They say life actually starts at 30! So, if you’re feeling behind financially, say less, because things are just about to get good. In this episode, Jen and Jill breaks down the financial planning moves that actually matter in your 30s, from building a strong financial foundation to investing for retirement and planning for your future.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpplanningfor30s

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Everyone says they’d be responsible with more money, but the problem is often how we define living below your means. It’s not about spending as little as possible. It’s about shifting your money mindset so you can spend intentionally without exceeding your means. Today, we’re talking about the mindset shifts that make living below your means feel less like restriction and more like financial freedom.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill 

🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbelowyourmeans

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We thought we were the only ones feeling this way, but we kept finding more and more reasons people have stopped shopping at Target, so that’s what we’re talking about today. Target has become something else, and Jen and Jill are digging into why shoppers are feeling differently, what’s changed, and whether the Target run is still worth it.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill 

🎙️ Get full show notes and mentioned links here! https://bit.ly/ffptargetisover 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Having a baby changes everything, including the way you think about money. Suddenly, you’re not just planning for your life. You’re planning for someone else’s future, too. In this episode, Jen and Jill break down the financial moves every new parent should think about, so you can feel more prepared for the costs, responsibilities, and big life changes that come with growing your family.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill 

🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpfirstbaby

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You’ve probably heard of Dave Ramsey and his famous Baby Steps. But do you have to follow someone else’s financial blueprint to make progress with your money? In this rerun, Jen and Jill revisit Dave Ramsey’s advice, where they agree, where they’d do things differently, and how finding other voices in personal finance helped them figure out what actually works for them.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill 

🎙️ Get full show notes and mentioned links here! https://bit.ly/ffpbabysteps

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We love Halloween, but the endless stream of viral “must-haves” can make it feel like you need to spend more every October. In this episode, Jen and Jill explore how TikTok, social media, and influencer culture are fueling Halloween overconsumption, from trendy decorations to nostalgic must-haves. They also share how to enjoy Halloween, embrace the spooky season, and celebrate without letting unnecessary spending take over.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals 

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions 

👉🏼 Subscribe for more on YouTube: https://www.youtube.com/frugalfriends 

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app 

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp 

📚 Order our book, Buy What You Love Without Going Broke: 

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill 

🎙️ Get full show notes and mentioned links here! https://bit.ly/realityofhalloween

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A pumpkin one second, and then a cart full of candy, a bunch of costumes, and decors next. It’s quite hard to stop when you’ve reached a flow state in spending. But Jen and Jill are not here to cancel the fun. In this episode, they help to plan for the things you actually want to spend on so November doesn’t have to clean up October’s financial mess.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions

👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp

📚 Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill

🎙️ Get full show notes and mentioned links here! https://bit.ly/octoberbudgetkit

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Losing a home isn’t always one bad financial decision. Sometimes it’s about not having the resources, information, or support to know what to do next. In 2017, Jen’s mom lost the house Jen grew up in to foreclosure after eight years without making a mortgage payment. Today, Jen and Jill share what happened, what might have prevented the loss, and what every homeowner can do to protect their home.

🥘 Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals

💲Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions

👉🏼 Subscribe for more on YouTube https://www.youtube.com/frugalfriends

📲 Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app

👩🏻‍💼 Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp

📚 Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/

⭐ Submit your Bill of the Week: http://frugalfriendspodcast.com/bill

🎙️ Get full show notes and mentioned links here! https://bit.ly/ffphouseforclosure

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It’s not you, it’s capitalism. When you start feeling like you have no control over what you spend, it’s easy to wonder if something is wrong with you. But the truth is, you’re not entirely to blame. In this episode, Jen and Jill break down the psychological tactics stores use to get you to spend more, how to recognize when they’re being used on you, and most importantly, how to avoid falling for them.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpstoretricks

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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A once-a-month bill can require major adjustments to the next month’s budget, especially with how much utility costs are rising these days. And we’re over artificial “hacks” that are really just designed to sell us another product. So in this episode, Jen and Jill turn to real people and share their best, practical ways to save on utilities.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpsaveonutilities

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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IN THIS ECONOMY? When everything is “on sale” every other week, paying full price starts to feel like a choice. Jen and Jill are calling out the pricing tricks that make inflated “original” prices look like a bargain and revealing the products and services where you should never feel bad about asking for a better deal.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpdontpayfullprice

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Whether 40 feels right around the corner or a lifetime away, these are the money decisions you’ll be glad you started thinking about now. In this episode, Jen and Jill walk us through the financial questions and decisions you’ll want to start thinking about before 40 that can help you make more intentional choices along the way. 

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpbefore40s

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Many of us think buying generic brands means we’re being responsible with our finances, but navigating when to opt for off-brand versus name-brand can be a strategic decision between quality and savings. So today we’re replaying one of our most popular episodes of 2024, looking at what experts in their field buy and Tiktok product review videos to know which is worth our money.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpnameoroffbrand

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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It’s crazy when choosing the flowers, venue, and dress feels like the easiest part than keeping the costs under control. And beyond the couple, guests can end up spending more than they expect, too. Today, Jen and Jill talk about the wedding costs nobody warns you about, the trends driving them up, and the frugal ways to make your wedding actually fit your budget.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpweddings

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

September brings new expenses, seasonal spending, and plenty of opportunities to save. In this episode, we’re breaking down what to budget for, what’s worth buying, and what to skip this month. Plus, one simple money move could help you lower your bills with a quick phone call.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/septemberbudgetkit

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

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https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jen and Jill have been cooking up something for their Frugal Friends for a while now. They’ve shared a few things they’ve been preparing for, but this time, they’re talking about that and so much more. In this episode, it’s plot twist after plot twist as Jen and Jill reveal some of the biggest news happening in their lives recently.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpjustyappin

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

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https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We’ve all got that drawer, closet, or random corner filled with things we barely use anymore. But somehow, we keep bringing more stuff home. In this episode, Jen and Jill get honest about the purchases that didn’t live up to expectations, from overhyped products to things that simply aren’t worth the money. They also explore why sometimes the smartest purchase is the one we skip.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffpjunkisout

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

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💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Saving $4,000 was never the goal. Getting healthier was. But as Jen changed her daily routines and built healthier habits, she naturally started spending less in some surprising areas. In this episode, Jen and Jill breaks down the story of how Jen lost 20 pounds, saved $4,000, and the unexpected spending habits that helped her achieve both.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/ffplost20saved4k

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

And that’s a wrap! For the final episode of the DIY Financial Plan series, Jen and Jill dives into money-saving strategies and the tools that can help you keep more of your hard-earned money. From tax-saving opportunities to college and estate planning, they’re covering the strategies that can make a real difference in your financial plan.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/diyfinancialplan4

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For the third part of this series, Jen and Jill tackle one of the most important and often most intimidating money topics. After all, we'll all grow older, and the goal is to reach retirement without constantly worrying about money. They break down the basics of retirement planning, explain where to invest, and share practical guidance to help you start preparing for the future with confidence.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/diyfinancialplan3

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Now that you've built the foundation of your financial plan, it's time to prepare for the unexpected. In part two of this four-part series, Jen and Jill shift the focus to two of the biggest pillars of financial security: paying off debt and building an emergency fund. Together, they break down how to create a plan that helps you tackle today's financial challenges while protecting your future.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/diyfinancialplan2

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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There are a lot of financial goals you can pursue and it can be confusing to know which ones to pursue first and to what extent. In this episode, Jen and Jill kick off a four-part series on building a comprehensive financial plan that helps you sort through the numbers, the emotions, and the real-life limitations of your finances.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app 

🎙️ Get full show notes here!

https://bit.ly/diyfinancialplan1

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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Before August starts emptying your wallet, let's build a budget that's ready for it all. In this episode, we're covering everything to include in your August budget from back-to-school expenses and end-of-summer spending to the seasonal foods and best buys that can help you save money all month long.

📲 Download our Spend Smart App: frugalfriendspodcast.com/app

🎙️ Get full show notes here!

https://bit.ly/augustbudgetkit

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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Now we have access to better everything. Better vacations, better homes, better routines, better storage systems, better skincare, but even with all this “better” we are still financially stretched and emotionally exhausted trying to maintain lifestyles we don’t even fully enjoy. In this episode, we’re exploring why buying more stuff isn’t resulting in a better life. 

📲 Download our Spend Smart App: frugalfriendspodcast.com/app

🎙️ Get full show notes here!

https://bit.ly/ffplivewithless

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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We frugal people are built different. Not in a weird way, but in a smart, practical one. If this episode resonated with you the first time, you're going to love revisiting it. We're diving back into the underconsumption core trend on TikTok—a trend we'd love to see more of, but probably won't, because it's not rage-bait, and it doesn't make platforms much money.

🎙️ Get full show notes here!

https://bit.ly/ffpunderconsumptioncore

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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At some point, many of us will face a reality we didn’t plan for: helping our parents financially. Whether it’s covering bills, helping with housing, or stepping into a caregiving role, almost no one is talking about how to prepare for it. In this episode, Jen and Jill share their personal experiences and break down what you need to know before it becomes a crisis.

🎙️ Get full show notes here!

https://bit.ly/ffpcareforthem

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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The beauty of simplicity is often overlooked. And having more can make it feel like you have it all, but really, it often makes life more complicated. With less, you are free to focus on what truly matters. Jen and Jill revisit a listener's favorite on the research behind these concepts and share how embracing them can help you spend less, stress less, and save more.

🎙️ Get full show notes here!

https://bit.ly/ffpsimplicity

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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Frugal people have figured out how to protect their savings without falling for marketing that sells an identity instead of real value. Jen and Jill dives into the “manufactured convenience,” subscription creep, AI upsells, and performative wellness that frugal people ARE NOT falling for this year! 

🎙️ Get full show notes here!

https://bit.ly/ffpfrugalnobuy2026

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Goal achievement isn’t linear and it takes a good amount of determination to push through, therefore today’s episode is a good mid-year reality check. Jen and Jill once again explore the power of mindset shifts, providing practical advice to help you not only set but successfully stick to your financial goals throughout the year.

🎙️ Get full show notes here!

https://bit.ly/ffpstickwithgoals

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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https://www.instagram.com/frugalfriendspodcast/

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Have you ever bought something and instantly regretted it? Like “why did I spend THAT much on THIS?” Today we’re diving into real stories of buyer’s remorse, from real people not influencers or gurus trying to sell you something. We’re hearing everything from big purchases to everyday spending mistakes.

🎙️ Get full show notes here!

https://bit.ly/ffpbuyerremorse

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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When you think about your life and ask, “Am I happy with how things are? Am I content with the life I have right now?” Do you say yes? It’s tough to figure out what’s just right for us without settling and feeling too complacent. We want to keep moving forward. In this episode, Jen and Jill walk us into the journey of contentment and share ways to use it as a tool to spend less and with intentionality.

🎙️ Get full show notes here!

https://bit.ly/ffphowtobecontent

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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Let’s take a look at the habits and mindsets that helped people thrive through some of history’s toughest times. In this episode, Jen and Jill share lessons from the 1920s and beyond that can help us push back against a century of overconsumption marketing and rethink what it means to live well with less.

🎙️ Get full show notes here!

https://bit.ly/ffpgreatdepressionskills

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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We’re already past the halfway point of the year, and a lot has happened. If your budget feels a little messy, July is the perfect time for a reset. In this episode, Jen and Jill break down everything you need to plan for this month so you can spend intentionally without making budgeting feel restrictive.

🎙️ Get full show notes here!

https://bit.ly/ffpjulybudgetkit

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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The baby isn’t born yet, and somehow the spending has already surpassed what could have gone toward years of their upbringing. Today, we're talking about how welcoming a baby has turned into a full-blown financial event. From over-the-top gender reveals and extravagant baby showers to outrageously expensive baby shower gifts, we're diving into some of the wildest examples social media has to offer.

🎙️ Get full show notes here!

https://bit.ly/ffpbabyshower

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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There are countless side hustles out there, but not all of them are worth your time. We've tried enough of them to know which ones deliver and which ones don't. In this episode, we're breaking down the side hustles we'd actually do again—and the ones we'd gladly leave behind.

🎙️ Get full show notes here!

https://bit.ly/ffpfavsidehustles

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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Amazon Prime Day is coming, and so is the temptation to click "Buy Now." But before another pile of packages lands on your doorstep, Jen and Jill uncover what's really going on behind Amazon. From fake reviews and low-quality products to questionable deals and memberships, this episode explores why Amazon may no longer be the frugal shopper's best friend.

🎙️ Get full show notes here!

https://bit.ly/ffpdeinfluencingamazon 

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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Even the experts aren’t buying what you think they are. In fact, many of them believe the best solution is something you probably already own. In this episode, Jen and Jill share another round of things people are not buying to save money but this time, the people skipping these purchases are professionals and experts who know the industry best.

🎙️ Get full show notes here!

https://bit.ly/ffpexpertsaysno

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Social media has become the modern-day opium therefore - do not disturb mode on! Today, Jen and Jill share their experiences on and off social media, how both have changed our lives, and how you can do your own social media detox in an effort to consume it more intentionally.

🎙️ Get full show notes here!

https://bit.ly/ffpsocmeddetox

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The familiarity of our daily life sometimes masks as a trap to expenses that could’ve been saved had we only known. In this episode, Jen and Jill explore a few thoughtful revisions that can create more breathing room in your finances because a few optimized choices today can keep hundreds of dollars from slipping through the cracks tomorrow.

🎙️ Get full show notes here!

https://bit.ly/ffpcostlyhabits

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Concerts used to be fun, enjoyable, and memorable. Now, you have to put your happiness and love for music on credit too? In today’s episode we’re going to look at some of the INSANE prices people are paying to attend concerts and music festivals, why live music has gotten so expensive and what you can do to save live music without needing to be rich or go broke.

🎙️ Get full show notes here!

https://bit.ly/ffpconcertcredits

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What was once in your email now has its own episode! This means a more comprehensive step-by-step guide to your monthly planners. Starting with the month of June, this episode covers what to budget for the month, what’s on sale, and June’s Money Move to help you grow your income intentionally.

🎙️ Get full show notes here!

https://bit.ly/ffpjunebudgetkit

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

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💸 Check out our monthly challenge community

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https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Loyalty programs promise discounts, rewards, and exclusive perks. But what if those programs are actually designed to study your spending habits and push you to spend more? In this episode, we unpack how loyalty programs work behind the scenes and why those “perks” might be costing more than you think.

🎙️ Get full show notes here!

https://bit.ly/ffployaltyscams

📚 Our book: Buy What You Love Without Going Broke

https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

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BOOK THAT TRIP! says the influencers who are getting free flights, free hotels, and paid brand deals while the rest of us are left holding the receipt. This episode breaks down the travel hype, the hidden costs behind “dream trips,” and why that vacation everyone’s posting might be a lot less realistic for the rest of us.

🎙️ Get full show notes here!

https://bit.ly/ffpdeinfluencingsummer

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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When we spend on something, are we really getting our money’s worth, or are we just paying for something we could’ve done without? This episode breaks down 13 sneaky ways you’re probably wasting money, what those habits reveal about our intentions, and how we can make better spending decisions moving forward.

🎙️ Get full show notes here!

https://bit.ly/ffpmoneywasted

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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You won but at what cost? The rush of “easy wins” is everywhere right now and it’s not just in casinos anymore. It’s in sports, in ads, in your very own phone. In this episode, Jen and Jill unpacks how gambling has become more mainstream, more addictive, and more hidden in everyday life than ever before.

🎙️ Get full show notes here!

https://bit.ly/ffpgambling

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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Cycle syncing isn’t just for workouts or productivity—it can be a surprisingly powerful way to manage spending, saving, and financial decision-making because your hormones influence risk tolerance, impulse control, motivation, and long-term thinking. Today we’re talking about how to align your finances with each phase of your cycle.

🎙️ Get full show notes here!

https://bit.ly/ffpcyclesyncing

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

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💸 Check out our monthly challenge community

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It’s time to show you the truth about us. Behind being frugal, the reality is we still fall into spending traps. Doing a 30-day transaction inventory revealed a lot that they hadn’t noticed in the eight years of doing this. Today, we’ll share what we spent on, what we learned, and why we’re finally opening up about it.

🎙️ Get full show notes here!

https://bit.ly/ffp30dayexpenses

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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💸 Check out our monthly challenge community

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Spending can feel like a familiar friend, but impulse spending shows up in ways we don’t always notice. It’s not just “giving in” if there’s often a pattern you keep falling into without realizing it. Today we’re breaking down the 7 types of spenders and what actually helps stop the cycle.

🎙️ Get full show notes here!

https://bit.ly/ffpspendingpersonalities

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

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💸 Check out our monthly challenge community

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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Self-care is supposed to make you less tired, yet every “self-care routine” we see on social media has 18 exhausting steps. Its normalization has come at a cost for some of us. So today, we’re exposing the marketing disguised as self-care and what you can actually do to take care of yourself, from a licensed mental health professional.

🎙️ Get full show notes here!

https://bit.ly/ffpselfcare

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

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👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Credit cards once felt like endless possibility and hope as if it’s free money. But lately people are noticing something strange as points are harder to use, more complicated and annual fees keep going up. In this episode, they explain what’s happening, if it is still worth it and what to do instead.

🎙️ Get full show notes here!

https://bit.ly/ffpcreditrewards

📚 Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ 

💌 Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks.

https://www.frugalfriendspodcast.com/friendletter

📣 Submit your bill of the week and get a shoutout from us

https://www.frugalfriendspodcast.com/bill-of-the-week/

💸 Check out our monthly challenge community

http://www.frugalfriendspodcast.com/club

👉🏼 Subscribe for more on YouTube

https://www.youtube.com/frugalfriends

💃🏼 Hang out with us on Instagram!

https://www.instagram.com/frugalfriendspodcast/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.