? Start your free budget today. Download the EveryDollar app!   Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.   Next Steps:  ? Watch my video My Annual Investment Routine.  ? Connect with a SmartVestor Pro for free.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   In today?s episode, I?ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.    Next Steps:  ? Watch my video 5 Numbers You Must Track to Build Wealth.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!    Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.  ? Register to watch our Ramsey Livestream: Take Control of Your Money. Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   If you went overboard during the holidays and you?re carrying debt into the new year, it?s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.   Next Steps:  ? Watch my video 5 Ways to Get Out of Debt Faster.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Tired of giving up on your New Year?s Resolutions three weeks into every year? Well, you?re in luck because there?s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.   Next Steps:  ? Watch my video This Habit Is Keeping You Broke.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won?t Even Miss.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From the Ramsey Show:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app.     Wealth building is a journey. Let?s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you?re at and what?s next.     Next Steps:   ? Watch my video to find out How I Would Budget $7,000 a Month. ?  ? Learn how to build wealth with Financial Peace University.     Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!     Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.     Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!     Are amazing experiences worth going into debt? Find out if you?re falling for one of the four myths that lead people to choose fun over financial peace.     Next Steps:  ? Watch my video to find out The Right Way to Do a Monthly Budget. ?    Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!    Having nice things isn?t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes.    Next Steps:  ? Watch my video How Do You Compare Financially to the Average American?    Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.    Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! What if your goal to become debt-free in 2025 is closer than you think? In this episode, you?ll learn how to finally ditch your debt in the new year with six action steps you can start today. Next Steps:  ? Watch my video 10 Mistakes That Can Derail Your Debt Payoff.  ? Find extra money with the Money Finder Challenge. Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy    Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Have you ever lent money to a family member and later regretted it? In this episode, you?ll learn three important money boundaries for healthy relationships. Plus, we?ll talk about when it?s okay for family and money to mix.     Next Steps:  ? Watch my video 5 Frugal Habits to Cut Your Expenses in Half.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show   ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   So you sat down and made your budget (take a deep breath)?now what? In today?s episode, you?ll learn how I budget, invest, save and spend money, as well as how to build these habits in your own life.   Next Steps:  ? Watch my video Do This EVERY Time You Get Paid (Paycheck Routine).   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe. ?  Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! If you feel like your grocery budget isn?t going as far as it used to even though you?re buying the same stuff?you?re right! In this episode, get my Survival Guide to Grocery Shopping in 2025 for easy ways to save when shopping for food. Next Steps:  ? Watch my video 7 Target Shopping Hacks You?re Missing Out On.  ? Save time and money on groceries with the Meal Planner & Grocery Savings Guide. Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Sometimes an unexpected sale at Macy?s is all it takes to derail your budget. If you can relate, find out five easy habits to keep you on track financially.   Next Step:   ? Watch my video 7 Target Shopping Hacks You?re Missing Out On.  ? Check out the 24-Hour Money Finder Challenge   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!    Have you ever compared your old Corolla to a friend?s new Mercedez and felt behind financially? In this episode, find out five common reasons why others may appear  wealthier (even if they aren?t).   Next Steps:  ? Watch my video How Do You Compare Financially to the Average American?  ? Read my book Love Your Life, Not Theirs?now 30% off for 50 Days of Christmas Deals! Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Creating your first budget is easier than you might think. In today?s episode, you?ll learn how to budget like a pro in five simple steps.   Next Step:   ? Watch my video How to Stop Going Over Budget on Groceries.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!    We used to have to wait for stores to open, but online shopping has made it possible to spend 24-7! In this episode, you?ll learn five tips for sticking to your budget when the urge to splurge strikes. Next Step:  ? Watch my video Signs You?re Addicted to Shopping (With Dr. John Delony).    Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?? The Ramsey Show ?  ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George Kamel  ? The Ken Coleman Show  ? EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

? Sign up for EveryDollar today to create a free budget! We surveyed Americans to learn more about their money behaviors and, guys, the insights are eye-opening! In this episode, you?ll find out what?s keeping people broke and, more importantly, what we can do about it. Next Steps: ? Watch my video Do This EVERY Time You Get Paid (Paycheck Routine). ? Learn how to win with money by enrolling in Financial Peace University. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Wondering what the ?underconsumption core? trend is all about? In this episode, find out what it is, what?s driving it, and three ways to avoid getting sucked into consumer culture. Next Steps: ? Watch my video The Financial Trend That Is Robbing You Blind. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! For all my reality TV fans, this episode is for you. Today, I?m reacting to a viral clip from the Real Housewives and sharing money lessons we can all learn from their conversation. Next Steps: ? Watch my video Financial Expert Reacts to Love Is Blind Money Fight. ? Shift your mindset in 90 days with The Contentment Journal, now 30% off for the 50 Days of Christmas Deals Sale. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Are you more excited about that pricey balloon arch for your kid?s birthday party than they are? In this episode, find out how to throw a memorable (and affordable!) birthday celebration your kid will love. Next Steps: ? Watch my video ?3 Places You Overspend (Without Even Knowing It)? ? Pick up a copy of my new kids book, I?m Glad When I Can Share Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show  ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Should kids be paid for doing chores? I?ll share my honest opinion. Plus, you?ll learn how to teach your kids money management from a young age. Next Steps: ? Watch my video ?Why Are Millionaires Leaving Their Kids Nothing?? ? Pick up a copy of my new kids book, I?m Glad When I Can Share Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show  ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Is perfectionism keeping you from achieving your money goals? In this episode, you?ll learn three things to remember when perfection tries to stop you in your tracks and how you can stay motivated. Next Steps: ? Watch my video 7 Investing Mistakes to Avoid This Year. ? Reach your money goals with Financial Peace University. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Whether you?re a ?Venmo parent? or a ?classroom parent,? we all want to show up for our kids without judgment. Well, today I?m putting the ?Venmo vs. classroom parent? debate to rest, plus you?ll learn four things to remember the next time you feel tempted to compare. Next Steps: ? Watch my video My Most Hated Financial Advice: Eating at Home. ? Check out my kids books I?m Glad for Where I Am, and I?m Glad for What I Have. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Hanging out with Mom and Dad can be comforting, but is living with your parents actually holding you back? In this episode, learn five important steps that will prepare anyone to thrive in life on their own. Next Steps: ? Watch my video ?The Right Way to Do a Monthly Budget? Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show  ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Spending more for a quality item that lasts can be a great way to save money in the long run. In this episode, find out which 11 purchases are worth the extra investment. Next Steps: ? Watch my video 9 One-Time Purchases That Can Save You Hundreds. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Blowing your savings on that designer purse may feel good in the moment, but in the end, trying to look rich will leave you stressed (and in debt)! In this episode, find out what living above your means is really costing you. Next Steps: ? Watch my video What Is Stealth Wealth (and Do You Have It)? Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! If you?re approaching retirement age but don?t have quite enough saved to stop working just yet?don?t panic. In this episode, I?ll share some important steps Gen X and above can take to get ready for their golden years.   Next Steps: ? Watch my video Investing for Total Beginners. ? Find out what?s possible with the Investment Calculator! ? Invest in your future with a SmartVestor Pro. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! I know when all your friends are buying new homes, comparison can creep in and make you feel like you?re falling behind. But in this episode, find out why it may actually be wiser to rent for a season. Next Steps: ? Watch my video Weird Things People Do to Save Money (Including Me!). Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Have you ever wondered how much White House staff and government officials actually get paid? In this episode, find out the surprising salaries of the bigwigs in Washington, D.C. Next Steps: ·      ? Watch my video Reacting to an NFL Player?s Paycheck. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ·      ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   Few purchases are as exciting (and important) as buying a home. Whether you?re in the market or just starting your research, get answers to your questions about when to buy and how to find the right home.   Next Steps: ? Watch my video ?Easy Ways to Pay Off Your Mortgage Early.? ?? Work with a RamseyTrusted real estate agent.   Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:   ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! With November approaching, I know the election is on everyone?s minds. That?s why I want to share three classic movie quotes about politics and money you?ll want to remember this season.   Next Steps: ? Watch my video How Do You Compare Financially to the Average American? Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Even if you feel like you?re ?middle class,? you might have leveled up financially and not even know it. In this episode, learn how to manage any income level like the ?upper class.? Next Steps: ? Watch my video 15 Things the Middle Class Can?t Afford Anymore. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! If you have a heart for adoption but feel overwhelmed by the process (and the costs), you?re not alone. In this special episode, author Marcy Bursac shares her tips as a foster mom. Next Steps: ? Watch my video How to Double Your Money (Here?s What It Takes). ????? Learn more about adopting through foster care. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Could where you bank actually be impacting your money? In this episode, I?ll break down the pros and cons of online banking to help you make the best choice. Next Steps: ·     ? Watch my video Why You Shouldn?t Save Your Money in This Account.   Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ·      ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Between holiday travel, decorating and all the festivities, these last few months of the year can get expensive quick! In this episode, learn my tips for how to enjoy this season without breaking your budget. Next Steps: ? Watch my video What I Refuse to Spend Money on This Holiday Season. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! In this episode, money expert and certified foodie Jade Warshaw is joining me to talk about our favorite affordable fall recipes. Next Steps: ? Watch my video Top 10 Things People Waste Money on in the Fall. Crumb cake recipe Jade?s tortellini soup recipe Buffalo cauliflower dip recipe Orzo broccoli casserole recipe Honey whipped feta with garlic herb-roasted olives recipe Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app!   A fresh haircut, a clean car, an empty inbox?some things in life make you feel brand new. In this episode, you?ll learn five ways to reset your life and money that will leave you feeling at ease and ready for the new year.   Next Steps: ? Watch my video 5 Budget Reset Habits to Help You Win in 2024. ? Stay focused with the 2025 Ramsey Goal Planner. Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries. ? Get 20% off when you join DeleteMe. ? Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Not once have I ever regretted choosing experiences over things. In this episode, find out why, plus five other financial lessons that have made all the difference for me.   Next Steps: ·      ? Reach your money goals with Financial Peace University! Connect With Our Sponsors: ·      ? Learn more about Christian Healthcare Ministries. ·     ? Get 20% off when you join DeleteMe. Listen to More From Ramsey Network:  ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! How should your money habits change as you age? In today?s episode, find out what the book Die With Zero suggests?plus what I think is a better plan. Next Steps: ·     ? Watch my video This Book Changed How I Think About Money Connect With Our Sponsors: ? Learn more about Christian Healthcare Ministries ·      ? Get 20% off when you join DeleteMe Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! You don?t need a big inheritance to start building a legacy. Be encouraged that generational wealth can start with you! Check out this episode for three tips on how you can single-handedly change your family tree. Next Steps: ·      ? Watch my video ?Easy Ways to Build Generational Wealth.? ·      ? Reach your money goals with Financial Peace University! Connect With Our Sponsors: ·      ? Learn more about Christian Healthcare Ministries ·     ? Get 20% off when you join DeleteMe Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! If you love Target as much as I do, then here are seven shopping (and saving) hacks you need to take advantage of the next time you go. (As if we needed any more reasons to love Target!) Next Steps: ·     ? Watch my video Why Stores Are Changing Their Return Policies.   Connect With Our Sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ? Remove your personal information from the web and get 20% off your DeleteMe plan.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Did you know that how you use your money can impact your happiness? Find out how you can achieve lasting financial happiness in this interview with social scientist Dr. Arthur Brooks. Next Steps: ·      ? Watch my video What It Actually Costs to Live Happily in America.   Connect With Our Sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ?Remove your personal information from the web and get 20% off your DeleteMe plan.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? The EntreLeadership Podcast   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! From money to marriage to health, today?s episode touches on some of life?s most important topics. Find out seven valuable lessons I?ve learned that will benefit you in every stage of life. Next Steps: ·      ? Watch my video Life-Changing Lessons I?ve Learned From Minimalists. ·      ? Save the date for Money & Marriage Date Night!   Connect With Our Sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ? Remove your personal information from the web and get 20% off your DeleteMe plan. Listen to More From Ramsey Network: ? Smart Money Happy Hour ? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! What was the last purchase you made that had a big impact on your life? In this video, I?ll share some of my own life-changing purchases that were more than worth the money. Next Steps: ·      ? Watch my video Popular Products That Are a Waste of Money. ·      ? Take control of your money with Financial Peace University. Connect With Our Sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ?Remove your personal information from the web and get 20% off your DeleteMe plan. Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! What if some of your assumptions about money were hurting you financially? Today, we?re talking about uncomfortable money truths that will help you handle anything life throws your way. Next Steps: ·      ? Watch my video 8 Things to Do Differently With Your Money in 2024. ·      ? Take the Coverage Checkup today. Connect With Our Sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ? Remove your personal information from the web and get 20% off your DeleteMe plan.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! Would you rather sacrifice your lifestyle to become a millionaire ASAP or enjoy a comfortable life now? In this episode, learn why setting yourself up for success financially can lead to both. Next Steps: ·      ? Watch my video What Is Stealth Wealth (and Do You Have It)? ·      ? Find out what?s possible with the Investment Calculator! Connect With Our Sponsors: ·      ? Learn more about Christian Healthcare Ministries. ·      ? Remove your personal information from the web and get 20% off your DeleteMe plan. Listen to More From Ramsey Network: ? Smart Money Happy Hour ? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Start your free budget today. Download the EveryDollar app! From monitoring your browsing history to making it even easier to spend, companies are always finding new ways to take more of your money. But you still have the final say about what you spend! In this episode, find out how to avoid spending traps and save your money for the life you want. In This Episode: ·      How to Save $4,000 Fast ·      How Airlines and Other Retailers Are Robbing You Blind ·      The $687 Billion Problem No One?s Talking About   Connect With Our Sponsors: ·      ? Learn more about Christian Healthcare Ministries. ·      ? Remove your personal information from the web and get 20% off your DeleteMe plan.   Listen to More From Ramsey Network: ? Smart Money Happy Hour ?? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

? Sign up for EveryDollar today to create a free budget! These last few months of the year are prime time for overspending! In this episode, you?ll learn how to be intentional with your money in every season and make a game plan to stay on target. In This Episode: ·     How to Finish the Year Financially Strong ·     8 Ways to Beat Financial Stress ·     Is $186K Enough to Make You Financially Secure Today? Connect With Our sponsors: ·     ? Learn more about Christian Healthcare Ministries. ·     ? Remove your personal information from the web and get 20% off your DeleteMe plan. Listen to More From Ramsey Network: ? Smart Money Happy Hour ? The Ramsey Show   ? The Ramsey Show Highlights ? The Dr. John Delony Show ? George Kamel ? The Ken Coleman Show ? EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices