the potential for success through identifying unique niches and persistent effort.

Through engaging anecdotes, Kevin challenges the conventional mindset of following trends, elucidating the fleeting nature of highly sought-after businesses and emphasizing the need for innovation. He encourages viewers to rethink traditional business plans, describing Africa as a terrain where adaptability and resilience are paramount. With unwavering confidence, Kevin emphasizes the monumental potential for returns in Africa, far surpassing those in the West, and offers compelling examples of extraordinary returns he has witnessed.

Furthermore, Kevin addresses the individualistic nature of expectations, cautioning against setting limits and instead advocating for embracing and overcoming challenges. He notes that fixed expectations can inadvertently hinder the realization of even greater success, urging aspiring entrepreneurs to adopt a broader perspective on the potential rewards awaiting them. With a captivating blend of authenticity and pragmatic advice, Kevin inspires viewers to explore the untapped potential of Africa, dismissing doubts and underlining the magnitude of opportunities that lie on the continent.

Join us for this illuminating conversation with Kevin Okyere as he dismantles common misconceptions, redefines traditional investment approaches, and unveils the staggering rewards that await those willing to embrace the untapped potential of the African continent.

#EYL #AfricanOpportunities #InvestingInAfrica #BusinessInnovation #KevinOkyere #WealthCreation #EntrepreneurshipInsights #OpportunitiesInGhana #AfricanEntrepreneurship #StrategicInvestment #AfricaRising

In this episode, we sit down with Kevin Okyere, a prominent figure in Africa's oil and gas industry, to gain valuable insights into his journey, challenges, and strategies for success. Join hosts Rashad Bilal, Ian Dunlap, and Troy Millings as they delve deep into the world of entrepreneurship and business on the African continent.

In response to Troy Milling's inquiry about mentors and sources of inspiration, Kevin shares his unique perspective on learning from his surroundings and the subconscious influence of family members who were entrepreneurs. Despite not having a specific mentor, Kevin emphasizes the significance of absorbing knowledge from various individuals and experiences, whether in college, high school, or from professors.

The conversation then pivots to discussing the challenges facing the African business landscape. Kevin highlights the importance of Africans empowering each other and fostering self-reliance, emphasizing that internal cooperation and belief in the continent's capabilities are vital for overcoming barriers to business growth. He stresses the need to address deeply rooted beliefs of dependency on foreign aid and assistance, advocating for a shift towards self-sufficiency.

When Ian Dunlap raises the question of starting a new business in 2024, Kevin's unwavering dedication to the oil and gas industry becomes evident. He shares the importance of persistence, honesty, and prayer as fundamental principles for entrepreneurial success. Additionally, he touches upon the significance of making decisive decisions without overanalyzing, urging aspiring entrepreneurs to boldly pursue their goals.

As Kevin's insights unfold, viewers gain invaluable wisdom about the intricacies of doing business in Africa, the mindset required for exponential growth, and the power of self-belief in driving economic progress. His candid and no-nonsense approach to business serves as a testament to the potential that lies within the African continent and the individuals propelling its development.

Join us in unlocking the transformative business insights offered by Kevin Okyere as we navigate the dynamic landscape of entrepreneurship in Africa and beyond. Subscribe to EYL for more thought-provoking discussions and empowering stories of success.

#EYL #Entrepreneurship #OilAndGas #AfricanBusiness #SuccessStories #Mentorship #SelfReliance #AfricanEntrepreneurs #BusinessMindset #LeadershipLessons #Empowerment

Join us in this insightful episode as we sit down with entrepreneur and business coach, Rachel Rodgers, to discuss the pivotal moments in her journey from practicing law to building her own successful business. Rachel shares her experiences of feeling limited by her law practice, and how she transitioned into coaching and then founded hello seven, all while staying true to her authentic self. She emphasizes the importance of embracing one's uniqueness as the foundation of a strong and lasting brand, rather than trying to imitate others. Rachel and the hosts, Rashad Bilal and Troy Millings, delve into the power of being comfortable with oneself and using one's individual traits as a superpower, rather than feeling the need to conform to certain molds for success.

The conversation also touches on the crucial role of support from a partner in the entrepreneurial journey. Rachel candidly shares her journey of navigating her husband's initial doubts and the challenges they faced as a couple while building their business. She highlights the importance of being serious and dedicated to the vision, even when a partner might not immediately see it, and the relentless belief and action required to carry both individuals through the journey. The transparency in discussing financial struggles and the need to borrow money to make payroll provides a raw and real insight into the less glamorous side of entrepreneurship.

In a heartwarming and empowering exchange, Rachel's story serves as a reminder of the perseverance and unwavering belief necessary for success, and the critical role of support and understanding within a partnership. The profound impact of authenticity and resilience in carving out a path in business shines through, encouraging viewers to embrace their unique qualities and assert their vision without seeking external validation.

Join us in this intimate and enlightening conversation that is sure to inspire and resonate with aspiring entrepreneurs, established business owners, and anyone seeking to navigate the complexities of entrepreneurship with determination, authenticity, and unwavering belief.

#Entrepreneurship #BusinessJourney #Authenticity #Belief #Support #Partnership #Resilience #Empowerment #EntrepreneurialMindset #SuccessStories #EYL #RachelRodgers #HelloSeven

In this eye-opening episode of Earn Your Leisure, we had the pleasure of interviewing Shonda Martin, an expert in personal and business credit. Shonda delves into the intricacies of building a robust credit profile, sharing invaluable advice and strategies that go beyond just the numbers. Tune in as we cover essential topics including:

- The significant role of personal credit in business credit development.

- Effective ways to handle late payments on your credit report.

- Why a healthy credit profile matters more than your credit score.

- Achieving financial flexibility with a 680 credit score.

- The risks of co-signing and how it affects your credit.

- Regularly boosting your credit limit for financial health.

- The impact of student loans on your credit score.

- Understanding the true nature of credit card usage.

- Strategic payments to enhance your credit score.

- How high credit card balances can lower your score.

- The right time to start building your child's credit.

- Common parental mistakes in managing their child's credit.

- Knowing when and why to close a credit card.

- The optimal age for adding your child to your credit card.

- Steps to building a strong credit profile.

- Key FICO scores to be aware of.

- Solutions for managing credit card debt.

Don't miss out on these crucial insights that could transform your financial journey. Whether you're repairing, building, or maintaining your credit, Shonda's advice is a game-changer.

#EarnYourLeisure #CreditTips #FinancialFreedom #CreditScore #PersonalFinance #BusinessCredit #CreditRepair #FICO #DebtManagement #FinancialEducation

In this episode, we sit down with Kevin Okyere, a prominent entrepreneur who shares his insights on business opportunities in Africa. Kevin, a successful businessman in the oil and gas industry, discusses his journey and the untapped potential in various African countries.

Join us as we delve into a conversation about the vast possibilities in Africa beyond Ghana. Kevin sheds light on Nigeria, highlighting its status as the largest economy in Africa and the abundance of opportunities it offers despite certain challenges. He emphasizes the need to look beyond stereotypes and outdated perceptions of the African continent, urging viewers to recognize the presence of established multinational corporations, such as GE and Microsoft, operating in Africa.

With experience extending to French-speaking countries like Burkina Faso and Mali, Kevin emphasizes the importance of identifying one's niche and adapting to different African markets. He elaborates on his perspective that Ghana serves as a gateway to Africa, allowing businesses to expand and thrive across the continent.

Amidst discussions about future plans, Kevin candidly reflects on the value of living in the present moment and cherishing every opportunity to make a positive impact. He shares personal experiences that have influenced his outlook on life, emphasizing the significance of seizing each day and making a difference in the lives of others.

As we conclude, Kevin expresses an ambitious vision for the future, aiming to extend support to underprivileged children and solidify his company's position as a leader in Africa. However, he emphasizes the need to appreciate the present and make the most of every moment, acknowledging the unpredictability of life and the importance of living with purpose and passion.

Join us in this insightful conversation with Kevin Okyere, where we explore the paradigm of business in Africa and the profound wisdom of living in the now. Don't miss the opportunity to gain valuable perspectives on entrepreneurship, African markets, and the essence of embracing each moment.

#EYL #BusinessInAfrica #AfricanEntrepreneurship #KevinOkyereInterview #SuccessInAfrica #LivingInTheMoment #AfricanOpportunities #EntrepreneurialInsights #OilAndGasIndustry #AfricanMarkets

In this video, RaShida Roberts shares valuable insights on how to grow your presence on TikTok. She emphasizes the importance of niching down and appealing to a specific group of people in order to position yourself as an expert. RaShida offers essential tips for maximizing engagement, such as posting at the right time to reach the Gen Z audience, utilizing the "do it" or "stitch" feature to create engaging content, and participating in or creating challenges tailored to your content area.

Moreover, she delves into the significance of jumping on trending sounds and songs to leverage the platform's algorithms and increase visibility. RaShida also highlights the effectiveness of cross-promoting TikTok content on other social media platforms, streamlining the content creation process, and ultimately saving time. Additionally, she suggests using tools like nvideo for video editing, showcasing various templates suitable for different content types, from business and marketing to education and fashion.

Whether you're an aspiring content creator or looking to enhance your TikTok presence, this video is packed with practical tips and tools to help you stand out and expand your reach on the platform.

#TikTokGrowth #ContentCreation #SocialMediaTips #EngagementStrategies #VideoEditing #TrendingOnTikTok #NicheContent #CrossPromotion #ChallengesOnTikTok #GenZAudience

In this episode, hosts Rashad Bilal and Troy Millings, along with special guests J. Stone and Stix Watts, engage in a candid conversation about the significance of mental health in urban environments. The discussion delves into personal experiences, coping mechanisms, and the impact of trauma on individuals living in these communities.

J. Stone shares his journey of dealing with traumatic experiences, such as losing his mother at a young age and the passing of other loved ones. He emphasizes the role of positive influences and his passion for music as crucial factors in navigating through these challenges. The group also addresses the normalization of trauma in these environments and the necessity of prioritizing mental health.

The conversation highlights the importance of brotherhood and having a support system. J. Stone and Stix Watts stress the significance of surrounding oneself with genuine, uplifting individuals in order to combat the negative impacts of living in urban environments. They discuss the power of open communication, the drawbacks of bottling up emotions, and the detrimental effects of unnecessary stress on mental well-being.

The stigma surrounding vulnerability and seeking help is also examined. The guests share their personal perspectives on the societal expectations of masculinity and the impact of these expectations on mental health. The group explores the need for destigmatizing conversations around mental health and the benefits of seeking therapy as a means of releasing long-buried emotions.

Furthermore, J. Stone and Stix Watts shed light on the concept of exposure to alternative environments as a means of escaping the constant vigilance instilled by living in urban areas. The transformative power of travel and the potential for gaining different perspectives and experiences are discussed as tools for personal growth and healing.

Join us for a thought-provoking discussion that will inspire you to prioritize mental health and foster open conversations within your community. Gain valuable insights on the resilience and strength exhibited by individuals navigating through adversity in urban environments. Learn about the power of brotherhood, the necessity of seeking help, and the benefit of exploring new experiences as a means of healing and growth.

#MentalHealthAwareness #UrbanEnvironments #JStone #StixWatts #EYL #Brotherhood #Therapeutic #Trauma #SupportSystem #Vulnerability #Therapy #Resilience #Healing #CommunityConversations #PersonalGrowth #OpenCommunication #PositiveInfluences

In this episode, Sonia Lewis joins Rashad Bilal and Troy Millings to discuss the recent announcement by President Biden to cancel over $5 billion in student loan debt. Get insights on who benefits the most from this forgiveness, how to apply, and the exclusions that may impact millions of borrowers. Sonia breaks down the intricacies of the income-driven repayment and sheds light on the glitch that left over 9 million people out of the forgiveness program.

The discussion also covers the Public Service Loan Forgiveness program and the critical details borrowers need to be aware of, especially for those with FFELP loans. With practical advice and valuable information, this episode is a must-watch for anyone navigating the complexities of student loan forgiveness.

#StudentLoanDebt #BidenAdministration #LoanForgiveness #IncomeDrivenRepayment #PublicServiceLoanForgiveness #EYLMedium #FinancialEducation #SoniaLewis #RashadBilal #TroyMillings

In this eye-opening episode, hosts Rashad Bilal and Troy Millings engage in a thought-provoking discussion with financial expert Sonia Lewis. The conversation delves deep into the implications of potential student loan forgiveness and the disproportionate impact it has on different demographics. Sonia Lewis offers invaluable insights into the shifting dynamics of student loan debt and how it affects diverse communities, particularly African American women aged 30-55.

Rashad and Troy skillfully navigate the conversation, raising vital questions and learning from Sonia's wealth of knowledge. The trio explores the topic of student loan forgiveness and its potential benefit, examining its relevance for individuals who are struggling with loan repayments. Sonia challenges the prevailing notions and provides an illuminating perspective on the demographics most affected by student loan debt, urging a nuanced understanding of the issue.

As Sonia explains, the statistics reveal that African American women in the 30-55 age group are the largest holders of student loan debt, bringing to light the impact of forgiveness programs and the inherent bias in their design. The discussion further unravels the significance of these programs and their potential to reshape financial landscapes, aiming to foster an informed dialogue on the matter.

The conversation takes a compelling turn as Sonia elaborates on the broader implications of student loan forgiveness, emphasizing its potential to enable homeownership and alter the wealth trajectory of communities. The dialogue extends beyond forgiveness as Sonia emphasizes the vital role of financial literacy and informed borrowing practices, especially for those breaking generational barriers in education.

From navigating the complexities of credit scores post-forgiveness to shedding light on tax implications, Sonia's expertise shines through, offering indispensable advice and insights. The discussion offers a comprehensive view of the multifaceted challenges and opportunities surrounding student loan debt forgiveness, ensuring that viewers are equipped with a deeper understanding of the subject matter.

In addition to untangling the complexities of loan forgiveness, the conversation touches upon alternative avenues such as scholarships and grants, underscoring the importance of proactive financial planning. Sonia's personal anecdotes and professional insights add a layer of authenticity, making the conversation relatable and valuable for audiences of all backgrounds.

This episode serves as an essential resource for individuals navigating the complexities of student loan debt and seeking to understand the wider implications of forgiveness programs. It embodies EYL's commitment to providing engaging and informative content that empowers viewers with valuable knowledge about finance and wealth management.

Join Rashad, Troy, and Sonia as they unravel the intricate web of student loan debt forgiveness and equip viewers with the tools to navigate this critical aspect of personal finance.

#EYL #SoniaLewis #StudentLoanDebt #WealthManagement #FinancialLiteracy #LoanForgiveness #FinancialPlanning #CreditScores #Scholarships #Grants #AfricanAmericanCommunity #GenerationalWealth #DebtToIncomeRatio #TaxImplications #Homeownership #CommunityEmpowerment #EYLMedium

Join us in this installment of the Earn Your Leisure Podcast as we sit down with J. Stone, original member of the All Money In crew, to delve into the true meaning and significance behind the motto "All Money In." We explore the origins of All Money In, what it represents to the members, and the impact it has had on their journey in the music industry and beyond.

In this captivating discussion, J. Stone shares the evolution of All Money In from its roots as "slossing boys" to its transformation into a symbol of brotherhood, loyalty, and financial discipline. He offers a deeply personal insight into the crew's ethos, emphasizing the mantra of "all money in, no money out" as a commitment to financial responsibility, investment, and wealth accumulation.

Moreover, the conversation touches on the visionary leadership of the late Nipsey Hussle and the influence of Sam, an exemplary hustler and mentor figure. J. Stone elaborates on the value of structure within All Money In, highlighting the importance of discipline, mutual support, and intellectual growth among the members.

Additionally, the discussion delves into J. Stone's unique bond with Nipsey Hussle and their mutual passion for music and entrepreneurship. It unravels the journey of two individuals striving to make their mark in the industry while retaining independence and ownership, inspired by pioneering figures such as Master P and Jermaine Dupri.

As we unravel the layers of meaning embedded in the All Money In philosophy, J. Stone's narrative offers a compelling blend of personal experiences, resilience, and the pursuit of excellence in the face of adversity.

Join us for this thought-provoking conversation as we uncover the true essence of "All Money In" and gain invaluable insights into the world of hip-hop, entrepreneurial spirit, and unwavering dedication. Prepare to be inspired by the wisdom and vision shared by J. Stone and the profound impact of All Money In.

#EYL #EYLMedium #AllMoneyIn #JStone #NipseyHussle #HipHopCulture #FinancialDiscipline #Entrepreneurship #Leadership #Brotherhood #Independence #Resilience #Mentorship #HustlerMentality #MusicIndustry #Ownership #Community #WealthAccumulation #FinancialResponsibility

In this must-watch episode of Earn Your Leisure, we had the privilege of interviewing the inspiring Rachel Rodgers, a renowned entrepreneur and visionary. Rachel delves deep into the essential elements that define successful entrepreneurship.

We cover a range of pivotal topics, including:

- Embracing rejection as a stepping stone to success.

- Cultivating the right entrepreneurial mindset.

- Harnessing courage as a key to triumph.

- Mastering the art of connecting with clients authentically.

- Strategies to overcome imposter syndrome.

- Gaining support from your partner for your business vision.

- Why making six figures is just the beginning.

- The importance of building your brand visibly and publicly.

- Leveraging your unique personality in your business.

- Developing a millionaire mindset.

- Transforming challenges into entrepreneurial strengths.

- Recognizing your worth in the business world.

- Creating products that resonate with clients' needs.

- The critical skill of copywriting for every entrepreneur.

- The journey behind the launch of Hello Seven.

- Qualifying yourself beyond your experience.

- Convincing your partner to believe in your business vision.

This episode is a treasure trove of insights for anyone looking to build a successful business or elevate their entrepreneurial journey. Rachel Rodgers shares her profound experiences and lessons that are invaluable for both aspiring and established entrepreneurs.

Don't forget to hit like, share, and subscribe to Earn Your Leisure for more empowering content. Your support enables us to bring these valuable conversations to you!

#RachelRodgers #Entrepreneurship #EarnYourLeisure #SuccessMindset #BusinessGrowth #HelloSeven #BrandBuilding #MillionaireMindset #EntrepreneurialChallenges #FinancialSuccess #CopywritingSkills #SupportingPartners #OvercomingRejection #ImposterSyndrome #PersonalBrand #EntrepreneurialJourney

Explore the intriguing world of Bitcoin halving and its impact on cryptocurrency markets in our latest video. We delve into how Bitcoin's halving events influence the digital currency's value and scarcity, shaping the broader crypto economy. Additionally, we discuss the emerging trend of Crypto ETFs (Exchange-Traded Funds), examining their role in providing investors with a more traditional and potentially safer entry point into cryptocurrency investments.

Join us as we unravel these complex yet fascinating aspects of the crypto landscape. Don't forget to like, subscribe, and share for more insightful content on cryptocurrency trends and news! #bitcoin #etf #crypto

Join Rashad Bilal, Ian Dunlap, and Troy Millings in this thought-provoking episode as they dive into the uncertain future of Pfizer in the pharmaceutical industry. As the hosts candidly discuss the current state of Pfizer and its potential recovery, viewers gain valuable insights into the factors influencing the company's trajectory.

In this episode, the EYL team dissects Pfizer's challenges, including its management decisions, debt burden, and loss of exclusive rights to blockbuster drugs. The impact of the pandemic and missed opportunities in the weight loss drug market are also examined. With a shift in the industry landscape and the emergence of formidable competitors like Eli Lilly, the discussion delves into Pfizer's new standing as a "junior varsity" player in the pharmaceutical space.

Viewers gain practical investment advice as the hosts share their perspectives on Pfizer's stock performance and future prospects. They delineate potential entry points for investors and emphasize the significance of scrutinizing stock drawdowns and company trends. The team presents a balanced view, expressing optimism for Pfizer at the right price while highlighting the need for caution and strategic decision-making.

Furthermore, the hosts explore Pfizer's strategic moves, such as plans to license pharmaceutical assets, and offer critical analysis on the potential revenue impact. Drawing parallels with other industries, they highlight the complex dynamics of licensing and its implications for future growth and adaptability.

As the episode unfolds, the hosts draw attention to the transformative nature of industries, likening Pfizer's position to past instances of market shifts in other sectors. They draw engaging parallels to recognizable names like LeBron and Nvidia to illustrate the evolving landscape of the pharmaceutical industry. Drawing from personal experiences, the hosts draw relatable analogies that resonate with viewers, enriching the discussion with humor and practical wisdom.

The conversation culminates with a bold comparison, likening Pfizer's current challenges to a relationship facing financial struggles. This analogy adds a relatable dimension for viewers, bringing a refreshing approach to evaluating the stock's potential for recovery and growth.

By the end of the episode, viewers are equipped with a nuanced understanding of the pharmaceutical industry, Pfizer's strategic position, and the critical factors shaping its future. Whether you're an investor or simply intrigued by the intricacies of the pharmaceutical landscape, this episode offers a compelling and insightful exploration of Pfizer's journey in the midst of industry turbulence.

Join the EYL team as they dissect Pfizer's future, lend practical investment insights, and offer a compelling perspective on the evolving pharmaceutical terrain. Don't miss this engrossing episode that promises to expand your understanding of the pharmaceutical industry and stimulate thought-provoking discussions on Pfizer's potential resurgence.

#CalebSilver #Pfizer #Pharmaceuticals #Stocks #Investing #EYL #MarketAnalysis #IndustryTrends #FinancialInsights #CalebSilver #Pfizer #Pharmaceuticals

In this episode, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Caleb Silver, the Editor in Chief of Investopedia. They delve into the concept of the American Dream and its evolving financial implications. The discussion centers around the staggering figure of $3.4 million, which has been identified as the monetary requirement to attain the American Dream in today's society.

Caleb Silver begins by shedding light on the reasons people were searching for the American Dream on Investopedia and how it is perceived as unattainable by many, especially the younger generation. He breaks down the cost of building the American Dream, encompassing elements such as raising a family, educational expenses, owning a home, and preparing for retirement, culminating in the $3.4 million benchmark.

The conversation transitions to the stark contrast between the median lifetime income and the financial outlay required for the American Dream, emphasizing the reality of a substantial shortfall for the average American. The dilemma prompts considerations about how individuals not on track to earn that much over their lifetimes can improve their financial situation.

Caleb Silver advocates for investment as a means to bridge the gap and make money work for individuals. He also highlights the significance of owning a home or real estate properties that generate income, emphasizing the long-term financial benefits and the preservation of wealth for future generations.

As the discussion unfolds, the Investopedia team analyzes the top ten search terms, reflecting the readers' interests and concerns. Artificial intelligence emerges as a significant area of interest, with profound implications for investment and its pervasive influence across various industries. The conversation delves into bank failures, assumable mortgages, treasury bills, and the inverted yield curve, providing context around their relevance and impact on the financial landscape.

The video prompts a critical examination of the evolving dynamics in finance and investment. It underscores the necessity of aligning investment strategies with the changing economic interplay, providing valuable insights for individuals striving to navigate and succeed in an ever-evolving financial terrain.

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#AmericanDream #PersonalFinance #InvestmentStrategies #FinancialPlanning #WealthBuilding #RealEstateInvesting #ArtificialIntelligence #EconomicDynamics #FinancialEducation #Investopedia

In this episode, Caleb Silver, Editor-in-Chief of Investopedia, shares his valuable insights on the current state of the housing market, stock market trends, and investment strategies. The discussion opens with a deep dive into the housing market, highlighting the challenges of home affordability and the emotional significance of home ownership. Caleb discusses the potential reawakening of the housing market in the spring and summer, emphasizing the impact of mortgage rates on buyer activity and the potential for a revival of housing stocks.

The conversation then shifts to the stock market, with the team exploring the correlation between stock market performance and website traffic at Investopedia. Caleb explains how market volatility and hot bull markets drive increased traffic on their platform, while also acknowledging the balance observed in traffic patterns during different market conditions. The interview delves into the challenge of sticking to an investment plan, with Caleb emphasizing the role of emotions and the importance of having a strategic approach to investing. He shares his personal investment style as a dedicated index and ETF investor, underscoring the consistency and discipline essential for long-term success.

Through engaging dialogue and expert analysis, this interview provides valuable insights for individuals navigating the housing and stock markets, as well as those seeking to enhance their investment strategies. Don't miss this in-depth discussion with Caleb Silver, a seasoned industry professional, as he provides practical wisdom and knowledgeable perspectives on crucial aspects of the economy and investment landscape.

#EYL #CalebSilver #investing #housingsmarket #stockmarket #investmentstrategy #economicinsights #financialwisdom #homeaffordability #mortgagerates #bullmarket #marketvolatility #longterminvesting

In this episode, our guest, Caleb Silver, shares his six golden rules of investing that can guide you through the new year and help you build a successful strategy for your portfolio. From starting early to being tax-smart, these rules are essential for all investors to follow.

Rule #1: Start early

Caleb emphasizes the significance of starting early in investing. He highlights the power of compounding and the impact of starting young on building wealth.

Rule #2: Determine your risk tolerance

Understanding your tolerance for drawdowns and market volatility is crucial. Knowing how much risk you can handle before tapping out is key to maintaining a steady investment strategy.

Rule #3: Know what you own

It's essential to have a thorough understanding of the assets in your portfolio. Whether it's individual stocks, ETFs, or index funds, knowing what you own and understanding their financials is critical.

Rule #4: Tame your animal spirits

Controlling emotions and impulses when it comes to investing is vital. Caleb emphasizes the significance of having a plan and not giving in to impulsive decisions during market swings.

Rule #5: Set it, but don't forget it

While some advise against frequently checking your investment accounts, Caleb encourages investors to stay informed about their portfolios. Regularly reviewing and rebalancing your holdings is essential to ensure they align with your current investment goals and market conditions.

Rule #6: Be a tax smart investor

Understanding the tax implications of your investment decisions is crucial. From tax-loss harvesting to considering tax-advantaged accounts, being tax smart can significantly impact your overall returns.

Follow these six golden rules to lay a solid foundation for your investing strategy in 2024. Whether you're a seasoned investor or just starting out, incorporating these principles into your approach can lead to greater financial success. Join us as we delve into Caleb Silver's expert insights on investing and kick-start your year with a sound investment strategy.

#Investing #FinancialPlanning #WealthBuilding #StockMarket #TaxSmart #InvestmentStrategy #MarketVolatility #MoneyManagement #WealthManagement #Compounding #EYL #CalebSilver

Thumbnail: The Real L.A. 

Welcome to anotherJStone #WestCoastRap #MentalHealth #NipseyHusslee today's spotlight shines on the influential J. Stone. With the special guest host Stix Watts, this episode delves deep into the heart of West Coast culture, music, and life lessons.

? **Highlights of the Episode:**

- **The West Coast Influence**: Discover the impact and legacy of the West Coast on the music industry and beyond.

- **Mental Health Matters**: J. Stone opens up about the importance of mental health, especially in the challenging world of music.

- **Creating in the Face of Tragedy**: The story behind J. Stone?s album ?The Definition of Pain? after Nipsey Hussle?s passing is both moving and inspiring.

- **J. Stone & Nipsey Hussle**: A touching reflection on J. Stone's relationship with Nipsey Hussle, drawing parallels with iconic rap legends.

- **Breaking the Stigma**: Addressing why it's hard for men to openly discuss their problems and the importance of doing so.

- **The Marathon Continues**: The legacy of Nipsey Hussle lives on through his music and his message.

- **J. Stone's New Ventures**: From music to movies, J. Stone talks about his journey into the film industry.

- **Fatherhood Without a Blueprint**: How J. Stone's own experiences shaped his approach to being a father.

- **The Evolution of the Streets**: A look at how street culture is evolving and impacting music.

- **J. Stone?s Top 5 LA Rappers**: Who makes the list in J. Stone's view of the LA rap scene?

- **All Money In Independence**: The strategy and ethos behind the All Money In team?s independent approach.

- **Street Culture & Corporate Profit**: A discussion on how corporations interact with and often exploit street culture.

- **Behind the Album Series**: Insights into the concept and creation of J. Stone?s album series.

- **Music Promotion Strategies**: How All Money In made waves in rival neighborhoods through their unique promotional tactics.

- **The Essence of All Money In**: Understanding the deeper meaning behind the label?s name and ethos.

- **Nipsey?s Creative Influence**: How Nipsey Hussle contributed to the naming of J. Stone?s album series.

Join us for this unmissable episode as J. Stone shares his journey, thoughts, and experiences in an intimate and revealing conversation. It's more than music; it's a testament to resilience, creativity, and the unyielding spirit of the West Coast.

#EarnYourLeisure #JStone #WestCoastRap #MentalHealth #NipseyHussle #MusicIndustry #Fatherhood #AllMoneyIn

In this thought-provoking episode, Rashad Bilal, Ian Dunlap, and Troy Millings engage in a candid discussion on the concept of democracy amidst the current turbulent political climate. They dive deep into the question: Is American democracy overrated?

The session opens with Ian Dunlap challenging the notion of America as a democratic state, emphasizing that it is, in fact, a republic. He expresses his belief that the concept of democracy is noble but has been poorly executed, leading to countless injustices and societal issues. The hosts highlight how democracy fails to provide equal power and is skewed toward the rich and influential, with lobbyists controlling the government and media. They dismantle the myth of democracy's equality and discuss how it has been forcibly imposed on nations, particularly in Africa, as a means for external control, contributing to systemic challenges in those regions.

The conversation extends to a global perspective, exploring the impact of American dominance and the potential shift in the economic and business landscape. They ponder the likelihood of other countries rising to prominence within the global market, with a particular focus on the emergence of the UAE and Saudi Arabia as significant players in the financial sector. The hosts also delve into the implications of major corporations relocating headquarters and operations to different countries, raising questions about the future dynamics of American-based companies with extensive overseas footprints.

Moreover, the hosts deliberate over the ramifications of spreading dominance and influence through global business expansion and strategic alliances. They emphasize the need for an open-minded approach and a thorough understanding of diverse cultural and economic systems, challenging the inherent biases often perpetuated by American perspectives.

In the latter part of the conversation, they examine the potential impact of establishing business presence in different countries and how it shapes the playing field in the global economy. They discuss how this can lead to the standardization of customs and practices, ultimately influencing the global landscape from a distinctly American perspective.

This provocative session shares a critical analysis of democracy, American influence, and the evolving global economic paradigm, prompting viewers to consider these complex and profound topics from diverse viewpoints. As the world grapples with shifting power dynamics and economic realities, this discussion offers valuable insights into the multifaceted nature of democracy and its implications in a global context.

Join Rashad Bilal, Ian Dunlap, and Troy Millings as they challenge conventional assumptions and delve into the very essence of democracy and global dominance in this eye-opening episode.

#Democracy #AmericanDemocracy #GlobalInfluence #EconomicParadigm #BusinessExpansion #GlobalDominance #CulturalPerspectives #PoliticalClimate #ElectionYear #AmericanInfluence #WorldEconomy #AmericanPolitics #WealthInequality #InstitutionalInjustice #PoliticalSystems #InternationalRelations #EYL #RashadBilal #IanDunlap #TroyMillings

In this episode, hosts Rashad Bilal and Troy Millings engage in a candid conversation with the insightful Eboni Williams. The discussion revolves around the challenges faced by successful black women in the dating game, particularly concerning finances and societal expectations. Eboni shares her personal experiences and offers thought-provoking insights into the complexities of the modern relationship landscape.

The conversation delves into the impact of the "boss chick" and independent black woman archetypes on the black family ecosystem. Eboni and the hosts ponder whether these constructs have become destructive and pose challenges for traditional family dynamics. The discussion is nuanced and based on statistical data, transcending subjective opinions to tackle the harsh realities faced by black women in today's society.

Furthermore, Eboni addresses misconceptions about black women intentionally competing with black men and emphasizes the sincere desire to build fulfilling relationships within the black community. She articulates the importance of socioeconomic alignment in partnerships, highlighting the self-interested element of desiring a similarly positioned partner for a secure and comfortable future.

The conversation takes a controversial turn as the hosts discuss the challenges faced by successful single women in finding equally yoked partners. The societal values and expectations placed on men and women regarding attractiveness, youth, fertility, and financial stability are dissected, shedding light on the inherent conflicts within the dating market.

Eboni openly shares her strategic approach to dating, expressing a preference for older men due to their appreciation of aspects of youth. She candidly discusses her personal journey towards single motherhood by choice, providing insights into how the age and lifestyle circumstances of potential partners influence major life decisions.

The discussion touches on the realities of being a middle-aged, highly educated, and high-earning black woman, emphasizing the limited pool of potential partners due to income brackets and societal expectations. Eboni urges for a frank understanding of the compromises, decisions, and priorities that successful black women must navigate in their pursuit of fulfilling personal and professional lives.

Ultimately, the episode provides a compelling exploration of the dating and financial dilemmas faced by successful black women, urging individuals to bravely confront the realities of their desires and make strategic decisions aligned with their personal priorities.

#eyl #MMMedium #EboniWilliams #BlackWomen #Relationships #Success #Finances #DatingChallenges #SocioeconomicFactors #SingleMotherhood #Society #GenderRoles #MiddleAged #Compromises #Priorities

In this episode, Eboni Williams joins the hosts Rashad Bilal, Ian Dunlap, and Troy Millings to discuss the importance of prenuptial agreements (prenups) and the financial comfort needed to thrive in different cities. Eboni sheds light on the misconceptions surrounding prenups, emphasizing that it's not just for the wealthy but also for individuals with incomes ranging from $65,000 to $125,000. She highlights how prenups provide protection for separate property and assets brought into a relationship.

Eboni shares insights on the financial comfort needed in metropolitan cities like New York, LA, and San Francisco, noting that an income of around $300,000 is necessary for a comfortable lifestyle in these high-cost areas. She further explores the financial needs in other cities such as Atlanta and Chicago, where a couple of hundred thousand dollars can provide a comfortable living standard. Eboni's candid and practical approach to financial discussions brings refreshing perspectives to the table.

Join the conversation as Eboni passionately advocates for understanding the financial implications of different lifestyles and the necessity for viable financial partnerships. Learn about the complexities of child support, paternity tests, and the practicalities of raising children in a high-cost environment. Eboni's transparent discussions bring clarity to these often overlooked, yet significant, aspects of personal finance and relationships.

In addition to financial topics, Eboni shares insights about her personal experiences, adding depth and relatability to the conversation. Her reflections on living in New York with a $150,000 income offer a realistic viewpoint that resonates with many individuals striving for financial stability in expensive cities.

This episode is a valuable resource for individuals seeking practical advice on relationship finances, prenuptial agreements, and achieving financial comfort in different living environments. Eboni's wealth of experience and candid approach make this discussion informative, engaging, and thought-provoking.

#Prenups #FinancialComfort #RelationshipFinance #PersonalFinance #HighCostCities #ChildSupport #PaternityTests #LivingExpenses #EboniWilliams #MMMedium #EYL

In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the implications of a bill that aims to prevent hedge funds from owning single-family homes in the United States. Ian expresses skepticism about the bill passing, citing the influence of hedge fund giants like Ken Griffin and the potential impact on the real estate investment space. The proposed legislation not only seeks to ban hedge funds from amassing large portfolios of single-family homes but also requires them to sell off a portion of their holdings over a ten-year period, ultimately leading to a complete ban on ownership of single-family homes by hedge funds.

The hosts delve into the potential impact on the housing market, highlighting concerns about affordability, rental availability, and the shortage of homes in various parts of the country. They emphasize the uneven playing field for average citizens competing with financial institutions in property acquisition, leading to a discussion about the existing housing crisis and the consequences of underbuilding.

Ian Dunlap also addresses the recent probe over mortgage pricing discrimination involving Wells Fargo and other banks. The hosts express astonishment at how Wells Fargo continues to operate despite a history of controversial practices. They question the likelihood of substantial changes resulting from the investigation, hinting at the possibility of superficial initiatives such as the addition of a racial inclusion division rather than meaningful reform.

Join the conversation as the hosts dissect the complexities of real estate investment, housing affordability, and the repercussions of institutional involvement in the housing market. They provide critical insights into the proposed bill's implications and the ongoing issues surrounding mortgage discrimination, offering a thought-provoking analysis of key issues impacting real estate and financial institutions in the United States.

Don't miss out on this insightful discussion that sheds light on the intersection of hedge funds, single-family home ownership, and the intricacies of mortgage discrimination in the real estate industry. If you're interested in understanding the multifaceted dynamics of real estate investment and regulatory challenges, this episode is a must-watch!

#EYL #RealEstateInvestment #MortgageProbe #HedgeFundRegulation

#RealEstate #HedgeFunds #HouseOwnership #FinancialInstitutions #WellsFargoProbe #MortgageDiscrimination

In this episode, hosts Rashad Bilal and Troy Millings delve into the intricacies of podcasting monetization and business models, accompanied by guest and former music industry figure, Loon. They tackle the common misconception that advertising revenue alone is sufficient to sustain a lucrative living through podcasting. Rashad points out that while there's substantial money in ads, most podcasters struggle to amass a sizable audience, which is crucial for significant ad revenue. This leads to the conclusion that creativity and diversification are essential components in generating income beyond ad revenue.

Loon shares his insights on the potential pitfalls of early fame, emphasizing the importance of maintaining focus on business aspects, such as selling merchandise, services, and creating subscription-based models. The conversation delves into the dynamics of podcast ownership, with the hosts expressing the necessity of maintaining control over their show, even in the face of potentially lucrative contracts. They shed light on the prevalent lack of transparency in the industry and the nuances of negotiating podcast deals.

The discussion unpacks the complexities of CPM (Cost Per Mille) and RPM (Revenue Per Mille) metrics in podcast advertising. Rashad and Troy demystify the intricacies, highlighting the potential for podcasters to negotiate payment based on their episode's worth, rather than getting entangled in opaque industry standards and complicated financial arrangements.

Loon brings attention to the importance of engaging with paying customers, emphasizing the unique expectations and responsibilities that come with building a community of supporters behind a paywall, as opposed to relying solely on free content. The hosts and guest also touch on navigating the mental strain of managing a podcast, from dealing with comments and criticisms, to the financial strains of running a podcast.

Overall, this enlightening episode provides valuable insights into the multifaceted world of podcasting, offering a behind-the-scenes look into the business side of the industry and emphasizing the criticality of strategic business models and diversification in generating sustainable income streams.

#Monetization

#PodcastingBusinessModels

#AdvertisingRevenue

#PodcastOwnership

#CPMandRPM

#ManagingPodcastFinances

#PaywallEngagement

#PodcastCommunity

#EYLMedium

#PodcastInsights

? In this enlightening interview, Sonia Lewis, known as the "Student Loan Doctor," delves into the complex world of student loans and forgiveness programs. With her expertise, we explore a range of crucial topics that are vital for borrowers, parents, and students alike. Here's what you'll discover in this must-watch episode:

1. **Complete Discharges for 560,000 Borrowers**: Understanding the Borrower Defense Discharge and how it impacts borrowers.

2. **Deadline Alert**: The critical date of October 1st, 2024 for student loan payments resumption and the penalties for missing it.

3. **Election Year Promises**: Anticipating increased student loan forgiveness during this election cycle.

4. **Missed Opportunities**: A look at why 9 million people missed out on student loan forgiveness.

5. **Debt and Relationships**: Does student loan debt transfer to your partner?

6. **Broad Forgiveness Programs**: How the government's wide-reaching student loan forgiveness criteria can benefit nearly everyone.

7. **Consequences of Non-Payment**: What happens if you default on your student loans.

8. **Loan Types Compared**: The differences between Federal and Private student loans.

9. **College Costs Insights**: Estimating the funds required to send your child to college.

10. **Bankruptcy and Student Loans**: New possibilities for including student loans in bankruptcy filings.

11. **Credit Score Impact**: How student loans can affect your credit score.

12. **Biden's Forgiveness Groups**: Exploring the five groups eligible for Joe Biden's student loan forgiveness program.

13. **Family Financial Planning**: The importance of parents discussing scholarships with their children.

14. **Government Limitations**: Why complete student loan forgiveness may not happen.

15. **Community Strategies**: The need for better student loan strategies in the Black community.

16. **The SAVE Plan**: How this plan is set to assist many with student loans.

17. **Scholarship Applications**: The importance of applying to all available scholarships.

18. **Caution with Parent Plus Loans**: Understanding why these loans may not be the best option.

? Dive into this comprehensive guide with Sonia Lewis to navigate the complexities of student loans and discover effective strategies for managing and forgiving your debt. Whether you're a student, a parent, or a borrower, this interview is packed with essential information and tips to help you make informed decisions. 

#StudentLoans #FinancialEducation #DebtManagement #SoniaLewis #LoanForgiveness #EducationFinance #StudentDebt #BorrowerDefense #StudentLoanDoctor #FinancialStrategies

In this captivating clip, Ian Dunlap joins forces with Eboni K. Williams to delve into a thought-provoking topic: the power dynamics in relationships, specifically focusing on whether affluent men date financially less stable women for control.

? Key Highlights:

- Ian Dunlap, known for his insightful financial perspectives, and Eboni K. Williams, a renowned attorney and television personality, explore the complexities of financial disparity in romantic relationships.

- The discussion covers various aspects, including societal perceptions, the psychological aspects of control in relationships, and how financial status impacts dating choices.

- Real-life examples and experiences: Eboni K. Williams shares her observations and experiences, shedding light on how financial power can play a role in relationship dynamics.

- Advice and insights: Ideal for both men and women seeking to understand how wealth can influence romantic connections.

? Why You Should Watch:

- Gain a deeper understanding of the subtle nuances of power and control in relationships influenced by financial disparity.

- Learn about the potential motivations behind why wealthy men might choose to date women with less financial stability.

- Empower yourself with knowledge to navigate relationships with a more informed perspective on financial dynamics.

? About Earn Your Leisure:

Earn Your Leisure is a platform dedicated to providing insightful financial literacy. It bridges the gap between entertainment and education in finance, entrepreneurship, and the mindset needed for financial success.

? Don't forget to Like, Share, and Subscribe for more thought-provoking discussions and expert insights on finance, relationships, and success.

#EarnYourLeisure #IanDunlap #EboniKWilliams #RelationshipDynamics #FinancialPower #Da

ting #WealthAndControl #EmpowermentThroughKnowledge

In this episode, real estate developer Brandon Rule discusses the impact of affordable housing on the wealth gap and the importance of mixed-income housing in communities. Host Troy Millings delves into Brandon's approach to creating balanced and inclusive living spaces, emphasizing the need for both meeting basic needs and inspiring growth.

Brandon highlights his focus on mixed-income housing, incorporating market rate units alongside affordable options in his developments. He stresses the significance of diverse collaboration and interaction within communities, drawing parallels to the success of Invest Fest's diverse attendee demographics. Brandon's insights underscore the importance of exposure to different income levels for personal and collective growth.

The conversation shifts to Brandon's future real estate ventures, including a strategic diversification plan across geographic locations and property types. He emphasizes the acquisition of multifamily units and the potential for value add in real estate through effective underwriting and rehabilitation initiatives. Additionally, Brandon explores opportunities in the industrial sector, particularly in Atlanta, where he discusses the burgeoning potential of studio development and its connections to the city's growing film industry.

Unveiling his involvement with the Choice Neighborhood Implementation Grant, Brandon reflects on winning a substantial federal grant for community redevelopment?a pivotal milestone in his career trajectory. He emphasizes the importance of seeking out grant opportunities and leveraging relationships for mutual benefit, citing the pivotal role of networking and preparation in capitalizing on such opportunities.

Throughout the discussion, Brandon underscores the transformative impact of preparation and knowledge in seizing key opportunities, reflecting on the growth of his real estate endeavors rooted in expertise gained from prior deals and collaborations. The episode provides valuable insights into real estate development, affordable housing, grant acquisitions, and the pivotal role of mixed-income communities in driving social and economic progress.

Join us for an enlightening conversation with Brandon Rule as we explore the multifaceted dynamics of real estate development, community impact, and the pursuit of inclusive living spaces. From the intricacies of mixed-income housing to strategic diversification and grant acquisitions, this episode offers a deep dive into the world of real estate and social impact.

#EYL #RealEstate #AffordableHousing #CommunityDevelopment #WealthGap #PropertyDiversification #GrantOpportunities #MixedIncomeHousing #RealEstateDevelopment #InclusiveCommunities #Networking #Preparation #ValueAddRealEstate #IndustrialRealEstate #CommunityRedevelopment

In this thought-provoking episode, guest Chris Lyons, a crypto expert and investor, shares valuable insights into the world of cryptocurrency and blockchain technology. The conversation delves deep into the future of tokens, layer one and layer two ecosystems, and the potential impact of Web Three. Chris provides an expert analysis of the evolving crypto landscape and the exciting possibilities it presents for investors and entrepreneurs alike.

With over $7 billion under management for the entire crypto space, Chris and his team at a16z Crypto are at the forefront of the industry. They are heavily invested in bitcoin and continually explore emerging opportunities in the world's best companies in the crypto loan space. Chris discusses the long-term vision for holding bitcoin and highlights the potential of other cryptocurrencies such as XRP and Ethereum. He outlines the significance of layer one ecosystems like Ethereum and Bitcoin, while also emphasizing the emerging potential of layer two ecosystems like Polygon and Optimism.

Moreover, Chris delves into the concept of interoperable economies and the revolutionary impact of layer two applications on Web Three. He draws parallels between the evolution of crypto and groundbreaking technologies like GPS and email, highlighting the seamless integration of blockchain technology into everyday interactions. The discussion sparks an intriguing conversation about the future of Web Three and the potential for the next generation of groundbreaking platforms and technologies.

Amidst the technical aspects of cryptocurrency, the conversation addresses the barriers faced by newcomers to the space, including trust, security, and the lack of education. Chris points the audience in the direction of valuable resources such as a16zcrypto.com, where they can access daily blog posts and stay informed about the future of the crypto space. Additionally, he recommends exploring educational opportunities such as the upcoming book "Read, Write Own" by his partner, Chris Dixon, to gain a deeper understanding of the history and evolution of the space.

For those seeking practical engagement with the crypto space, Chris encourages them to take the plunge by purchasing bitcoin or minting an NFT to gain firsthand experience. He emphasizes the transformative effect of actively participating in the crypto landscape and suggests secure platforms like Coinbase for purchasing crypto assets.

The episode also addresses the importance of ongoing education and staying informed about the rapidly evolving crypto industry. The engaging discussion provides valuable insights for both seasoned investors and newcomers looking to navigate the world of cryptocurrency and blockchain technology.

Join EYL as they explore the future of cryptocurrency with Chris Lyons and gain a deeper understanding of the evolving crypto landscape. #cryptocurrency #bitcoin #ethereum #blockchain #Web3 #NFT #cryptoinvestment #a16zCrypto #cryptonews #cryptoupdates

In this episode, Rashad Bilal and Troy Millings sit down with real estate developer Brandon Rule to discuss his journey into different real estate markets and the challenges and opportunities that come with it. From starting out in Milwaukee to venturing into Texas and Atlanta, Brandon shares insights on navigating macroeconomic trends and focusing on population growth. He also sheds light on the flexibility offered by red states and blue cities, allowing for easier tenant management and eviction processes.

The conversation delves into the political landscape and its impact on real estate, with discussions around major cities predominantly being controlled by Democrats and the implications on renter-friendly laws. Brandon emphasizes the importance of financial viability when choosing locations for real estate projects, acknowledging the need to balance business sense with ethical considerations.

The dialogue extends to Brandon's involvement with the Housing and Urban Development (HUD) and his endeavors in various cities, shedding light on the planning and strategies involved in developing public housing redevelopments. Brandon illustrates the shifting dynamics of partnership percentages and the influence of housing authorities on the negotiation process, providing valuable insights into the economic aspects of large-scale real estate developments.

Access to capital is a crucial topic, and Brandon shares his personal experiences in securing funding for real estate projects. He explores the post-George Floyd period, highlighting the influx of funds directed at black developers and the role played by entities like CDFIs in channeling these resources. Moreover, he touches upon the disparity in asset management by black, brown, and women professionals, addressing the need for more inclusive governance in fund management.

In a bid to address the access to capital challenge, Brandon unveils 'Reinvest,' a crowdfunding platform aimed at democratizing commercial real estate investment. He shares his vision for the platform, emphasizing its potential to provide opportunities for emerging developers while ensuring security through backing from reputable firms. The conversation wraps up with a glimpse into Brandon's future endeavors as he looks to create groundbreaking opportunities for emerging real estate developers.

Join Rashad Bilal, Troy Millings, and Brandon Rule as they delve into the intricacies of real estate development, the impact of political dynamics, and the challenges and innovations in accessing capital in the real estate industry.

#RealEstate #PropertyDevelopment #HousingMarket #AccessToCapital #BusinessStrategy #RealEstateInvesting #EconomicTrends #UrbanDevelopment #Crowdfunding #Entrepreneurship #EYLMedium #BrandonRule #RashadBilal #TroyMillings

In this episode, hosts Ian Dunlap and Troy Millings dive into the world of stock investing, sharing valuable insights and tips for beginners. They discuss the impressive growth of Nvidia and emphasize the importance of understanding the companies or sectors in which you plan to invest.

Troy outlines five key steps for beginners to consider when evaluating potential investments. He advises finding a company or emerging sector that you understand, determining the competitive advantage of the company, analyzing their profitability and earnings growth, assessing their debt, and evaluating their stock's performance using tools like Yahoo Finance.

The hosts then recount their successful call on HubSpot at a Market Mondays event, highlighting the potential for substantial gains in the stock market. They encourage attendees to reflect on their profitable investments and share their successes in the live chat.

As the conversation progresses, Ian emphasizes the monumental gains in various cryptocurrency investments, serving as a reminder of the lucrative opportunities in the market. The hosts stress the importance of investing in quality companies over lesser-performing ones and caution against settling for subpar stocks, using humor and pop culture references to make their point.

They further delve into the status of tech companies such as HP, Texas Instruments, and Intel. They discuss the challenges facing Intel and the potential impact of shifts in the computer space, analyzing how industry changes and geopolitical factors can affect the future of semiconductor manufacturing.

As the episode concludes, the hosts provide crucial insights and opinions on Intel's position in the market and the strategies the company should consider for future success. They wrap up with a lighthearted comparison between Intel and other industry leaders, emphasizing the need for informed decisions and strategic investments.

Overall, this episode offers valuable advice for both new and seasoned investors, emphasizing the importance of thorough research, understanding market trends, and making informed investment decisions.

#InvestingTips #StockMarket #FinancialEducation #MarketMondays #EYL #InvestmentStrategies #Nvidia #Cryptocurrency #HubSpot #TechIndustry #Intel #Semiconductors #InvestmentSuccess #FinancialGrowth

In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of Artificial Intelligence and the potential impact of Google's Gemini. The conversation explores the competition in the AI dominance realm, comparing Google's Gemini with other players like chat GBT and the strengths that Google brings to the table. They discuss the multimodal capabilities of Gemini, its seamless integration with Google's ecosystem, and the vast user base that Google holds across its platforms. The discussion offers insights into the significance of data, user numbers, and the potential trajectory of the AI space.

#EYL #MarketMondays #AI #GoogleGemini #ArtificialIntelligence #ChatGBT #Technology #Investing #BusinessNews #EboniWilliams #RashadBilal #IanDunlap #TroyMillings #BusinessTalk #FinancialGrowth #Innovation #TechNews #MarketTrends #EYLConversations #EYLMM

Join Rashad, Ian, and Troy in this engaging discussion to gain valuable insights into the AI landscape and Google's Gemini's potential impact in the latest episode of Market Mondays!

In this riveting episode of "Earn Your Leisure," we're joined by the insightful Loon, who delves deep into the intricacies of the podcasting and business world. Here's a sneak peek at what we cover:

?? **Beyond Ad Revenue**: Discover why relying solely on ad revenue isn't enough for a sustainable living in podcasting.

? **Street Hustle vs. Real Wealth**: Loon breaks down the stark difference between hustling on the streets and legitimate wealth accumulation.

? **Selling Opportunities**: Most people miss the mark on how to effectively sell opportunities. Learn the right approach here.

? **Accessing the Source**: The challenges of booking influential people and the importance of going directly to the source.

? **Power of Storytelling**: Unravel why storytelling remains the most potent marketing tool.

? **Contract Savvy**: The critical need to always read and understand your contracts.

?? **Strategic Job Titles**: Be intentional about the job titles you assign - it matters more than you think.

? **Decoding CPMs**: A look at how CPMs can be misleading and what to watch out for.

?? **The Art of Execution**: Why meticulous attention to execution is crucial.

?? **Self-Reliance in Business**: Embracing the fact that in business, you're essentially on your own island.

? **Law of Reciprocity**: Understanding and utilizing the law of reciprocity in your ventures.

? **Fame's Double-Edged Sword**: How achieving fame can actually be crippling.

? **Mastering Monologues**: Loon shares his experience with the challenges of doing monologues.

? **Surviving Without Money**: "If I didn?t have money, I wouldn?t have made it" - A stark revelation.

? **Bill Simons' Big Sell**: The story of how Bill Simons sold his company for a whopping $200 million.

? **Podcast Rankings & Surprises**: Loon's take on Akademiks, Adin Ross, and the unpredictable world of podcast rankings.

? **Corporate Challenges**: Why working with corporations can be a tough nut to crack.

? **Complex Math in Deals**: The more complicated the math, the more likely you?re getting a bad deal.

? **CPMs Debunked**: Why basing your deals solely on CPMs isn?t wise.

? **Patreon's Unique Approach**: How Patreon offers a different kind of relationship with your audience.

? **Advertising for Black Podcasters**: An exploration into the level of advertising specifically for Black podcasters.

? **Simplifying Contracts**: The importance of keeping contracts simple and straightforward.

? **Why Loon Chose Black Effect**: Loon shares his reasons for signing with Black Effect.

? **Podcasting Lessons**: Insights into how Loon learned the ropes of the podcasting game.

? **Freestyling Monologues**: A look into Loon's unique approach to freestyling his monologues.

?? **Street Smarts in Business**: Translating street knowledge into business acumen.

? **Reality Check for Big Podcasters**: The surprising business acumen (or lack thereof) among big podcasters.

? **To Sign or Not to Sign**: Debating the pros and cons of signing deals in the podcast industry.

?? **Minimum Guarantees Explained**: Why every podcaster needs to understand minimum guarantees.

? **Seeking Transparency**: The need for more transparency in the podcast space.

? **Rap vs. Podcast**: How the rap game has impacted the podcast industry.

? **360 Deals in Podcasting**: Would you sign a 360 deal as a podcaster? Loon weighs in.

Tune in for an unfiltered, behind-the-scenes look at the podcast industry through the eyes of Loon. You don't want to miss these invaluable insights!

? Subscribe for more exclusive content and real talk on the business of podcasting.

#EarnYourLeisure #Loon #PodcastingTips #BusinessInsights #RealTalk

In this episode, hosts Rashad Bilal, Ian Dunlap, and Troy Millings delve into the pressing issue of financial stress affecting Americans. With 74% of the population feeling the strain, the hosts raise thought-provoking questions about the potential for a looming crisis.

Ian Dunlap addresses the disconcerting reality that even individuals earning $175,000 to $200,000 annually are grappling with feelings of financial insecurity. The rising costs of essentials like car payments, rent, daycare, and tuition are contributing to a sense of despair amongst the public. This financial strain is straddling individuals across different political and social spectrums, leading to unexpected alliances and unrest.

Rashad Bilal adds to the discussion the increasing pressure faced by millennials, highlighting the staggering statistic that many of them believe they need to earn at least $500,000 a year to feel comfortable, pointing to the accelerating wealth gap and the potential for further economic disparity.

Troy Millings chimes in, emphasizing the importance of education as a means to combat financial distress, emphasizing that it is the great equalizer, irrespective of demographic or ethnic background. Ian Dunlap concurs, underlining the significance of gaining knowledge through various avenues such as podcasts, reading, and networking with individuals who have insightful ideas.

The hosts also touch on the exorbitant costs of living in cities like New York, and the unfortunate reality of individuals being financially bound to unsuitable living arrangements due to economic constraints.

The discussion steers towards proactive approaches to navigate the turbulent financial landscape, advocating for perseverance, hard work, and strategic networking to secure financial stability for the future. Additionally, Ian Dunlap answers a viewer's inquiry about identifying potential stocks like Nvidia for 2024, advising to focus on high dividend-yielding investments and tracking the portfolios of influential venture capital firms.

To stay ahead of the curve in the investment space, Ian Dunlap advises viewers to monitor the moves of major players such as Microsoft, Apple, and Google, as well as keeping an eye on the next big companies being invested in by prominent venture capital firms like Andreessen Horowitz and Kleiner Perkins.

In the wake of these insights, viewers are encouraged to stay informed and vigilant about the evolving financial landscape, explore educational opportunities, and engage in strategic networking to navigate and thrive amidst potential economic turbulence.

#FinancialStress #WealthGap #EducationIsKey #InvestingStrategies #EconomicInsights #NetworkingForSuccess #StockMarket #FinancialEducation #IncomeDisparity #VentureCapitalInvesting #FutureInvestments

In this episode, the hosts Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent behavior of Elon Musk and draw comparisons to Kanye West. They begin by acknowledging that Elon Musk is currently in a manic state, as evidenced by his erratic patterns of behavior and controversial tweets. Despite his status as the second richest person in the world and one of the most powerful individuals, he seems to be unraveling before our eyes. This raises concerns because someone in such a position of power and influence should ideally be mentally stable.

The hosts then delve into the similarities they see between Elon Musk and Kanye West. They describe both individuals as brilliant, creative thinkers who think outside the box and don't care what others think of them. However, they also note the manic movements and erratic behavior displayed by both men. They express their belief that neither of them is mentally stable and highlight the parallels in their behaviors.

The discussion then shifts to the impact of Elon Musk's actions on Tesla's stock. The hosts note that his behavior has significantly affected the stock, leading to fluctuations and potential consequences for the company. They speculate on what could happen if Musk's behavior continues to negatively impact the stock. While acknowledging that he has the ability to say whatever he wants without facing any repercussions, they also emphasize the importance of having capital and the ability to do what one wants without consequences.

The hosts bring up the tweet that caused significant damage and resulted in the cancelation of sponsorships for Musk. They also remark on the lack of accountability he faces despite making controversial statements. They attribute this to his immense wealth, power, and influence. Drawing a parallel to Donald Trump, they highlight the ability of certain individuals with money and influence to get away with saying almost anything without facing significant consequences.

The conversation concludes with a discussion on Tesla's shareholders and the potential consequences they could impose if they become unhappy with Musk's commentary. The hosts explain the importance for entrepreneurs to maintain majority control of their businesses to avoid being ousted by unhappy shareholders. They also touch upon the structure of Tesla's board and how it plays a role in decision-making and potential changes.

In summary, this episode of MM Medium focuses on Elon Musk's recent behavior, drawing comparisons to Kanye West and highlighting the potential consequences for Tesla and its shareholders. Despite his controversial statements and actions, Musk seems to be immune from significant repercussions due to his immense wealth and influence. The hosts raise important points about the need for accountability, the power of money, and the importance of proper business structures. #ElonMusk #KanyeWest #manicbehavior #powerandinfluence #TeslaStock #accountability #moneyandpower #shareholders #businessstructure

In this Market Mondays episode, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the controversial story of a filmmaker who received $11 million from Netflix for movie production, only to invest it in stock options and Dogecoin. The situation has sparked a legal battle between the filmmaker and Netflix, leading to questions about the appropriate use of production budgets and the repercussions of investment decisions.

The hosts explore the complexities and ramifications of this case, raising poignant questions about ethical conduct and financial responsibility in the entertainment industry. Ian and Troy discuss the filmmaker's astonishing investment choices, his substantial gains from Dogecoin, and the lavish expenditures that are now under scrutiny in a legal dispute.

The discussion touches on the filmmaker's contractual obligations to produce the movie and the potential implications of the investment choices he made with the production budget. Ian and Troy scrutinize the intricacies of the situation, offering insights into the filmmaker's legal standing and the challenges faced by Netflix in seeking recourse for the mismanaged funds.

As the hosts ponder the lessons to be drawn from this case, they emphasize the need for clear guidelines and accountability in financial transactions involving production budgets. The conversation also highlights the multifaceted nature of this story, drawing parallels to a compelling documentary that unfolds within the realms of finance, filmmaking, and legal proceedings.

Ultimately, the situation prompts viewers to ponder the ethical dimensions of financial decisions in the entertainment industry and consider the broader implications for investors, production companies, and streaming services. The hosts bring a critical lens to the issue, engaging in a thought-provoking dialogue that raises pertinent questions about the intersection of finance and filmmaking.

Join Rashad, Ian, and Troy as they dissect this captivating story and delve into the reverberations of the filmmaker's investment escapade, offering an insightful analysis of the Netflix debacle and its far-reaching implications. This MM Medium episode serves as a platform for reflection on the nexus of finance and filmmaking, inviting viewers to consider the ethical, legal, and financial dimensions of investment decisions in the entertainment sector.

Stay tuned for engaging and thought-provoking discussions on finance, entrepreneurship, and current events. Subscribe to EYL for more insightful content and join the conversation on navigating the intricate terrain of finance and business.

Follow us on Instagram, Twitter, and Facebook for updates, insights, and engaging discussions on finance, entrepreneurship, and trending topics.

#eyl #FinanceTalk #Entrepreneurship #BusinessInsights #CurrentEvents #financialresponsibility #Netflix #OptionsTrading #MovieProduction #Dogecoin #Litigation #LessonsLearned

Join us as we bring you exclusive insights from our time in Abu Dhabi and Dubai, where we gained valuable business lessons and experiences. Let?s dive into the top three lessons we have learned, as well as the unique ideas and perspectives that have emerged from our time in the UAE.

First, we discuss the invaluable power of networking. Our experience at Steve Harvey's golf tournament allowed us to connect with influential individuals such as Charlemagne, Terrence J, Anthony Anderson, Canelo, and even Meek Mill. The importance of understanding the room, adding value to conversations, and navigating different environments becomes evident. Building meaningful relationships, whether in business or life, is emphasized as a fundamental key to success.

We highlight the significance of observing the local culture and its impact on business. The emphasis on hospitality in the UAE stands out against the backdrop of our experiences in New York. The genuine and welcoming attitude towards visitors and the focus on creating a modern and innovative environment are exemplary. Notably, the UAE's approach to governance and citizenship differs in noteworthy ways from the Western world, sparking discussions around the effectiveness of their system.

The hospitality and emphasis on creating a modern and innovative atmosphere in the UAE, particularly in comparison to our experiences in New York, stand out. Our discussions delve into the differences in governance and citizenship, shedding light on contrasting perspectives that challenge traditional Western ideals.

Additionally, we explore the role of culture in business and the emphasis on modesty in outward appearances. Observing the unity and modesty in dressing at events such as the Formula One race provides thought-provoking takeaways on individualism and materialism, challenging familiar societal norms.

In conclusion, the trip to Abu Dhabi and Dubai has illuminated essential insights into international business practices, cultural dynamics, and governance models. The UAE's proactive approach, emphasis on hospitality, and unique perspective on citizenship and governance serve as thought-provoking contrasts to familiar Western paradigms.

Join the conversation as we unravel the intriguing business insights and experiences garnered from our time in Abu Dhabi and Dubai. Don't miss this exclusive opportunity to gain valuable perspectives on international business and networking!

For more exclusive content and business insights, subscribe to our channel and stay tuned for future updates. #AbuDhabiBusiness #NetworkingLessons #internationalbusiness

#AbuDhabiBusiness #NetworkingLessons #InternationalBusiness

In this EYL episode, Shetellia Riley Irving, a sports agent, shares her experiences representing a premier athlete through various career challenges, including contract negotiations, suspensions, and navigating the world of athletic endorsements. Shetellia discusses the complexities of managing high-profile athletes, addressing their unique needs and aspirations, while also delving into the intricacies of the athletic endorsement industry. From Nike's contract non-renewal to partnering with Anta for a global brand, Shetellia provides insights into the decision-making process and the considerations behind forging a successful career for her client.

Throughout the episode, Shetellia delves into the behind-the-scenes details of navigating an athlete's journey, from the impact of a high-profile suspension to charting a new course in the world of athletic endorsements. With a focus on maintaining creative control, equity, and international reach, Shetellia explores the strategic considerations that guided her decision-making process in the face of career-altering challenges.

Amidst the conversations about Nike's non-renewal of the contract and the subsequent considerations for a potential independent route, Shetellia sheds light on the complexities of managing a premier athlete's brand, emphasizing the importance of quality products and global appeal in securing a successful athletic endorsement deal. By ultimately partnering with Anta, Shetellia showcases the strategic thinking and intricate negotiations required in navigating the competitive landscape of global athletic endorsement partnerships.

This insightful conversation is a must-watch for sports enthusiasts, aspiring agents, and individuals interested in the business side of professional sports. Shetellia's experiences provide a rare glimpse into the behind-the-scenes dynamics of managing the career of a premier athlete, offering valuable lessons and considerations for navigating the complexities of professional sports and athletic endorsements.

Join Shetellia as she discusses the challenges and triumphs of representing a premier athlete, the intricacies of athletic endorsement negotiations, and the strategic considerations that shape the trajectory of a high-profile sports career.

#EYL #EYLMedium #SportsAgent #AthleteRepresentation #Nike #Anta #AthleticEndorsements #PremierAthlete #ProfessionalSports #GlobalBranding #ContractNegotiations #CareerChallenges #NikeContract #BrandManagement #StrategicPartnerships #PodcastInterview #BehindtheScenes #AthleticEndorsementIndustry #ProfessionalJourney #CareerInsights #BusinessofSports #GlobalAthleticBrands #ProfessionalAthletes #SportsManagement #MarketInsights #EYLYouTube #ShetelliaInterview #GlobalAthleteBranding #ProfessionalSportsIndustry

Join Rashad Bilal and Troy Millings as they delve into the realm of cryptocurrency, exploring the potential resurgence of Salana in 2024. A thought-provoking discussion ensues, covering a range of topics from the impact of recent events on the cryptocurrency space to predictions for the future of Bitcoin, XRP, and Ethereum.

In this episode of EYL's Market Mondays series, Rashad and Troy analyze the recent surge in the cryptocurrency market and share their insights on how Nasdaq, Bitcoin, and XRP may be affected by changes in the global economy and financial landscape.

Troy provides a macro perspective on the cryptocurrency space, sharing his views on the cleanout of the system following events related to Binance and the potential reshaping of crypto in 2024-2025. Meanwhile, Rashad emphasizes the increasing involvement of banks in the cryptocurrency space and its impact on the future valuation of assets like Bitcoin and XRP.

Join the conversation as they explore the potential impact of regulatory changes, interest rates, and inflation on cryptocurrency prices. Additionally, they discuss the implications of potential fraud cases on major cryptocurrencies and exchanges, such as the recent issues surrounding Binance Coin.

Looking ahead, Rashad and Troy contemplate the possibility of influential figures from traditional finance making a shift to the cryptocurrency space, challenging viewers to consider how such moves could impact the industry's trajectory.

Don't miss this insightful exploration of the evolving landscape of cryptocurrency and investment, as Rashad and Troy provide valuable perspectives on the potential for growth and evolution in the coming years.

Hashtags:

#Cryptocurrency #Salana #Bitcoin #XRP #Ethereum #Nasdaq #Investment #Blockchain #Finance #Binance #Regulation #EYL #MMMedium #AbuDhabi

In this enlightening episode of "Earn Your Leisure," we sit down with renowned real estate developer Brandon Rule to explore the dynamic world of real estate and community development. From transforming housing projects into thriving mixed-income communities to the intricate process of funding massive developments, Brandon shares invaluable insights and personal experiences. Key topics include:

- The transformation of housing projects into mixed-income communities.

- The importance of building a solid resume for self-funding real estate deals.

- The role of affordable housing in bridging the wealth gap.

- The underrepresentation of Black professionals in managing major pension funds.

- A deep dive into the mechanics of real estate financing.

- The three tiers of securing HUD grants and their impact on community development.

- The need for greater Black participation in community development.

- Advocating for public service workers' access to high-quality housing.

- An inside look into the development of a $45 million mixed-use property.

- Beginner's guide to commercial development and scaling up.

- The benefits of maintaining strong relationships with city officials in real estate.

- The concept of reverse gentrification and its impact on local communities.

- Exploring Atlanta's 30% tax credit for film production and its implications.

- Distinguishing commercial real estate from community development.

- Understanding the application of tax credits in real estate projects.

- The reasons behind grocery stores' hesitance to move into lower-income areas.

- Recognizing and adapting to real estate cycles.

- The current opportunity to learn and grow in real estate.

- Brandon Rule's journey to securing a $50 million grant.

- Debunking myths around land investment strategies.

Join us in this comprehensive discussion, where Brandon Rule demystifies the complex world of real estate and sheds light on community development's critical role in society.

#RealEstateDevelopment #CommunityBuilding #BrandonRule #EarnYourLeisure #MixedIncomeCommunities #AffordableHousing #RealEstateFinance #HUDGrants #UrbanDevelopment #CommercialRealEstate #ReverseGentrification #TaxCredits #RealEstateCycles #LearnRealEstate #InvestmentStrategies #EconomicDevelopment