Trying to save money on a low income can feel challenging, but don?t let a low salary deter you from your savings goals! You should not feel like you can?t save towards goals like retirement or a home down payment. When you have a limited budget it can be discouraging, but don?t allow that to stop you from the future that you want. Consider taking the first step today because once you do, you?ll find additional ways to save money on a low income as you make progress. Join Bola and Yazmir as they discuss key tips for how to save money on a low income. CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

The word recession creates a feeling of discomfort for many people and comes with a lot of negatives such as market declines, job losses, and more. Today we will discuss the impact of a recession and inflation and key tips to protect your personal finances. CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Bolanle Williams-Olley discusses what it means to be bold and courageous on your career path and provides practical guidance on exactly how you can do it. Bolanle Williams-Olley is chief financial officer and co-owner of Mancini Duffy, a technology-first design firm based in NYC. She is the bestselling author of Build Boldly, chart your unique career path and lead with courage, a practical playbook written to ignite individuals and leaders to craft their own career playbooks for success. She is also a dynamic leader and founder of several impact organizations for improving education in low-income schools in Nigeria, empowering women and small firms, and creating awareness about NGOs across Nigeria. She is married with two kids and is obsessed with throwing really fun-themed parties. WHAT BOLANLE DISCUSSED: - Her own career progression to becoming CFO and co-owner of her own firm - The mistakes and hurdles she had to overcome on her career journey - The importance of creating a vision for your career path and how to start - Key tips women can leverage to find the courage to make bold career decisions AND MUCH MORE HOW TO KEEP UP WITH BOLANLE Via her website: www.BolanleWO.com Via LinkedIn: https://www.linkedin.com/in/bolanlewo On Instagram and Twitter: @bolanle_hq ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Yazmir and Esther as their their candid thoughts about Bola Sokunbi's new book, Choosing To Prosper! ? Pick up a copy of Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, Achieving Your Life and Money Dreams: https://amzn.to/3ya5Tk8 ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

? Pick up a copy of Choosing to Prosper: Triumphing Over Adversity, Breaking Out of Comfort Zones, Achieving Your Life and Money Dreams: https://amzn.to/3ya5Tk8 ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Is imposter syndrome keeping you stuck? Join Bola and Yazmir to discuss chapter 8 of the new book, ?Choosing To Prosper!?. In this weekly YouTuBe LIVE discussion, you?ll learn just what imposter syndrome is and how it can impact your life. Plus you?ll also learn how Bola overcame her own imposter syndrome as well as get key tips on how not to let imposter syndrome mess with your goals. Imposter syndrome is unavoidable for many of us, it is something you can deal with and overcome. Don?t let imposter syndrome keep you back from your goals! CATCH OUT OTHER LIVE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Jamila Souffrant shares her transition to building a successful business after saving $179k with her husband in 2 years. Jamila is an author and the host of the Journey To Launch podcast. She is considered a go-to thought leader in the personal finance field and her work has been featured in BuzzFeed, ESSENCE, Refinery 29, Money Magazine, CNBC, CBS, Business Insider and more. The Journey To Launch Podcast has over 3+ million total downloads and was listed by the NYTimes as a podcast to help you get better with your money. Jamila and her husband are debt-free besides their mortgage. She is also a mother of three young children and lives in Brooklyn, NY. WHAT JAMILA DISCUSSED: 1. How her life has changed since her major savings accomplishment 2. What led her to start her business and how she made that transition from employee to full time boss 3. Navigating social media pressures 4. Key tips for people starting or building their businesses AND MUCH MORE HOW TO KEEP UP WITH JAMILA -Via her website:Journeytolaunch.com -Facebook: @journeytolaunch -IG Business: @journeytolaunch -IG Personal: @jamilasouffrant -Twitter: @journeytolaunch ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Melissa Landry shares the parallels between health/diet and your finances and how to maintain a healthy approach to your overall wellbeing. Melissa is an "anti-diet" Registered Dietitian specializing in Intuitive Eating for women in bigger bodies. A former weight loss research Dietitian, Melissa left the industry to speak out on what the research shows: 95% of diets fail and often leave us mentally and physically less healthy than where we started! Inspired by her mother who was put on diet programs from an early age because of her body size, Melissa shows you to heal from the impact of generational diet trauma so you can become the first in your family to move on from food guilt or body shame, just like she is. WHAT MELISSA DISCUSSED: 1. What inspired her to become an "anti-diet" dietician 2. What generational diet trauma is 3. Parallels  between diet culture and personal finance 4. Key pieces of advice for women to create a healthy and balanced lifestyle that works for them AND MUCH MORE HOW TO KEEP UP WITH MELISSA -On Instagram: https://instagramcom/no.more.guilt -On her podcast: Break The Diet Cycle Podcast ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Join us for a book signing + discussion event with Clever Girl Finance Founder Bola Sokunbi to celebrate her new book, Choosing To Prosper! This event will take place in midtown Manhattan NYC - We can't wait to see you! SCHEDULE: - 10:30 AM to 11:00 AM: Arrivals + Book Signing - 11:00 AM to 1:00 PM: Discussions + Q&A sessions Get your tickets today >> https://www.eventbrite.com/e/choosing-to-prosper-the-nyc-book-launch-event-with-bola-sokunbi-tickets-339911764237 And be sure to preorder your copy of Choosing To Prosper! everywhere books are sold! Learn more at https://clevergirlfinance.com/books

On July 6th, 2022, Bola Sokunbi?s new book, Choosing to Prosper! Triumphing Over Adversity, Breaking Out of Comfort Zones, and Achieving Dreams will be released. In it, Bola delivers an uplifting and practical message of success and resilience in the face of formidable obstacles. Join Bola and Yazmir in this special Q&A interview to discuss Chapter 5 of Choosing To Prosper! about the good, the bad, and the backlash of Bola saving $100K, her lessons learned, growing thick skin, and practical tips to achieve your own financial goals. ? Get your copy of "Choosing To Prosper!" and the Clever Girl Finance Book series: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Corazon Akinyi shares how she and her husband paid off $150,000 in just 3 years! Corazon is a public health professional and personal finance enthusiast who paid off $150,000 of debt alongside her husband. Although personal finance was not a cornerstone of what she grew up on, she taught herself personal finance principles that helped her to invest in real estate, save, pay off debt and start a business. She founded CorazonAkinyi, where she teaches working professionals to master their money. WHAT CORAZON DISCUSSED: 1. Her income, how much debt she had in total, and how she and her husband intentionally went about paying their debt down including transitioning to higher-paying jobs to accelerate their timeline. 2. How they managed their self-discipline, and prioritized enjoying their lives while still paying off their debt 3. Key words of advice for people on their debt pay off journey AND MUCH MORE HOW TO KEEP UP WITH CORAZON - Via her website: www.Corazonakinyi.com - On Instagram @corazonakinyi ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Calling all business owners and aspiring business owners - tune into this episode with Charietta Hill for key tips on how to manage your business finances! Charietta is an entrepreneur and business consultant. With over 10 years in public accounting, corporate finance and leadership. Her career expands over several industries including banking, manufacturing, healthcare, and finance. She worked her way up from an entry-level position to earn her seat at the executive table. She brings this same attitude and consistent mission of excellence, and realizes that excellence is a journey, not simply a destination. This perspective has inspired her to partner with her clients as they strive to achieve greater success. WHAT CHARIETTA DISCUSSED: 1. Key tips for budgeting as a business owner 2. The importance of bookkeeping and the key financial statements you should be familiar with as a business owner 3. How to think about tax planning for the entire year AND MUCH MORE HOW TO KEEP UP WITH CHARIETTA - Instagram: @ellehillconsulting - Facebook: Elle Hill Consulting - Services offered: Bookkeeping, accounting, and business consulting ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Bola, Carli, and Yazmir from team Clever Girl Finance in this video to discuss the fact that people will always judge you and why it?s important to share your story and experiences regardless, because of the people your story will positively impact! ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode: Cassidy Horton is a personal finance copywriter and money nerd. She first became interested in finance after paying off $18,000 in debt within 10 months of graduating college. She later went on to triple her salary in two years by ditching her 8-to-5 to write for a living. Cassidy earned her MBA and bachelor's in public relations from Georgia Southern University. Today, she's passionate about helping personal finance brands reach *their* people through content marketing. WHAT CASSIDY DISCUSSED: 1. Where her $18,000 of debt came from and how she got motivated to pay it off 2. What her income at the time was and the specific steps she took to pay off her debt 3. How tripled her income by working for herself including how she transitioned from her 9 to 5 job to full-time entrepreneurship AND MUCH MORE HOW TO KEEP UP WITH CASSIDY - On her website: www.cassidyhorton.com - On LinkedIn: https://www.linkedin.com/in/cassidybhorton/ ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode Ogechi shares how she purchased her first property at 21 and paid off her $26,000 student loan debt by leveraging real estate. Today, Ogechi is a personal, finance educator, real estate investor, coach, and founder of OneSavvyDollar. She primarily helps renters who want to become homeowners or real estate investors and homeowners who want to become real estate investors so they can build real wealth. She now has a real estate portfolio that generates a six-figure revenue. WHAT OGECHI DISCUSSED: 1. How she got into real estate at age 21 2. The steps she took to leverage her real estate earnings to pay off $26,000 in student loans 3. Her current real estate portfolio and some memorable experiences AND MUCH MORE HOW TO KEEP UP WITH OGECHI - Via her website: onesavvydollar.com - On Instagram: https://instagram.com/onesavvydollar - The reel of her rehab: https://www.instagram.com/reel/CaIOoQAlyVv/?igshid=YmMyMTA2M2Y= ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Benjamin Franklin once said, ?Happiness consists more in small conveniences or pleasures that occur every day, than in great pieces of good fortune that happen seldom to a man in the course of his life.? The easiest way to find joy every day is by prioritizing and enjoying life?s simplest pleasures. You don?t have to wait for those big moments or milestones to make you happy. Join Bola and Yazmir from team CGF to explore 5 simple pleasures that you can begin enjoying today! ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Dr. Nancy Huynh shares how she began investing in real estate alongside her demanding medical career. Dr. Nancy Huynh is a mom, physician, eye surgeon, entrepreneur, and impact real estate investor. Nancy started investing in real estate to create passive income, hoping to regain control of her time and stop trading time for money. She currently owns and operates a real estate investment portfolio in the Atlanta area. She founded Clear Vision Investing to not only grow her own portfolio, but also to help others realize the power of real estate investing. She is passionate about helping others, especially female physicians, gain financial literacy and achieve financial security. WHAT NANCY DISCUSSED: 1. Why she got interested in real estate investing despite her demanding job as an eye surgeon 2. Why passive income is so important for her (and why it should be for you too) 3. Her first investment and how she invests in real estate today 4. How she balances being a physician with being a real estate investing AND MUCH MORE HOW TO KEEP UP WITH NANCY - Via her website: www.clearvisioninvesting.com - On LinkedIn: https://www.linkedin.com/in/nancyhuynhmd/ ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Ayana Campbell shares her journey to debt freedom as well as how you can establish the right mindset for paying off debt. Ayana is the founder of Millennial Money Guide?, and is a debt-free money coach with a passion for helping millennial women and couples get unstuck so they can ditch debt, save more, and win with money! Through her Instagram, blog, and coaching programs, Ayana shares practical tips and money advice to help young adults navigate the sometimes intimidating and often misunderstood world of personal finance. WHAT AYANA DISCUSSED: 1. Her personal debt payoff story and how she did it 2. The importance of establishing the right mindset to pay off debt 3. Practical steps you can take to get started to establish and maintain your mindset AND MUCH MORE HOW TO KEEP UP WITH AYANA - On Instagram: https://www.instagram.com/millennialmoney.guide/ - Via her website: https://millennialmoney.guide/ ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Think that female business partnerships have to be toxic? Think again. Tara Faquir & Leah Del Percio, co-founders of Trustate, are the examples of independent female leaders and partners who have grown together to form a company where their employees don't just come to work, they come to flourish and build a career. On today's podcast episode, they share key tips on how to build a successful business partnership! Tara Faquir is Co-Founder and COO of Trustate and earned her B.S. in economics from the University of Miami and her M.B.A. from Fox School of Business at Temple University. Tara has spent the past decade working at a variety of companies from Fortune 500?s to Billion-dollar start-ups and with her she brings to Trustate a deep understanding of sales, operations, and team management along with a passion for learning and entrepreneurship. Leah Del Percio is the President, CEO, and co-founder of Trustate. Prior to founding Trustate, Ms. Del Percio was a senior Trust and Estate attorney at DLA Piper, where she focused on helping both individuals, families, and institutions with crisis and succession planning, wealth preservation, asset protection, and complex tax strategies. She has been named to Super Lawyers ?Rising Stars? list on multiple occasions, has been featured in various publications including national features in both Law.com and Business Insider. WHAT TARA & LEAH DISCUSSED: 1. How their business partnership journey began 2. Their biggest challenges and successes as business partners 3. The number one business tip they have for women who want to start businesses as a partnership 4. Just how they've built a successful business as well as details of what they do AND MUCH MORE HOW TO KEEP UP WITH TARA & LEAH - Instagram: @TruFoundStory  -Email: [email protected] -Website: trustate.com ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Comparing ourselves to others may seem harmless or even healthy because we see it as a way to measure up to others. But we should never compare ourselves to others because it can leave us unhappy and exhausted. Today Bola and Yazmir from team CGF will discuss three key reasons why you should never compare yourself to others. ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Breanna Adams talks to us about starting a career in fashion as a fashion expert/influencer. She also shares key styling tips applicable to everyone. Breanna Adams is a fashion expert and wardrobe stylist based in Los Angeles, CA. Throughout her corporate career in fashion, Breanna has worked at iconic fashion houses - Gucci, BGBG, and bebe Stores inc. further cultivating her love for fashion and style. As the owner of BREANNA MARIE STYLING, Breanna seamlessly elevates her client?s style through one-of-a-kind consultations and bespoke digital Style Guides that truly captivate their fashion needs. Breanna has also been featured and had the pleasure of working with several brands via social media content creation such as SPANX, TJ Maxx, Third Love, and CISE to name a few. In addition to personal styling, Breanna is a Marketing Professional and an active member in her sorority, Alpha Kappa Alpha Sorority, Inc. WHAT BREANNA DISCUSSED: - How she got into becoming a fashion expert and wardrobe stylist - How someone can make money as a fashion expert or fashion influencer - Key mistakes people should avoid when pursuing a career in this industry - How you can be stylish while still sticking to your budget - Foundational items every wardrobe should have AND MUCH MORE HOW TO KEEP UP WITH BREANNA - Via her website: BreannaMarieStyling.com - On Instagram: @ilybree - On TikTok: @BreannaMarieStyling ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's podcast episode, Ayooluwa Ijarogbe shares her personal story of how she used DoorDash to pay off $45,000 in student loans. Ayooluwa is a chartered attorney who moved to the United States to obtain her master's degree. She was determined to pay off her $45,000 school loan in 12 months completely through her DoorDash earnings. While investing aggressively on her FI/RE journey, she also teaches women about financial literacy through her platform My Finance Center. WHAT AYOOLUWA DISCUSSED: 1. How lack of planning for her masters led to her first financial crisis 2. Her determination to pay off her $45,000 student loan through DoorDash food delivery service 3. Keeping her side hustle hidden from friends and family 4. Why she is on a FI/RE journey and aggressively investing for financial independence 5. The avenues she is using to build wealth AND MUCH MORE HOW TO KEEP UP WITH AYOOLUWA - On Instagram: https://www.instagram.com/myfinancecenter/ ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Let?s talk about the Tinder Swindler! Netflix released a documentary about a man who goes by the alias, Simon Leviev, who meets women on Tinder and deceives them into sending him a lot of money. Simon starts by meeting women in person to show him his lavish style and influence by inviting them to restaurants, five-star hotels, and private jet trips. In a short period of time, Simon gives the women a lot of love and affection and asks them to be his girlfriend. Once Simon gains the women?s trust he tells them about his enemies following him and causing him to have financial problems. He asks the women to open credit cards and take out loans for him under their names with the promise of paying them back, but he never does. As a result, the women rack hundreds of thousands of dollars in debt. Today Bola and Yazmir from team CGF will discuss four key money lessons to take away from this documentary! ? Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ? Get the Clever Girl Finance book: clevergirlfinance.com/book ? Follow on Instagram: instagram.com/clevergirlfinance

Have you considered getting a financial advisor? Not sure if you need one or not? How do you find the right financial advisor and what questions should you ask them? Not to worry! Today, we'll discuss what a financial advisor is, if it's worth having one, how to find one, and the key questions to ask them! ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

The financial well-being of women of color is more critical than ever in today?s world. Did you know the median net worth for single black women is just $200 and $100 for Latinas? This is despite women of color obtaining college and graduate degrees and opening businesses in high numbers! Join Bola and Yazmir from team CGF for this discussion on why the financial well being for women of color is critical. ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Ashley Feinstein Gerstley breaks down what it really means to be a financial adult! Ashley is the author of Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. She is also a money coach, author of The 30-Day Money Cleanse, and the Founder of the Fiscal Femme, a money platform on a mission to end inequality through financial well-being. As a trusted money expert, she has appeared on or been quoted in The Financial Times, the TODAY Show, CNBC, Forbes, NBC, Glamour and the The New York Times.  Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania. WHAT ASHLEY DISCUSSED: 1. What it means to be a financial adult and her personal experience 2. Key steps to take to officially become a financial adult 3. How you can become your own money coach AND MUCH MORE HOW TO KEEP UP WITH ASHLEY Via her main website: https://thefiscalfemme.com/ Via her book website: https://www.financialadultingbook.com/ Via Instagram: @thefiscalfemme ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s podcast episode, Christina Hidek shares key tips to help organize your life and finances. Christina is an attorney turned Organizing Guru + Decluttering coach (aka Professional Organizer) in Cleveland, Ohio who helps people with their clutter problems using reality-based strategies. When she's not sorting through paper piles or dropping off client's donations she can be found volunteering at the PTA concession stand at her children's school, weeding her garden or cheering on her undergraduate alma mater, the University of Kentucky. WHAT CHRISTINA DISCUSSED: 1. How she became a professional organizer 2. The impact of clutter on one's life and finances Key steps to take to get organized in life and with money without feeling overwhelmed 3. Some big mistakes she sees people making when it comes to getting their lives organized 4. Her most challenging organizational projects AND MUCH MORE HOW TO KEEP UP WITH CHRISTINA Via her website: streamlinedlivingoh.com/clutter On Pinterest: streamlinedlvg On Facebook: facebook.com/StreamlinedLiving On YouTube: youtube.com/c/Streamlinedlivingohcle ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today?s episode of the podcast, Amanda Cruise shares how she went from a failed business to owning over 80 mobile home lots! Amanda lives in Raleigh, NC with her husband and two kids. She spent years in the W-2 world loving her job and then realized she was pulled to create her own business. After having her first baby and returning from maternity leave, she started her first business. The business ended up being a total failure but in 2018, she pivoted into real estate investing. Starting with single-family investments at first, then notes, and ultimately mobile home parks. Today, she works with her husband. They have three mobile home parks and are looking for others! WHAT AMANDA DISCUSSED: - Details about her first business and why it failed - How she got interested in real estate investing specifically mobile home lots - How it all works from financing to management - Her advice for new real estate investors AND MUCH MORE HOW TO KEEP UP WITH AMANDA: On Instagram @Investingwithamanda  Via her website: https://voyageinvesting.com ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

On today?s episode, Tanya Taylor shares the steps she took to build a 7 figure portfolio after growing up in poverty and arriving in the U.S. on her own as a then undocumented immigration. MORE ABOUT TANYA Tanya is a CPA, MBA and financial coach based in New York City and the Founder & CEO of Grow Your Wealth . She helps professionals and small business owners ditch bad debt and create a 6 or 7 figure retirement income by learning how money works, so that they can build a legacy without feeling financially stuck. WHAT TANYA DISCUSSED: 1. Her back story on what inspired her to want to achieve wealth despite growing up poor 2. How did you get started on her journey to building a 7-figure portfolio 3. What her 7-figure portfolio consist of today AND MUCH MORE HOW TO KEEP UP WITH TANYA - Facebook: https://www.facebook.com/groups/GroURWealth   - Website: https://growyourwealth10x.com/about-us/  (You can take her free course on the six steps to building a 6 or 7 figured retirement via her website) - Linkedin: https://www.linkedin.com/in/tanya-taylor-cpa-mba-2bb5387/   - Instagram: https://www.instagram.com/growyourwealth10x/   ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

After experiencing money as an extreme burden in her life, Stephanie increased her income from $12,000 a year to $98,0000 but she quickly realized, ?more money, same problems!?. Through mindset work, inner child healing, and much more, She was able to strengthen her emotional intelligence with money and now works to help others do the same. WHAT STEPHANIE DISCUSSED: * How money was an extreme burden in her life in the early stages of her financial journey * How she increased her income by $86k from 12k to 98k but still struggled financially despite this increase * The mindset work and inner child healing she had to do to strengthen your emotional intelligence with money, AND MUCH MORE KEEP UP WITH STEPHANIE Via Instagram @themoneyflirt On her podcast: The Money Flirt THE COURSE STEPHANE MENTIONED: Trauma of money: https://www.thetraumaofmoney.com/ ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

In this episode, learn how Anjie and her husband paid off their $123k debt! Anjie is a millennial wife, mother and is the co-founder of Rich by Intention, alongside her husband. After paying off $123K of student loan debt in a year, Anjie and her husband are now on a path to financial freedom. Their story has been featured on Good Morning America, Business Insider, and Black Enterprise. Rich by Intention?s mission is to empower couples to manage money and everyday life with intention. Additionally, they are hosts of the award-nominated Rich by Intention Podcast, where they share the stories of powerful and ambitious people and couples to inspire listeners to take action to build the life they desire. Anjie is a Project Management Professional (PMP), a certified financial education instructor (CFEI), and holds a master?s degree in Public Administration. WHAT WAS DISCUSSED: 1. Key tips to approach finances with your partner especially in the early stages of a relationship 2. Exactly how they paid off $123,000 of student loans in just one year 3. How she and her husband manage money disagreements 4. How they stay motivated 5. Their next financial goals as a couple AND MUCH MORE HOW TO KEEP UP WITH ANJIE AND HER HUSBAND RJ? On Instagram @richbyintention Via their website richbyintention.com Through their podcast: Rich By Intention Podcast ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Tune into this 2022 goal-setting session! ? We cover: ? Your money mindset ? A review of 2021 and how to create a plan for 2022 ? The key actions you need to take in order to succeed with your finances AND MUCH MORE This is going to be a working session so come prepared with your pen and notebook! ? A portion of this LIVE SESSION is brought to you by FICO. Be sure to check out additional resources from FICO using the links below: - myFICO Educational Resources: https://tinyurl.com/2p95avmw - What's in my FICO® Scores?: https://tinyurl.com/w2cjtae5 - How to Repair Your Credit and Improve Your FICO Scores: https://tinyurl.com/jadp8z9e - FICO Score A Better Future Program: https://tinyurl.com/2p8425ax ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

It's a podcast takeover! Join Esther and Yazmir from team Clever Girl Finance as they share their financial journeys, mistakes, lessons learned, and future goals! ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Emotional reasoning is a type of faulty thinking in which a person concludes that something is true based on their emotional reaction. Join Bola and Yazmir as they discuss: - How emotional reasoning can impact your finances - Key tips to combat it and become more objective CATCH OUR OTHER LIVE YOUTUBE SESSION REPLAYS: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Meet Brooke Tomasetti. She?s used personal finance knowledge, investing, remote work, and real estate to build the life of her dreams. She?s had several big accomplishments including paying off $15,000 of student loans in just 18 months, building a six-figure net worth in 4 years, and selling her real estate investment for a $75,000 profit. * How she was able to pay her $15,000 of student loan debt in 18 months while earning under $45,000 per year before taxes. * How she increased her net worth to over six figures in less than four years. * Details about how she purchased her real estate investment, how she managed the cash flow for the property, and what she did with her $75k profits from the sale. * How she?s pursuing what she calls a ?mini-retirement? AND MUCH MORE. WHERE TO FIND BROOKE: On Instagram: @moneylifementor On her website: www.moneylifementor.com ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Today Alejandra Rojas discusses the emotions that hold people back when it comes to financial wellness and how she tackled these emotions to achieve her own financial freedom. Alejandra is a Finance professional & coach helping modern millennials feel confident with money and helping them create a strong financial foundation. With experience in corporate and personal finances, Alejandra?s vision is to humanize finances so people can truly enjoy their lives. WHAT ALEJANDRA DISCUSSED: - Her personal story with debt and dealing with financial emotions - The main emotions that impact people who are dealing with debt - How one can go about navigating around these emotions PLUS MORE HOW TO KEEP UP WITH ALEJANDRA: On her website at www.alejandrar.com On Instagram at @alejandrar_coach ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

As the holidays approach, we are stepping into the busiest shopping season of the year! However, if you?re trying to save money, this season can be challenging! Join Bola, Esther, and Yazmir from team Clever Girl Finance to learn key tips to avoid overspending this holiday season! CATCH OUT OTHER LIVE SESSION REPLAYS ON YOUTUBE: https://www.youtube.com/playlist?list=PLhyh7wVTaE1IZRcbGOZA_c4Hy6QdV2EHt ? Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages ? Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ? Follow us on Instagram: http://instagram.com/clevergirlfinance

Every retail website seems to be offering one of these buy now pay later options. However, when it comes to "buy now, pay later", it can be a very slippery slope. In this video, we'll go over how it all works, the pros and cons, and how to create a much better alternative for yourself! ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Let?s talk about achieving your dream job and how to make it possible! Today?s podcast guest is Dorianne St. Fleur, a high-performance mindset and career coach, corporate trainer, speaker, and sought-after thought leader. Her mission is to eliminate the pay and leadership gaps for women of color in the corporate world. WHAT DORIANNE DISCUSSED: - The most harrowing and toxic season of her entire career and how she navigated it - What the thriver mentality is and how to leverage it in your life - The ?DREAM? job profile and how you can use it - What a total compensation package entails and how should women be thinking about it as it relates to earning what they are worth PLUS MUCH MORE HOW TO KEEP UP WITH DORIANNE: - Via social media @doriannestfleur - On her website at www.yourcareergirl.com ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Meet Ashley, a meal planning, money managing, motivating mommy on a mission to help inspire millennials and moms like herself to build a solid financial footing while dumping consumer and student loan debt! MORE ABOUT ASHLEY She has a career in construction project management where she leads multi-million dollar projects and has also scaled into her passion of personal finance and advocacy. As the founder of ?Talk Cash With Ash?, a finance brand, her mission is to inspire and motivate others to organize their money, tackle debt, and gain financial freedom all while having fun! Since starting "Talk Cash with Ash" her fun approach to money has helped numerous families including her own get started on their debt-free journeys. Over 17 months, through the pandemic, and after leveraging my assets, she has paid off over $84,000 of debt! WHAT ASHLEY DISCUSSED ON THIS EPISODE: 1. What her "enough is enough" moment was 2. The specific things she did to pay down her debt 3. How she kept herself motivated 4. How she managed the days where she just wanted to go out and spend money 5. The steps she?s taking to ensure her debt freedom is permanent 6. Her goals for the next five years?AND MUCH MORE HOW TO KEEP UP WITH ASHLEY Follow Ashley on Instagram: @talkcashwithash ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode of the podcast Team CGF's Yazmir interviews Bola on money, business, and more! Enjoy listening! ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Mel, a registered nurse of 13 years who is also trained as a realtor and cosmetic tattoo artist. She also considers herself to be a serial "dabbler" when it comes to careers and hobbies that become side hustles. I Recently, the pandemic has forced Mel to take a beautiful and blessed pause. She realized that if she wanted to continue to live her best life and create the best life with her husband and their young son, good financial planning needed to happen. WHAT MEL SHARED ON THIS EPISODE: - Why she chose to pursue financial wellness - How she?s tackling a $40k business loan and $6k of credit card debt. - How she?s found money without earning more - How she removes THE emotion from her finances to stay focused - Why renaming her bank accounts make her more focused on her goals AND MUCH MORE CLEVER GIRL FINANCE BOOK MEL MENTIONS: Clever Girl Finance: Ditch Debt, Save Money, Build Real wealth Get your copy: https://clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Do you find yourself feeling like your budget just doesn't work? Is there always something that throws you off each month? If your answer is "yes" or "sometimes", you may be overlooking some key things that have a direct impact on whether your budget works for you or not! In this episode, learn 4 key reasons why your budget might not be working! ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Today Christina Mychas is sharing how a low buy year changed her life and her relationship with money! Christina is a lifestyle vlogger behind the youtube channel and Instagram account, Christina Mychas. She is also a full time pharmacist living in Toronto, Canada. On her social media channels, Christina shares insights into intentional living, minimalism and mindful spending as she openly works her way through paying off $120K of student loan debt and overcoming a shopping addiction. Christina discovered that there's a lot more to learn about money than just saving, investing and making more of it. She realized how you spend your money matters, so she spends time unpacking the behavioural sides of money, conspicuous consumption, and understanding why we can be motivated to spend the way we do in an effort to get to know yourself and know your money.  WHAT CHRISTINA DISCUSSED ON THIS EPISODE: 1. What prompted her start a low buy year 2. The inner work she did around why she spent money the way she did 3. How much debt she had in total 4. How has the experience changed her mindset and attitude about money 5. How she manages the temptation around slipping back into old habits AND SO MUCH MORE CORRECTION: Christina confirmed her loan term would've been around 10 to 15 years and not 15 to 20 years as mentioned on the podcast. HOW TO KEEP UP WITH CHRISTINA: - On IG @christina.Mychas - Search Christina Mychas on YouTube Video mentioned on episode: Why is it so hard to stop shopping? https://youtu.be/sdQ0OB75Vvw ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today?s episode special guest Wendy Sterling shares how to go about financial and emotional recovery after a divorce. Wendy is a top divorce media personality, International Divorce Coach, Life Transition Specialist, and founder of The Divorce Rehab?. She helps newly divorced men and women, who are having trouble moving forward and tired of feeling stuck, pain, fear, resentment, anger, and guilt to find joy, self-worth, and freedom. Wendy has been featured on NBC, Thrive Global, Medium, Hello Divorce, Romper and has been a guest on The Divorce Survival Guide Podcast, Moms Moving On, The Smart Woman Show, and The Divorce & Beyond Podcast, to name a few. Wendy is also a speaker, the host of The Divorced Woman?s Guide? podcast, an author, an Advanced ThetaHealer®, and mom to her two amazing boys. WHAT WENDY DISCUSSED: 1. Her personal story with divorce 2. How she navigated the emotions surrounding her divorce 3. The financial impact of getting divorced 4. Emotional and financial advice for women considering a divorce 5. Emotional and financial advice for women recovering from a divorce AND MUCH MORE HOW TO KEEP UP WITH WENDY: On social media @divorcerehabwithwendy Via her website: www.wendysterling.net ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Today?s guest on the podcast is Erin Skye Kelly. Erin is a bestselling and award-winning author, keynote speaker, and entrepreneur who recently released the book ?Get the Hell Out of Debt'' which teaches financial literacy in a way that is approachable, entertaining, and inspiring. On today?s podcast episode, she shares her story of how she paid off $2 million of personal debt over a 7 year period. She enlisted the help of financial professionals but grew frustrated when their debt consolidation and refinancing solutions only made the problem worse. Instead of paying off debt with debt, Erin set out on a mission to truly understand how money works In ?Get the Hell Out of Debt,? Erin recorded her findings and her financial advice, along with a healthy dose of love and laughter. Thousands of people have eradicated millions of dollars in debt because Erin Skye Kelly taught them how to get the hell out of it! WHAT ERIN SHARED ON THE PODCAST: - Her personal story with debt - Her mindset and how her debt affected her mental wellbeing - The squeeze method she used to pay off her debt - Practical tips for people currently on their debt pay off journey AND MUCH MORE LEARN MORE ABOUT ERIN VIA HER WEBSITE AT: https://www.erinskyekelly.com/ ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

Today?s guest on the podcast is Niqua of Financially winning! She completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months. Originally from the Virgin Islands, she moved to the US mainland on her own at the age of 18. Niqua uses Financially Winning to focus on providing resources and tips to help individuals with their finances, from budgeting to debt payoff and more! She is also a travel blogger, owns an Etsy Shop, and provides personalized coaching sessions, to help each individual create a financial action plan to improve their overall financial wellness and build wealth. WHAT NIQUA SHARED ON THE EPISODE: 1. What her ?enough is enough? moment was that motivated her to pay off her debt 2. The specific things she did to pay off her debt in 11 months 3. How she kept herself motivated throughout her journey 4. Her key tips for people starting or on their debt payoff journey AND MUCH MORE! HOW TO KEEP IN TOUCH WITH NIQUA: On her website: itsfinanciallywinning.com On social media: Instagram.com/FinanciallyWinning AND Facebook.com/FinanciallyWinning ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today's I'm sharing why it's ok to change your approach to budgeting and the changes I've made recently that have allowed me to stay on top of my budget! ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode learn the 4 bad money habits you need to drop now if you find yourself guilty of them! It?s really important to stop bad money habits as soon as possible because they can prevent you from reaching your financial goals. Bad habits take time to build and time to unlearn but the good news is it's totally possible to do. Tune in to learn how! ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Rosemary shares what it really means to grow up as a first-generation everything. Rosemary is a "Zennial" first-generation immigrant on a journey of building first-generation wealth. When she graduated from college, she landed a job in tech making over double what her family brought home per year. After her first year of working, she received a promotion, another one in her second year, and switched jobs in her third year to get a 43% salary increase. Throughout this time Rosemary also had the responsibility to support her family financially from a few hundred dollars sporadically to paying the mortgage and giving away her car. Still, Rosemary managed to work on her money goals by paying off $22,281 in debt and is on track to have $100K invested by the end of the year. She is committed to providing money motivation and covering money topics women didn't learn growing up. WHAT ROSEMARY DISCUSSED: * How she grew up as a first-generation ?everything? coming from a low-income background * How she paid off her student loans and other debt after graduating college * How she went about increasing her income from $64k to $125 in just 3 years * How she creates a balance between pursuing her financial goals while supporting her mother and younger siblings * AND MUCH MORE HOW TO KEEP UP WITH ROSEMARY: Instagram @firstgenriches Twitter @Theeagilecoach ? Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ? Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ? Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ? Follow us on Instagram: instagram.com/clevergirlfinance