? Are you on track with the Baby Steps? Get a free personalized plan.   Talking about the future with your aging parents might feel tough?but it?s one of the best ways to care for them. In this episode, find out how to have ?the money talk? in six steps so everyone can feel confident and prepared.   Next Steps: ? Watch my video 3 Healthy Money Boundaries to Set With Family. ??Create your will online today with our RamseyTrusted® partner Mama Bear Legal Forms. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Let?s be real?there are some money fails we can all relate to. In this episode, discover six important money lessons hidden inside social media memes. Trust me, you?ll want to remember these!   Next Steps: ? Watch my video 5 Simple Habits for Building Wealth (This Made Me a Millionaire). Follow Rachel Cruze (@rachelcruze) on Instagram. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Managing finances with your spouse doesn?t have to feel stressful! In this episode, you?ll learn five steps for navigating money together and maximizing a dual income.   Next Steps: ? Watch my video How to Invest the Right Way in 2025. ? Get my book Know Yourself, Know Your Money. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   If rising prices have you concerned, you?re not alone! In this episode, find out 10 things people think are becoming too expensive for the middle class, plus how to afford your life no matter what you make.   Next Steps ? Watch my video What Income Puts You in Upper, Middle and Lower Class? ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Have you ever spent money and had serious regret about it later? Well, not today! In this episode, find out 13 everyday purchases I swear by and why they?re worth every penny.   Next Steps: ?? Shop Rachel?s home purchases on Amazon. ? Watch my video 6 Minimalist Habits That Improve Your Life and Money.  ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Have you noticed money scams just keep getting sneakier? In this episode, find out how to spot eight common money scams so you can protect your wallet.   Next Steps: ? Watch my video How Airlines and Other Retailers Are Robbing You Blind. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   If you learned more about pi in high school than how to file your taxes, you?re not alone! In this episode, you?ll learn five important financial lessons everyone should have learned a long time ago.   Next Steps: ? Beat debt and build wealth faster with Financial Peace University. ? Find the right curriculum for you with Ramsey Education. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   We can?t escape the basic cost of living, but there are ways to spend less! In this episode, find out how to save on everyday essentials so that you have more money for everything else.   Next Steps: ? Watch my video 4 Ways You?re Ruining Your Budget (Without Realizing It). ? Calculate your monthly payment with our Mortgage Calculator. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   If you have a savings goal, the key to reaching it is going all in?even if it?s just for a short season! In this episode, you?ll learn four money challenges you can start today to help you pile up cash fast.   Next Steps:  ? Watch my video Find an Extra $400 in Your Budget in Just 24 Hours. ?Take the 24-Hour Money Finder Challenge! ? Save $5,000 with the 100 Envelope Challenge. ? Start your free budget today. Download the EveryDollar app!    Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.    Explore More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman?  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Does it feel like the housing market is totally out of control? In this episode, we?ll dive deep into what?s really happening out there and what it means for buyers and sellers right now.   Next Steps: ? Reach your home goals with our Real Estate Home Base. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   The truth is, there?s something every generation can teach us about personal finance. In this episode, find out seven surprising money lessons we can learn from boomers?including what to do and what to avoid.   Next Steps: ? Watch my video 7 Valuable Life Lessons I Swear By. ? Find out your earning potential with the Investment Calculator. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Let?s be real?knowing what to do with your money and actually doing it are two different things. That?s why in this episode, I?m calling out five commonsense money habits you can start today that?ll help you reach your goals.   Next Steps: ? Watch my video What?s the Catch With 0% Interest? ? Join Financial Peace University, the fastest way to beat debt and build wealth. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Investing for retirement can feel overwhelming, but it doesn?t have to be! In this episode, you?ll learn five key numbers everyone should know so you can prepare for the future with confidence.   Next Steps: ? Watch my video How to Invest the Right Way in 2025. ? Invest in your future with a Smartvestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   If you really want to win with money, belief alone isn?t enough to change your bank account. In this episode, I?ll share my honest advice for spending wisely so you can experience true peace.   Next Steps: ? Watch my video The Fastest Way to Pay Off Debt in 2025. ? Find out your earning potential with the Investment Calculator. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Is living on a cruise ship a creative money-saving hack or just plain crazy? In this episode, I?m reacting to some of the wildest things people have tried to save a buck. Plus, you?ll learn how to actually save more in your everyday life. Next Steps: ? Watch my video The Worst Ways to Pay Off Your Debt. ? Start your free budget today. Download the EveryDollar app!  Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. I know credit card miles seem like free travel . . . but are they really? In this episode, you?ll learn five sneaky money traps to avoid if you want to win with money. Next Steps: ? Watch my video How Airlines and Other Retailers Are Robbing You Blind. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show  ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Even if you never make a crazy high salary, you can still be a millionaire. In this episode, find out how actual people with everyday jobs built their wealth so you can get started today. Next Steps: ? Find out your earning potential with the Investment Calculator. ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Instead of letting comparison steal your joy, let it be the motivation you need to reach your money goals. In this episode, find out four ways to turn the temptation to compare into financial progress. Next Steps: ? Watch my video How Do Your Monthly Expenses Compare to the Average American?s? ? Start your journey toward contentment with The Contentment Journal. ? Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Sometimes it pays to get creative (literally!). In this episode, hear about how one couple?s ?game? changed everything about their approach to money?and could change yours too. Next Steps: ? Watch my video The Fastest Way to Pay Off Debt in 2025. ? Start winning with money! Enroll in Financial Peace University. ? Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Some of us are natural savers and some of us (????) are natural spenders. In this episode, find out what your money tendencies are, plus how to be the best version of your type. Next Steps: ? Watch my video Money Habits You Need to Change Right Now (with Dave Ramsey ? Read my book Know Yourself, Know Your Money. ? Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. The fear of going totally broke is real, but it doesn?t have to be your reality! In this episode, you?ll learn steps to take control of your money so you can start building wealth for the future. Next Steps: ? Purchase your tickets for the Investing Essential virtual eventInvesting Essentials virtual event, March 4-5! ?  Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. Buying a house is exciting, but it also comes with a lot of questions. In this episode, find out everything you need to know about mortgages so you can shop for a home with confidence. Next Steps: ? Watch my video Easy Ways to Pay Off Your Mortgage Early. ? Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan. In this episode, find out which seven side hustle ideas you can try to earn an extra $1,000 per month and make progress on your money goals. Next Steps: ? Watch my video Create Your First Budget in 5 Simple Steps. ? Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? Front Row Seat with Ken Coleman  ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   When it comes to building wealth, consistency is key. In this episode, you?ll learn five simple habits you can start today that are guaranteed to grow your net worth.   Next Steps:  ? Watch my video My Annual Investment Routine.  ? Start your free budget today. Download the EveryDollar app!  ? Find out your earning potential with the Investment Calculator.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman  ? The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   The last thing you want is to realize too late that you don?t have the coverage you need. In this episode, find out which six life events mean it?s time to review your insurance and make sure you?re still protected.   Next Steps:  ? Are you protected? Take our 5-Minute Coverage Checkup!   ??Protect yourself from identity theft with Zander insurance.  ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman  ? The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   You?ve probably heard people talk about ?good debt,? but the truth is . . . it?s still debt. In this episode, I?m exposing three industries that use this kind of language to prey on consumers so you can avoid these everyday traps and start winning with money.   Next Steps:  ? Watch my video 10 Great Cars Under $10K.  ? Start your free budget today. Download the EveryDollar app!  ??? Watch Ramsey Solutions? documentary, Borrowed Future.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Explore More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman?  ? The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   You might be frugal if . . . you stopped ordering pizzas and started making your own instead. In this episode, I?ll share 11 funny (and surprising) things frugal people are giving up and three things you can do to stay on budget.   Next Steps:  ? Watch my video How to Handle the Rising Cost of Groceries.  ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Cash in the bank is great, but is it ever possible to have too much? In this episode, find out what to keep in your checking and savings accounts and how to maximize your money so it works for you.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.  ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a free personalized plan.   Could you be losing out on money and not even know it?  In this episode, I?m reacting to a list of reasons why this can happen. Plus, you?ll learn three ways to hold on to more of your money in the first place.   Next Steps:  ? Watch my video 4 Ways You?re Ruining Your Budget (Without Realizing It).  ? Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan In this episode, I?m reacting to eight signs that someone might be a ?quiet millionaire.? Plus, find out what we can learn about building wealth from their choices.    Next Steps:  ? Start your free budget today. Download the EveryDollar app!  ? Watch my video 4 Ways You?re Ruining Your Budget (Without Realizing It).  ? Beat debt and build wealth starting today with Financial Peace University.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan From the grocery store to the gas pump, we?re all feeling the squeeze of inflation one way or another! In this episode, learn how to afford four essential expenses without busting your budget.  Next Steps:  ? Start your free budget today. Download the EveryDollar app!  ? Watch my video Home Upgrades That Are (and Aren?t) Worth the Money.  ?? Start saving time and money with my Meal Planner & Grocery Savings Guide.  Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   Would your money habits say you?re broke, average or wealthy? In this episode, find out where you currently fall and how to adopt ?wealthy? habits that will lead to lasting peace.   Next Steps:  ? Start your free budget today. Download the EveryDollar app! ? Watch my video What Is Stealth Wealth (and Do You Have It?)   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   Did you know LeBron James is a big-time saver? In this episode, find out which money lessons we should take from our favorite celebs (and which ones we shouldn?t). Plus, don?t miss my top tip for building wealth whether you?re in the limelight or not.   Next Steps:   ?? Start your free budget today. Download the EveryDollar app! ? Watch my video How Do You Compare Financially to the Average American?   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   There?s more to a minimalist lifestyle than just decluttering your home! In this episode, you?ll learn six minimalist habits you can start today to simplify your life and maximize your money.   Next Steps:   ?? Start your free budget today. Download the EveryDollar app! ? Watch my video Life-Changing Lessons I?ve Learned From Minimalists.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   Did you know women are now becoming wealthier than ever before? In this episode, find out the real reason why, plus seven basics everyone needs to know for managing their money and building wealth.   Next Steps:  ?? Start your free budget today. Download the EveryDollar app! ? Watch my video What Everybody Gets Wrong About Generational Wealth.  ? Start investing in your future with a Smartvestor Pro!   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   Ever wonder how your income compares to that of the average American? In this episode, find out how you stack up, plus get three tips for growing wealth regardless of what you make.   Next Steps:  ?? Start your free budget today. Download the EveryDollar app! ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.    Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan   What if I told you that debt is costing you way more than you realize? In this episode, find out the hidden cost of owing money and one question that could change your perspective.  Next Steps:  ?? Start your free budget today. Download the EveryDollar app! ? Watch my video The Only Exceptions to My ?No Debt? Policy.  Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Are you on track with the Baby Steps? Get a Free Personalized Plan I know it may feel like your goal of owning a home is a moving target, but don?t lose hope! In this episode, you?ll learn one cost of living rule to never break, plus three things to consider before buying a home.    Next Steps:  ?? Start your free budget today. Download the EveryDollar app! ?? Stay on top of real estate updates with RamseyTrusted housing market trends.   ? Watch my video Home Upgrades That Are (and Aren?t) Worth the Money.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   When you have questions about money, it?s important to ask someone you can trust. That?s why in today?s episode, I?m sharing the three types of financial pros you need, plus three questions to help you choose the right pro for you.   Next Steps:  ?? Find financial services you can count on with RamseyTrusted.    Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   What if I told you that you have more money than you think? In this episode, you?ll learn how to uncover extra cash in just one day with the 24-Hour Money Finder Challenge. Next Steps:  ? Take the 24-Hour Money Finder Challenge.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That?s why I?m talking about the five worst ways to pay off debt that you?ll want to avoid.    Next Steps:  ? Watch my video The Financial Trend That Is Robbing You Blind.   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.   Next Steps:  ? Watch my video My Annual Investment Routine.  ? Connect with a SmartVestor Pro for free.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   In today?s episode, I?ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.    Next Steps:  ? Watch my video 5 Numbers You Must Track to Build Wealth.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!    Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.  ? Register to watch our Ramsey Livestream: Take Control of Your Money. Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? Front Row Seat with Ken Coleman ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   If you went overboard during the holidays and you?re carrying debt into the new year, it?s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.   Next Steps:  ? Watch my video 5 Ways to Get Out of Debt Faster.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Tired of giving up on your New Year?s Resolutions three weeks into every year? Well, you?re in luck because there?s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.   Next Steps:  ? Watch my video This Habit Is Keeping You Broke.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From the Ramsey Show:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app.     Wealth building is a journey. Let?s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you?re at and what?s next.     Next Steps:   ? Watch my video to find out How I Would Budget $7,000 a Month. ?  ? Learn how to build wealth with Financial Peace University.     Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!     Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.     Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!     Are amazing experiences worth going into debt? Find out if you?re falling for one of the four myths that lead people to choose fun over financial peace.     Next Steps:  ? Watch my video to find out The Right Way to Do a Monthly Budget. ?    Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices